What’s one small thing you could give up that would save you a LOT of money long term?!

Well done! I think I had about 2 cans a day on average. It was just habit over many years. What do you drink now?

Do you notice having more money?

Have you not seen the price of funerals these days?

chocolate…

🤣

Chocolate, crisps and other rubbish food that is bad for me. Because I say I don't eat them, I don't keep them in the house (I'd devour all if I bought multinpacks) so I buy them in my nearby shop usually on impulse which is shockingly expensive. Also takeaway coffee. If times get tough that will be the first to go. Also, Dh has a ridiculously expensive golf membership that he uses about 4 times a year.

Buses when we can walk. £3 each for a 10minute walk. No reason to get the bus, just lazy.

And Im about to start paying £30 a month fir the gym. Something not adding up here.

I gave up diet coke. Was knocking back 4-6 a day. I'm saving a huge amount!!

Wine and paperback novels. Especially wine.

My addiction to M&S Raspberry Jellies - recently went up to £4 a pack and it just feels like too much for the fleeting pleasure they give me.
Kerastase hair products - however I’ve got better over the last few years and have a major stock up in the BF sales which lasts me most of the year. It’s the one part of my body I actually like.

Like you, take away drinks - over £500 a year

Hair colour. I tried going grey but didnt like it so box does it is. Saving over £700 a year.

Visits to the work vending machine about £250 a year (I eat a lot of crap snacks).

Recently I would take my daughter for lunch most Saturdays. That will be stopping naturally now but that will save over £1000 (🤯).

Nails and hot chocolates at the local cafe probably! But they both make me happy Nails are £32 every three weeks, hot chocolate is about £3 and I maybe have two or three a week.

Our cleaner perhaps but that doesn’t feel like a ‘small’ thing as it is quite an improvement in our quality of life.

You can't read library books on Kindle in the UK. You can on Kobo though.

Bookbub is brilliant for bargain ebooks.

This is gross but I used to smoke a pack of Marlboro Golds a day. Saved so much since I quit. I from 2015-2020, quit before we got married because I didn’t want to be stinking on my wedding day and also didn’t want to have to nip out mid vows for a cig. They’re about £20 a pack so if I calculate how much I spent on them I will spontaneously combust.

Now it’s probably the pub. Me and DH do darts and pool a lot and we’re in our locals league. I don’t drink right now because I’m pregnant (he doesn’t most of the time out of solidarity) and we’ve saved a fortune. Also we are fucking killing the competition because we’re not half cut (humble brag).

Also, the cat. She’s DDs cat, but I don’t like her spending all her pocket money on Miss Kitty Kat, so I buy her most things. DD is only six, but she does research on what’s good for the cat ect. She has salmon oil for the coat and has pretty nice cat food. I’m glad DD cares so deeply and to be honest I’m impressed with her diligence - but Jesus this cat eats better than some kids. When I was a kid I didn’t eat as well as Kitty Kat.

I went back to work after maternity leave in April- and haven’t bought lunch once! I’ve been taking my own ! Saves a fortune

Definitely getting my hair highlighted.

Nappies!
£1500 per year!

Sky. £50 a month certainly adds up. But I’m a massive sports fan and the idea of being unable to watch the England cricket team is unthinkable. It’s my treat, my reward for working FT and as long as I can afford it, it stays.

Poping into Home bargains, you know just for a quick look.

Easy one for me coffee smoking and holidays.
But its just me so i dont care.

Gardening - I will soon be ordering lots of bulbs for my planters
Having hair coloured at hairdressers
Freddie flower subscription
And I've just started mounjaro
But actually my biggest expense is having 4 DC. Oldest 2 now working but still need help occasionally. 3rd DC at uni and youngest doing driving lessons 0(l poop

Cleaner, gave up at start of Covid and haven’t restarted. £10,700

Nails, gave up 2019. £3600

Hair, gave up highlights 2013 and only have it cut every 5-6 months now. £7800

Alcohol : gave up three years ago. £1000

Daily Costa coffee and breakfast. Gave up 5 years ago. £13650

Added up that’s an astonishing £36750 I saved on bad habits and treats. 😮😮😮

Me too.

The children 🤣🤣🤣

Nahh seriously:
Mine and dh gym memberships. Work out at £100 a month, however we take the children swimming every weekend and it's free because we are members.
Subscriptions - amazon prime, kindle unlimited, netflix, Spotify, box of stories, steam, and whatever other platforms dh uses. We spend in excess of £120 a month.
Maybe one of the cars, but only during the school holidays.

Looking through my spreadsheet (I like to keep track) we live within our means, very much on the edge. We have dipped into the savings more recently most months for things that are outside of our disposable income, but thats because the food shopping bill keeps going up each month 🤦‍♀️

Paying the mortgage?