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Fed up of my cousins comments about benefits and UC

739 replies

glassor2 · 24/07/2025 16:17

I’m a single mum of two kids, ages 13 and 5. My older son has a relationship with his dad, but my younger son’s dad moved away a couple of years ago and doesn’t see him often-usually once or twice a year. He doesn’t provide any financial support, and since he moves around for work (he used to live in Canada and now lives in Australia), it has been challenging to get child maintenance to chase him.

I work 3-4 days a week (sometimes more if there’s overtime available) and receive a top up from UC. My mum occasionally helps with child care, but she also has a full time job. It can be difficult handling everything on my own, but I manage.

Anyway, I have a family member I'm quite close to, and she often makes comments, not aimed at me, but towards people who claim UC. For example, she mentioned that it's unfair for her to pay almost £300 a month in tax while others can work part time and avoid paying anything (I don’t earn enough to pay tax) and that she has to pay more to subsidise the people that don't. She even told the entire family that she pays almost £400 a month, including national insurance, which made things awkward and nobody knew what to say.

From what I know, she doesn't earn a huge wage, so I can see why it would be frustrating for her to have to pay that much. It's a lot of money. However, it's not our fault, and if she's upset, her anger should be directed at the government, not at those who are rightfully claiming.

Everyone’s situation is different, and some people need help. I never chose to be a single parent, and I can't control the fact that my ex chose to leave and decided not to support his child financially. I'm doing my best, just like many others on UC are.

I don't think she's intentionally trying to upset me, but she is.

AIBU? How do I tackle this?

OP posts:
SoSoLong · 24/07/2025 19:31

@XenoBitch Obviously it is a system failure, they are not committing benefit fraud, no one is claiming that. But I expect fixing the system by tightening the work requirements would inevitably cause unintended real distress to some categories of claimants (like those who can't access childcare, for example), and in the meantime people who could work more, don't, because why would they?

XenoBitch · 24/07/2025 19:31

oopsHereItIs · 24/07/2025 19:27

Paying and receiving offsets it, doesn’t it?
What about the people paying and not taking anything back?

No one is paying tax and not getting anything back.

UnbotheredQueen · 24/07/2025 19:31

yellowspanner · 24/07/2025 19:28

I pay a lot of tax and get very fed up with people working part time and claiming benefits that I am contributing towards. Children can go to breakfast clubs and after school clubs. If you can't afford to bring up your children then don't have them

Another moronic comment. I bet you’re on other posts bemoaning the falling population levels. Not all breakfast/after school clubs are free, did you know that?

yellowspanner · 24/07/2025 19:28

I pay a lot of tax and get very fed up with people working part time and claiming benefits that I am contributing towards. Children can go to breakfast clubs and after school clubs. If you can't afford to bring up your children then don't have them

Horserider5678 · 24/07/2025 19:28

H1lll · 24/07/2025 16:23

Stop talking about it as there are a lot of people (myself included) who agree with her. We both work need to work full time to pay our bills so I don’t agree with others being able to choose to work part time and the tax payer pick up the bill

Well put! I don’t have an amazing salary but it well above average and I pay nearly £600 a month in tax. And yes I do get pissed off when people who make no attempt to work get generous benefits. I’ve never claimed in my life, so maybe that’s where I’ve gone wrong!

ThatBoldBear · 24/07/2025 19:28

MammyK26 · 24/07/2025 19:19

What alot of people don't realise is even if you did work full time but on a low income as a single parent you would still get Universal Credit. If I had a take home pay of £2500 a month I'd still get 400-500 a month from UC and my rent is low as I'm in the north, rent down south is 3-4 times what my area is.
I'm in the exact same boat, not much help, carrying all the mental load of the kids and the house, more hours would burn me out. Like you I work although I do pay a good bit of tax each month and get the top up.
Anyone working full time should be able to have a comfortable life and not need a top up, the system and the country in general is screwed and people who complain about the benefits system don't understand it probably because they're lucky enough to have never have needed it. Keep going OP from a working single mother to another 🩷

I think equally people who complain about net tax payers being selfish have not been Net tax payers.

oopsHereItIs · 24/07/2025 19:27

Rosscameasdoody · 24/07/2025 18:33

Very many claimants of UC are hardworking taxpayers. Or did you not realise that in lots of cases benefit claimants are also paying tax ?

