Reeves plan to tax houses over 500k PART TWO

Like air source heat pumps and solar panels that work well and save people thousands of pounds every year. That kind of well thought out scheme.

Green initiatives like offering incentives for people willing to make improvements to their homes to improve energy efficiency.

Like spray foam insulation that made properties unmortgageable, that sort of well thought out scheme?

Why though my carbon footprint is way way lower than many others. I’m of the ‘put on a jumper’ school of central heating. I usually find other houses etc way too hot, went years and years without flying, owned 1 tiny car for essential trips blah blah. Just because my house has big opening windows what possible justification is there for charging me some kind of ‘tax”?

Green initiatives like offering incentives for people willing to make improvements to their homes to improve energy efficiency.

I have a listed property and I can’t even put in subtle double glazing

So are you claiming there are no measures whatsoever you can take to improve the energy efficiency of your property?

Like I said.
We’re not allowed to
Further more a tax like that would end up in court for those with housing stock where such measures would be detrimental to the building fabric

There’s only so far you can go with older housing stock before this becomes a reality.

You simply can’t tax people when they can’t do something by law or can’t because to do so makes their building unliveable

A simple solution for those that can't or won't make changes is to introduce a tax that reflects a lack of energy efficiency measures and which can be invested in green initiatives.

Agree soupy
We can’t seal and insulate all our housing stock it’s simply dangerous on some buildings

@Bluebellwood129 we can’t increase ours as we are listed

Of note increasing wall insulation often has adverse affects on ventilation. Buildings have to breathe and sealing old buildings prevents that.
Hence mould and decay

This new idea on tax changes won’t affect her unless she moves

I think it was to paddling but your opinion is always welcome 😀

Compromised by what? Why on earth are you talking about 'breezes' coming into your house and small windows?

Sorry @soupyspoon I've quoted your wrong comment, the one where you stated education aims isn't the one I've quoted here!

So a very narrow curriculum ie no art/music/drama/IT/DT/RE etc. What happens to the non-academic children?
How do you increase classroom numbers in existing schools? If you reduce class sizes then you need to increase number of classes.

@PaddlingSwan

A lot of points which should be done, but where is your source of funding?
Did I understand you correctly that tax free allowance would be equal to benefits? what is incentive to work.

Dramatic reduction of personal taxes would spike demand - how will you control inflation? do you believe that corporation taxes will compensate for lost personal taxes? look at this pie:
Where does the government get its money? | Institute for Fiscal Studies

It would be really helpful if people understood pensions and how they compare to other country’s pension systems better.

We have a state pension that is low. But we also have occupational pension system where the government gives excellent tax breaks to employers and employees to invest. In other countries occupational pensions are combined into the state pension system. Employers and employees pile money into the state system. There is no separate state backed system.

People don’t understand this and compare the state pension here with the state pension overseas, not understanding that they are comparing apples and pears. A fairer comparison would be to compare your state AND occupational pension with overseas state pensions.

UK state pensions are low because we pay little into it.

Not sure of the current regulations for new-build housing in the UK, but I would apply minimum insulation and heat source standards as well as things like triple-glazed windows.

This needs to go much further than just new build housing. I would like to see compulsory measures that must be made to meet minimum standards before a property can be sold. Far too many excuses being made by people living in awful old houses.

Plus there’s already talk of raising the state pension age to 70

A lot of sense in what you say but practicalities. No increase in benefits for more children? You would decrease the pension age despite everyone living longer?
I’ve long thought new builds should be more ‘eco’

I would do the following:

• Borrow to build masses of flats in areas with concentration of employment. IKEA style flats of reasonable quality suitable for a family (so decent insulation, size etc) and at no profit. Not via housebuilders but state (Planning permissions don't matter given profits to be made). Because it's a capital project markets wouldn't be freaked out. Anyone could rent such flat at a very reduced rate but on condition of not owning any other property. Obv no subletting. So people can move where jobs are and raise families and NMW is sufficient to have a reasonable quality of life.
• I'd increase personal allowance from 12.5k to something more, e.g. 18-20k, need to work on numbers
• I'd reform PIP so it's not based on how I feel it impacts me but based on formal diagnosis supported by objective medical tests. And no, ADHD doesn't qualify, medication is available. Those with perm disabilities don't need reviews ever
• I'd reform UC to make all benefits time limited and linked to previous earnings up to a certain cap.
• I'd remove all cliff edge taxation
• I'd work on change of culture to celebrate success and admire high achievers