To be depressed about my financial situation compared to my neighbors

But if its just a matter of her lucking out by being born 20 years before you, surely your parents are a similar age and they have had similar luck and so will have a company set up for you?

Or it is that your neighbours worked at middling wage jobs and made sacrifices along the way and are now in this position.

Long story short, you're being ridiculous.

I do get what you mean, although it’s a bit odd to know that much in your neighbours finances

it is purely generational it was far easier (comparatively speaking) to accumulate and growth wealth for the older generations.

i sometimes feel the same about my parents (not that I resent their success of course because I benefited from it and continue to do so) but more like I feel like a loser. My parents for instance were able to get a 5 bed house for 2x their combined salary, which in the last 30 years has gone up in value by over half a million quid. Pension income of just shy of £6k a month. 2 properties, tens of thousands in the bank, holidays to Florida every year as kids. The sheer fact is it was easier then.

But you sound like you’re doing incredibly well, it’s easy to lose sight of that when you’re looking up to people who have more. You’re doing the bed you can, and you are enough, enough for your kids and enough in the grand sense. You should feel proud of all you’ve accomplished.

if you want investment properties go for it, gotta start somewhere, a lot of landlords take the equity out of their residential property and use that as the first deposit for a BTL, up north will buy you more. HMOs will earn more per month but as riskier. Then in a few years take the equity out of BTL property 1 and get another and larger rinse repeat. Just make sure you have a limited company. It’s tough for a landlord right now but due to the dire lack of housing there’s always gonna be demand

....now if your neighbour was somehow sitting in judgement of you not having achieved the same as them, then that might be a little different. I'd feel pissed at that. Like I do when people say "I worked hard and looked after my money" insinuating that I haven't, when their parents funded loads of opportunities and helped them out with a house deposit!

You earn almost double the median salary and are moaning about people who have more.

Says it all really

If you want 1.4m like them, stop moaning and take a few risks now .... and invest your money like they did. You've got a big income. Start investing monthly in stocks, property, a business, crypto, whatever you know and understand. You've got 30 years to grow your assets and catch up with your neighbours. Get to it.

You said they ‘lucked out’ being born 20 years before you. You don’t control when you are born. Your prejudices are showing. It’s grim. Grow the fuck up. Yet another immature, tone deaf whinger who can’t take responsibility. Oh woe is me, it’s never my fault, everyone else is to blame because I don’t have millions in the bank. It’s pathetic.

This is worrying that you've actually looked it up.

What with that and all the details in your OP, I'd say this is more than 'normal' jealousy.

You get one life. Rather than waste yours being bitter and jealous, you'd be better off seeking therapy or something.

Your household income is around 3x my household income. You may be able to do things I could never achieve. I still count my blessings.
Also, I wouldn't be so sure you can't achieve what they have. I have a couple of friends who invest in property who were on low incomes. I don't know their exact income and expenditure but I do know they are doing very well and started with very little. They are also late 30s and only started a few years ago.

Victim-much?

Maybe redirect some of that time and effort from stalking your neighbors into bettering your situation. You too can buy a shithole, put some sweat into it, and profit. Or you can whine about your lot in life and wallow.

If you hadn’t been so nosey you wouldn’t be so jealous. Ignorance is bliss

We all worry about our children. My biggest worry is my daughter being left on her own. She'll never be independent, although she'll always be financially stable. There's always going to be someone better off than you.

You dont need to do this for your children. I was given absolutely nothing, not even spending money as a child. I've worked hard and I'm so proud that every single thing we have have has been earnt by us. There is a great sense of accomplishment in that. Your neighbours for example could have been given a big leg up by their parents so it's not comparable at all, we never know the full story of other people's lives. Please be proud of what you have x

You dont need to do this for your children. I was given absolutely nothing, not even spending money as a child. I've worked hard and I'm so proud that every single thing we have have has been earnt by us. There is a great sense of accomplishment in that. Your neighbours for example could have been given a big leg up by their parents so it's not comparable at all, we never know the full story of other people's lives. Please be proud of what you have x

A little bit of perspective is needed. Is this something you think of a lot?

If you are so upset that you cannot start your children up in life then cut your cloth according to your means. Move house, downsize, budget and save for their future. You won't because by the sounds of things you want to have it all.

Oh give over

There are plenty of young people with property portfolios so I don’t see that this is all to do with her being 20 yrs older or what luck has to do with it , there are plenty of people in there 50/60s that are struggling or are not in a good financial position . Why are you searching your neighbours on company house as that is really stalkerish .

Well I'm just older than her, had 30 odd years as a teacher, and DH is retired from his own construction business.

We 'lucked out' in the fact that we've bought our own (small) house and raised our children. We don't have a property portfolio in the millions. We don't actually have any savings at all. We haven't been able to give our children anything for a deposit and we're currently living on our pensions which are jointly £24,000 a year.

Tell me what I've done wrong in life, why don't you? I've never earned anything like you are doing but I'm not bitter like you are. You seem to think being 'old' makes us all fortunate. I don't actually know anyone my age who is like your (imaginary?) neighbour. It's either a load of rubbish or they have the financial savvy of Bill Gates. It's not simply that they were born in the right era.

You missed out the solid gold final salary pensions of the lazy public sector workers OP, so even more reason to hate the Boomer/ Gen X crossover neighbours. Even though they were phased out in 2015.. the FSPs I mean, not the people..yet.
People who boast about their wealth are the absolute worst though, don't let them get to you.

Saying someone disgusts you because of something that they had no control over i.e. when they born, where they were born, what colour their skin is, what genitals they have……do you see where this goes?
Grow up and recognise your privilege and prejudice.