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Husbands “jokes” about him retiring before I do

164 replies

Oscarsmom71 · 16/08/2025 20:16

So husband is 5 years older than me
He is 7 years off state pension age. I am 12 years.
He thinks it’s funny to constantly make quips and off the cuff comments about how he will be enjoying his free time whilst I am still working on.
We both have moderate to ok pensions mine are better than his.
I have recently done well in my career due to prioritising children until they reached adulthood, However when we met 30 years ago he was financially on his knees, debt, no house, I had my own house. Do we used all the equity I had to put into a home for ourselves. I was happy to do this.
We combined everything and I never even thought about it.
But his little comments and jokes about him doing what he wants whilst I work in here and there are really annoying me and I feel disrespectful.
When I say they are not nice he says he’s just joking. But I am feeling more and more tired. My job is stressful and I work full time,
So the thought of me working in is just not great for me.
I maybe able to retire slightly early but I just feel his comments are not supportive or respectful.
AIBU ?

OP posts:
Flamingoknees · 17/08/2025 12:59

Tell him you are retiring early - that will at least shut him up.

Dabberlocks · 17/08/2025 12:57

Bailiwitch · 16/08/2025 20:33

Have you really been harbouring resentment against him for 30 years, @Oscarsmom71?

What was the situation while you were prioritising your children? Did he not pull his weight financially over those years?

It just seems odd. You married a man five years older than you - it can’t be a surprise that he reaches pension age before you? And (without more) it doesn’t seem outrageous that he should be looking forward to it. (I agree the best thing might be to work out how best to retire at the same time as each other.)

Have the two of you just not been friends for however long?

Edited

It isn't a surprise that he'll reach pension age 5 years earlier. What has come as a surprise to the OP is that he is being a smug prick about it, and rubbing her nose in it.

Besides, in the not too distant past, men retired at 65 and women retired at 60, so they would have retired at the same time.

bumbaloo · 17/08/2025 12:55

Oscarsmom71 · 17/08/2025 11:46

For anyone saying this he doesn’t do housework unless I ask he sees it as a waste of life.

Why did you marry him?
He came to you with debts and no savings and mooched off you.

he doesn’t lift a finger regarding housework

what was the appeal

LittlleMy · 17/08/2025 12:53

Bailiwitch · 16/08/2025 20:33

Have you really been harbouring resentment against him for 30 years, @Oscarsmom71?

What was the situation while you were prioritising your children? Did he not pull his weight financially over those years?

It just seems odd. You married a man five years older than you - it can’t be a surprise that he reaches pension age before you? And (without more) it doesn’t seem outrageous that he should be looking forward to it. (I agree the best thing might be to work out how best to retire at the same time as each other.)

Have the two of you just not been friends for however long?

Edited

I thinks it’s more the issue that OPs DH is acting immature and stressing her out by regularly teasing her and gloating about the fact he’ll be retiring earlier.

OP has the basic intelligence to be aware this would always be the case but it’s him that’s odd in refusing to stop teasing her like this when she’s already asked him previously to stop doing it. He’s basically rubbing her nose in it and I don’t think that’s acceptable surely?

Moonboots123 · 17/08/2025 12:53

Make your own “joke” back next time about how he’s also more likely to die before you as well 🤷🏻‍♀️

Cadenza12 · 17/08/2025 12:47

Tell him that statically speaking you'll live longer so will have a longer retirement.

Ratafia · 17/08/2025 12:47

Start making "jokes" about him working an extra ten years to repay you.

TheGoldoffEternal · 17/08/2025 12:45

Parker231 · 17/08/2025 12:39

From reading this thread I’m surprised that couples don’t talk about their retirement plans and the financial planning around it. Retirement is a big proportion of your life (hopefully) - sit down together and work out what income you are going to need and how you both want to spend the time

We will have to work to the very latest. Money shared. We feed each other when one has less money. Simple life , simple joys

TheGoldoffEternal · 17/08/2025 12:44

He has another 7 years. He could leave the planet also, God forbid it...this thread isn't news, is it

You can make plans but noone can predict the future

Parker231 · 17/08/2025 12:39

From reading this thread I’m surprised that couples don’t talk about their retirement plans and the financial planning around it. Retirement is a big proportion of your life (hopefully) - sit down together and work out what income you are going to need and how you both want to spend the time

Endofyear · 17/08/2025 12:29

His comments, while jokey, are insensitive given how you're feeling about work at the moment. That said, I'm glad he's realised it and that you've been able to talk it through. Wishing you a long and happy retirement together, it sounds like you've earned it 💐

zingally · 17/08/2025 12:28

Is there a reason why you can't retire at the same time as him? Plenty of couples with fairly small age gaps do it, and now you've got 5 years to crunch the numbers, and do what you can to make that happen.

