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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Inheritance dilemma

487 replies

midlifesharp · 27/08/2025 18:15

Some context- my SIL (early 40s) is the most useless woman. She doesn’t work, doesn’t drive, is a SAHM who doesn’t do housework or look after children. She doesn’t read books or watch films or have any kind of hobby or inner life. Fortunately for her she was born extremely beautiful and has had people looking after and supporting her her whole life. I actually don’t dislike her (I realise I sound like I do!) because she’s not usually unkind or cruel- she’s just boring, a bit self centred, helpless and unable to do anything for herself.

The problem- MIL is dying. She has 3 children- my DH, SIL and my lovely BIL. MIL lives abroad with her sister as the temperature helped her degenerative condition, but recently things have got worse and she’s going into hospice care. She’s moving out of her house and sorting out all her possessions before she goes. She has a lot of lovely jewellery and paintings and arty things that she’s collected over the years and wanted to arrange everything before she goes into hospice so we’re not having to deal with the house and possessions as well as her dying when we fly out.

She asked me to set up a family call so they could discuss and agree in advance who gets what so she can have things boxed and parcelled up as appropriate. I set up a zoom call and sent the details to everyone. I even messaged SIL separately to check that she had the details and crucially knew how to join the call (either download the app or join in her browser.) Then, after worrying about it some more I sent her the link to the app in the App Store, some clear instructions and suggested she practice beforehand.

Obviously at the time of the call she wasn’t able to get it to work having not done anything before hand. My 80+ MIL and her sister managed just fine but apparently it was beyond SIL. MIL was extremely disappointed and just texted her that we’d go ahead without her and hope that she was able to join. She eventually got her 10 year old son to sort it and joined 35 mins late. She was utterly furious to find out that we’d started without her and that the jewellery had already been discussed. Just to be clear- she got most of the jewellery. MIL still gave her many items that she knew she liked but there were a couple of pieces that MIL gave to me and to BIL’s wife. SIL’s not totally crass so didn’t say anything to her mum, but she did call me up afterwards to say she was shocked that she wasn’t getting all the jewellery as the only daughter, that it wasn’t fair because she wasn’t on the call, and that she expected me and BILs wife to give her the pieces MIL had said were for us.

DH told her to do one (in a more polite way). It turned into a big row and he suggested that she call up mum if she didn’t like it. He also pointed out that she was the only child not to have visited MIL in FOUR years, despite having the most financial resources, support at home and free time. Both myself and BILs wife have visited 1-2 times a year as MIL is lovely and the grandchildren love her and I’m happy to have something to remember her by.

Was I unreasonable to set up the call the way I did? If I’m honest, deep down I knew she’d somehow not be able to manage it. I could have looked into other options. Also AIBU not to give her the items MIL gave me, bearing in mind if she’d managed to join the zoom call I’d be unlikely to have them?

(We’re talking about total value of jewellery gifts to me and BILs wife of around £5k, remaining £50k plus to SIL. Total remaining estate about £500k split evenly 3 ways.)

Finally, before people come on and say how awful everyone sounds, I’ve not touched upon how devastated everyone is and how sad and how miserable this all is. This is simply a post asking for feedback on one aspect.

OP posts:
Aweecupofteaandabiscuit · 27/08/2025 20:07

There’s no dilemma here. One person is so very clearly in the wrong that there is no debate.
My mum has been clear that she has split her jewellery equally between me and my DBro in her will. We are equally her children and she likes the idea of a future DIL or grand daughters through her son having some of her gems. It has never crossed my mind for a micro second that I’m entitled to all of it because Vagina.

cunningartificer · 27/08/2025 20:04

If my mother was dying and had arranged a call I would have made sure I could access it. She does sound a bit entitled and I think you were more than fair. Unless the piece you have is especially valuable to her in emotional terms (and I’m guessing not as your MIL gave it to you for a specific reason and also gave your other SIL something) then this sounds entirely fair. I have sons and a daughter and would absolutely want my DIL to have something… I would know what would mean most to my daughter as well I think, and would give her something significant as well. She has 90% of the jewellery! Don’t forget your MIL is still alive and respect her wishes!!!

