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Dads partner leaving him homeless after her death.

793 replies

Tray80 · 24/07/2025 00:41

Appology in advance for the huge thread but mainly feel like I need to vent so here goes! My dad and his partner have been together for 26+ years, living together in her home for 22 years. Although I was close to my dad as a child, our relationship dwindled as I approached my adult years. I guess he just stopped making an effort once he met my stepmum, as they tended to spend most of their spare time with her kids and grandkids.

Even though they only live 20 mins drive away they never visited including when my babies were born. They put mine and my kids birthday/xmas cards in the post every year. We speak on the phone a couple of times a month( when I make the effort) and I call around to see them half a dozen times a year, always bearing gifts on special occasions for eg birthdays, fathers day, Xmas etc, so basically it's always me making the effort. It used to really hurt my feelings when I'd see how much effort they both made for my stepmums side of the family but after 20 years of seeing it I just learned to live with it.

For the past few years my stepmum has had a terrible run of health. My dad has retired to take care of her as she has been wheelchair bound for quite some time. Unfortunately she's now been diagnosed with cancer and has been told that there's a 50/50 chance that she may not make it through her operation next week. Needless to say the whole family is devastated, including my dad. I called to see them last week and while walking in the garden my dad broke down and told me that he doesn't know how he'll carry on living without his partner. I can tell its taken a huge toll on his health too as he's stopped eating and taking care of himself and even had a nasty fall, which is so unlike him.

Today I received a call from my stepmum. I was really shocked when her number came up on my phone as she's only rang me twice in 23 years. She told me that she wanted to talk to me while my dad was asleep. She said she wanted to lay down the ground rules of how things would play out for my dad if she was to pass away during her surgery next week. It was explained that as the house was legally hers, as it was in her name, she would be leaving it in trust to her 2 children and grandkids, meaning that if she was to pass away, then my dad would be homeless. Apparently she had explained this to my dad a few weeks previous, which timed in with the fall and his sudden run of bad health. I believe this to be due to stress as he'd just been told that in 2 weeks he could possibly be loosing the love of his life, and now also his home. I know that my dad has always been aware that the house was hers and hers only but I don't think he was expecting to be turfed out so fast. I could kind of understand the rush if my stepmums family were struggling financially but they're all very well off. I asked about my dad's financial situation, if he had a bit of a nest egg to get himself on his feet if the worse was to happen and she said that she doesn't know, as they've always kept their finances separate. She mentioned she didn't trust him to take care of the house after his fall. She added that she thinks that once she's gone my dad will probably just give up on life and not be far behind. She also pointed out that hes very lucky that hes been able to live mortgage free for 20 years.

I can't begin understand the stress she's under with the surgery loomimg and the possibility of not making it out. I really don't want to see her in a negative light as I know my dad loves her more than life itself and they both need kindness and support more than anything right now, but the conversation I had with her last night has left me with a bitter feeling. She asked me not to tell my dad that we'd had that conversation, which I will respect. I just don't understand why she'd told me at all, as it clearly wasn't out of concern for my dad but rather a concern that he wouldn't leave the house when shes gone. I feel maybe she was prepping me as she knows he'll be landing on my door step when her kids sell the house, which in turn seems like a smack in the face when neither of them have ever made any effort with me or the kids. I just keep looking at my husband and trying to put myself in her situation. Could I purposely leave my husband financially destitute? I couldn't! The other part that is bugging me is that if all goes well for her then she'll be at home being cared for once more by my dad, the same man she was turfing out on the streets if the worse was to happen. I feel as though hes just being used. I really hate feeling this bitterness about the situation and I know I'm feeling overwhelmed by it all so hoping that someone else's take may help me see it all in a different light. Am I being unreasonable in feeling like this? If you made it to the end then thanks for sticking with me!🤷‍♀️🤯

OP posts:
summertimeinLondon · 24/07/2025 01:44

Your dad needs to take some good legal advice, as he might be considered to have an equity stake in the house, especially if he has paid money into bills and improvements.

As pp have mentioned, it’s possible for his wife to set up a trust which allows him to live in the property until death but not own it or not own all of it. It would be better all round if she decided to do this: it might be better to explain to her that it would be a lot easier and cheaper all round for everyone to do this, rather than force your dad to have to bring any legal case against the will (which would also be expensive).

It’s a terrible thing for her to have done IMO. As pp point out, not great for their relationship in her remaining time to be honest. Who wants their partner to remember them for that?!?!

NeedZzzzzssss · 24/07/2025 01:41

Tray80 · 24/07/2025 01:37

Unfortunately I've already had this conversation with her. She said that he could live another 20 years. She doesn't think that it's fair that her kids should have to wait 20 years for their inheritance.

Well that says it all. Not your problem.

Wheresthebuttons · 24/07/2025 01:39

I suspect your father's partner expects you to take him in once she's died, so her kids can sell the house asap.

Please don't feel you have to - you don't owe him this at all, and it would put a huge strain on your own family unit to have your dad move in when they don't know him, and he could be with you till he dies. He may have assets you don't know about, but I suspect that as his partner paid thebmortgage, hecwas probably covering everything else, and you'd probably know if he had a rental property.

