AIBU to think we don't need to tell the insurer about daughter learning to drive?

What the fuck have I just read? This has got to be a wind up, surely?

not sur ei understand your logic but anyway its cheaper to insure her before she actually passes

Presumably this is another wind up thread.

Its depressing but theres a need to consider someone might be killed or have life changing injuries that need adaptations and carers - including your and your daughter - who might then not be able to work - very costly without insurance cover

She is driving illegally. You’re an absolute clown. She’s the one who is going to end up with a conviction, fines, points on her license.

You cannot drive without insurance. That includes learners. I can’t believe there are people this stupid actually walking (driving) around.

I just got insurance for Dd to practice in my car. It's in her name & cost £220 /yr.
Ouch. But, without that (or similar cover) she is driving illegally.
6 points on her licence (lost) would be the least of it if she hits anyone.

Indeed - I saw such a case on an episode of 'Police Interceptors'. Both the parent and learner driver with no insurance child got charged by the police.

Age is driving uninsured which is illegal. If someone hits her she becomes the at fault party. She then has to pay for the other persons costs and repairs and will receive points on her licence. My colleague got 7 points (lost her licence as she had only been driving 3 months) and a £900 fine that was several year ago so the penalty will be higher now. She also has to declare that she was disqualified from driving so her insurance has always been high. If she’d been insured the other driver would have been at fault as he hit her. You are both breaking the law..,are you really that dense?

What would your intentions be if by chance your DD hit another car or pedestrian?

Or even if someone hits your car while she's driving they'll need your details and will pretty much notice who was driving at the time.

You most certainly do need to inform them…….failure to do so will void your policy and if she has an accident and either injures or kills someone you will all be in seriously deep doo dah!

Get yourself on Veygo (today!)

My parents thought the same as you, and on one of my little “practice sessions” with them, I crashed the car into a brick wall. It cost them an absolute fortune because I wasn’t insured. Don’t risk it.

What were you planning to do should you and her be involved in an accident whilst driving? She and most definitely YOU wouldn’t be insured, it’s illegal. You do know there are loads of dashcams and CCTV around? So what happens if she injures the other party, let alone damages their car? What were you thinking!

This is so ridiculous it can’t be real…not only not insured if she has a prang, you’re also not insured if someone runs into her. The learner drivers insurance isn't so bad, its once they’ve passed their test that its ££££

@flawless234 As you have been told already by many posters on here, it is illegal to drive without Insurance and the penalties for that can be very severe, both for your daughter AND for you, because you are letting her drive, KNOWING that she isn't insured to drive your car. That is also an offence under the Road Traffic Act.

You could be fined a lot of money, will get at least 6 points on your own licence, and your car may be impounded. I can't believe that this question is real though - surely you already know this??

And you're teaching her how to drive.
Jesus wept.

This post cannot be serious.

I can hardly believe that someone, who is old enough to have a child learning to drive, has gone through life not realising that it's illegal for someone to drive a car on public roads without insurance.

The monumental ignorance and stupidity of some people is breathtaking.

I’m in my 60s and have never learned to drive but even I know that every driver needs insurance and that some insurance only covers particular vehicles.
As PP have pointed out, the consequences of not having any could be catastrophic and possibly life-long.

mnhq can delete anything that you report - if you think it’s against talk guidelines, then report it.

personally I think it’s a wind up thread so I’ve reported it.

well they can, can’t they? 😂 home insurance isn’t a legal obligation.

You know she’ll get a driving ban if you get caught, right? How do you think your daughter will feel once your cheapskating gets her banned from driving?

Get a bloody grip.

How can you be so stupid?

Does this mean people can not pay their home insurance when they go on holiday? Woo hoo!

Good god! Of course she needs to be insured! You should inform your insurance company immediately and get your daughter added to your policy.
Do not let her drive the car again until the insurance is in place - and make sure you put clearly visible L-plates on the car when she is driving.

Be aware also that, as the person supervising a learner driver, you cannot use a mobile phone or any other handheld device while you are supervising. To do so could land you with a hefty fine and six points on your licence. You must pay attention to the road at all times, just as if you were the driver.