Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

How much would you want in savings to feel like life would be ok if you had to get a new job?

38 replies

Gdjjj · 01/08/2025 14:13

I’ve saved around 35k. My basic outgoings including food are around 2k a month and I have a trust fund of 700 a month. I can’t stand my job and want six months off. Is this reckless? I have nobody close to me to feel comfortable asking this!

OP posts:
CelestialCandyfloss · 01/08/2025 19:00

Does your job offer work unpaid sabbaticals? Find out if it does and then take one. You'll have the safety net of a job after 6 months if you change your mind, or need to go back for a bit. Absolutely go for it...use the time wisely to think through your next steps. Good luck, very exciting!

MickGeorge22 · 01/08/2025 17:14

A few years ago I walked out of a job without another to go to. No savings as such but a supportive husband. Had no problem claiming contributions based JSA of £90 a week despite leaving the job of my own accord, it was messing with my mental health. Managed to find something else within three months. Not sure I'd risk it now though with the current jobs market but obviously depends what line of work you are in.

DongDingBell · 01/08/2025 17:11

How readily will you get a new job? Having just spent 2 years applying for jobs are you sure you will get one that you want in 6 months time?

ShallIstart · 01/08/2025 17:06

I have quit with zero before.
If you can live on what you have then do it.

JLou08 · 01/08/2025 16:55

You get 1 life and you can't take your savings with you. Take the 6 months off and enjoy life. It won't be a huge dent in your savings and you can make it back up when you're back in work. I'd love to be in the position to take 6 months off right now.

Middlechild3 · 01/08/2025 16:50

6 months is enough time to drift if you don't have a concrete plan. Its far from unreasonable to leave a job you hate. Why not have 2 to 3 months off to recharge THEN look for a job that interests you. If 6 months make sure you use the time constructively to travel or something.

youwillneverknow · 01/08/2025 16:35

It is hard to say if it’s reckless without knowing what industry you’re in and how easily you will find another job. Or if you have dependents / how old you are. Will a 6 month break harm your career?

Bitchesbelike · 01/08/2025 16:28

It’s totally financially feasible on 35k

have a think about what you’re going to do for the 6 months though

TheNinkyNonkyIsATardis · 01/08/2025 16:17

I burned out and had 8 months off, although I did it as a married woman with a partner who could have covered the bills (I contributed equally).

How flexible are your outgoings? I found that I could live a lot more cheaply in one respect because I could do things like cook every meal from scratch, elaborate fakeaways etc because I had time.

I had a wonderful time after the initial burnout... Burned out.

I gardened, I wrote, I cooked. I also studied for a new qualification, went swimming twice a week, visited my family, took a road trip, took a trip abroad.

I think it's doable, but if you want more details I'd post your finances/budget/aspirations for tips!

I just told new employers that I had wanted a break to retrain and study. Had no trouble getting interviews.

Summerlovin24 · 01/08/2025 15:35

Is that even a question?
I would love to have mOney to have time off.
Go and travel. Live life

missmollygreen · 01/08/2025 14:21

What are you going to do for 6 months?
It is a long time to do nothing. Do you think you will want to start looking for a new job after doing nothing fir 6 months?

Aside from that I think saving up before finding a new job is a good idea. But I would not enjoy the 6 months just sitting there watching my 35k being eaten up

RowanRed90 · 01/08/2025 14:21

Find a job you prefer, what will be different in 6 months?

Nicflowers82 · 01/08/2025 14:19

i don’t think it’s reckless at all. I have quit jobs in the past to have some time off. Some people think it’s bonkers but I think it’s totally fine and you do what suits you, especially if you have savings like you do. 6 months+ of outgoings is a good cushion of savings to have. What is the job market like for the work you do? Just in case it’s not as easy as you’d expect to pick up another job . It might take longer than you think, and the job hunting could eat into your time and make it a bit more stressful that you wanted it to be . Just a thought.

Swipe left for the next trending thread