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AIBU?

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Fed up of my cousins comments about benefits and UC

739 replies

glassor2 · 24/07/2025 16:17

I’m a single mum of two kids, ages 13 and 5. My older son has a relationship with his dad, but my younger son’s dad moved away a couple of years ago and doesn’t see him often-usually once or twice a year. He doesn’t provide any financial support, and since he moves around for work (he used to live in Canada and now lives in Australia), it has been challenging to get child maintenance to chase him.

I work 3-4 days a week (sometimes more if there’s overtime available) and receive a top up from UC. My mum occasionally helps with child care, but she also has a full time job. It can be difficult handling everything on my own, but I manage.

Anyway, I have a family member I'm quite close to, and she often makes comments, not aimed at me, but towards people who claim UC. For example, she mentioned that it's unfair for her to pay almost £300 a month in tax while others can work part time and avoid paying anything (I don’t earn enough to pay tax) and that she has to pay more to subsidise the people that don't. She even told the entire family that she pays almost £400 a month, including national insurance, which made things awkward and nobody knew what to say.

From what I know, she doesn't earn a huge wage, so I can see why it would be frustrating for her to have to pay that much. It's a lot of money. However, it's not our fault, and if she's upset, her anger should be directed at the government, not at those who are rightfully claiming.

Everyone’s situation is different, and some people need help. I never chose to be a single parent, and I can't control the fact that my ex chose to leave and decided not to support his child financially. I'm doing my best, just like many others on UC are.

I don't think she's intentionally trying to upset me, but she is.

AIBU? How do I tackle this?

OP posts:
Boohoo76 · 24/07/2025 21:32

Our minimum wage is one of the highest in the World. Our problem is the cost of housing. We need a lot more, low cost social housing.

OneCalmFish · 24/07/2025 21:31

Also although granted benefits come under the Welfare fund they’re not the only thing that do. Just like income tax and national insurance and there are people who pay those in receipt of UC would you believe?

OneCalmFish · 24/07/2025 21:29

ThatBoldBear · 24/07/2025 21:12

They are not baying about that, they’re baying that they have to pay so much tax to pay for it. The money comes from people who are also ‘doing their best’ and it’s well past what is acceptable now.

You and all the other “We pay taxes” folk do realise that people on benefits still also pay towards taxes right? Hate to break it to you but there’s not a magic button to press for no vat or duties

TwoFeralKids · 24/07/2025 21:26

allthemiddlechildrenoftheworld · 24/07/2025 17:43

@glassor2 my husband at 72 is still working nearly full time. still paying tax. to keep people like you in UC!! I am 70 and also still paying a whack of tax!!

Maybe you should have planned better.

RedLightGreenLiiight · 24/07/2025 21:21

I would just ignore, you mention others don't know what to say either, so it's not really like anyone is trying to have a debate with her. As you say, she probably isn't aiming her comments at you, if she doesn't know the ins and outs of your finances and how much tax you do or don't pay.

ThatBoldBear · 24/07/2025 21:20

Iknowitstooearly · 24/07/2025 20:42

I wonder how many people here making negative comments about UC, "working more" and "making it work" are actually single parents? Until you've been a single parent you really cannot comprehend the responsibility, mental load and exhaustion that comes with it. There's nobody else.

I'm a single parent. Left my children's dad due to serial cheating and abusive behaviour. He rarely has his kids and when he does it's not reliable. He quit his job, so there's no maintenance for me.
I have no family to help me. It's literally just me. I work 25 hours a week, on a decent hourly rate, but receive a UC top up. We literally wouldn't survive without it. I've explored so many ways to enable me to work more hours, but it's just not viable for me right now. I wish I could, I'd love to.
My choice right now is to work 25 hours and claim UC or work more hours and leave my 7 and 5 year olds home alone while I go to work. In an ideal world everyone would be working and earning enough to support their families and an few years ago I could too. However the cost of living has rocketed and I just cant anymore 😢. I'm sure there are lots of people out there who do take the mick out of the benefit system, but there are genuine people out there with good reasons not to be working more. It's not as easy as just get more hours or a better paid job!

Also if anyone has any ideas of how I can work more hours in my circumstances then please let me know.

Or, if you have a magic way of getting their dad to step up and be a dad or a way in which to get him to work so he can pay towards his children's upbringing then please let me know too.

Edited

You are just as much a victim of the system as us poor buggers paying for it, the system is for you (or any of us who fall on hard times) and is not a lifestyle choice. The current system is unsustainable.

Barrenfieldoffucks · 24/07/2025 21:18

Surely some tax going back in is better than none going in, only going out?

XenoBitch · 24/07/2025 21:15

ThatBoldBear · 24/07/2025 21:12

They are not baying about that, they’re baying that they have to pay so much tax to pay for it. The money comes from people who are also ‘doing their best’ and it’s well past what is acceptable now.

This thread is about someone is not even paying enough tax who is bitching about UC.

And this thread is about how OP can navigate her relationship with the relative who has such views.

ThatBoldBear · 24/07/2025 21:12

ruethewhirl · 24/07/2025 21:07

It absolutely does. It's about time a lot of people in this country stopped baying at benefit claimants who are doing their best, and started getting angry that many hard-working people still aren't being paid enough to make ends meet.

They are not baying about that, they’re baying that they have to pay so much tax to pay for it. The money comes from people who are also ‘doing their best’ and it’s well past what is acceptable now.

saraclara · 24/07/2025 21:12

PixiePuffBall · 24/07/2025 17:26

This. The entitlement is incredible. Me and DH both work full time and pay for childcare. We just have to make it work

And you have two incomes to pay the childcare costs (and all your other bills) with. OP would have one.

