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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Fed up of my cousins comments about benefits and UC

739 replies

glassor2 · 24/07/2025 16:17

I’m a single mum of two kids, ages 13 and 5. My older son has a relationship with his dad, but my younger son’s dad moved away a couple of years ago and doesn’t see him often-usually once or twice a year. He doesn’t provide any financial support, and since he moves around for work (he used to live in Canada and now lives in Australia), it has been challenging to get child maintenance to chase him.

I work 3-4 days a week (sometimes more if there’s overtime available) and receive a top up from UC. My mum occasionally helps with child care, but she also has a full time job. It can be difficult handling everything on my own, but I manage.

Anyway, I have a family member I'm quite close to, and she often makes comments, not aimed at me, but towards people who claim UC. For example, she mentioned that it's unfair for her to pay almost £300 a month in tax while others can work part time and avoid paying anything (I don’t earn enough to pay tax) and that she has to pay more to subsidise the people that don't. She even told the entire family that she pays almost £400 a month, including national insurance, which made things awkward and nobody knew what to say.

From what I know, she doesn't earn a huge wage, so I can see why it would be frustrating for her to have to pay that much. It's a lot of money. However, it's not our fault, and if she's upset, her anger should be directed at the government, not at those who are rightfully claiming.

Everyone’s situation is different, and some people need help. I never chose to be a single parent, and I can't control the fact that my ex chose to leave and decided not to support his child financially. I'm doing my best, just like many others on UC are.

I don't think she's intentionally trying to upset me, but she is.

AIBU? How do I tackle this?

OP posts:
Needmorelego · 24/07/2025 17:50

allthemiddlechildrenoftheworld · 24/07/2025 17:43

@glassor2 my husband at 72 is still working nearly full time. still paying tax. to keep people like you in UC!! I am 70 and also still paying a whack of tax!!

What should she do with her children then? Give them up to the state? Because that's cheap isn't it.....oh wait. It will probably cost waaaaay more to have them in care 🤔🙄

vodkaredbullgirl · 24/07/2025 17:50

It's the father's that piss off and not pay that people should be getting at. OP you are doing what you can.

Fairyliz · 24/07/2025 17:48

I think her and your anger needs to be directed at men who become fathers but don’t believe they should pay for their children.
Perhaps if we could get them to cough up the benefits bill wouldn’t be so high.

PixiePuffBall · 24/07/2025 17:47

Thefaceofboe · 24/07/2025 17:37

Fair but childcare here is more a day than my daily wage 🙃

Yes it's really expensive, even for people getting the "free" hours from the Govt. Part of the reason for that is over-subsidising childcare to begin with. If everyone had to pay for it, it would be significantly cheaper

MaggieBsBoat · 24/07/2025 17:47

You have to be earning over approximately 41k to be a net contributor. I’m guessing most of the assholes on this thread aren’t. I am by a wide margin and I think OP should breathe deep and ignore the bitter nastiness on here. I am sorry OP.

BlueyNeedsToFuckOff · 24/07/2025 17:45

IHaveAlwaysLivedintheCastle · 24/07/2025 17:44

That's a ridiculous, non point. Do you think private landlords shouldn't get rent?

Not from the taxpayer - there should be enough social housing to not need private landlords. Taxes shouldn’t pay for people’s profit.

cadburyegg · 24/07/2025 17:45

allthemiddlechildrenoftheworld · 24/07/2025 17:43

@glassor2 my husband at 72 is still working nearly full time. still paying tax. to keep people like you in UC!! I am 70 and also still paying a whack of tax!!

How noble of him, does he hand over 100% of his salary to the taxman then?

cadburyegg · 24/07/2025 17:44

bumblecoach · 24/07/2025 17:39

What nonsense.
My ex and I worked around each other’s schedules.
Entirely different being the main resident parent trying to juggle full time work with no obligation from the other parent to facilitate your role.

Indeed. I’ve had to drop work many times to pick up a sick child / take one to hospital in an emergency. I literally do not have the option to ask anyone else. I have worked my way up in my career but not as fast as I wanted. It’s very different being a single parent than sharing it with a partner who you can do 50% of those things with.

IHaveAlwaysLivedintheCastle · 24/07/2025 17:44

MugsyBalonz · 24/07/2025 16:42

See also private landlords receiving the housing element of UC that is paid to qualifying tenants (or even paid direct to the landlord in certain circumstances), that's apparently fine but the benefit claimants are viewed as spongers.

That's a ridiculous, non point. Do you think private landlords shouldn't get rent?

vodkaredbullgirl · 24/07/2025 17:44

UnbotheredQueen · 24/07/2025 17:30

God there’s some right wankers on this thread.

Yes there are and always will be.

allthemiddlechildrenoftheworld · 24/07/2025 17:43

@glassor2 my husband at 72 is still working nearly full time. still paying tax. to keep people like you in UC!! I am 70 and also still paying a whack of tax!!

Genevieva · 24/07/2025 17:43

We suppressed wages in this country, something that has been possible at the bottom end of the wage scale because of government credits, which make it possible for people to survive on wages that are below the living wage. She’s whinging about something while being in a wage bracket that means she doesn’t pay much tax. There are plenty of people paying far more.

PixiePuffBall · 24/07/2025 17:42

I should add for the record that it's abhorrent that the fathers of OPs kids can essentially just opt out and not provide any form of financial assistance

Needmorelego · 24/07/2025 17:41

This is a horrible thread.
@glassor2 please ignore your cousin and the nasty people on this thread.
You are doing what you can.
💐

MaggieBsBoat · 24/07/2025 17:40

Mushroo · 24/07/2025 16:27

Point out that if she’s only paying £400pcm in tax she’s definitely not a net contributor, and she too, is being subsidised by higher earners.

