To ask DH to put some inheritance towards a holiday?

Op you said it is only a few months since his relative died. I think it is fair enough he puts it in savings whilst he grieves.
Is he in the right headspace to be spending money at the moment?
Did he choose to go on the other holidays/spend the money given to you or were they your idea?
Is Florida somewhere he actually would like to go to?
Maybe in a few months he will be able to consider spending some of the money on a holiday but maybe not to somewhere as expensive as Florida.
When I received money I did spend it on an expensive holiday, plus on the house & saved most of it, but that’s because we family prioritise holidays.

This is where different people have very different ideas that are difficult to reconcile.

I can’t imagine thinking I have a say in what my husband does with his inheritance. That’s his. Equally, mine is mine. We each have separate accounts as well as joint ones, so we do differentiate between what is joint and what isn’t anyway.

We did a lot of research, we all shared one room and did it as a package and added the passes. I think the Disney ones were cheaper through the tour operator but the universal ones were cheaper directly. We didn’t fly with Virgin as to do the same package with them was much more expensive. We ended up going just before the schools broke up in July.
I thought that it was expensive at the time but having booked an all inclusive to Europe this year realised it wasn’t that expensive 🤣.

Situations like this don't sit easy with me, i can't imagine coming into a large (small even) sum of money then swiping it away into my account to do with as i please.
In our marriage money is shared equally and any purchases discussed and agreed on.
My husband received a large inheritance in the past and i have received a couple of smaller ones all sensibly agreed on with what to do with them,a family holiday included.
This may be me in a few years and exactly the same will happen ,we would never fritter money away but i know he would give me his last penny and i would do the same.

But maybe he thinks the benefit of a holiday is not as important as sound finances for the future?
For a couple with little savings, £10K-£15K on a holiday is a LOT of money

May be he does think like this. But whatever his opinions are, surely any decision as to what to do with the money should be discussed as a couple? They are a married couple, should married couples not make big decisions together?

No, holidays squander money in a special lump sum which you’ll never ever get back again. The holiday will be a distant memory.
Do not do this.
Invest the money/or get advice etc. Save for the holiday

It doesn't really matter what any of us would do, or what our opinion is regarding how the money is spent. It matters what the OP and her DH would do. Some people would save, some people would spend. The thing that matters is that this should be decided between them, not just unilaterally decided by her DH.

I inherited 750K in 2019 when both my parents died within 8 weeks of each other.

there was never any discussion, it’s both mine and my husbands money. Simple as that. We upsized our house and stuck the remaining money in savings

Under the circumstances you describe then yes he absolutely should make a contribution to your family holiday. But it might be better to wait till he actually gets the money.

No, holidays squander money in a special lump sum which you’ll never ever get back again. The holiday will be a distant memory.

Do not do this.

Invest the money/or get advice etc. Save for the holiday.

I think he should be including you more in the decision making but overall it sounds to me like you are a spender from a family of spenders and he is a saver from a family of savers. And that's going to be hard to reconcile. The fairest way might be for you to spend your inheritance your way - which it sounds like you have so far.. and for him to save his. But I would be making clear that I would see those savings as for everyone

I think a lot of people sit somewhere between the two. There’s a balance between saving all your money for future ‘stuff’ that might never happen at the detriment to enjoying life with a young family and spending frivolously so there’s nothing left. I think the majority of people try to balance the two.

We are fortunate enough to have a decent amount saved but we do want us and our children to enjoy life in the here and now and have opportunities and experiences, so sometimes we do decide that a lovely holiday for us all is worth more than an extra £4000 for them in 15 years’ time or whatever.

Life is for living and I’ll never be as young, energetic and healthy again and have the chance to have experiences with my children as I do now.

I'd provide even more, help them do more study or have a better mortgage rate.

My parents and grandparents are very generous by nature and have gifted us money for a house deposit, wedding etc, taken us on holidays, loaned money for home improvements, given cash gifts at Christmas, whereas his parents were really quite frugal.

