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Share your dilemmas and get honest opinions from other Mumsnetters.

To think that there is no hope here?

956 replies

Taxed · 28/07/2025 07:36

52.6% of UK individuals are reliant on the State (that is 35 million people). Only 47.4% are net contributors. How did we get here?

AIBU to think that the UK is now a declining economy that will never recover if this continues to be the case?

I am 49 and a high earner (just shy of the top 1%). My husband is also a high earner and we are thinking of leaving. We don't know where but we know we have to as the situation in the UK is getting worse not better. The only thing that is keeping us here is our son, who is still in secondary school. I am actively encouraging him to consider a future outside of the UK.

I genuinely feel that being ambitious and successful is not worth it in the UK. People hate you for it and want to see you penalised. They think that whatever you do to earn the money it must be easy and a breeze. That you are greedy and need to be made to pay for doing well. Just last week, I heard that the government might be thinking of implementing a charge, payable by high earners, to access the NHS. Everything is about taxing the already heavily taxed even more and few want to face up to the fact that this is unsustainable when you have most of your people relying on the State to live.

People complain about the immigrants but they make up a tiny proportion of 35 million.

I feel disliked for doing well and just can't see a future here and it is making me angry and sad. I believe in having a welfare state, in helping those who are in need but 52.6%? The country is on its knees when most of its people are in need. That is like a developing country not a developed and thriving economy.

Sorry for the long rant. I'm just tired, sad and have just about lost hope of enjoying life in the UK.

OP posts:
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8
Rosscameasdoody · 29/07/2025 19:46

Quirkswork · 29/07/2025 07:52

Well Labour have hardly been a resounding success. They've done a huge amount that is counterproductive to the UKs interests in this year alone. (I do also include the Conservatives in the "moron" category by the way. Particularly Boris heading up the increased migration).

The issues with the Civil Service is well known and hardly surprising.

Labour have been in government for a year. Unravelling the unmitigated shite the Tories visited on the country is going to take longer than that.

Rosscameasdoody · 29/07/2025 19:42

Needtosoundoffandbreathe · 29/07/2025 05:47

For what purpose? To make it obvious someone is on benefits? To make them feel they can't be trusted with actual money? To embarrass them whenever they want to purchase something? Think about it. It is othering someone who needs help from the state. If you think it will stop fraud, then first you need to understand that benefit fraud is is pretty insignificant in relation to the amounts paid in benefits in the UK.

Edited

This. Anyone who thinks benefit should be paid in stamps or vouchers is really only interested in othering claimants so that they can be identified and shamed. It’s unconscionable.

Rosscameasdoody · 29/07/2025 19:38

FatherFrosty · 28/07/2025 09:40

No. No you can’t.
please don’t believe this tripe. It keeps getting repeated on social media and it’s wrong.
ive supplied and bought cars from Motability for decades.
Let me explain how it works. Motability are a fleet provider, like ones that supply company cars. They are actually the largest in the U.K. and as such command large discounts from manufacturers. In a similar way enterprise rent a car or hertz do.

the end user needs to be in receipt of the higher rate of mobility (note mobility not motability) payment on their PIP. This is incredibly hard to get, there’s often threads on here where people are worried as their review is up and they are often brutal.
so once they get through that, they are in receipt of the mobility element. This payment can be used to go towards taxis, public transport, buying a new car through the scheme or not, running a second hand car. Whatever the end user chooses to do. From memory it’s £77 a week.

if they choose to use it to lease a Motability car, the payment will not be enough to choose anything flashy or large. It will result in the end user topping up the lease payment each month from their own income. £308 a month (no deposit and fully maintained) does not get you much these days.

At the end of the lease the car is handed back to Motability, the end user kisses good bye to any extra they’ve paid towards it. And the fair wear and tear is brutally harsh, with the end user expected to pay for anything found. If during the lease time they lose their enhanced mobility payment, the car must be returned within a few months (again forfeiting any additional payments they’ve made).

if we get to the nuts and bolts. Motability scheme is a contributor to the motor-trade economy. They keep new cars being manufactured, sold and maintained. They then keep a supply of used stock coming back into rotation to be sold. These are not free cars, It’s a contribution towards mobility in whatever way the end user decides is best for them. Most end users have to substantially top up the contribution to lease a car suitable. This means many people find the scheme too expensive to access.

Thank you so much for posting this. I’ve been a proponent of motability since joining the scheme in the 1980s. Non disabled people have no idea how much mobility and independence mean to the disabled and motability provides that. I was a disability outreach worker for over twenty years and during that time I made a point of asking non disabled people whether they approved of the mobility allowance of DLA, child DLA and PIP. Without hesitation all said they did because it kept disabled people mobile. The notable exception was when it came to the provision of a car on the motability scheme. Even though there is no more cost to the tax payer than the mobility allowance paid to everyone regardless of whether they use the scheme or not, most objected to the provision of a car. I really don’t know what to make of this and can only put it down to envy. Envy of the vehicle but not the disability that goes with it. Very strange wouldn’t you agree ?

