Reeves plan to tax houses over 500k PART TWO

Not at all. PIP is a wonderful thing for those that need it. Unfortunately a Lot of people who do not need it, get it. And that costs the uk tax payer millions if not billions.

It is not ‘ableist’ to call out scammers.

You can try that one in attempt to shut down debate, but it doesn’t wash any more than calling a sex realist a bigot.

We will have debate and people will challenge things without prejudice.

What a nasty ableist post.

The welfare system and the NHS have grown exponentially to cover areas that they were never intended to address. Any attempt at reducing the present scope of either, will be perceived as "cuts".
If I were to play benevolent despot I would look at increasing personal tax allowance to GBP24k for everyone. Those on benefits would get the 24k tax free and nothing else. I would also ensure that married couples (blanket term to include those in civil partnerships), where one half was not working, would get the full 48k tax free sum.
I would then tax all earnings above the 24k at 20% blanket rate across the board. No increments or complicated structures.
I would reduce NI contributions to a rate that covered a minimum state pension on retirement, the age for which would have to reduce anyway once all the boomers have died off, so let's set an arbitrary age of 63 for both women and men. I would encourage private pension provision.
NI contributions would also cover the original minimum NHS provisions for health and dentistry. I would set up an additional insurance-based scheme to cover health and dental care over and above the minimum provisions, which would probably have to be compulsory and based on something like mortality tables in the first instance.
I would also renationalise water and power services as well as transport and impose a maximum cost per unit, according to how the utility is provided.
At the same time I would impose a review on rented accommodation and set maximum rents per area, according to the size and condition of the properties. Landlords would be licensed and could only increase the rent on their properties if they upgraded to the next level of required property standards.
Not sure of the current regulations for new-build housing in the UK, but I would apply minimum insulation and heat source standards as well as things like triple-glazed windows.
I would try to de-politicise the education system and reduce the sizes of schools/classes according to the birth rate, which must be known and therefore its data used for planning and provision.
I would also organise schools, so that classes were according to ability for most subjects with dedicated SEN classes per year.
Core subjects would be the usual suspects of English and Maths together with Geography, History, Chemistry, Physics and Biology as well as 1 foreign language. In addition, Food and Nutrition would be compulsory for everyone and Sport would be included in the curriculum on 4 out of 5 days per week.
I would reduce the number of universities and the number of students, but would make higher/further education free for those whom it would benefit.
I would also re-introduce national ID cards (I have one for the country I live in). People may well be horrified, but they are jolly useful, particularly if you need official photo ID. You could also use the data (anonymised, of course) for planning purposes. ID cards would be compulsory for everyone living or intending to live in the country.
As for multi-national corporations, they would all be required to be taxed on the revenue generated in the UK, no creative accounting or off-shoring, with a minimum turnover/tax expectation.
I'd better stop now before I get too draconian!

How would that have been achieved, exactly?

You know, £400 a month and a free car support. That does the trick.

Unfortunately this bunch seem to reward incompetence! If they were Tories, Reeves and Starmer would have been out months ago

Well no one would ever sell then!

And not everyone wants that in a house, I dont. I like a breeze coming through the house I like fresh air. I dont want small windows either and I dont want the look of my house compromised.

What support do people with adhd need?

What support do people with adhd need?

The problem is that employers don’t want to come here - so how do you make the workforce attractive? By subsidising it.

plus people with eg adhd - the vast majority need support (and medication unfortunately isn’t a cure) and the government doesn’t want to ask employers to do that

add in the high value jobs are going to non uk/eu nationals (over the last 10 years the grads on my works scheme have gone from 90% uk uni graduates to 40%) we have a huge employment crisis

putting up the ni didn’t help that

they need to row back on their promise and increase IT, CT and VAT by a small amount

Or the fact he's part funded by private healthcare owners 🙄

What would you downsize to given youre in a 3 bed already? What would the difference in cost be, if you ignore the cost of moving for a minute?

Because Im looking at a 2 bed bungalow, its the only one I have found near my mum, its only 80k less than they could get for their house!!!

What would be the point!

I am in my 60s with a three bedroom house in a London suburb. We are thinking of downsizing but I was told by an estate agent that it will cost me £65k to move - that's stamp duty on the new property, estate agent fees, removal fees legal fees. If I now have to pay a tax on top, that's going to be the end of that - we will stay put.

