To consider how inheritance looks after marriage

I would divide the estate into sixths.
Your three children get 1/6 each and DHs three children get 1/6 each, meaning your joint child gets 2/6.

This^ My aunt didn’t and her bastard of a husband changed his will after she died and left everything to his own son.

When they had got married he was out of work, had nothing and aunt owned a house outright, had savings and a well paid job. My cousins didn’t get a penny of their rightful inheritance.

Please go to a experienced solicitor ASAP and make a will with provision specifically for your children from your first relationship.

You could die in an accident any time. Shit happens. Protect your children and do not rely on your husband's goodwill towards them.

Yep -agree my ex has remarried and put his inheritance into paying his second wife mortgage off. She has three children and he has three - it will be over who survives as to where the estate goes.

Don't have a mirror will as whoever is the surviving partner can redirect the estate to whoever they choose. Normally their offspring. If this is a second marriage each party needs to direct their part of the estate to their heirs.

It does happen all of the time. Your husband could inherit everything and then go on to have five more children. Or marry someone with a squad of children already.

OP it happens all the time that the first children get written out by their step-parent. There's a thread about it on here every couple months. I know someone whose father remarried close to death in order to avoid IHT with instructions of how the step-mother would provide for his first kids. She promised she would but then took the lot for herself and her children. For your children's sake you need to think about worst case scenario.

We got married before having any kids and our kids are both of ours. We don’t have any separation of money in wills although I probably bought more into the marriage at the time

Same.

if you are married and then you die, all your money & house will by default go to your spouse. your spouse could then marry again (leaving house to new partner) or leave things to only their own children.

if you want to ensure that your children from your first marriage are able to inherit, you MUST write that carefully and explicitly in your will.

We own our house as tenants in common and DH’s half goes equally to all his DC (4) mine to mine/ours (2).

Yes, watertight wills are so important.

You really, REALLY need to consider what might happen to your children’s inheritance if YOU die first.

Whatever you do, do NOT rely on your husband ‘doing the right thing’.

I will probably be in the minority but I owned my house with my Mum before I met dh (had dd aged 5 at the time) and dh then moved in with me. We got a mortgage to buy Mum out - all mutually agreed, equal to half the house. Dh put on the deeds to the house. (I know some would say that was reckless as effectively shared equity with dh). I gave up work and dh stayed working full time, paying all bills etc (this was a joint decision as I had health issues and had a previously high earning career). Then we had Ds (now aged 13) who has complex needs / autism etc. When my Mum died I inherited quite a lot and we ploughed this into extending the house and doing quite a lot of work to it all and used a lump sum to completely pay off the mortgage. So house now completely paid off with dh and I joint owners. When we die the house etc will be shared equally between the two dc. I think if you’re married you share everything equally, and all dc inherit equally.

edited to add - dd doesn’t have contact with her dad and there are no extended family on either side so perhaps that’s made things more simple.

I don’t have step children but if you aren’t careful they could do better overall because they get from you, your husband and also their own Mum. Whereas your joint children only has from you and husband.

When we married we didn't have a child together so our wills reflect inheritance to each of our individual lines.

Especially as the child is of the house you owned prior to marriage, was it her childhood home?

I suppose it also depends if your pre marriage children will inherit from the relative ex's sides? Making sure your pre marriage child isnt going to be losing out.