MissScarletInTheBallroom · 27/08/2025 20:03

Do you have any daughters, @midlifesharp?

Livelovebehappy · 27/08/2025 20:03

Some context- my SIL (early 40s) is the most useless woman. She doesn’t work, doesn’t drive, is a SAHM who doesn’t do housework or look after children. She doesn’t read books or watch films or have any kind of hobby or inner life. Fortunately for her she was born extremely beautiful and has had people looking after and supporting her her whole life. I actually don’t dislike her (I realise I sound like I do!) because she’s not usually unkind or cruel- she’s just boring, a bit self centred, helpless and unable to do anything for herself

tbh I’m wondering what this context has to do with the inheritance situation. Sounds like you’ve added it in to make it sound like she doesn’t need anything because she’s a kept woman.

chatgptsbestmate · 27/08/2025 19:56

Shes been given £50k 's worth of jewellery but wants the remaining £10k because she's the only daughter?

What a piece of work! Tell the grabbie bitch to fuck off

Make sure all communications in future are on zoom

lazyarse123 · 27/08/2025 19:54

I wouldn't give sil the jewellery. It sounds very much as though mil wanted you and her other dil to have things that meant something to you both. Sil has no right to anything only what her mother wants to give her. £45 grands worth of jewellery is enough for anyone. The greedy bitch hasn't even bothered to get off her arse to see her terminally ill mother.
Your dh also thinks it's right for you to have something. I'm so sorry you are going to lose someone who means so much to you.

LatteLady · 27/08/2025 19:54

When my mother died, she was fortunate enough to have the time to get her affairs in order... family members came to visit and items were handed over as keepsakes and she loved that. She, being an Irish mother, had an extensive linen and religious statue collection... on the morning of her funeral, friends and family were discreetly led up to her bedroom and into the kitchen and asked to take souvenirs (the statue of the Blessed Virgin Mary was in a stand off with the Infant of Prague with two cousins) but everyone was happy.

Afterwards, as we cleared the house, my sister and I tossed a coin and went through pieces that we did or didn't want... her wedding ring was given to a cousin!

You OP, did what was asked of you in a gracious manner and your MiL had the strain taken off of her, you did a good job and I think you and your husband should feel good that you made the journey a little easier. Now when you wear the jewels, sparkle because I am sure that is what she would like you to do.

midlifesharp · 27/08/2025 19:53

OutandAboutMum1821 · 27/08/2025 19:39

YANBU. You sound like a lovely DIL/SIL who is keen to communicate and work as a team with your ILs. I’m sure your DH and MIL are grateful for your support.

Regarding the jewellery, do any of you have any children? Who are grandchildren to your MIL? I only ask because I was gifted some pieces of jewellery by my late FIL when he was still alive, which belonged to his late wife (mother to his 3 sons, 1 of whom is my DH). Even though his wish was for me to have them, as his DIL I have always kept them safe to eventually pass on to my daughter. If I hadn’t been able to have children, I would have felt like it was the right thing to do to eventually pass them back to one of my nieces, so they stayed within my late FIL’s family.

It is definitely up to your MIL how best to divide up her jewellery though, and like my late FIL she may not have expressed any preference as to where they end up from there.

SIL has 2 sons, I have one of each, BIL has a daughter. So unless she plans to leave the jewellery to her nieces (unlikely) then her daughter in laws will get some lovely pieces from someone they never even met.