I pay A LOT more than that in tax, and don’t begrudge it going to people that need it, it’s how a civilised society works 🤷‍♀️

This. FFS. Honestly, I pay 2000 a month in tax and I am glad that this goes towards supporting people (though yes it is utilised by employers to pay lower wages to people). She is NOT a net contributor and she should shut the F up. Just ignore her OP. She is obnoxious

InfoSecInTheCity · 24/07/2025 17:40

Meadowfinch · 24/07/2025 17:05

Only £300 a month tax. She should count herself lucky. I pay more than three times that. 😁

YANBU. We all need a little help from time to time. You are raising two children and have your hands full, you are working whenever you can and you are entitled to whatever you get.

You're raising your children to be law abiding, setting them a good work example and being a good mum to them. I'm sure when they are teens you will work more. Until then, ignore her. One day she will be made redundant and be glad for the safety net. Hold your head high.

I was thinking this. TBH I generally try not to look at how much tax and NI I pay because it’s a bit disconcerting as I pay just over £3k a month tax and NI combined.

OP it’s an unfortunate truth that you are more likely to get yourself in to a better financial position by working full time and finding a way to pay the high childcare for a while.

i went back to work full time when DD was 9 months old, at the time subsidised childcare only kicked in after they turned 3 so I was paying over £1k a month for full time nursery, no family support so needed it full time. I was earning £25k a year at that point and my childcare bill was over twice my mortgage. Things were really really tight, beans on toast and jacket potato’s for every meal tight.

Now DD is 11yo, I’ve been able to develop a career, I earn over 4 times what I was on then, have no childcare bills except a few days of holiday club over the summer to break it up a bit and things are really comfortable. I would not have been able to progress at that speed and scale working part time.

bumblecoach · 24/07/2025 17:39

H1lll · 24/07/2025 17:33

I do have a partner but we both have jobs that require us to frequently travel - thereby leaving one of us home alone to look after children and animals. We have no family nearby and yet manage to successfully make it work. All whilst working FT. I know many families with similar set ups.
Yes it is stressful but as we have bills to pay we don’t have the luxury of deciding to drop hours significantly

What nonsense.
My ex and I worked around each other’s schedules.
Entirely different being the main resident parent trying to juggle full time work with no obligation from the other parent to facilitate your role.

cadburyegg · 24/07/2025 17:39

H1lll · 24/07/2025 17:33

I do have a partner but we both have jobs that require us to frequently travel - thereby leaving one of us home alone to look after children and animals. We have no family nearby and yet manage to successfully make it work. All whilst working FT. I know many families with similar set ups.
Yes it is stressful but as we have bills to pay we don’t have the luxury of deciding to drop hours significantly

Try having the same stress and same amount of bills to pay but no partner and half the income. Then come back and judge the OP.

allthemiddlechildrenoftheworld · 24/07/2025 17:39

Sharptonguedwoman · 24/07/2025 16:29

That's harsh. OP has a child of 5.

@glassor2 she also has another child of 13 neither of who appear to have a father living with them. how much universal credit is she getting/????

tripleginandtonic · 24/07/2025 17:39

Viviennemary · 24/07/2025 16:47

A man can get out of paying for his own child by deciding not to. Yet complete strangers (ie the tax payers) need to suck it up and pay more. No wonder Reform are gaining popularity.

Abd what is Reforms solution to men not paying for their children?

PixiePuffBall · 24/07/2025 17:39

cadburyegg · 24/07/2025 17:35

And how do you know the single mums don’t also claim UC?

Presumably they are able to access paid childcare or have family support. And don’t have children with SEN.

I’m fairly high up where I work, but my salary isn’t huge, so UC helps me with childcare costs. I doubt anyone I work with realises I have a claim.

They won't be claiming any benefits without a doubt due to average salaries at my place of work, and are often international so ineligible to claim anyway. My point is that it's perfectly possible and there are many examples of earning for yourself and your kid/s as a single parent. That's not to say it isn't hard work, it is. But other people make it work and "oh I'll just claim benefits and let others do the work so I don't have to" is a terrible attitude to have

DidILeaveTheGasOn · 24/07/2025 17:37

I have no childcare support and work full time.
I'm lucky that the schools my children have attended provide wraparound breakfast and after school clubs to allow me to work full time. Some places don't have these.

I don't think the OP is voluntarily working part-time for an easier life. It sounds like the only workable formula right now.

I do get a little flabbergasted at parents that can't see how they could possibly work full time with school aged children, as though the rest of working parents have a platoon of helpers. I very definitely do not. Wraparound care is the only way this works.

Thefaceofboe · 24/07/2025 17:37

PixiePuffBall · 24/07/2025 17:18

You could pay for childcare like everybody else

Fair but childcare here is more a day than my daily wage 🙃

harpytohelp · 24/07/2025 17:36

She has a point. Sick of subsidising people who work part time hours.

Needmorelego · 24/07/2025 17:36

OneNewLeader · 24/07/2025 17:24

Many people work full time with little or no support and small children. My mum did all of my childhood, as did her mum. Many people see working part time and supplementing their income with UC as a choice.

If the OP was back in your Mum (and Grandma's) day she could leave the 13 year old at home in charge of the 5 year old while she worked full time.
Try that now and you get reported to social services.