What’s one small thing you could give up that would save you a LOT of money long term?!

I don't have small things I could give up that cost a fortune. I spend a lot on my two cats (200-300 a month) but they are hugely important to me, so no small thing. I look forward to when I 'graduate' therapy as this would save me 300 quid a month. Not a small thing either, but that's an expense that will eventually go and I look forward to having that extra money.

Vaping and monjaro. I can’t believe I even started vaping what a dick.

A point about coffee out - I don't drive so days out for us usually involve being able to get coffee for me and toastie for DCs. It gives us somewhere to stop that's warm and dry with a clean toilet before the long bus journey home. The cost of this is now crazy so it means less days out, unfortunately. Its not at all desirable to picnic in Scottish horizontal wind and rain.

No idea how people afford this now!

I am having to travel more often now and have started taking flasks of coffee and packed lunches when I am travelling. I still treat myself to a Costa cooler when it is warm and I don't want to give that up.

things from fancy bakeries. I’m on the no money part of maternity leave and yet I can’t stop buying them. I live near an amazing one that people queue for ages to get into and spent £20 there the other day without thinking.

Amazon. It’s too easy just to click and buy. But this month I’m trying a tip I read on here - give yourself a fixed amount of “fun money” and fritter it (or not) however you want. Once it’s gone, it’s gone. It’s definitely made me more mindful about the little 5 quid spends here and there…

My best mate is equally generous with her money and takes people out for dinner (she says v occasionally, its not!) and it is the loveliest feeling to be looked after like that and to be on the receiving end of her generosity.

Getting out of debt was a big one for me - after many years, I got free of it 4 years ago. Really liberating! It costs a fortune to be in debt.

With toiletries and beauty products I gathered up everything that wasn't in daily use and put it in a box. Now before I buy anything I check the box, it really helps and I have barely bought anything for years.

I did the same previously with cleaning products and it was alarming how many repeated items I had.

I have a mantra - dare to run out. It focuses the mind and means you're only buying what you genuinely need and genuinely haven't already got tucked away somewhere.

Nothing. No car. No commute (WFH). Rarely spend money to socialise. Don’t eat meat or anything pricey and cook from scratch. Haircuts twice a year. No expensive face creams or beauty treatments, nails etc. No gym membership. Kid lives at home to afford uni.

Still struggling. Rent crucifying. Landlord prob feels they need it to waste money on crap!

Feel lucky, though, and really enjoying life.

Pilates - fortunately I'm in a cheap Everyone Active gym for swimming, gym and other classes I might fancy. There's no substitute for a proper dedicated pilates teacher though - £9 a class,2 and sometimes 3 x a week. Can't see me giving up whilst physically able.

I could probably give up loads of things and save money but they are the things that make like more pleasant so I have no intention of giving them up. I meet a friend for lunch once a week which costs maybe £20. Would be much cheaper to make my own sarnie but not nearly as nice!
Same with a treat coffee.One of my favourite things to do is sit in a coffee shop by myself and read my kindle for an hour. I could do that at home and save a fiver, but it’s not nearly as nice.

Cleaner. But I have a painful physical condition that means the less scrubbing etc I can do, the better.
Hair. £50 a time, and I have short hair so have to have it cut every 6-8 weeks. I’m not even going to work out how much that is over a year; I don’t want to know!
Membership of an art gallery. This is the one I have the weakest argument for keeping, and I know I should give it up, but I love it.

I could cut out loads of things, but for one thing I'm on a very good salary and things like having a coffee on the train or a take away add to the little joys of life. For another, I've lost two stone recently and have cut down on everything food and drink related as it is, and still have a few pounds to lose. So while I'm still on that path and am not yet in maintenance, I'm not making any further lifestyle adjustments or cutting things out as it can tip the balance over to feeling like masochism, and may be counter-productive. And when I stop taking mounjaro, I'll be saving the money I spend on it anyway.

Dh gave up diet pepsi, we save around £150 a month!!

Had acrylic nails for years. Loved them.

Covid stopped me having them but then went to gel nails when things opened back up.

Hate them. Hate having them done, hate doing them myself, hate paying for them, hate the removal process, hate that they don't last etc.

Tried acrylic again and just decided nails aren't a priority, anymore.

So, in short, nails are done!

Thinking about how to stop doing my hair but I do have to look professional so it's a balance.

Children at Uni. One has just graduated and has a job and the other has 2 years left. I will be minted when he finishes!

High end cheese and bread. Loaves from our local independent baker are now £5 or £6, and its almost impossible not to then stop off at the cheese stall. Last week I spent £23 at both, which works out as £1,000 a year...

I'm careful on what I spend on myself, the kids hobbies cost about £3,500 per year though. I don't want to stop any of them.

Hair, but I'll never do it.

I've recently checked our budget and contact lenses are over £1 a day. I can't see without them, and DH spends as much on glasses, so not much of a saving to be had.

We're at the end of private education; even after paying university rent, we'll be £1k a month better off.

Wine
Vinted
Charity shops

Wine

Gousto box, have just worked out that’s £2,400 per year.

Beauty products and clothes , I do love them