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AIBU?

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Original poster

AIBU to think we don't need to tell the insurer about daughter learning to drive?

381 replies

flawless234 · 07/08/2025 10:33

Hi All,
My daughter has just started learning to drive and we're now doing some practice sessions in our car. She's got her provisional licence and everything, and I'm sitting with her, but we haven't told our car insurance company. I'm thinking, she's not the main driver, it's just a bit of practice with me supervising, so surely we don't need to add her as a named driver?
I've heard some people say you need special learner insurance or to add them to your policy, but it feels a bit OTT for just a few supervised drives. I'm a bit worried about the premium shooting up, to be honest!
Am I being unreasonable to think we can just carry on as we are, or do we really need to contact our insurer? Does anyone have any experience with this? Any advice on what to do would be amazing, as I'm totally clueless about all this.
Thanks in advance!

OP posts:
Fountofwisdom · 07/08/2025 10:36

Are you serious? If she’s driving on the road, she needs to have insurance, end of. If she gets caught driving without insurance, she risks losing her licence before she’s even passed her test. Ludicrous that you even need to ask this question.

Soontobe60 · 07/08/2025 10:36

Bloody hell, what planet are you on? Unless your car is already insured for any driver including learner drivers, then no one else is insured to drive it!!

Silverbirchleaf · 07/08/2025 10:36

Course you need to add her! What if she has an accident, or someone crashes into you?

Waterbortle · 07/08/2025 10:35

Yes, you absolutely need to insure her.

Adding a learner driver is not that expensive. Adding her once she's passed her test will be ££££

Glammar · 07/08/2025 10:35

You need to get her insured. There's a company called Collingwood that are really reasonable for learner insurance. I'm in the same boat with my DS but there is no way he will be driving my car without insurance. It's illegal for a start and if there's an accident your insurance will be void.

Tallyho15 · 07/08/2025 10:34

Yes you need to add her. What if she crashes the car or runs into someone?