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AIBU?

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Fed up of my cousins comments about benefits and UC

739 replies

glassor2 · 24/07/2025 16:17

I’m a single mum of two kids, ages 13 and 5. My older son has a relationship with his dad, but my younger son’s dad moved away a couple of years ago and doesn’t see him often-usually once or twice a year. He doesn’t provide any financial support, and since he moves around for work (he used to live in Canada and now lives in Australia), it has been challenging to get child maintenance to chase him.

I work 3-4 days a week (sometimes more if there’s overtime available) and receive a top up from UC. My mum occasionally helps with child care, but she also has a full time job. It can be difficult handling everything on my own, but I manage.

Anyway, I have a family member I'm quite close to, and she often makes comments, not aimed at me, but towards people who claim UC. For example, she mentioned that it's unfair for her to pay almost £300 a month in tax while others can work part time and avoid paying anything (I don’t earn enough to pay tax) and that she has to pay more to subsidise the people that don't. She even told the entire family that she pays almost £400 a month, including national insurance, which made things awkward and nobody knew what to say.

From what I know, she doesn't earn a huge wage, so I can see why it would be frustrating for her to have to pay that much. It's a lot of money. However, it's not our fault, and if she's upset, her anger should be directed at the government, not at those who are rightfully claiming.

Everyone’s situation is different, and some people need help. I never chose to be a single parent, and I can't control the fact that my ex chose to leave and decided not to support his child financially. I'm doing my best, just like many others on UC are.

I don't think she's intentionally trying to upset me, but she is.

AIBU? How do I tackle this?

OP posts:
cadburyegg · 24/07/2025 17:35

PixiePuffBall · 24/07/2025 17:30

It's not at all easy. But other people make it work in order to provide for their kids. I work in a high paying field and there are numerous single Mums who work really hard for their kids' sake and to give them the best life they can

Edited

And how do you know the single mums don’t also claim UC?

Presumably they are able to access paid childcare or have family support. And don’t have children with SEN.

I’m fairly high up where I work, but my salary isn’t huge, so UC helps me with childcare costs. I doubt anyone I work with realises I have a claim.

RaininSummer · 24/07/2025 17:35

Well there are people who choose to deliberately work so little that they don't pay tax and claim benefits so she isn't wrong to be annoyed about that.

Brunettesmorefun · 24/07/2025 17:34

Pollqueen · 24/07/2025 16:28

This. It is galling for those who slog their guts out working full time when it seems you can choose to work part time and be subsidised by the long suffering tax payer.

Benefits in this country are out of control and unsustainable

This. Something needs to change as the situation is not sustainable. It is not fair to those of us who are shouldering more and more of the tax burden.

PixiePuffBall · 24/07/2025 17:34

glassor2 · 24/07/2025 17:32

@PixiePuffBall You've made yourself look a bit silly by admitting you have a partner, who I assume helps you with raising your kids. Unfortunately, I don't have that support.

I do yes. But we both work full time out of necessity to pay for our children, with no state support or expectation of it? And like I said. There are plenty of single Mums in my place of work who work full time. It's a choice to sit about on UC with a child of school age

H1lll · 24/07/2025 17:33

cadburyegg · 24/07/2025 17:27

You have a partner. OP does not. It’s very difficult being a single parent and having the responsibility all on you.

I do have a partner but we both have jobs that require us to frequently travel - thereby leaving one of us home alone to look after children and animals. We have no family nearby and yet manage to successfully make it work. All whilst working FT. I know many families with similar set ups.
Yes it is stressful but as we have bills to pay we don’t have the luxury of deciding to drop hours significantly

Needmorelego · 24/07/2025 17:32

Part time work isn't always a choice though.
I started my first proper job at 18.
I was contracted 17 and a half hours.
My second job my contact was 29 (I think) hours.
Job 3 - actually in the same company as the second but moved to a different branch I was originally going to be given a 20 hour contract but they agreed to 35.
Full time was classed as 39 hours.
The companies I worked for rarely gave anyone an actual full time contract. They just didn't.
It used to really annoy me that they would frequently employ one person for the morning (so 9-1) and a different one for the afternoon (1-5). I always thought "just employ one person full-time".

(ironically all 3 jobs I was pretty much doing "overtime" permanently so I was actually full time just not on paper)

Evaka · 24/07/2025 17:32

Pollqueen · 24/07/2025 16:28

This. It is galling for those who slog their guts out working full time when it seems you can choose to work part time and be subsidised by the long suffering tax payer.

Benefits in this country are out of control and unsustainable

Doesn't bother me in the slightest and I pay a fuck tonne of tax every month. I'm glad the system takes care of people who need support and hope it supports me if my circumstances change. You might not be able to work full-time some day for reasons beyond your control. Do you really hope you'll just have to make do?

glassor2 · 24/07/2025 17:32

@PixiePuffBall You've made yourself look a bit silly by admitting you have a partner, who I assume helps you with raising your kids. Unfortunately, I don't have that support.

