Flight booked to new zealand - going to be 30 weeks pregnant!!

OP how many weeks pregnant are you? Have you booked a midwife appt and informed GP/medical services etc? If yes, then it’s too late to take out insurance.

But if you’ve only just missed a period and done a positive test, and not told anyone other than your husband, then you could probably get away with taking out insurance now. Plenty of people have irregular periods , and find out on their first scan that they’re further along than they thought. If you cancelled the flights in a week, the insurers would have no way of proving that you already knew you were pregnant when you took out the policy.

Do you mean a third post? OP doesn't specifically talk about insurance until a later post.
The idea of booking an expensive flight without immediately also booking travel insurance is hard to comprehend, I would admit.

So what? Doesn’t make it right does it? How about you stop encouraging people to commit criminal offences?

Wouldn’t that be insurance fraud though? Is is really worth the risk of a criminal conviction?

Posters who are nearly having kittens about the OP “frauding” the insurance … you do realise that there’s thousands doing it every single day? . …
my parents had a motorbike accident and the other parties insurance company are paying for taxis for them as neither of them can walk … the taxi company is literally rinsing the insurance company . Charging them triple the price of a normal journey . My parents have told the solicitors and they don’t want to know . They are rinsing them aswell . Trying to get my parents to agree to getting jobs done so they can use their own workmen who then quote ridiculous amounts of money that then the insurance pay and the solicitors get money on the side from the deal …
My parents are now not using the taxis or getting the jobs done coz it’s sickening how much they are scamming the insurance companies .

I personally would take the insurance out now if I was the OP .

Tell me you didn’t read the third line of her post without telling me you didn’t read the third line of her post.

Absolutely don’t do this. It’s fraud and if there is any paper trail that you knew about the pregnancy you’ll be caught out.

How do you feel in general? Woukd you be happy travelling? I know that no 2 pregnancies are the same but I travelled while pregnant (6.5 months with a fit to fly letter) and had a brilliant time. All depends on you personally though.

I think the first thing to do is read your booking conditions. If you have already missed the cancellation window, then I would just wait & see what happens. Sadly, several pregnancies end in miscarriage in which case you would still be able to travel.

Not the point of the thread but, it always astounds me when an OP doesn’t do a basic check of relevant websites policies before posting a question like this.

Do either of you have paid bank accounts, OP?

they often come with Travel Insurance as an embedded product, which means you may already be covered.

It’s not just “dishonest”, it’s fraud which is a criminal offence. Any claim you make will be a fraudulent one. Also, insurance companies will do anything they can to not pay out and it’s not exactly rocket science to work out that you would have been pregnant when you took out the insurance so buying an insurance policy now is throwing good money after bad. Most airfares are cancellable or changeable for a fee so you need to work out what that means for your ticket type and decide accordingly.

Being devil's advocate - if OP booked travel insurance today perhaps alongside other holiday admin stuff like hotel/airport parking and has only done a home pregnancy test, how would the insurance know?

I mean if you said you weren't pregnant and didn't go to the doctors for a couple of weeks would they still refuse to pay out? They must see cases where people didn't know they were pregnant until later on.

Also you need to consider when you are returning, I think the 28 weeks will be the return date so you will clearly be over that time. You are going to have to contact BA and see what they say.

Ask the airline if you can delay by a year due to being a high risk pregnancy.

As soon as you book, you take out insurance. Not much help to you now, but it’s so important.

Airlines typically do not refund tickets for pregnancy, but they may do so at their discretion.

Do you pay for your bank account? If you do, they often include travel insurance.

If your tickets are non-refundable, then you are unlikely to be able to claim back the full cost - you pay less for non-refundable due to the fact that there is no flexibility. It's possible that you might be able to claim back some taxes etc.

Could you leave it for a while, and see if BA moves your flight? It does happen occasionally, especially when booking several months in advance. If they did move the flight by a significant amount, then you'd be entitled to a refund. It's not all that likely to happen, but it's certainly not unheard of.

And check the flight rules for your ticket.

No, any travel insurance taken out now will not pay out for this. You know you’re pregnant, you would have to have not known, or not been pregnant, when you took out your policy.

No too late to take it out now, for claiming they’ll ask for proof and your medical records will show you knew you were pregnant before you took out insurance.