Paying and receiving offsets it, doesn’t it?
What about the people paying and not taking anything back?

Rosscameasdoody · 24/07/2025 19:23

LakieLady · 24/07/2025 18:45

I agree with every word of this up to "entitlement as a boomer", being a boomer myself!

I’m a boomer myself @LakieLady. The post just reeked of the entitlement of some from our generation who don’t appreciate that we had it good.

MissRaspberry · 24/07/2025 19:22

I work part time and pay tax (not as much as your cousin but some months can be £100-£200) working only 108 hours every 4 weeks and yes my income is topped up by UC. Tell your cousin that at least you're working and not fully relying on the benefits system.

Mummykelly78 · 24/07/2025 19:21

We receive UC , and I work part time due to child care needs; and can’t get childcare due to children having additional needs that after school clubs can’t manage . It would cost the taxpayers far more if I gave up my kids to social work so I could work full time, versus what I get in UC . If ppl think life on UC is so great, why aren’t they quitting work ? Na, much better to look down on ppl doing their best !!

XenoBitch · 24/07/2025 19:21

SoSoLong · 24/07/2025 19:19

There's nothing wrong with people on low income receiving top up benefits, no one has argued against that. What is wrong is people choosing to work part time and receiving benefits (with the emphasis on choosing, so not if you're disabled or a carer or have no access to childcare). My view is do your best by working full time and if you still need help due to high rent or childcare costs then by all means you should receive it.

The system allows people to work PT and get a top up though. So they are doing nothing wrong by doing what the system is offering them.

Hate the game, not the player.

MammyK26 · 24/07/2025 19:19

What alot of people don't realise is even if you did work full time but on a low income as a single parent you would still get Universal Credit. If I had a take home pay of £2500 a month I'd still get 400-500 a month from UC and my rent is low as I'm in the north, rent down south is 3-4 times what my area is.
I'm in the exact same boat, not much help, carrying all the mental load of the kids and the house, more hours would burn me out. Like you I work although I do pay a good bit of tax each month and get the top up.
Anyone working full time should be able to have a comfortable life and not need a top up, the system and the country in general is screwed and people who complain about the benefits system don't understand it probably because they're lucky enough to have never have needed it. Keep going OP from a working single mother to another 🩷

SoSoLong · 24/07/2025 19:19

MugsyBalonz · 24/07/2025 18:35

These are my thoughts too.

We need people in lower paid jobs as they're most frequently the jobs that keep the gears of society turning. Shop workers, delivery drivers, carers, learning support assistants/teaching assistants, cleaners, waste management workers, etc are all low paid but all essential to the running of vital day to day services. Wages need to be subsidised so that people can fill these roles and be able to afford to live. In an ideal world, a minimum wage job would be enough to support a family to live a respectable, poverty-free, lifestyle but we don't live in an ideal world and so top-ups are needed.

There's nothing wrong with people on low income receiving top up benefits, no one has argued against that. What is wrong is people choosing to work part time and receiving benefits (with the emphasis on choosing, so not if you're disabled or a carer or have no access to childcare). My view is do your best by working full time and if you still need help due to high rent or childcare costs then by all means you should receive it.

PeteReturns · 24/07/2025 19:12

Im a single parent to a teenager.
I work full time for local government and pay tax.
Im entitled to UC.
Was more when I needed childcare.
Id love to not have to rely on handouts.
If I was paid a living wage and rent wasn’t extortionate I wouldn’t need to.
I work very hard in an essential role.

TheGentleButFirmMadonna · 24/07/2025 19:12

We all cut our cloth accordingly. Good we still have the benefits system, to help...it's going soon to be taken over and emptied

bananafake · 24/07/2025 19:12

Viviennemary · 24/07/2025 16:47

A man can get out of paying for his own child by deciding not to. Yet complete strangers (ie the tax payers) need to suck it up and pay more. No wonder Reform are gaining popularity.

Don't be ridiculous. You think the average Reform voter gives a damn about forcing feckless dads from meeting their responsibilities? Nor their twice divorced, tax-avoiding father of four leader, Farage? I guess they wouldn't be bothered about keeping children in poverty though; those pesky five year old spongers, eh?

Mama1516 · 24/07/2025 19:10

Your husband is probably still working at the age of 72 to get away from you and your nasty mouth!

