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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

How much would you expect to spend weekly if your DH earned this?

512 replies

Righan · 04/09/2025 14:03

DH earns around 170k.

I gave up work (well paid also, around 80k) to look after dc. I was used to spending what I wanted when I was working.

i have access to the money, that’s not the issue.

I spend around 250 a week for me a one dc for our activities, getting my hair done (not every week for that but an example), nails, lunch, soft play, farms, zoo, or whatever. Our other expenses like food and petrol are on top of this. We do online shop.

DH can’t understand how I get through this and wants me to rein it in. I think it’s hugely stingy given his income. We are comfortable. AIBU? We only really see him at weekends and part of me feels he should have no say in what we do to get through the week!!

OP posts:
user73 · 04/09/2025 21:14

Perfect28 · 04/09/2025 21:11

And as the OP pointed out, it would cost more than £250 a week to put a child in full time nursery, even with 'funding'.

Yes but the OP would then be working and bringing in money

user73 · 04/09/2025 21:13

I don't think people realise how much goes on tax and NI at this level of salary. A family with one person earning £170k has about the same net income as a family with two people earning £65k. Its a decent income but it isn't vast riches and it isn't the sort of income where you would expect to be able to fritter away £250 a week

Perfect28 · 04/09/2025 21:11

And as the OP pointed out, it would cost more than £250 a week to put a child in full time nursery, even with 'funding'.

DarkFate · 04/09/2025 21:09

Nichebitch · 04/09/2025 20:52

If it’s not affecting your saving plans or family budget, why not? God forbid you actually have a great year with your child. I know I’m against the majority here but this is a short period of time, it can be miserable and isolating, so if you can afford it, enjoy! I

I agree.

Perfect28 · 04/09/2025 21:07

I think the responses here are strange. Things cost money. I don't think you should be expected to sit at home or go to church groups if you can afford not to, which you can.

Surely this money ends up becoming money spent on swimming lessons/ clubs and weekends trips as they get older anyway.

DarkFate · 04/09/2025 21:07

Pavingprincess · 04/09/2025 20:59

Sarcastic right? Our income id vastly in excess of the OP and there’s no way we’d fritter it away on such shallow nonsense. Save for your kids future, or possible redundancy or early retirement instead.

We hope to be able to give our kids a flat each in their early 20s, if we don’t need to raid the savings for redundancy or ill heath. Maybe OP’s partner thinks similarly. Why waste money just for the sake of it?

But it’s not a waste if you’re spending it on things you enjoy?

if you’re saving for retirement etc there could be a balance.

i know people like this who dropped dead within 2 weeks of retirement and never got to enjoy it

DarkFate · 04/09/2025 21:06

squidsin · 04/09/2025 14:13

This thread will bring all the people who spend £15 a week doing a shop for a family of 6 and dye their own hair with bleach from under the sink out...

I agree. I don’t think £250 a week is excessive. You could cut it back a bit say to £200 but life is for living and you only get one chance when your kids are little.

I still hate that Covid robbed me of 2 years of my kids little years so have fun whilst you can!

And no, I don’t feed a family of 6 for a week on a mumsnet whole chicken

Pavingprincess · 04/09/2025 20:59

Iceandfire92 · 04/09/2025 20:26

I think it is incredibly stingy of him to ask you to curtail your beauty maintenance when he's on such a high salary. You have sacrificed your career and put your life and body at risk by giving birth to and rearing his child with minimal input from him. He is on 170k for goodness sake, the least he can do is pay for your hair and nails every month! A full set of gel nails is around £25 near me and would usually last 2-3 weeks; a haircut with highlights and a blowdry is around £150 and is needed every 6-8 weeks. Many single mums manage to find the funds for manicures, hair extensions, vapes etc, the odd manicure/pedicure/hairdressers appointment should not be out of reach for a husband on 170k with one child.

Does he expect you to sit at home looking dowdy and ungroomed with minimal luxuries while he holds the purse strings? I can just envision him a year down the line having an affair proclaiming the attraction is no longer there, after an extended period of being denied luxuries and beauty treatments.