Quirkswork · 29/07/2025 16:09

SouthernNights59 · 29/07/2025 11:08

Sorry, but I keep reading this nonsense about how people who leave the UK and move elsewhere always go back. It really isn't true - some of us live in those countries where many Brits have emigrated to, and lots of them most certainly don't return - except for holidays.

I'm sure the UK is a great place to live - but so many of you seem to have this attitude that no other place on earth comes close, and I think you are deluded. Your summary of what it's like living in other parts of the world prove that you really don't know much. As for "terrific weather" 😂😅🤔

Why are you on this thread out of interest?

Lifelifelife21 · 29/07/2025 13:31

All these posters talking as if it's all going on unemployment benefits when that % of the 52% is tiny!

Also, a lot of people talking about the good old days and how no one used to be dependent on benefits...

In the 1980s the unemployment rate was 11% (it's currently under 5%) and benefits were so easily accessible students used to claim them in their holidays!!

Blushingm · 29/07/2025 12:09

Does dependent on the state include those who access NHS services regularly? Or those in Scotland & Wales who have NHS prescriptions (they’re free)

Kjpt140v · 29/07/2025 11:47

Needtosoundoffandbreathe · 29/07/2025 05:47

For what purpose? To make it obvious someone is on benefits? To make them feel they can't be trusted with actual money? To embarrass them whenever they want to purchase something? Think about it. It is othering someone who needs help from the state. If you think it will stop fraud, then first you need to understand that benefit fraud is is pretty insignificant in relation to the amounts paid in benefits in the UK.

Edited

Tokens were given at one time and vouchers still are under certain circumstances. But for the very reasons you say, tokens and vouchers were dispensed with. I remember at school, children being give tickets which they exchanged for free meals, it was very embarrassing for some. Children who were living very difficult lives.
The amount of fraud is amazingly low compared to tax fraud, never mind evasion.

Idontpostmuch · 29/07/2025 11:35

Seymour5 · 29/07/2025 08:10

Many years ago (over 50) DH lost his job and claimed unemployment benefits. It wasn’t easy. An inspector visited us, DH, small child and pregnant me, as was the norm. It wasn’t a nice feeling. As soon as I could I found p/t work to fit round DHs job. We had to share childcare, our families were hundreds of miles away. We were brought up to believe in personal and family responsibility and hated being on the dole.

In the 60s a friend had a baby at 16. Between her mum and nursery the child was cared for so my friend, living with her family, could work and support her child. Lots of families worked collectively then. Twenty or so years later, she could have walked into a council property and claimed benefits til her child, and any subsequent children, became teenagers. Although that’s not the case now, the mindset hasn’t moved on. The rise in single person and single parent households has impacted the housing situation.

Rights and responsibilities in society should balance, but it feels as if ‘my’ rights have overtaken personal responsibilities to a point where we have large numbers looking at what they can get from the state for the least effort.

Edited

Inspector? Perhaps because there was a child? Who knows! My 4 months of benefits was in 1985. I think that was Supplementary Benefit, or it might have become Income Support. Can't remember when it changed. Either way I got my rent paid no problem. Wouldn't happen now. You now have to be over 25. A few yrs later I had a year of unemployment and got Unemployment Benefit for a year. That wasn't means tested. Everyone who had paid enough N.I. got it. At the end of a year those who were on low incomes got Income Support, which was slightly less than UB. Everyone else continued to 'sign on' for pension credits, including me for a few more months until I found work. I was never made to feel like a waster, and I appreciated that help was there for me.

SouthernNights59 · 29/07/2025 11:08

FlowerUser · 28/07/2025 12:10

So where are you going to go?

USA? Happy to see you enjoy the Trump lifestyle but you’ll pay a fortune for healthcare in premiums and co-pays that you don’t pay here.
Canada? They pay higher tax and it’s much colder.
Australia? Living round the edge of a scalding desert with men thinking women should be grateful.
South Africa? Loads of white people trying to leave, but I’m sure it will be fine for you.
Dubai? Really hot, nothing to do.
Europe? Great if you speak the language but much higher taxes.

People generally don’t leave the UK for long. We have terrific weather, free healthcare though you may have to wait, tolerance of different cultures, fantastic arts in terms of theatre, music, literary and music festivals, great science and engineering companies and a flourishing sarcastic sense of humour.