OP posts:
Merryhobnobs · 27/08/2025 19:51

I don't agree that it all should go automatically to the daughter if MIL doesn't wish to do that. My own MIL gave me a beautiful ring after I had my second child. It is hugely meaningful to me. I know my SIL will get most of the jewellery eventually and my daughter will get some but I am close to my MIL and we are family. The daughter is being extremely selfish to cause a fuss when it's clear she is still been fairly accounted for.

harriethoyle · 27/08/2025 19:51

Moveoverdarlin · 27/08/2025 19:06

I couldn’t take jewellery from her. She grew up seeing her mother wear that jewellery, she probably knows a lot more about the pieces than you do.

I know my Mum’s jewellery really well, some belonged to my Gran, some was bought by my Dad for her. I’d be really fucked off of my SIL ended up with it.

You see @midlifesharp i totally disagree with that perspective - as an only daughter whose mother has died, and who distributed her jewellery among GC, DIL and me in accordance with the notes she left in each jewellery box. I thought it was lovely she’d been able to think about who got what from her own perspective and the relationships she’d had and I was happy to honour that rather than grasping everything for myself.

midlifesharp · 27/08/2025 19:49

User37482 · 27/08/2025 19:44

I don’t think YABU tbh, you are close to your MIL and if I had a DIL I was close to I would want her to have something from me, especially if there was a grand daughter to inherit later.

My MIL gifted some of her jewellery directly to her grand daughters (I’m not that close to MIL, I would have turned down anything offered to me and she quite reasonably wouldn’t have thought to) she has one daughter who no doubt got the bulk of the jewellery (no idea). No-one objected to any of this.

My own mum left jewellery to my SIL which again is not a problem.

I think people get very emotional around times like this and inheritance is often seen as a proxy for love. Don’t hand it over and let SIL calm down.

That’s insightful. The bit about inheritance being seen as a proxy for love. My own mum was massively awful and MIL was great and lovely. Perhaps I do want something I can look at and think “she loved me”.
Now I’m sad.

OP posts:
midlifesharp · 27/08/2025 19:46

fantastiq · 27/08/2025 19:39

Well first off I find the whole tone of your post bossy. I think the remark that she is a stay at home mother says a lot about you. That is totally irrelevant to your post. Not everybody outsources the raising of their children. Good luck.

Indeed. I was a SAHM for a few years. No disrespect intended although saying women who work “outsource” raising their children isn’t on.
SIL lives rurally, doesn’t drive. She has a cleaner about 10 hours a week plus something called a “mothers help” for about 20 hours per week who takes the kids to school and picks them up again, does washing, ironing, a few meals and takes the children to clubs.
Oldest son is sitting entrance exams soon and her husband is managing the tutoring for that.

She’s a present mother, in that she’s sometimes in the house at the same time as the kids being nice to them though….

OP posts:
bumbaloo · 27/08/2025 19:45

Crazybigtoe · 27/08/2025 19:19

😲

Check yourself OP. Sounds like you wish MIL was your mother. She isn't .

I wouldn't have taken the jewellery. Because it feels after the above comment like 'take' rather than accepted.

And what if SIL was totally put together and an amazing career woman...

Or you could just follow MIL wishes. There’s an idea

User37482 · 27/08/2025 19:44

I don’t think YABU tbh, you are close to your MIL and if I had a DIL I was close to I would want her to have something from me, especially if there was a grand daughter to inherit later.

My MIL gifted some of her jewellery directly to her grand daughters (I’m not that close to MIL, I would have turned down anything offered to me and she quite reasonably wouldn’t have thought to) she has one daughter who no doubt got the bulk of the jewellery (no idea). No-one objected to any of this.

My own mum left jewellery to my SIL which again is not a problem.

I think people get very emotional around times like this and inheritance is often seen as a proxy for love. Don’t hand it over and let SIL calm down.

bumbaloo · 27/08/2025 19:44

Okrr · 27/08/2025 19:23

It’s not going to her 2 DIL, it is going to just 1 DIL afaik

Nope. Each DIL is getting a piece.

