AIBU to think we don't need to tell the insurer about daughter learning to drive?

No no at all . She doesn't need to be added at all... as long as you don't mind breaking the law,getting her banned before she even gets a licence or paying out of pocket damages for death or injury its fine. It's also setting an excellent example to your child

You must add her, not only for the criminal implications if she is caught without insurance but also from a civil perspective.

If your daughter is driving your car with permission and involved in an accident your insurer will have an RTA obligation to pay for the damaged vehicle and any injuries as a result of said accident and because you permitted the use, the insurer will then come to you and your daughter to pay back the full value of the claim which they are entitled to do. Surely the cost of adding her is better than being told to pay back thousands of pounds.

What a way to start your daughters driving off though, with a conviction for driving without insurance AND the points and fine that comes with that never mind how irresponsible it is to other road users. Get her added and dont be silly!

YABVVVVU. Of course you need to let them know. If you don't, then if you have an accident then you will not be insured.

OP hasn’t been back. Got to be a wind up.

Essentially you're letting your child drive uninsured and want strangers on the internet to tell you it's OK.

No it's not ok. It's illegal.

Learning to drive is expensive. Being insured isn't an optional cost.

Ffs. Is anyone this stupid?

Get her insured!

This has to be a troll post because no one can possibly be this wilfully stupid

I think if this is a genuine post then you need to hand your licence back as you have no knowledge of the Highway Code, the law, or common sense! TOTALLY IRRESPONSIBLE. People like you shouldn’t be allowed on the road never mind breed. Your daughter would face prosecution for driving without insurance and face hefty premiums in the future ONCE she’s allowed to drive again.

If your daughter killed someone not only would they have that on there conscience but that family would have lost someone then to add insult the insurance wouldn't pay out plus your daughter could possibly go to prison not worth the risk insure her

Good god woman are you really that stupid. If she crashes the car with no insurance, who pays. Unbelievable.

if she crashed not only would you not be covered but she could lose her license for driving without insurance.

Either pay to add her or pay for more lessons

Which is a ban, as you can only get 6 points in tbe first two years of driving

Haven’t read the comments because I can’t believe they’ll be saying anything different to give your head a wobble. If she’s DRIVING your car, OF COURSE she needs to be insured. I’d be mightily pissed off if an uninsured learner hit me. This is one of those utterly ridiculous posts that makes me question people’s common sense.

This is illegal. Both of you risk losing your licences plus a very heafty fine. Plus if she has a crash and injures someone you could lose everything - all your assets can be taken

i cannot believe someone would be this stupid

This must be a wind up. Someone's bored and having a joke.

Still illegal! Jesus wept

Of all the things I’ve read on mumsnet this is the most idiotic . I’d like to say every day is a school day and no question is a bad question. And of course completely glad you asked. But honestly - where is your common sense? Surely you know that if anyone is driving a car on a road they need to insured. That includes teenagers learning to drive . MORE THAN ANYTHING. Just because you are ‘supervising’ doesn’t miraculously exempt her from having an accident does it? Are you God? Have you even heard of the term ‘uninsured driver’ ? Are you happy paying out of your own pocket if you got a civil claim as she causes an accident and someone sues you ? Honestly the only redeeming feature there is here - is that you actually asked Mumsnet. I’m tempted to think that most semi intelligent people know the answer so the fact you had to ask makes you a) a troll or b) the lowest of intelligence and someone has told you already c) your instincts have kicked in but you want to see if you can get away with it. Get her insured right away. It’s usually a few hundred quid for named driver added to your policy. It goes up massively. When they pass. Try Hastings or Admiral as they are usually cheap for this. God help us all.

Are you actually for real? Sooo....you, your partner and every other driver on the road needs insurance but you dont think your daughter does? Seriously 🤣

Is this real?

Repeat what others have said l.
When I added ds to my policy it didn't increase that much, it's when they pass their test that it rockets. Caveat our car was a small Corsa.
But if you don't and she has an accident, your car isn't insured, anyone else's damage/injury will fall on you and if you get pulled over she'll get points for driving uninsured and you'll get points for aiding and abetting, then watch your premiums rocket as you have to declare convictions every renewal.
Is it really worth it?

She is driving uninsured which is an offence. As the licenced supervising driver you are probably also committing an offence.
If she has an accident you won't be covered for damage to your car.
You need to get insurance before she drives again. Yes the premium will go up, even though she isn't the main driver. That will always happen when a young or new driver is added to a policy.

Of course YABU but thanks to those who have given examples of insurance providers. I have a just turned 17 year old who will not be behind the wheel without insurance, so needed to research this.

What are you talking about - of course she needs to be insured. You don’t have to put her on your insurance but it’s probably the cheapest option- she can get learners insurance for the car or pay as you go

Are you for real?? You already know the answer! You cannot be that thick. Anyone who is driving a car has to be insured

Stunned they've not come back