If you leave, you’ll be back. And if you’re not back, we’re grateful you’re not inflicting your presence on those of us who believe in this country and its people.

Sorry, but I keep reading this nonsense about how people who leave the UK and move elsewhere always go back. It really isn't true - some of us live in those countries where many Brits have emigrated to, and lots of them most certainly don't return - except for holidays.

I'm sure the UK is a great place to live - but so many of you seem to have this attitude that no other place on earth comes close, and I think you are deluded. Your summary of what it's like living in other parts of the world prove that you really don't know much. As for "terrific weather" 😂😅🤔

echt · 29/07/2025 10:29

Tired43 · 29/07/2025 06:17

I can't imagine any other country has adverts on TV to claim benefits
But UK has .. yesterday advert to claim UC ..how much money did that cost .. people don't need encouragement to claim UC .
Absolutely ridiculous

Plainly they do, and why wouldn't they? If they don't meet the criteria they won't get it.

HTH.
https://policyinpractice.co.uk/blog/missing-out-2024-23-billion-of-support-is-unclaimed-each-year/

Missing out 2024: £23 billion of support is unclaimed each year | Policy in Practice

Policy in Practice estimates that total unclaimed income related benefits and social tariffs in the UK is now £23 billion, more than 2023

https://policyinpractice.co.uk/blog/missing-out-2024-23-billion-of-support-is-unclaimed-each-year/

JHound · 29/07/2025 10:15

Rosscameasdoody · 28/07/2025 13:46

It starts at home but too many people’s homes are failing them.

That’s part of the problem, but there are many and varied situations which don’t allow for opportunities to be taken up. The school leaver who has no choice but to work to help support the family. The child who is a carer to a disabled parent. The single mother who works three jobs and has no energy left for anything else. And many more. These are all contributing factors. Where is their ‘guidance’ ? Yo speak as though it’s easy to work your way up. It isn’t. And I can see why you are thought of as staunchly middle class - your upbringing may not be, but your views certainly are.

Edited

I do think it’s easy to work your way up. It’s a cultural mindset. I honestly can say, even coming from poverty, with nothing, spending a year homeless, having to work from a young age as we had little money in the house, with my mother being a single parent with two jobs - it was not “hard”.

Certainly harder than the middle class, private school educated kids in my first graduate job had it. And harder than my foreign student friends at uni hard it. But in a developed country like the UK it was not “hard”.

Quirkswork · 29/07/2025 08:26

EasternStandard · 29/07/2025 08:12

Why unravel anything by including a hit to SMEs and raising taxes and borrowing. Is reversing growth part of what Labour wanted to do?

Edited

The Great Leveller. Get everyone down to basics. "Equality", you know....

EasternStandard · 29/07/2025 08:12

Needtosoundoffandbreathe · 29/07/2025 05:51

@Quirkswork 14 years of the last lot's running everything into the ground will take a while to unravel. But yeah, let's name call and try to score points by denigrating the current government and the civil service.

Why unravel anything by including a hit to SMEs and raising taxes and borrowing. Is reversing growth part of what Labour wanted to do?

Seymour5 · 29/07/2025 08:10

Idontpostmuch · 28/07/2025 22:26

Yrs ago, for a short time I was on benefit. In those days the system was fair, benefits were easy to access, and adequate. Fortunately I do indeed have no idea what life on benefits entails, because we all know it must be horrendous.

Many years ago (over 50) DH lost his job and claimed unemployment benefits. It wasn’t easy. An inspector visited us, DH, small child and pregnant me, as was the norm. It wasn’t a nice feeling. As soon as I could I found p/t work to fit round DHs job. We had to share childcare, our families were hundreds of miles away. We were brought up to believe in personal and family responsibility and hated being on the dole.

In the 60s a friend had a baby at 16. Between her mum and nursery the child was cared for so my friend, living with her family, could work and support her child. Lots of families worked collectively then. Twenty or so years later, she could have walked into a council property and claimed benefits til her child, and any subsequent children, became teenagers. Although that’s not the case now, the mindset hasn’t moved on. The rise in single person and single parent households has impacted the housing situation.

Rights and responsibilities in society should balance, but it feels as if ‘my’ rights have overtaken personal responsibilities to a point where we have large numbers looking at what they can get from the state for the least effort.

Quirkswork · 29/07/2025 07:52

Needtosoundoffandbreathe · 29/07/2025 07:49

In your opinion.

Well Labour have hardly been a resounding success. They've done a huge amount that is counterproductive to the UKs interests in this year alone. (I do also include the Conservatives in the "moron" category by the way. Particularly Boris heading up the increased migration).

The issues with the Civil Service is well known and hardly surprising.