4forksache · 27/08/2025 19:44

Both of you promise to pass the pieces to your daughters. It’s only right the granddaughters should benefit too. She can’t argue with that.

thepariscrimefiles · 27/08/2025 19:44

Okrr · 27/08/2025 19:23

It’s not going to her 2 DIL, it is going to just 1 DIL afaik

OP said:

'Just to be clear- she got most of the jewellery. MIL still gave her many items that she knew she liked but there were a couple of pieces that MIL gave to me and to BIL’s wife.'

So both DILs get something, not just OP.

Blueblell · 27/08/2025 19:43

You can’t just unilaterally decide to give them to SIL. Your MIL wants you to have the jewelry and it means something to you. I wouldn’t enter into anymore discussion with her about it.

ThejoyofNC · 27/08/2025 19:42

Typical greedy adult child who has absolutely no interest in their parent during their last few years but plenty of interest in what they can get out of them.

Your MIL has made her wishes clear, follow them and ignore your SIL.

BettysRoasties · 27/08/2025 19:40

I wouldn’t take mils jewellery personally, I’d be saying I was handing it straight to DD’s so the granddaughters or giving it to sil.

It would have zero sentimental value to me compared to my children or Sil.

OutandAboutMum1821 · 27/08/2025 19:39

YANBU. You sound like a lovely DIL/SIL who is keen to communicate and work as a team with your ILs. I’m sure your DH and MIL are grateful for your support.

Regarding the jewellery, do any of you have any children? Who are grandchildren to your MIL? I only ask because I was gifted some pieces of jewellery by my late FIL when he was still alive, which belonged to his late wife (mother to his 3 sons, 1 of whom is my DH). Even though his wish was for me to have them, as his DIL I have always kept them safe to eventually pass on to my daughter. If I hadn’t been able to have children, I would have felt like it was the right thing to do to eventually pass them back to one of my nieces, so they stayed within my late FIL’s family.

It is definitely up to your MIL how best to divide up her jewellery though, and like my late FIL she may not have expressed any preference as to where they end up from there.

fantastiq · 27/08/2025 19:39

midlifesharp · 27/08/2025 18:15

Some context- my SIL (early 40s) is the most useless woman. She doesn’t work, doesn’t drive, is a SAHM who doesn’t do housework or look after children. She doesn’t read books or watch films or have any kind of hobby or inner life. Fortunately for her she was born extremely beautiful and has had people looking after and supporting her her whole life. I actually don’t dislike her (I realise I sound like I do!) because she’s not usually unkind or cruel- she’s just boring, a bit self centred, helpless and unable to do anything for herself.

The problem- MIL is dying. She has 3 children- my DH, SIL and my lovely BIL. MIL lives abroad with her sister as the temperature helped her degenerative condition, but recently things have got worse and she’s going into hospice care. She’s moving out of her house and sorting out all her possessions before she goes. She has a lot of lovely jewellery and paintings and arty things that she’s collected over the years and wanted to arrange everything before she goes into hospice so we’re not having to deal with the house and possessions as well as her dying when we fly out.

She asked me to set up a family call so they could discuss and agree in advance who gets what so she can have things boxed and parcelled up as appropriate. I set up a zoom call and sent the details to everyone. I even messaged SIL separately to check that she had the details and crucially knew how to join the call (either download the app or join in her browser.) Then, after worrying about it some more I sent her the link to the app in the App Store, some clear instructions and suggested she practice beforehand.

Obviously at the time of the call she wasn’t able to get it to work having not done anything before hand. My 80+ MIL and her sister managed just fine but apparently it was beyond SIL. MIL was extremely disappointed and just texted her that we’d go ahead without her and hope that she was able to join. She eventually got her 10 year old son to sort it and joined 35 mins late. She was utterly furious to find out that we’d started without her and that the jewellery had already been discussed. Just to be clear- she got most of the jewellery. MIL still gave her many items that she knew she liked but there were a couple of pieces that MIL gave to me and to BIL’s wife. SIL’s not totally crass so didn’t say anything to her mum, but she did call me up afterwards to say she was shocked that she wasn’t getting all the jewellery as the only daughter, that it wasn’t fair because she wasn’t on the call, and that she expected me and BILs wife to give her the pieces MIL had said were for us.