OP posts:
bumblecoach · 24/07/2025 17:31

Ignore her

PixiePuffBall · 24/07/2025 17:30

cadburyegg · 24/07/2025 17:27

”Get a higher paying job” as if it’s that easy. Unbelievable.

It's not at all easy. But other people make it work in order to provide for their kids. I work in a high paying field and there are numerous single Mums who work really hard for their kids' sake and to give them the best life they can

UnbotheredQueen · 24/07/2025 17:30

God there’s some right wankers on this thread.

glassor2 · 24/07/2025 17:29

@PixiePuffBall Oh, yes! Why didn't I consider that? Finding a high paying job is so easy. Thank you so much, I really appreciate it.

OP posts:
H1lll · 24/07/2025 17:28

glassor2 · 24/07/2025 16:29

I don’t mention it, she’s the one who brings it up. It’s not a choice for me. I can’t work full time because I don’t have anyone to help with my son, especially since his dad chose to leave and ignore all his responsibilities.

You can and should work full time with a 5 year old. I, like many many other people have done it

Sharptonguedwoman · 24/07/2025 17:28

H1lll · 24/07/2025 17:25

So do I? We both work full time

So did I tbh but Op hadn’t mentioned any other factors that might affect the equation. After school care might make working FT uneconomic for instance.
Hard to judge without knowing everything.

cadburyegg · 24/07/2025 17:27

PixiePuffBall · 24/07/2025 17:25

Frankly, get a higher paying job or make sacrifices. Like the rest of us do to pay for childcare

”Get a higher paying job” as if it’s that easy. Unbelievable.

cadburyegg · 24/07/2025 17:27

H1lll · 24/07/2025 17:25

So do I? We both work full time

You have a partner. OP does not. It’s very difficult being a single parent and having the responsibility all on you.

LakieLady · 24/07/2025 17:26

Pollqueen · 24/07/2025 16:28

This. It is galling for those who slog their guts out working full time when it seems you can choose to work part time and be subsidised by the long suffering tax payer.

Benefits in this country are out of control and unsustainable

My DIL works full time, and earns more than NMW. She gets around £600 a month in UC towards her £1400 a month rent.

If she was able to get social housing, she wouldn't be entitled to a penny in UC, because her rent would be significantly lower. The main beneficiary of her UC is her landlord!

If rented accommodation wasn't so expensive, especially in London and the SE, the amount paid out in UC would fall dramatically imo.

PixiePuffBall · 24/07/2025 17:26

H1lll · 24/07/2025 17:25

So do I? We both work full time

This. The entitlement is incredible. Me and DH both work full time and pay for childcare. We just have to make it work

cadburyegg · 24/07/2025 17:26

OneNewLeader · 24/07/2025 17:24

Many people work full time with little or no support and small children. My mum did all of my childhood, as did her mum. Many people see working part time and supplementing their income with UC as a choice.

Who looked after the children whilst your parents were working?

Childcare isn’t available everywhere. My children were on the waiting list for after school club for 18+ months.

Dweetfidilove · 24/07/2025 17:25

PixiePuffBall · 24/07/2025 17:18

You could pay for childcare like everybody else

Her UC would only increase, to cover childcare costs.

PixiePuffBall · 24/07/2025 17:25

glassor2 · 24/07/2025 17:21

@PixiePuffBall with what money?

Frankly, get a higher paying job or make sacrifices. Like the rest of us do to pay for childcare

H1lll · 24/07/2025 17:25

Sharptonguedwoman · 24/07/2025 16:29

That's harsh. OP has a child of 5.

So do I? We both work full time

Dweetfidilove · 24/07/2025 17:24

Balloonhearts · 24/07/2025 17:19

Sorry, I agree with this. People shouldn't be able to choose not to work and be supported by the sky high tax that the rest of us pay. I get taxed an entire month's worth of rent every month and I'm not a high earner, only 35k. I can only pay bills, no real fun money, despite working ridiculous hours.

Benefits in this country are too generous to those who choose not to work and penalise people who do work. It just encourages people to have children that they can't afford.

You should check your tax code as I earn more than you and absolutely do not pay a month's rent in taxes.

Benefits for people who do not work is £400.14 per month - not very generous.

The OP works.

Monvelo · 24/07/2025 17:24

I should think op needs this UC payment, or else would be raising a child in poverty. With all the disadvantages that creates. Surely this is what the system is for! I agree with pp a civilised society takes care of its people.

OneNewLeader · 24/07/2025 17:24

Many people work full time with little or no support and small children. My mum did all of my childhood, as did her mum. Many people see working part time and supplementing their income with UC as a choice.