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Share your dilemmas and get honest opinions from other Mumsnetters.

To ask how much a cat costs to keep?

115 replies

caravancapers · 17/08/2025 19:21

We are desperately saving for a house deposit but would also desperately like to get a cat. How much do you spend on your cat each month? Anyone managed it on a budget?

Putting off getting a cat until after we have a house deposit isn’t an option as it’s a 10 year project (long story) and we’d like to have a cat while the children (teens) are still at living at home.

We both have very good job security so it’s not a case of one day being in a position were we can’t afford to keep the cat, we just want to see if it can be done on a budget.

OP posts:
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Laura95167 · 17/08/2025 19:47

My 2 - £11 & £14 per month insurance (female is cheaper. The fact Both are neutered makes them a bit cheaper than if they werent) i paid for vacs for life so £200ish quid for first vacs but annual boosters are free.

Fleatreatment - I get mine from amazon £18 for 6 treatments which is like 12 weeks for both. Works out £6 a month

Food. Back of whiskers biscuits - usually 3 bags a month for 2 of them £5.25 a bag
Wet food - they get a pouch a day, £20 a month atm but their fav punches are £2 for 6 in supermarkets at moment. You could do it cheaper.

So £65 a month for 2

socialdilemmawhattodo · 17/08/2025 19:47

My 2 cat rescues are indoor. So i self-insure but save into a separate account. £150 pcm. Litter is about £5 per week, food: regular £15 a week, but one of the cats likes meat so she gets a share if we are cooking meat. Her teeth were £500+, occasional flea/worm £20 each. I haven't dared yet investigate the chip charges. Such a cheek to charge after the law changed.

AwkwardPaws27 · 17/08/2025 19:40

Two cats - I feed good quality food (Orijen dry & Untamed wet) which averages out at about £50 a month (£25/cat). I buy Advantage flea treatment and Drontal dewormer from Viovet or Pet Drugs Online, works out about £3-4 per cat per month. Cat litter is probably another £15. Annual vaccines are now free as I paid for a "Vacc4Life" scheme, it was £99 each at thd time but we have saved more than that by now.

BoyCat is 5, I managed to get a very good Fixed for Life premium when he was a kitten so whilst its about £45/month it will never increase. Unfortunately nowhere seems to offer these now.

GirlCat is nearly 15 so her insurance is pretty expensive - it now over £90/month. It doesn't cover a preexisting heart condition or dental treatment (we paid around £450 for a dental last year). It did cover her busting her knee a couple of years ago, requiring £2k+ orthopaedic surgery, without a quibble though.

greyskiesgreysea · 17/08/2025 19:39

I'd forgotten about the microchip - that used to be free (after insertion) but to keep her registration alive the company now charges £10 a year.

greyskiesgreysea · 17/08/2025 19:37

Our small rescue cat is 18 and still loving life. Cost is probably about £10 a month for food (she has a small appetite). That's it.

bluesky9 · 17/08/2025 19:35

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edwinbear · 17/08/2025 19:32

Ours is £40 a month insurance, £15 a month for the vet pet plan (which covers her flea & worming treatments and two health check ups a year) and about £20 a month for food. So about £75 a month - and she’s worth every penny 😊

FairyRobot · 17/08/2025 19:32

Our cats cost us £15 each in vets plan which covers flea/worming treatment, annual vaccines and 6 monthly check ups. Then about £20 a month on food (that’s for mid range food, so the more premium felix and purina biscuits). We used to insure them but after working out how much it would cost over their likely lifetime we decided just to cross our fingers and pay vets fees when they come up (which so far has been never for 6 cats in 9 years!)

gamerchick · 17/08/2025 19:32

I paid the 99 quid one off thing for life with the vets which gets a yearly checkup and boosters. Her flea treatment is monthly and parasite 3 monthly. About 44 quid for 3 months worth of something. Insurance is about 18 quid a month with John Lewis and her grub. Spay was a one off fee

Then sundries on top.

TheOpalReader · 17/08/2025 19:31

Roughly (depending on any deals on food etc) I spend monthly, £25 insurance (with a low excess), £30 on food/treats/bits, £10 wood pellet litter, £10 flea and wormer, £10ish on misc items such as ear cleaner/over the counter meds for diarrhea/hairballs/wipes. That's usually a worst case month coming in at £85.

caravancapers · 17/08/2025 19:30

PiggieWig · 17/08/2025 19:26

I pay £15 a month for his vet plan, which covers flea and worm treatment, vaccines and an annual check up.
Then about £20 for his insurance (he’s pedigree, might be less for a mog) and around £20 a month on food.
The expensive things are when he gets into fights and needs vet treatment, usually around £80 but if he needs a lot of treatment it comes off the insurance.

That doesn’t sound too bad. Is the £20 on food pouches or is there a cheaper food you use?

OP posts:
pinotnow · 17/08/2025 19:29

Her insurance has gone up with her age, btw.

pinotnow · 17/08/2025 19:29

I have a 16 year old cat. Her insurance is £18 per month. I spend around £10-15 per week on her food. Her flea and worm treatment are £60 every three months. I think people get this cheaper online but I know this stuff from the vet works and I can't be bothered messing around and I don't want infestations. Then her booster are around £60 per year - this is a massive hike because since Covid vets' fees have gone wild. So far she has not ever cost me more but sadly I recently had to have my other cat pts and he used to get in fights now and then (he was neutered) and the cost of treating the infected bites used to be just under my excess...

PiggieWig · 17/08/2025 19:26

I pay £15 a month for his vet plan, which covers flea and worm treatment, vaccines and an annual check up.
Then about £20 for his insurance (he’s pedigree, might be less for a mog) and around £20 a month on food.
The expensive things are when he gets into fights and needs vet treatment, usually around £80 but if he needs a lot of treatment it comes off the insurance.

Gingercar · 17/08/2025 19:26

We have dogs, cats, horses and rabbits. The cats are by far the cheapest and easiest to keep. I can’t give you a price because we don’t insure and we don’t do monthly work/flea treatments. So our costs are only feed and vets bill if we have any.

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