My dad retired at 50. He was a school teacher, and he'd just had enough. The hours, the stress. And at that point, he and mum had both had good inheritances from parents, not to mention a paid-off house and good savings of their own. My mum had never really worked, apart from a small one-day-a-week job when I was in my teens.

In hindsight, I'm so glad he retired when he did, as he died unexpectedly at 62. An age where he could have very easily still been working full time. Luckily, they managed to have a solid decade of happy retirement together.

Coconutter24 · 17/08/2025 12:21

FenderStrat · 17/08/2025 11:16

It has been said.
It's dumb.... and vile.

I didn’t see another comment like this when I skimmed over it, I guess I thought there wasn’t more than one person to match such a dumb vile comment to their own husband

Ellie56 · 17/08/2025 12:19

You mean to say you do all the washing, ironing , cooking, cleaning and other stuff?

I would be stopping doing any of it that benefits him. See how the lazy smug git likes not having any dinner or clean socks.

My DH is 6 years older than me and retired early, but he stepped up, did all the school runs and all the housework.

PJsandbiscuits · 17/08/2025 12:16

My husband retired a few years ago, he’s 9 years older than me. I’m still working FT. So we live on my salary which allows his superannuation (pension) to grow. He does all the house admin, cooking, shopping and running around (organising car services etc). I can just concentrate on work, I’m much less stressed on the home front. And because I’m essentially supporting us, any major purchases (I recently updated my car) comes out of his super. He’s happy to do all of this. The key thing is that I love my job, so I don’t want to retire yet. But as I will retire much later than him, we are now prioritising things that we can do together, like o/s trips. We both love to travel & have decided we shouldn’t wait until I’m retired for that.

It can work, you both just need to talk openly so you don’t feel you are being taken advantage of/taken for granted.

MyDeftDuck · 17/08/2025 12:11

What a smug bastard!
Can you check your contribution with DWP to see if you have enough years in to retire early? I know you can’t get the SP early but if your contributions are up to the level required and you can live on your private pension why not retire early? At least it will two fingers to your smug FW husband.

ThatCyanCat · 17/08/2025 12:03

Oscarsmom71 · 17/08/2025 11:46

For anyone saying this he doesn’t do housework unless I ask he sees it as a waste of life.

Then he won't mind if you don't do it either and he lives in a shitheap with dirty dishes and no clean clothes or bedsheets.

This reminds me of a boyfriend I had many years ago. I didn't expect him to pay for everything and was very happy for us to take it in turns to pay and it was roughly equal. But every time it was my turn to pay, he'd start saying "Pay for me! Haha, pay for me, woman! I just got this meal for free while you paid!" He said he was joking but you know what they say about jokes and it really, really turned me off. Still annoys me to think about now. When he paid, I just said thank you and I appreciated it.

Mrsbloggz · 17/08/2025 12:03

You're being taken for a mug op, I hope you can find your backbone and stop wasting your life doing any shopping, washing, cooking, cleaning or other unpaid work on his account.

GentleJadeOP · 17/08/2025 12:01

He’s 5 years older. He’s worked or studied 5 more years. If it was going to be such a problem you should have married someone the same age.

LoveWine123 · 17/08/2025 12:00

Yeah that would annoy me if it was constant. Just remind him that he’s also 5 years older and that’s 5 years closer to death than you are (in theory!).

Gettingbysomehow · 17/08/2025 12:00

Rhaidimiddim · 16/08/2025 20:25

Tell him, straight-faced as if you mean it, that you sre seriously thinking about early retirement.

Then start thinking seriously about early retirement.

If nothing else, it will stem the jokes.

I'd be saying Im seriously thinking about a divorce as you refuse to consider my feelings
Im 63 OP and have totally lost any sense of humour about work because I am bloody knackered and completely worn down by it.
Repeated "jokes" would be more than I could stand.

materialgworl · 17/08/2025 11:56

But isn’t he due to retire before you?

i say this because your backstory of him being broke and you bailing him out sounds like resentment and regret over a decision you made.

are you projecting?

BuckChuckets · 17/08/2025 11:53

Oscarsmom71 · 17/08/2025 11:46

For anyone saying this he doesn’t do housework unless I ask he sees it as a waste of life.

Right, but him talking about retiring earlier than you is the biggest problem in your marriage 😬

Allmychickenscometoroost · 17/08/2025 11:52

Oscarsmom71 · 17/08/2025 11:46

For anyone saying this he doesn’t do housework unless I ask he sees it as a waste of life.

This tells you what he thinks of you doing the lion's share of everything in the home. Waste of YOUR life. Honestly he sounds awful and sees the drugdework as being beneath him, but not you. Do you want to stay together long term?

columnatedruinsdomino · 17/08/2025 11:52

Oscarsmom71 · 17/08/2025 11:46

For anyone saying this he doesn’t do housework unless I ask he sees it as a waste of life.

But quite happy for you to waste yours?