Who’s going to pay our pensions in 20-30years if the UK keeps its birth rate low and also restricts immigration?

Pension age is already 67 for a lot of middle aged workers

Many are inputting into a private pension on top of workplace to retire closer to 60 than 70.

People are just going to either fund it themselves, or live on job seekers until state pension. Or find, stay in employment.

Just as uni has to now be personally funded, an earlier retirement will need to be.

This is why they are tightening PIP and sick allowances, to stop people thinking “I’ll go on sick until state pension age” - they know people will game the system. So tighten those rules first, then change the pension age again.

Yes yes yes!!!
Terraced properties and flats
all near public transport and work
Less cars = less land for cars
More land for agriculture

Can’t stand all these detached off street parking new properties on swirly roads. They cost too much, waste land, materials and are too much to run.

recently looked at a proposed housing project near me and we could fit in a further 23% more homes ( that’s 52 properties) Thus more dense design of ours would have saved other smaller developments or at the least left more grade 1 agricultural land to be just that.

In terms of job vacancies. First and foremost U.K. nationals should have to take jobs available. We should not have people capable of work, not working and then be forced to look abroad.
That’s ridiculous……and that includes fruit picking ( remember covid )

@EggnogNoggin Are you asking me to cite stuff when you refuse to? 😆😆

But would euthanasia be counted as suicide if it’s voluntary? My home insurance and life insurance won’t pay out if I am in any way responsible for my death. So my family would get nothing and be left with a large mortgage. So how does that work then?

t's becoming impossible to manage. Many elderly people in care homes require 24/7 assistance. A single caregiver can only look after a few patients, and while care is already expensive, offering competitive wages makes it financially unsustainable. The result is likely to be even worse care in the future.

It’s time we have an honest conversation about euthanasia. People should have the right to choose a dignified death rather than face the prospect of spending their final years in underfunded institutions, looked after by staff who are underpaid, overworked, and often unmotivated. Some may prefer to leave their home and savings to their children rather than spend it all on care they never wanted in the first place

We should be paying care workers a lot more but people don't want to pay for their care and want inheritance to go to their dc. It's all a mess.

t's becoming impossible to manage. Many elderly people in care homes require 24/7 assistance. A single caregiver can only look after a few patients, and while care is already expensive, offering competitive wages makes it financially unsustainable. The result is likely to be even worse care in the future.

It’s time we have an honest conversation about euthanasia. People should have the right to choose a dignified death rather than face the prospect of spending their final years in underfunded institutions, looked after by staff who are underpaid, overworked, and often unmotivated. Some may prefer to leave their home and savings to their children rather than spend it all on care they never wanted in the first place

I am banking on AI boosting massively increasing productivity and wealth. The government will be able to redistribute wealth through the tax/benefit system and we will all be fine!

The problem with working in care homes is that nearly all the jobs are NMW and attract uneducated/unskilled applicants. A lot of whom are not suitable for the job. I think people working in care homes should get proper training, and have a good level of education. Afterall, we are entrusting vulnerable people to the care system, and need to be confident that the care they’re receiving is good quality care. Salaries for the job should then raise significantly, which will the attract more people. Giving the jobs to immigrants with no skills or in a lot of cases no command of the English language should not be happening.

Completely agree about the ticking time bomb.

Means testing and removing the triple lock would be a difficult policies to implement- look how well the WFA went! I completely agreed with the means testing of that and the government should not have backed down.

Omg, clever you, you've totally baited me into wasting my time doing that because otherwise I'm eprried you'll thinking a thicko.

I'm not quite sure what you are saying here but interesting that you still can't find the time to link any evidence to your claim that the "vast majority of immigrants are a net drain on the public purse"

I work in benefits for over 50's. There are so many pensioners currently who have barely worked their whole lives ( I appreciate things were different years ago especially for women). Many others retired at 60 and have been claiming state pension and pension credit, etc for 25/ 30 years.
I think it will get to a situation where the whole benefit system collapses eventually apart from maybe a very basic amount to live on if you genuinely have nothing else.
So many older people claiming Attendance allowance and all the extra pension credit etc that comes with that, so many people going into Pension age on PIP which can be up to twice that of AA. There just aren't the tax payers to fund it all for many more years. Add into this that many of today's young people will never be able to get on the housing ladder so unless we start building some more social housing pdq there will need to be funded with housing benefit when in their pension years as a modest private pension and possibly no state pension is not going to fund extortionate private rents for 20/30 years of retirement. Ticking timebomb unless someone makes some difficult decision soon.

God,no. Haven't you seen how developers squeeze them in, the footprints are so small, it must be really claustrophobic to live in most of them. Flats always have, like, a quarter of a proper kitchen. Open plan with living room and just a a couple of feet of free worktop with the most low end of appliances.

Yet there arent many people who want to do the low skill jobs that most unskilled immigrants are doing. What do you propose for them?

I do not think most people oppose immigration per se. Most people recognise the need for immigrants with the skill sets we need, who will respect UK laws espouse British values and become net contributors either in economic terms (highly skilled, highly paid and highly taxed) or social terms skilled in their field (eg Health and Social Care) earning a wage and doing a job that needs to be done.

What nobody wants is large scale immigration by people with no/low skills, who are incapable of doing jobs we need and who will always be net recipients of the state. Where such individuals enter the country illegally, commit serious crimes and do not respect our values, opposition increases

It is not difficult to separate these groups of immigrants.

Yes yes yes!!!
Terraced properties and flats
all near public transport and work
Less cars = less land for cars
More land for agriculture

Can’t stand all these detached off street parking new properties on swirly roads. They cost too much, waste land, materials and are too much to run.

recently looked at a proposed housing project near me and we could fit in a further 23% more homes ( that’s 52 properties) Thus more dense design of ours would have saved other smaller developments or at the least left more grade 1 agricultural land to be just that.

In terms of job vacancies. First and foremost U.K. nationals should have to take jobs available. We should not have people capable of work, not working and then be forced to look abroad.
That’s ridiculous……and that includes fruit picking ( remember covid )