Kelrap20 · 24/07/2025 21:12

PixiePuffBall · 24/07/2025 17:25

Frankly, get a higher paying job or make sacrifices. Like the rest of us do to pay for childcare

Keyboard warrior

TwoFeralKids · 24/07/2025 21:10

Coconutter24 · 24/07/2025 18:31

A single mum working full time would get a lot of their childcare paid for by UC

You often need to have the money in the first place before they help.

Rootsdarling2 · 24/07/2025 21:10

Just tell her OP not to judge! It's not her business it's very sour grapes! People who work part time do pay tax sometimes, I do!

ruethewhirl · 24/07/2025 21:07

XenoBitch · 24/07/2025 21:01

I think this needs shouting about more.

It absolutely does. It's about time a lot of people in this country stopped baying at benefit claimants who are doing their best, and started getting angry that many hard-working people still aren't being paid enough to make ends meet.

Welliesandtweed · 24/07/2025 21:06

glassor2 · 24/07/2025 16:29

I don’t mention it, she’s the one who brings it up. It’s not a choice for me. I can’t work full time because I don’t have anyone to help with my son, especially since his dad chose to leave and ignore all his responsibilities.

School / wraparound and holiday club like everyone else?

ruethewhirl · 24/07/2025 21:03

Rosscameasdoody · 24/07/2025 17:51

Why on earth not ? We’re supposed to be a supportive forum. Why wouldn’t we want to help from any collective experience ?

If you're able to get a sensible answer out of @Viviennemary on a topic such as this one, you're a better woman than many on here...

TwinklyRoseTurtle · 24/07/2025 21:03

Mushroo · 24/07/2025 16:27

Point out that if she’s only paying £400pcm in tax she’s definitely not a net contributor, and she too, is being subsidised by higher earners.

I pay A LOT more than that in tax, and don’t begrudge it going to people that need it, it’s how a civilised society works 🤷‍♀️

Agree! Would love to only pay this much in tax and NI … 😂. Would also like to add I’m a single parent working full time, not on benefits as higher rate tax payer but also don’t begrudge single parents who are as everyone’s situation is different!

january1244 · 24/07/2025 21:03

VaccineSticker · 24/07/2025 20:54

This. Also, no one should live to work and lose their own children’s precious childhood years to daily wrap around care just that the parents can work themselves to the ground?!!. What kind of society have we become?

See this attitude is I think what upsets people a lot. The entitlement to benefits so you don’t lose your children’s precious childhood years, in your words. Many of us are working full time with young children, net contributors, and funding others to go part time so they don’t miss that precious time. It rankles when you feel they could also be doing more.

The country is a mess, the benefits bill is rapidly increasing, and it’s not sustainable.

CarrotVan · 24/07/2025 21:03

@glassor2 Australia is a REMO signatory so if your ex is working you can pursue him for maintenance.

XenoBitch · 24/07/2025 21:01

cadburyegg · 24/07/2025 21:00

I find it very interesting that the assumption is that every UC claimant is on minimum wage. I’m in a professional job and still need a UC top up which enables me to pay for childcare. I have a mortgage too. Shocking!

I think this needs shouting about more.

Dramatic · 24/07/2025 21:00

MrsCheekyChops · 24/07/2025 20:40

Anyone on UC get 85% of their childcare costs back so there isn’t really an excuse for able bodied people to not work or only work part time when they get 85% of childcare costs back. Obviously there’s a maximum amount that can be paid but it’s more money than what people who aren’t entitled to benefits would get.

So you're saying she should claim even more benefits just so she can say "I work full time"? Who is actually benefitting from that?

cadburyegg · 24/07/2025 21:00

I find it very interesting that the assumption is that every UC claimant is on minimum wage. I’m in a professional job and still need a UC top up which enables me to pay for childcare. I have a mortgage too. Shocking!

MrsCheekyChops · 24/07/2025 20:58

DonnyBurrito · 24/07/2025 20:55

People on UC get 85% of their childcare costs paid if they are working. Not just everyone on UC gets this.

I mentioned this in my previous post. I was replying to someone who said UC pay up to 85%

Iknowitstooearly · 24/07/2025 20:56

MrsCheekyChops · 24/07/2025 20:40

Anyone on UC get 85% of their childcare costs back so there isn’t really an excuse for able bodied people to not work or only work part time when they get 85% of childcare costs back. Obviously there’s a maximum amount that can be paid but it’s more money than what people who aren’t entitled to benefits would get.

Childcare only usually covers 8-6 Monday to Friday. This doesn't fit the modern day of working. Also there's a childcare gap.from about age 11 - 14 where there is not childcare available for their age but they are not old enough to be left alone. There's also a massive childcare shortage with huge waiting list in the UK. Nursery workers are now being asked to complete early years degrees, which is great news but their wages are still.minimum. We are going to end up with a generation of over qualified nursery nurses who change careers because they don't get paid enough now they hold a degree. This will make the childcare lists even longer and nurseries will struggle to recruit staff.

DonnyBurrito · 24/07/2025 20:55

MrsCheekyChops · 24/07/2025 20:40

Anyone on UC get 85% of their childcare costs back so there isn’t really an excuse for able bodied people to not work or only work part time when they get 85% of childcare costs back. Obviously there’s a maximum amount that can be paid but it’s more money than what people who aren’t entitled to benefits would get.

People on UC get 85% of their childcare costs paid if they are working. Not just everyone on UC gets this.