UnbotheredQueen · 24/07/2025 19:07

MugsyBalonz · 24/07/2025 19:03

If the top-ups ended then poverty would increase, this would lead to a rapid deterioration in public health, a sharp increase in crime, various services would collapse due to being overwhelmed by demand (not to mention the loss of many of their workers). Basically, the country would rapidly go to shit. You'd have a small percentage of extremely wealthy people who would go untouched by it all, a slightly larger percentage of higher earners slightly affected ted but mostly fine, and then a majority percentage of people living in grinding poverty with all the problems that go alongside.

Essentially, a return to "the olden days" that existed for most of history until c.100 years ago when people started to realise that it benefits society as a whole to support those less well-off and help lift them out of poverty.

@MugsyBalonz Some on this thread would love that. Then they could decide who deserved charity, or condemn those they felt were less deserving to penury, smug in the knowledge that their husbands will pick up any financial deficit in their own lives.

Work harder! Pull yourself up by your bootstraps! Use a crystal ball to determine the feckless fathers in advance!

Fucking idiots.

JustSawJohnny · 24/07/2025 19:06

You tackle it by telling her to stop with the pointed comments and fuck right off.

Lesson learned in over-sharing.

Nobody needs to know what benefits you are or aren't on.

ThatBoldBear · 24/07/2025 19:06

Xmasxrackers · 24/07/2025 18:59

Yes but people on nmw also pay tax

Think it through.

UnbotheredQueen · 24/07/2025 19:04

@allthemiddlechildrenoftheworld I’m sorry that you and your husband can’t afford to retire but that’s not because you are paying taxes. Perhaps you should’ve budgeted better when you were younger?

IAmQuiteNiceActually · 24/07/2025 19:03

MugsyBalonz · 24/07/2025 18:56

So true.

Our society does not value low paid jobs, we consider them to be bottom of the heap. DC is waiting for GCSE results and so many people have said to them that they need to work hard "or you'll end up working in a shop/on a bin wagon/as a cleaner". It implies there is no dignity in those jobs and it's the paradox at the heart of our society, the jobs that are most vital are least respected. Even the term 'unskilled' that is frequently applied to these roles totally disregards the expertise, judgement, and effort required in what can often be complex tasks. There's a huge disparity present in these job roles too in terms gender, class, and race which further reduces their value and respectability as many of these workers are statistically more likely to be female, working class, or from an ethnic minority (or a combination of all three).

Not everyone wants to be a CEO or has the academic skills to be a doctor, we can't have a nation comprised entirely of high-fliers because it would quickly grind to a halt without the people doing the work at the bottom. There is nothing inherently wrong about being "just" a shop assistant or "only" a carer.

We should be privileging contribution rather than prestige.

There's also the assumption that people doing these jobs aren't qualified (which you've made yourself - although I agree with your post of course).

I've got a degree and have mostly worked as a self-employed cleaner or massage therapist for the past 20 years. I think it's a little bit patronising to say that these jobs require expertise (the cleaning not the massage!). It's a bit noblesse oblige.

MugsyBalonz · 24/07/2025 19:03

If the top-ups ended then poverty would increase, this would lead to a rapid deterioration in public health, a sharp increase in crime, various services would collapse due to being overwhelmed by demand (not to mention the loss of many of their workers). Basically, the country would rapidly go to shit. You'd have a small percentage of extremely wealthy people who would go untouched by it all, a slightly larger percentage of higher earners slightly affected ted but mostly fine, and then a majority percentage of people living in grinding poverty with all the problems that go alongside.

Essentially, a return to "the olden days" that existed for most of history until c.100 years ago when people started to realise that it benefits society as a whole to support those less well-off and help lift them out of poverty.

XenoBitch · 24/07/2025 19:03

Devilsmommy · 24/07/2025 18:57

If the minimum wage actually covered costs there'd be no need for top ups

And a lot of people in NMW getting top ups are doing so to cover housing costs... which have got silly.

UnbotheredQueen · 24/07/2025 19:02

Vivienne1000 · 24/07/2025 18:36

Our new head teacher is single Mum. It shouldn’t stop you striving to do as best you can for the future of your family. When mine were at primary I used a childminder. The kids loved her.

But you could obviously afford a childminder. Surely you’re not so dense as to not be able to see the difference?

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