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AIBU?

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AIBU - My husband has made a decision for me without me being involved.

129 replies

femm123 · 02/08/2025 12:39

Our joint car insurance policy is due for renewal in the next few weeks and we normally sit down and look at policies together for life, house, car etc. I noticed two payments come out of our joint account whilst I was out, so I rang him to ask what they are for as I didn't recognise the names of the companies and wanted to know incase the transactions were fraudulent. I spoke with him and he told me that instead of renewing a multi-car policy, it was cheaper by £8 a month total to take out two separate policies as they both also have lower excesses than the joint one. Wonderful, we love saving some money and lower excess for us both sounds great should we ever need to use it, however his policy is with a reputable well known company and mine is with someone I have never heard of before and I have only ever gone with companies I am familiar with (personal preference). I spoke with him last night renewal is not for a few weeks and we said we'd look together this afternoon but he has gone and sorted it himself this morning. I love the initiative however I have two issues with this. One: He has taken out a policy in my name, for my car without asking me or even including me in the decision making process. Two: When I explained that I was upset and that even though I appreciate him doing it, I had a right to choose who my car insurance is with and would have appreciated him jus sending me the options so I could choose for myself, he said I was ungrateful and rude and that because I'm on my period, I need to stop being so 'emotional' and 'have a cup of tea to calm down'. That instantly flared the feminist in me and I told him he had no right to make any decisions about any aspect of my life, without even asking me and that just because I'm on my period, that isn't the reason I am upset. I feel ridiculed, embarrassed and so small as a person after this.

AIBU - to be upset about him making a decision for me without me when we normally make decisions together?

I know it seems silly, but I truly believe, no matter how big or small, we are equals and therefore we always make decisions as a team. Worst thing is that we are going out for our 3rd wedding anniversary tonight and now I feel eughh about the whole discussion. Any thoughts would be appreciated! TYIA :)

OP posts:
BlueberryFlapjack · 02/08/2025 12:43

There should be a 14-day cooling off period. Just take out another policy and cancel the other one.

Totally unacceptable for him to do this, but equally I’m sure some of us would love to have a DH who takes responsibility for tasks like this, so don’t cut off your nose to spite your face.

The period comment is not great, but maybe he felt got at after trying to do a positive thing. If he’s not usually like that I’d probably let it go.

DramaQueenlady · 02/08/2025 12:43

You will have a cooling of period. Just cancel it. Sure your hubbie will have got the message by now.

Shoxfordian · 02/08/2025 12:43

He's sexist to say that about your period. Is he usually like that?

Changingplace · 02/08/2025 12:43

His response was rude and juvenile but I really couldn’t get worked up about the fact he sorted the car insurance, I’d just think great job done & money saved and give it no more thought.

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