DH told her to do one (in a more polite way). It turned into a big row and he suggested that she call up mum if she didn’t like it. He also pointed out that she was the only child not to have visited MIL in FOUR years, despite having the most financial resources, support at home and free time. Both myself and BILs wife have visited 1-2 times a year as MIL is lovely and the grandchildren love her and I’m happy to have something to remember her by.

Was I unreasonable to set up the call the way I did? If I’m honest, deep down I knew she’d somehow not be able to manage it. I could have looked into other options. Also AIBU not to give her the items MIL gave me, bearing in mind if she’d managed to join the zoom call I’d be unlikely to have them?

(We’re talking about total value of jewellery gifts to me and BILs wife of around £5k, remaining £50k plus to SIL. Total remaining estate about £500k split evenly 3 ways.)

Finally, before people come on and say how awful everyone sounds, I’ve not touched upon how devastated everyone is and how sad and how miserable this all is. This is simply a post asking for feedback on one aspect.

Well first off I find the whole tone of your post bossy. I think the remark that she is a stay at home mother says a lot about you. That is totally irrelevant to your post. Not everybody outsources the raising of their children. Good luck.

CanSeeClearlyNowTheRainHasGone · 27/08/2025 19:35

shiningstar2 · 27/08/2025 19:10

I was with you until you said that if you where honest you knew your SIL wouldn't be able to set the call up..Her mother is dying and you set a call up in a way you knew would probably excuse her? And because you did that you admit you had more chance of receiving some of her mother's jewellery? Not cool op. Doesn't matter if the jewellery she received was worth more. You set up a situation where, for part of the time, she was excluded from a family conversation with her dying mother. You claim that you love your MIL but admit in your original text that your MIL was disappointed her daughter wasn't there.

Doesn't matter if the jewellery she received was worth more. You set up a situation where, for part of the time, she was excluded from a family conversation with her dying mother.

No she didn't.

She set up a situation where SIL could have been there the whole time but excluded herself.

thepariscrimefiles · 27/08/2025 19:33

Okrr · 27/08/2025 18:56

Honestly, the daughter/daughters normally should expect to get their mum’s jewellery actually. You have your own mother to inherit from. If MIL gave it freely fine, but I think SIL should have first refusal.

I do think the estate money given should reflect that the daughter got 50k in jewels though but I would be conservative about the value.
I would hesitate to value jewellery, it is worth what a solid buyer will pay for it not what it was bought for or what you see online. If it is gold, prices have really gone up and will probably continue to.

If it was all sons, then the jewellery goes to the granddaughters. That is what I have seen and how my family has/would work. That said, some minor bits that my daughter did not want could go to a DIL. It sounds like we are talking about fine jewels not tat. Dad gives his watch or valuables to his son not his son in law.

I would not upset MIL about it, she has enough to worry about but you should let SIL have the jewellery if she wants it.

I am not saying that the DIL shouldn’t get anything say for her wedding, she might get a gift. But this is an inheritance.

Edited

But OP's MIL is very close to OP as OP helps her much more than MIL's own daughter does.

JudgeJ · 27/08/2025 19:30

MyElatedUmberFinch · 27/08/2025 18:41

Who looks after her 10 year old if she doesn’t?

I’m surprised MIL didn’t want all her jewellery to go to her only DD.

i think you should stay out of things and leave it to the three siblings to arrange and sort out.

It's not the siblings' role to decide to whom she gives anything, she has made her wishes clear, this is only a problem because the SIL has thrown her teddy out of the pram. She probably fudged joining the conversation to be able to moan about her mother's wishes. Some of the minor jewellery may pass down to granddaughters in time.