You should talk to a local old age support group on his behalf - depending on his age, he could well qualify for some type of special old age housing as he would be facing homelessness. He may need to dig his heels in and stay in his partners house for a few months after she dies, while he gets housing sorted. If he moves in with you, I suspect he'll go to the back of the queue for any type of housing.

It's a difficult situation, his partner sounds very heartless - was he just handy for male compaionship, she certainly doesn't sound very loving, but then he wasn't a loving father either. I think you can provide him with support by way of advice, but not by homing him, or taking on any financial responsibility for him.

Tray80 · 24/07/2025 01:37

RoseAlone · 24/07/2025 01:23

If she's talking about it being "in trust" for her children that doesn't sound like she's going to put him out.

It might be worth asking if there's a clause that allows him to stay there for the rest of his life and when he dies the house goes to her kids. I've heard of that happening a lot.

Unfortunately I've already had this conversation with her. She said that he could live another 20 years. She doesn't think that it's fair that her kids should have to wait 20 years for their inheritance.

OP posts:
NeedZzzzzssss · 24/07/2025 01:37

I know it's hard, but you need to be strong. It's not your problem. Tell your Dad, get him some legal advice and he can sort it out. He's no victim, this is the bed he made by choice (in a very similar situation with FIL)

heartlessbitch · 24/07/2025 01:37

It possibly also smarts because she's putting her own kids first above everyone else. And I'm sorry, but it sounds like your dad didn't do that for you.

I think you need to advise your dad to stay in the house, and let the kids kick him out. That way, he might be able to access help from his council.

Tray80 · 24/07/2025 01:33

ZepZep · 24/07/2025 01:29

I think the men in these situations think that they will die first so it won’t matter to them that they don’t have a house they own.
OP Are the ‘kids’ involved reasonable or not? Your Dad has been in there lives so long might they be fond of him.
A friend of mine had this situation happen to her Dad and she let him move in with her. I don’t know why. It ended badly

Yes her son and daughter and grandkids have always been quite close to my dad. I mean if I'm honest he prob knows them better than he knows me as he's spent more of his life with them than with me. This is what's so upsetting about it. It's not as if he's a stranger to them. He's had a great relationship with them.

OP posts:
VoodooQualities · 24/07/2025 01:30

God, imagine if she pulls through the surgery and then needs him to look after her. I think he'd be justified in saying 'no thanks, you weren't going to make sure I was looked after'.

Tray80 · 24/07/2025 01:30

That's exactly how I feel. I feel as though she's trying to tie up loose ends incase the worse was to happen but given the lack of consideration for me and my family over the last 20 years, I feel as though she's taking the mickey slightly! Not to mention the fact that I live in a 2 bedroom town house with barely enough room for us, let alone another! I totally understand her wanting to leave the house to her children, but as previously mentioned they don't immediately need the cash so I don't see why they can't give him a little time to get on his feet.

OP posts:
ZepZep · 24/07/2025 01:29

I think the men in these situations think that they will die first so it won’t matter to them that they don’t have a house they own.
OP Are the ‘kids’ involved reasonable or not? Your Dad has been in there lives so long might they be fond of him.
A friend of mine had this situation happen to her Dad and she let him move in with her. I don’t know why. It ended badly

BruFord · 24/07/2025 01:25

I know someone whom this happened to. The family gave them a few months to find a new place and they did. But it was an unpleasant situation.

Tbh, your Dad needs to start looking for a new home right away because regardless
of what happens, he knows that he’ll be homeless at some point. If your SM does die after her surgery, he needs to contact Adult Social Care immediately to see how they can assist him.

I doubt that your Dad will be able to cope with this given that the surgery’s coming up, but perhaps you can find out what he can afford and start keeping an eye out for properties.

Not that you’re under any obligation, he hasn’t exactly been a great Dad to you, but if he’s likely to turn up on your doorstep otherwise, you might want to do this.

SinisterBumFacedCat · 24/07/2025 01:24

She’s telling you because she expects you to take responsibility for housing her partner and carer, so she can pass on her house to her children. She’s used him and now she is using you. Have her adult children helped out on her care in any way? Maybe it’s time they stepped up and earned their inheritance.

NeedZzzzzssss · 24/07/2025 01:23

XWKD · 24/07/2025 00:53

If she was any sort of decent human being, she would see that he's allowed to live in the house for the rest of his life. One of my relatives has that arrangement. She's allowed to live there until she dies but doesn't own the house.

This. It's hard to see, but I guess it's karma. Do what you can to help if you want, but don't put yourself in any financial strife or let him turn up at your door step given your father couldn't be bothered with you. And I don't say that lightly, but interesting that he's now making an effort when he's about to lose everything. The stepkids can step up. All the best OP

RoseAlone · 24/07/2025 01:23

If she's talking about it being "in trust" for her children that doesn't sound like she's going to put him out.