Sarcastic right? Our income id vastly in excess of the OP and there’s no way we’d fritter it away on such shallow nonsense. Save for your kids future, or possible redundancy or early retirement instead.

We hope to be able to give our kids a flat each in their early 20s, if we don’t need to raid the savings for redundancy or ill heath. Maybe OP’s partner thinks similarly. Why waste money just for the sake of it?

totalrocket · 04/09/2025 20:55

Another way to look at that is you need to earn £26k (due to 50% tax)

Itiswhysofew · 04/09/2025 20:55

How much of the €8,500 pm is used up?

I don't think €250 is too much for what you're spending it on.

Hygbridghhh · 04/09/2025 20:55

Righan · 04/09/2025 14:09

@Luxio out of 170k?!

Alot of that is taxed. Take home is £100k. That's a lot but given the number is easy to calculate that 13%. You still have lots left over but it does seem excessive regardless of context

MyDeftDuck · 04/09/2025 20:54

If my OH was earning that amount I certainly wouldn’t be chucking money at a hair stylist or nail technician quite so frequently!

Nichebitch · 04/09/2025 20:52

If it’s not affecting your saving plans or family budget, why not? God forbid you actually have a great year with your child. I know I’m against the majority here but this is a short period of time, it can be miserable and isolating, so if you can afford it, enjoy! I

HopefulElle · 04/09/2025 20:47

Really depends on what your other household expenses are, rather than on his salary.
Maybe you need to go through your budget together and agree on priorities.

ladykale · 04/09/2025 20:47

@Righancan you share a breakdown of a typical week of spending? Struggle to see how you would easily spend £50 / day every day

DIL2025 · 04/09/2025 20:45

UpUpAwayz · 04/09/2025 14:11

It’s not out of 170k, he doesn’t take that home, probably more like 120k after pension, tax etc so around 10%.

It's more like 80k tax 😵! My husband earns about this, and once you factor in marginal tax rates etc we/he pays 48% on every pound he earns, honestly it's absolutely insane and nobody realises the severity of it until they hit those rates.

In response to OP, I am also a SAHM, and I would never think of spending so much, a splurge week every now and again absolutely. Prioritise what is most important to you and then splurge on that ( maybe your hair and nails to feel sane, I've most certainly neglected myself too much over the years) - most kids are just happy going to the park and library and that's totally free. Most library's also offer free classes for kids, mine loved them. - maybe try some out. Alternatively have friends over for a playdate, free and I always found those days the most fun. I totally get your husband wanting you to rein it in, you might be comfortable now but if you keep spending at such rates then you may not have the savings you need to give your kids the education and opportunities you want and the retirement you desire. One day you might wonder where all the money went and I think you'd be pretty pissed if you realised it all went on facials, soft plays and lattes!

Imisssleep2 · 04/09/2025 20:45

Over £1k a month on luxuries is excessive in my opinion. I know you say 13k a year out of 170k wage, but is the 170k before or after tax? Also I am guessing if that's his income you probably have high other costs ie
Mortgage, expensive to run and insure car compared to the average person.

I probably spent about £30 a week on classes for my toddler, we ate at home as cheaper and quite frankly easier, we eat out as a whole family at weekends if we are going to eat out.

Hair and nails surely is only every 4 to 8 weeks???? I don't do nails, and I only get my hair trimmed as and when I get time and needed so it's even less than that.

I don't think it would hurt to reign in the spending a bit, there is plenty of cheap or free stuff to do with little ones it doesn't need to be a soft play everyday

Lafufufu · 04/09/2025 20:40

Yabu and sound profligate.

Your DH isn't wrong its £50 per day (mon- fri) which is a lot.

You are a 1 income household. You should be making hay while the sun shines.
Unless you have 100k in savings yabvu....