Is there a chance you don't appreciate the value of money and savings, having been handed so much?

Easy come, easy go- perhaps?

I think your post shows the world is divided into savers and spenders.

It would give me far more happiness to pay off a mortgage, or part of it, than have 2 weeks in Florida.

That way you reduce your costs, save more each month and have the chance of many more holidays.

The money we have inherited was for whatever we chose and it was made clear they wanted us to go and enjoy it! So we used some for a magical holiday. I’d hope my children and grandchildren would do the same, but then we prioritise travel and holidays as a family as long as other bills are paid.

@IndieRocknRoll I don't know what your savings are, but a FA would advise you to have at least 6 months' net income as savings in case of hard times (illness, redundancy, even urgent private medical costs.)

I absolutely wouldn’t do the same, I think if bills are paid, some savings and enough for retirement I would use some for a nice holiday. Not to blow all of it but a £10-£15k holiday would be something that everyone would be likely to remember.
Money being passed down generation to generation feels like no one is getting any joy from it.
I also wouldn’t be happy if DH didn’t discuss it with me, albeit he would get the final say but they are married so I would absolutely expect it to be a conversation.

But maybe he thinks the benefit of a holiday is not as important as sound finances for the future?

For a couple with little savings, £10K-£15K on a holiday is a LOT of money.

My husband just inherited and it’s OUR money. We did use some to go to Disney actually and our children had an amazing time. I find it really shitty your husband thinks it’s HIS when your family have contributed so much. Can he give you back the half that your parents have given for house deposits, family trips he has gone on, home repairs then if he wants to split it into if the family give it then it’s for you alone? He’s being a twat. And if he wants to use it for retirement then you should be getting some
too.

I would feel this way too- if they were frugal they likely went without holidays themselves for the benefit of the family so I would try and ensure their money is treated accordingly

If you expect a 15-17k holiday, as the price was suggested by one poster, then YABU.

Seems to me the problem you actually have is that you can’t have a simple conversation with your husband. Also that he sees your money as family money, and his money is his money. Even if he invests without the holiday, you should be a part of that decision making? Ultimately isn’t inheritance seen as joint money in the eyes of the law… If you divorced him tomorrow you’d get half, right?

I don’t see a big family holiday as frittering, but holidays are always a priority to me, especially if there’s then another £70k left after. But crucially it seems it’s not to him, and he doesn’t see you as having any business contributing to the discussion of where this money goes. I don’t think I’d even want to go on holiday with this man.

I can never wrap my head around this, my DH inherited 400k and as far as he’s concerned 200k is mine, but we used it to buy a house etc, it just wouldn’t even cross my mind that it wasn’t 1/2 my husbands if I inherited. DH will benefit from the trip as well I think he should be offering!!

As a couple you need to work out your priorities. He's been brought up to be frugal, you've been given handouts by your parents for years and maybe don't worry about having savings. Yes?

The fact you don't have £10K 'spare' to splurge on a big holiday says a lot about your finances.

If you both have good jobs and good pensions (are they public sector?) you sound as if you're maybe not being very money-savvy, bearing in mind how much help you have had from YOUR parents (house deposits, gifts, etc etc.)

We have 15 years left on our mortgage.
I don’t think he’ll put it towards that. In fairness we don’t have much in the way of savings (though no debts either) so it would make sense to invest it.

If you have few savings in your late 40s/ early 50s, yet you both have a good income, something isn't right.

Where is your joint income going/gone?
IMO you should focus on paying off your mortgage.

Investments go up and down.
Not being unkind, but £80K is not a lot in terms of investment and growth.
It certainly won't make much difference to a pension pot.

I think regardless of what you decide on the holiday, you need to find a good indie financial advisor. Ours is worth his weight in gold- literally.

I'd not consider a pricy family holiday as a priority. Your children can travel once they leave school/home. Mine backpacked round India, interrailed across Europe, and more, under their own steam and on money earned while at uni.

Put your own long term finances first.