The welfare system and the NHS have grown exponentially to cover areas that they were never intended to address. Any attempt at reducing the present scope of either, will be perceived as "cuts".
If I were to play benevolent despot I would look at increasing personal tax allowance to GBP24k for everyone. Those on benefits would get the 24k tax free and nothing else. I would also ensure that married couples (blanket term to include those in civil partnerships), where one half was not working, would get the full 48k tax free sum.
I would then tax all earnings above the 24k at 20% blanket rate across the board. No increments or complicated structures.
I would reduce NI contributions to a rate that covered a minimum state pension on retirement, the age for which would have to reduce anyway once all the boomers have died off, so let's set an arbitrary age of 63 for both women and men. I would encourage private pension provision.
NI contributions would also cover the original minimum NHS provisions for health and dentistry. I would set up an additional insurance-based scheme to cover health and dental care over and above the minimum provisions, which would probably have to be compulsory and based on something like mortality tables in the first instance.
I would also renationalise water and power services as well as transport and impose a maximum cost per unit, according to how the utility is provided.
At the same time I would impose a review on rented accommodation and set maximum rents per area, according to the size and condition of the properties. Landlords would be licensed and could only increase the rent on their properties if they upgraded to the next level of required property standards.
Not sure of the current regulations for new-build housing in the UK, but I would apply minimum insulation and heat source standards as well as things like triple-glazed windows.
I would try to de-politicise the education system and reduce the sizes of schools/classes according to the birth rate, which must be known and therefore its data used for planning and provision.
I would also organise schools, so that classes were according to ability for most subjects with dedicated SEN classes per year.
Core subjects would be the usual suspects of English and Maths together with Geography, History, Chemistry, Physics and Biology as well as 1 foreign language. In addition, Food and Nutrition would be compulsory for everyone and Sport would be included in the curriculum on 4 out of 5 days per week.
I would reduce the number of universities and the number of students, but would make higher/further education free for those whom it would benefit.
I would also re-introduce national ID cards (I have one for the country I live in). People may well be horrified, but they are jolly useful, particularly if you need official photo ID. You could also use the data (anonymised, of course) for planning purposes. ID cards would be compulsory for everyone living or intending to live in the country.
As for multi-national corporations, they would all be required to be taxed on the revenue generated in the UK, no creative accounting or off-shoring, with a minimum turnover/tax expectation.
I'd better stop now before I get too draconian!

Grrrr, typed a post on Part I only for it to be full

So
What does the UK spend on welfare – and how much will it rise?

"spending on disability benefits is forecast to jump to £56.3 billion by 2029/30, up from £41.4 billion in 2024/25.
Spending on Universal Credit will reach £99.0 billion, up from £87.8 billion."

It's £26bn annual increase in four years time. This is UC and PIP and child benefits, not pensions.

In parallel:

Ed Conway: Something odd is happening in the markets - with no compelling explanation | Money News | Sky News

UK borrowing costs are rising due to external factors, no matter what RR does

Isn't this obvious that it doesn't matter what we do with taxes, we can't sort this country out until welfare system is sorted? it's such a basic that tax receipts fall after certain point of hiking rates, e.g. here
Capital gains tax receipts fall after big cuts in allowances

Well this needs more thought to be honest. Just doing some rough calculations, assuming a cost of £30ph, if I had someone visit her to do bits and bobs, one hour per day, for 5 days a week, that is actaully 7k a year

So now those service charges dont look quite so bad.

Something to mull over.

With respect, this is all loose and wooly and great soundbites (if you like that sort of sound bite)

PIP cant just be 'stopped' for a particular disorder because PIP is for the cost of being disabled. You dont even need a diagnosis to claim PIP, its dependent on how your condition affects you. You cant just say someone with ADHD cant get it any more than you can say someone with arthritis shouldnt get it

When you say stop 'illegal' immigration (we'll park the definition of that for the moment). What do you practically do when someone rocks up on the shores? Assuming you mean, that you take this person, put them in a detention centre while you gather up more people and deport them yes? Where to? You have to have the other country's agreement to do this, who would that be? France? Why? If you dont know their country of origin, where next?

Its very easy to throw these things around but you have to show how it would be managed and assessed and executed.

I could buy a package of that for her though and she gets to stay in her own home. AT the moment the both of them refuse to have a cleaner in and they've been let down by a gardener but Im assuming, perhaps wrongly that my dad would pass first and then me and my sibling would have to get a package in to support her, we are both 2 hours drive away in opposite directions. So she'll need some persuasion but for about 4k a year we could fund that.

This is about how all existing U.K. housing stock can be improved.
Not all can be ‘improved’ to that level and for many older houses it would be impossible

Building new makes it possible but that isn’t what this conversation is about.
On a personal level I would never live in a mechanically vented property but that’s just personal