Needtosoundoffandbreathe · 29/07/2025 07:49

Quirkswork · 29/07/2025 07:45

I'm right though.

In your opinion.

Quirkswork · 29/07/2025 07:45

Needtosoundoffandbreathe · 29/07/2025 05:51

@Quirkswork 14 years of the last lot's running everything into the ground will take a while to unravel. But yeah, let's name call and try to score points by denigrating the current government and the civil service.

I'm right though.

Tired43 · 29/07/2025 06:22

Quirkswork · 28/07/2025 23:46

This country is the best country and it's home. It's just currently run by low level morons unfortunately. And a civil service that seems to be unable to be controlled even by itself. But we can't just bail out just because things are getting tough. Britain is still Britain and there are I think (and hope) a lot of people still in this country with the right values and sense of what is right and good and sensible. We just need to keep buggering on and hope for something better in 2029.

I still wouldn't want to live anywhere else
I'm proud to be British still
I think we have a lot to give as a nation
We have just got of the beaten track a bit
There is 4 years before the next election
That's more than enough time for conservatives and Labour to read the room ,and make necessary changes to policies
More than enough time for labour to actually sort this mess out during the 4 years
And more than enough time for another political party to enter the arena ,one not so much extreme in any direction,but center whilst firm on immigration.
We can only hope

Tired43 · 29/07/2025 06:17

I can't imagine any other country has adverts on TV to claim benefits
But UK has .. yesterday advert to claim UC ..how much money did that cost .. people don't need encouragement to claim UC .
Absolutely ridiculous

Needtosoundoffandbreathe · 29/07/2025 05:51

@Quirkswork 14 years of the last lot's running everything into the ground will take a while to unravel. But yeah, let's name call and try to score points by denigrating the current government and the civil service.

Needtosoundoffandbreathe · 29/07/2025 05:47

Papyrophile · 28/07/2025 20:50

Benefits should be paid in stamps, for food and utilities, including phone service. They should be traceable back to the person/family to whom they are issued.

For what purpose? To make it obvious someone is on benefits? To make them feel they can't be trusted with actual money? To embarrass them whenever they want to purchase something? Think about it. It is othering someone who needs help from the state. If you think it will stop fraud, then first you need to understand that benefit fraud is is pretty insignificant in relation to the amounts paid in benefits in the UK.

Quirkswork · 28/07/2025 23:46

This country is the best country and it's home. It's just currently run by low level morons unfortunately. And a civil service that seems to be unable to be controlled even by itself. But we can't just bail out just because things are getting tough. Britain is still Britain and there are I think (and hope) a lot of people still in this country with the right values and sense of what is right and good and sensible. We just need to keep buggering on and hope for something better in 2029.

MerylSqueak · 28/07/2025 23:39

Papyrophile · 28/07/2025 20:50

Benefits should be paid in stamps, for food and utilities, including phone service. They should be traceable back to the person/family to whom they are issued.

Why?

Do you think this would be without consequence, for claimants or for taxpayers? Who will pay for the systems or people monitoring it. How will we account for humane adjustments with any kind of precision without it costing a fortune?

I can't help remembering David Cameron's wife commenting on their son's particular needs for nappies at age 6/7, if which he seemed to have no idea, when I read this.

SpidersAreShitheads · 28/07/2025 23:18

cobrakaieaglefang · 28/07/2025 22:14

In low paid jobs they don't usually hire enough staff now already. Foreign call centres already take jobs away. Im old enough to remember 'computers will take jobs away' they changed employment and jobs appeared in other ways. we were promised lots of leisure time I imagine AI will do the same, change how we work.
There are jobs that can't be outsourced, usually the shit pay ones.

I'm a freelance copywriter, and have been for around 15 years.

Until AI, I had clients queuing up for my services. I had more work than I could handle.

AI has decimated my industry - ChatGPT et al provides shitty content that's often incorrect and certainly lacks nuance, but for many clients, that'll do because it's free.

Thankfully, I have a couple of loyal long-term clients that I've managed to cling onto, but I'm genuinely worried about what I'll do if they disappear. There's just nothing out there. My industry has been virtually wiped out.

And for context, I can't get a traditional employed role as I care for three people in my household, one of whom has dementia and cerebral palsy. I need to be self-employed as I mainly work at night and don't sleep very much.

For me, AI hasn't changed how I work; it's obliterated my potential to earn a decent income. I was a high earner previously, but had to go self-employed due to my caring responsibilities. I'm one of those people who OP is so scornful of.

LottieMeDownAgain · 28/07/2025 22:44

I mean, yeah but you have to ask yourself…

Where would you go and more precisely where can you go?

It’s very hard to just find another country. The problem is it’ll never be your country.

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