Redundancy is happening to good talented peipke through no dault of their own.
About 50% of the high earners i know (100k - 400k ish) have been made redundant at some point in the last 2-3 yrs.
Lucky ones find something quickly... other unlucky talented people I know have been out of work for 6-12m plus ....

Your lifestyle can very easily come crashing down....

I also agree with @LandSharksAnonymous he works his arse off so you get to build forts, make paper birds and share croissants in nice cafes... but he doesnt get any say in finances because he's working?!?!? Just no

You need to start prioritising savings and amazing family holidays

Morningswim · 04/09/2025 20:35

Iceandfire92 · 04/09/2025 20:32

The sad reality is that many men do use their wives/partners letting themselves go as an excuse to shag someone else. Whether it is becoming overweight, aging, being too tired to pay the darlings any attention after having kids or letting grooming fall by the wayside.

Yes, but that's all it is, an excuse.

i don't think men care about nails at all tbh. I doubt they even notice.

Marble10 · 04/09/2025 20:33

I think it’s fine and you gave up work to be with your kids. Money you earned previously would have been spent on this kind of stuff.
for context when I was not working. My DH gave me £200 a week and he earns nowhere near 170k. And that was a few years ago.

Iceandfire92 · 04/09/2025 20:32

Morningswim · 04/09/2025 20:28

Imagine being so insecure you think your husband will run off and shag someone else if you don't keep your nails looking perfect

The sad reality is that many men do use their wives/partners letting themselves go as an excuse to shag someone else. Whether it is becoming overweight, aging, being too tired to pay the darlings any attention after having kids or letting grooming fall by the wayside.

user73 · 04/09/2025 20:30

Iceandfire92 · 04/09/2025 20:26

I think it is incredibly stingy of him to ask you to curtail your beauty maintenance when he's on such a high salary. You have sacrificed your career and put your life and body at risk by giving birth to and rearing his child with minimal input from him. He is on 170k for goodness sake, the least he can do is pay for your hair and nails every month! A full set of gel nails is around £25 near me and would usually last 2-3 weeks; a haircut with highlights and a blowdry is around £150 and is needed every 6-8 weeks. Many single mums manage to find the funds for manicures, hair extensions, vapes etc, the odd manicure/pedicure/hairdressers appointment should not be out of reach for a husband on 170k with one child.

Does he expect you to sit at home looking dowdy and ungroomed with minimal luxuries while he holds the purse strings? I can just envision him a year down the line having an affair proclaiming the attraction is no longer there, after an extended period of being denied luxuries and beauty treatments.

wtf? The OP isn't being denied anything. She's spending a fortune and acting like she's on a permanent holiday.

Switcher · 04/09/2025 20:30

I earn a chunk more than that and we're a family of five, my DH looks after the kids. there's absolutely no way we'd be able to afford to have him spend that. He spends under £100 on that sort of stuff , as we prioritise holiday spending.

DreamTheMoors · 04/09/2025 20:28

How often do you get your hair done?

My mum used to get her hair done every week (so did everyone in her friend circle).
It was about 1966.

Morningswim · 04/09/2025 20:28

Iceandfire92 · 04/09/2025 20:26

I think it is incredibly stingy of him to ask you to curtail your beauty maintenance when he's on such a high salary. You have sacrificed your career and put your life and body at risk by giving birth to and rearing his child with minimal input from him. He is on 170k for goodness sake, the least he can do is pay for your hair and nails every month! A full set of gel nails is around £25 near me and would usually last 2-3 weeks; a haircut with highlights and a blowdry is around £150 and is needed every 6-8 weeks. Many single mums manage to find the funds for manicures, hair extensions, vapes etc, the odd manicure/pedicure/hairdressers appointment should not be out of reach for a husband on 170k with one child.

Does he expect you to sit at home looking dowdy and ungroomed with minimal luxuries while he holds the purse strings? I can just envision him a year down the line having an affair proclaiming the attraction is no longer there, after an extended period of being denied luxuries and beauty treatments.

Imagine being so insecure you think your husband will run off and shag someone else if you don't keep your nails looking perfect

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