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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

How much would you expect to spend weekly if your DH earned this?

512 replies

Righan · 04/09/2025 14:03

DH earns around 170k.

I gave up work (well paid also, around 80k) to look after dc. I was used to spending what I wanted when I was working.

i have access to the money, that’s not the issue.

I spend around 250 a week for me a one dc for our activities, getting my hair done (not every week for that but an example), nails, lunch, soft play, farms, zoo, or whatever. Our other expenses like food and petrol are on top of this. We do online shop.

DH can’t understand how I get through this and wants me to rein it in. I think it’s hugely stingy given his income. We are comfortable. AIBU? We only really see him at weekends and part of me feels he should have no say in what we do to get through the week!!

OP posts:
brunettemic · 04/09/2025 18:39

LandSharksAnonymous · 04/09/2025 14:16

We only really see him at weekends and part of me feels he should have no say in what we do to get through the week!!

I really dislike the above statement. Just because someone isn't physically present does not mean they are not entitled to wonder how their money is spent, or to have a say in joint finances.

Couldn’t agree more, by the logic of that comment he shouldn’t be responsible for funding the week either.

Delphiniumandlupins · 04/09/2025 18:38

So £50 a day? Or are you including going out as a family at the weekend too? Either way it is a lot, regardless of your family income. Maybe look at some cheaper/free days out, although summer is the best time for parks, beaches and picnics there's still museums, free groups in libraries etc.

RubySquid · 04/09/2025 18:36

Righan · 04/09/2025 14:03

DH earns around 170k.

I gave up work (well paid also, around 80k) to look after dc. I was used to spending what I wanted when I was working.

i have access to the money, that’s not the issue.

I spend around 250 a week for me a one dc for our activities, getting my hair done (not every week for that but an example), nails, lunch, soft play, farms, zoo, or whatever. Our other expenses like food and petrol are on top of this. We do online shop.

DH can’t understand how I get through this and wants me to rein it in. I think it’s hugely stingy given his income. We are comfortable. AIBU? We only really see him at weekends and part of me feels he should have no say in what we do to get through the week!!

Wow that's an awful lot. Just because it earns well doesn't mean you have to fritter away money

JennaDuck · 04/09/2025 18:35

I think it is wonderful that you’re able to spend so much time making wonderful memories and having fun with your child! They’re only little once, remind your husband of this, they will soon be off to school and you will never get this time back! It’s precious and I can only wish I had more money to do more with my Daughter! You’re certainly not living beyond your means and I think your husband should be glad that your child is being able to experience so much fun and is out and about in the fresh air, enjoying time with their Mummy. Would he rather you were sat at home!? As for your hair and nails etc…why shouldn’t you be allowed to treat yourself!? You only get one life and nobody knows what is around the corner! Honestly, continue to enjoy it as much as you can!!

Droplet789 · 04/09/2025 18:34

A salary of £170k gives you roughly £8500 a month take home (maybe less depend on pension contributions) Nursery would be roughly £2500 as you’d probably not be eligible for benefits so no. I’d push back, you’re spending roughly £1000 a month for activities for you and your son. It just seems a lot but it’s well within your budgets.

ilovelamp82 · 04/09/2025 18:31

I'm surprised by these responses. On that salary, I think that's fine. Things add up and you have enough money for it. He's being stingy. You're not going to be at home with your kid forever, you can afford it, enjoy your time with your child, you can't get it back.

Alwaysinamood · 04/09/2025 18:30

I dont see the problem?! If you can afford it and not struggling for money there’s nothing wrong with it!! All money is shared so you’re entitled to spend it if it’s within your means.

Pastaandoranges · 04/09/2025 18:27

Your budgeting is not ideal.
We were going way over budget and we broke it doen further.
Kids activities that are sports clubs etc should be in one pot.
Hair, makeup, nails etc should be in another.
We earn about that and kids activites are around 150 a month like swimming and football clubs.
My personal hair and makeup, nails, etc is 100 a month. I would love to be groomed all the time but its really expensive.
Our family fun day budget is around 250 a month. Trampolining, farms etc. This flexes between summer its up and winter its down.
Coffee out and cafes, eg there is a cafe in our park and we have breakfast sometimes is about 100 a month.
So total fun budget is around 450 a month.

Edam1 · 04/09/2025 18:23

What does your husband spend on himself, day to day? Including anything like golf or other club membership, socialising etc

Sauercloud · 04/09/2025 18:21

Yeah I was wondering what all these people who say they earn a lot more than that do??? Genuinely interested. I need a new career!!!

TheNightingalesStarling · 04/09/2025 18:20

Obviously OPs family has a high income...

But if they aren't on the save page about savings and spending they will get problems.

If the DH is trying to overpay the mortgage, or plan holidays, or pay into pensions for both of them, or planning for education etc and the DW is spending m ore than budgeted on lunches and hair appointments, they won't be happy.

Thats why they need a plan.

MyCoralHedgehog · 04/09/2025 18:09

Do you need nails and hair done EVERY week? Who looks after baby while you are having them done, do u have to pay a childminder? It’s an obscene waste in my opinion!

heroinechic · 04/09/2025 18:04

DH earns similar and I work too but I’m on mat leave atm.