It might be worth asking if there's a clause that allows him to stay there for the rest of his life and when he dies the house goes to her kids. I've heard of that happening a lot.

sandyhappypeople · 24/07/2025 01:22

It may be best to talk to her again, to make it clear that you will not be caring for him or having him live with you. She may think she's wrapped things up in a nice guilt free way for herself by discussing it with you, knowing full well that you will take care of him, so personally I think you need to tell her that it isn't on the cards, that it isn't the sort of relationship you have ever had, and he will very much have to support himself after she is gone, it may make her rethink her situation or put more provisions in place.

Absolutely fair play to her to leave the house to her children though, if they were decent people they would let him live there for a while until he is sorted but that can't be relied on after the fact.

All you can do is wait till after the surgery and if it goes well, talk to them both and get them to tell you their exact plan for what their future holds, lay out your plans in a very honest way and make it clear what you are and aren't prepared to do, it may sound harsh OP but you have a limited window of opportunity to make it clear that you will not be doing any more than you do now, if you leave it too late you will be railroaded into a life you don't want and didn't sign up for.

PussInBin20 · 24/07/2025 01:21

Well it seems he has always known about this so maybe he has a plan in place/ money saved. If he just buried his head in the sand then unfortunately he will have to face the consequences.

Hopefully the family will give him time before they sell up.

SpryCat · 24/07/2025 01:19

She’s treating him as he has treated you, without much thought.
I hope she recovers and he sorts out long term living arrangements for himself and he reconnects with you, his family.

Gemstonebeach · 24/07/2025 01:13

This happened to my mums next door neighbour, it was very sad and the kids gave him three months to find somewhere new to live so he found somewhere to rent. He then ended up reconnecting with a past love and got together with her very quickly which my mum was quite shocked by but as I said his previous partner hadn’t shown him any loyalty with the house situation so I could see why he didn’t feel much loyalty to her memory.

Tray80 · 24/07/2025 01:13

TooOldTo · 24/07/2025 01:08

The other side of this is that, if she survives her 50/50 operation, she’s just told the person who will be providing the care during her recovery that she doesn’t care about his future.

Exactly this! I really hope this sinks in for him!

OP posts:
Tray80 · 24/07/2025 01:11

JDM625 · 24/07/2025 01:03

I agree with another poster, that if she'd left the house to your dad- he could then completely cut her own children out of the will and leave it all to you. I believe there is a wording/clause in a will to prevent this, but she would have had to have taken legal advice to do this.

Did your dad sell a property when he moved in with her? If so- where is that money? If not, although it seems harsh, well he has lived mortgage free for 20+yrs. Was he paying rent or paying bills some other way with her?

Yes he paid bills and holidays etc. He isn't trying to money grab and take her house, I just don't think he was expecting to have the home sold from under him quite so fast. I too hoped that the family would have given him time to greive.

OP posts:
Needspaceforlego · 24/07/2025 01:11

How old is your Dad?
Has he got a plan B, can he get back to work to work on his savings so he can buy himself if he needs to?

Even if she does come through the Op he needs to look after himself and his finances just like she has.

TooOldTo · 24/07/2025 01:08

The other side of this is that, if she survives her 50/50 operation, she’s just told the person who will be providing the care during her recovery that she doesn’t care about his future.

Tray80 · 24/07/2025 01:08

SpryCat · 24/07/2025 01:00

I think your dad’s partner has always had his measure, he never bothered with you or your DC. I bet she was the one who bought, got him to write in cards and posted them and she was the one who made the effort for her DC and GC, he was just there. She knows the house would be neglected if she dies, because he again, wouldn’t make the effort.
He has lived in her home for 20 years rent free, he has had ample time to save but if he hasn’t, she’s giving you the heads up.
He has only himself to blame.

The sad part about this is that with my stepmum being wheelchair bound, he's the one who keeps the house in the pristine condition it's currently in, while caring for her too, so I know that this is just an excuse.

OP posts:
Lifestooshort71 · 24/07/2025 01:08

SpryCat · 24/07/2025 01:00

I think your dad’s partner has always had his measure, he never bothered with you or your DC. I bet she was the one who bought, got him to write in cards and posted them and she was the one who made the effort for her DC and GC, he was just there. She knows the house would be neglected if she dies, because he again, wouldn’t make the effort.
He has lived in her home for 20 years rent free, he has had ample time to save but if he hasn’t, she’s giving you the heads up.
He has only himself to blame.

I agree. What has he done all these years to protect himself? If the positions were reversed we'd say 'should have got married' . If she left house to him, he'd leave it to his family and not hers; if she let him live in it until his death, would he pay the bills or default and why should her family wait for their inheritance? He could start looking into housing for over 55s, what help might he be entitled to, etc, so that he will have a place to live if the worst happens. I don't blame her though and she's told you because he's your father.

JDM625 · 24/07/2025 01:03

I agree with another poster, that if she'd left the house to your dad- he could then completely cut her own children out of the will and leave it all to you. I believe there is a wording/clause in a will to prevent this, but she would have had to have taken legal advice to do this.

Did your dad sell a property when he moved in with her? If so- where is that money? If not, although it seems harsh, well he has lived mortgage free for 20+yrs. Was he paying rent or paying bills some other way with her?