AIBU to think we don't need to tell the insurer about daughter learning to drive?

This must be a joke - for your kids' sake, don't take them out any more. One bump and not only will they lose their provisional licence, no insurance is a minimum of 6 points, which is an automatic ban on a provisional licence. Plus what ever fine they want to give you. They will not be able to afford insurance when this is spent, as they have to disclose this for 5 years to insurance and depending on what job they want to do when they are older, it may affect them, due to a criminal conviction and will need to be declared regardless of the Rehabilitation of Offenders Act 1974.

You know it's needed, as you even mentioned about your premium going up.

It's stupid like this why kids insurance is so bloody expensive.

Wow! Is this serious?

There's a specialist insurance for learner drivers. They take it out. Can drive any car while they are learning. It protects your no claims bonus. Can be taken out a month at a time. I did it for my granddaughter when she was learning. It's not expensive. Google it.

You can go back and change your vote.

This.

Please tell me this isn't real and there aren't people out there letting their children drive around in their cars uninsured.

OP should move to Australia where you don't need to add learners to your policy for driving supervised in your car! (Only get their own policy if it's their own car.)
I'm a Brit in Oz, and after DS got his L plates, we waited 3 weeks til driving cos I kept forgetting to call the insurers. Once I did finally call I was gobsmacked. No need to add him - his name nor pay more. I Googled it and other Aussie car policies are the same. Bonkers!

If she's just driving your car on your own land and there aren't going to be other vehicles/people involved and any damage you'll repair yourselves - then crack on.

On a public road or land you do not own she needs insurance.

Of course you don't ned to insure your daughter to drive your car. Learners are exempt from this, as insurance companies know their parents don't like to pay too much extra in premiums, so they very kindly let them off. If anything happens when your daughter is driving, just tell the other driver your daughter is a learner, and they will happily pay for the damage to their car, and, if you ask them nicely, they will probably pay for your car's damage too.

Likewise, if you are stopped by the police, just tell them your daughter is a learner driver and they will be very accommodating.

FFS this can't be a real question....😡😱

Skipping over the moral and legal implications of driving without insurance OP, if finance is your main concern you might want to think about not only the fines but what would happen to your premium if you were convicted. And I can't even begin to imagine how much it would cost to insure a newly qualified driver with a driving conviction obtained before they'd even passed their test, assuming any company would insure them at all. But I'm pretty sure that would be a lot more than the cost of just insuring your DD from the outset.
With the proliferation of ANPR cameras these days there's a fair chance you'll be caught even if your DD doesn't have an accident and there doesn't have to be an adverse incident for a crime to be committed. So as well as your actions being illegal they don't even represent a very good financial risk.

You’re being incredibly stupid! She is driving with no insurance, so can be fined and banned all before she’s passed her test! Do you really not see that she’s driving with no insurance!

No just tell anyone she crashes into, damages their car or harms that she was only “practising” I’m sure they their insurance company will be fine with that!

So she hits someone and kills them. What then

or she smashes the car into something and causes thousands of pounds worth of damage, can you cover that plus the repair of whatever she damaged and fines for uninsured driver, not to mention she will get points on her licence

i cant believe you are so stupid to believe insurance is not needed

We can hope....

This is an obvious wind-up.

Let’s hope that the reason @flawless234 hasn't come back to this thread is because she has given her head a wobble, and is sorting out insurance for her dd, and not because she is ignoring everyone on here.

You need to add her. Oddly it seems to bring your insurance down in price.

You are being unreasonable and reckless, unfortunately. If she hits someone, you and she will be liable under the RTA. You could face criminal charges, too, so it's a bigger issue than just your views on insurance and premium.

Imagine you wouldn't want to be hit by an uninsured driver, OP.

That's exactly what your daughter is.

Damn, didn't spot the user name.

I do sometimes think OPs are too embarrassed to come back though when the weight is so much against them. Some people are genuinely ignorant.

Ah, technically she does have a license.

Wow! I added my learner DS to my policy (& it's only a Fiat punto), he's 20, and it cost almost €900 - it's ridiculously expensive here!

This is extremely concerning - are you seriously saying that you aren’t sure whether a learner driver needs to be insured to drive your car? What on earth?!!!

Either insure her or stop the practice sessions.

FFS OP, DD is driving without insurance. Get caught and she's lost her licence before she's even got it. You'll be prosecuted too. Here you go... the official stuff from DVLA:
www.gov.uk/driving-lessons-learning-to-drive/practising-with-family-or-friends

Practising with family or friends
You can practise driving with family or friends. Anyone you practise your driving with (without paying them) must:

• be over 21
• be qualified to drive the type of vehicle you want to learn in, for example they must have a manual car licence if they’re supervising you in a manual car
• have had their full driving licence for 3 years (from the UK, the EU, Switzerland, Norway, Iceland or Liechtenstein)

It’s illegal for:
your friend or family member to use a mobile phone while supervising you
you to drive on the motorway when practising with family or friends

Insurance
You need your own insurance as a learner driver if you’re practising in a car you own. Your family member or friend will usually be covered on this.
If you’re practising in someone else’s car, you need to either:

• make sure you’re covered by the car owner’s insurance policy as a learner driver
• take out your own insurance policy that covers you driving in the car as a learner driver

Now get some fucking insurance you wallop!!! It's not even that expensive whilst they're a learner. Different matter once they pass their test.

We added our daughter as an additional driver as a learner on our insurance and think it cost about £60. How could you possibly consider not insuring her to drive the car? If she has an accident, you would not be covered. Driving without insurance is a criminal offence.

You need to add her to your insurance as a learner driver to be legal, shes currently driving your car illegally.