We budget £500 per week for anything that isn’t a bill/food shopping (things like eating out, entrance fees, clothes, hobbies, toys etc).

We never actually get through that. Each week we top that account back up to £500 - bills are paid, and everything else is saved.

MargaretThursday · 04/09/2025 18:04

FloweringDaisy · 04/09/2025 14:12

I can see how you spend that easily. £15 baby class/kids class, £20 lunch, £15 soft play, £5 coffee… Throw in a haircut once a month and you’ve easily spent £250pw

However it’s totally reasonable to restrict that kind of spending and have more free/very low cost days. Church playgroups are a couple of quid at most. Play dates at friends houses and host each other for brunch. And so on… Zoo/farm trips should be an exciting special treat, not a regular occurrence in my opinion.

All money should now be family money and I’m afraid in my view he definitely does have a say in how much you spend. Is he having a sensible, open discussion about it? Isn’t it more important to save for a rainy day or children’s house deposit?

Edited

£15+ £20+£15+£5 = £55. So you'd have to be doing all those 4 times a week to be spending £220, which leaves £120 for a hair cut once a month.

That does sound pretty excessive to me.

Someone2025 · 04/09/2025 18:03

Righan · 04/09/2025 14:09

@Luxio out of 170k?!

Is his take home pay £170, if not, then it’s not a huge amount considering it’s the only household income

Pregnancyquestion · 04/09/2025 18:00

If I had it, I’d spend it. Don’t think you need to rein it in per se, but you are a couple and your finances are joint now so if you DH isn’t comfortable with you spending so much then I’d probably get a job so I have my own money and he doesn’t get a say. At the moment I’d say he has every right to want you to rein it in

Grammarninja · 04/09/2025 18:00

Does Dh have form for treating himself?

Pherian · 04/09/2025 17:59

Righan · 04/09/2025 14:03

DH earns around 170k.

I gave up work (well paid also, around 80k) to look after dc. I was used to spending what I wanted when I was working.

i have access to the money, that’s not the issue.

I spend around 250 a week for me a one dc for our activities, getting my hair done (not every week for that but an example), nails, lunch, soft play, farms, zoo, or whatever. Our other expenses like food and petrol are on top of this. We do online shop.

DH can’t understand how I get through this and wants me to rein it in. I think it’s hugely stingy given his income. We are comfortable. AIBU? We only really see him at weekends and part of me feels he should have no say in what we do to get through the week!!

What people are missing is that you yourself had a high paying job and you were used to spending what you wanted. Which is reasonable at that point.

Is you not working a long term thing or only while your child is not in school . I think that matters.

If it’s forever, then I recommend you rein it in. If you’re spending every penny, using credit etc - rein it in.

If it’s not, then you need to have a conversation about what would be reasonable so you aren’t causing issues in your marriage.

LetsTryAgainNowThen · 04/09/2025 17:56

As a sahm it sounds like loads to me. I reckon I spend about £50 pw on the things you mention. It's quite easy. I definitely think you could spend less with very little effort. Packed lunch picnics etc. Young kids don't need loads of expensive stuff to enjoy themselves.

LandSharksAnonymous · 04/09/2025 17:50

Fleurchamp · 04/09/2025 17:41

Having been in a similar situation to OP it is really lonely being alone all week with a small child and OP is probably spending more to get out of the house and have some company, I know I did. Even going to the local cafe for an hour felt better than sitting at home all day.

I also spent more on clothes as my lifestyle completely changed. It is a massive shift going from a full time, professional job to being at home with a child. It did settle down but I definitely spent more than I thought I would.

My DH has been overseas nearly consistently for ten years. It is incredibly lonely with small children and your DH/DP working or being away. I manage(d) not to spend £250 a week though.

OP is spending frivolously and, honestly, her initial post came across as spiteful. 'He's not here, so he no say in how I spend his money to pass my time.' It's family money. Not hers to piss away - particularly if he's not happy with it.

Phonicshaskilledmeoff · 04/09/2025 17:50

We have a similar household income. I know that I wouldn’t be spending that much. Our mortgage is massive though.
i don’t believe in being tight necessarily but I do like to feel I’ve spent on purpose. Can you account for all the £££ and was it worth it?

Sunnyscribe · 04/09/2025 17:50

Unless you have a particular shared savings goal for something in your future together, yeah I think it's stingy.

It's a fair bit to spend but your looking after his child and seems stingy to me that he doesn't want to invite you into the lifestyle his income can afford (which your income could also afford before you stopped working to look after the child, 80k is above average!).

Does he just want to enjoy the luxuries or the financial freedoms but not you? That's what I find stingy, you are supposed to share a life together. Why doesn't he want for you what he expects for himself? Unless he's also stingy towards himself, and living on basics then I might be less annoyed by it.

ShanghaiDiva · 04/09/2025 17:49

Depends what your financial goals are. Dh and I wanted to retire early so saved more to achieve that objective and retired at 53.

Thanksforyourlackofthought · 04/09/2025 17:49

Just because you can afford something doesn’t mean he wants to spend it.

diddl · 04/09/2025 17:48

Is this the coffees, lunches out & constant activities?

If not, very similar to a recent thread.