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Dads partner leaving him homeless after her death.

793 replies

Tray80 · 24/07/2025 00:41

Appology in advance for the huge thread but mainly feel like I need to vent so here goes! My dad and his partner have been together for 26+ years, living together in her home for 22 years. Although I was close to my dad as a child, our relationship dwindled as I approached my adult years. I guess he just stopped making an effort once he met my stepmum, as they tended to spend most of their spare time with her kids and grandkids.

Even though they only live 20 mins drive away they never visited including when my babies were born. They put mine and my kids birthday/xmas cards in the post every year. We speak on the phone a couple of times a month( when I make the effort) and I call around to see them half a dozen times a year, always bearing gifts on special occasions for eg birthdays, fathers day, Xmas etc, so basically it's always me making the effort. It used to really hurt my feelings when I'd see how much effort they both made for my stepmums side of the family but after 20 years of seeing it I just learned to live with it.

For the past few years my stepmum has had a terrible run of health. My dad has retired to take care of her as she has been wheelchair bound for quite some time. Unfortunately she's now been diagnosed with cancer and has been told that there's a 50/50 chance that she may not make it through her operation next week. Needless to say the whole family is devastated, including my dad. I called to see them last week and while walking in the garden my dad broke down and told me that he doesn't know how he'll carry on living without his partner. I can tell its taken a huge toll on his health too as he's stopped eating and taking care of himself and even had a nasty fall, which is so unlike him.

Today I received a call from my stepmum. I was really shocked when her number came up on my phone as she's only rang me twice in 23 years. She told me that she wanted to talk to me while my dad was asleep. She said she wanted to lay down the ground rules of how things would play out for my dad if she was to pass away during her surgery next week. It was explained that as the house was legally hers, as it was in her name, she would be leaving it in trust to her 2 children and grandkids, meaning that if she was to pass away, then my dad would be homeless. Apparently she had explained this to my dad a few weeks previous, which timed in with the fall and his sudden run of bad health. I believe this to be due to stress as he'd just been told that in 2 weeks he could possibly be loosing the love of his life, and now also his home. I know that my dad has always been aware that the house was hers and hers only but I don't think he was expecting to be turfed out so fast. I could kind of understand the rush if my stepmums family were struggling financially but they're all very well off. I asked about my dad's financial situation, if he had a bit of a nest egg to get himself on his feet if the worse was to happen and she said that she doesn't know, as they've always kept their finances separate. She mentioned she didn't trust him to take care of the house after his fall. She added that she thinks that once she's gone my dad will probably just give up on life and not be far behind. She also pointed out that hes very lucky that hes been able to live mortgage free for 20 years.

I can't begin understand the stress she's under with the surgery loomimg and the possibility of not making it out. I really don't want to see her in a negative light as I know my dad loves her more than life itself and they both need kindness and support more than anything right now, but the conversation I had with her last night has left me with a bitter feeling. She asked me not to tell my dad that we'd had that conversation, which I will respect. I just don't understand why she'd told me at all, as it clearly wasn't out of concern for my dad but rather a concern that he wouldn't leave the house when shes gone. I feel maybe she was prepping me as she knows he'll be landing on my door step when her kids sell the house, which in turn seems like a smack in the face when neither of them have ever made any effort with me or the kids. I just keep looking at my husband and trying to put myself in her situation. Could I purposely leave my husband financially destitute? I couldn't! The other part that is bugging me is that if all goes well for her then she'll be at home being cared for once more by my dad, the same man she was turfing out on the streets if the worse was to happen. I feel as though hes just being used. I really hate feeling this bitterness about the situation and I know I'm feeling overwhelmed by it all so hoping that someone else's take may help me see it all in a different light. Am I being unreasonable in feeling like this? If you made it to the end then thanks for sticking with me!🤷‍♀️🤯

OP posts:
iseethembloom · 24/07/2025 07:19

@opyou don’t have much relationship with your dad so it’s commendable that you care so much.

is part of you upset that no portion of this hotly debated house will end up being passed to you?

Are you sad that your dad doesn’t get the house because if he did, you’d be in with a shout of inheriting part of it?

it does seem tough on you that all her kids get to inherit but your dad’s kids (if you have siblings) don’t.

Selfsetfree · 24/07/2025 07:19

It’s a tough situation. As a single parent I wouldn’t want my children to be homeless. But hers do not need the money. However it’s her decision and she clearly always wanted to provide for them. She could have chosen to give your dad an amount of money. He needs to put his name on the housing association list. They won’t house him as he has somewhere to live currently. If he has known about this or had thought ahead he should have saved or lived separately. Or they could have bought a home together. In his position I would be dubious about being her carer going forward because it doesn’t sound like she cares for him in the same way. Maybe it’s time he put himself first. I would speak to him you don’t have to tell him you know but ask the questions he may not know who to speak to or what do do. It definitely is not your responsibility op to house him.

mrschocolatte · 24/07/2025 07:18

I feel uncomfortable that we seem to have relegated OP’s Dad to ‘feeble, vulnerable man status’. He’s an adult that can make his own mind up and decisions about how he chooses to spend his life. His partner sounds like a firm, decisive woman who isn’t messing around. At least she’s been open and honest about this, however painful it is to hear. He already knows what is going to happen with the house when she eventually dies. So maybe the next conversation you have with him, you ask him about his plans for the future, and stop vilifying a terribly ill woman, facing death.

Soontobe60 · 24/07/2025 07:18

OP, one thing to consider is that the estate will need to go through probate before the house can be sold, and the sale could take 6 months or more - all which will give your DF plenty of time to find himself alternative accommodation. The beneficiaries may well prefer to have him still live in the house and pay rent whilst all this is dealt with rather than leaving the house empty for months.

curious79 · 24/07/2025 07:18

Your father may not be married to her but he is a co-dependent habitee under the law and legally ge could fight being removed from the house or insist the estate gives him a lump sum payment.
i suggest you lawyer up and have documents ready in case something dies happen next week

Soontobe60 · 24/07/2025 07:14

Tray80 · 24/07/2025 01:02

This is so true. He's always doing some sort of home improvements. He's been worth his weight in gold to her, not to mention very convenient! She mentioned to me that she has always funded everything they've had done on the house and never let my dad contribute a penny as she always knew the house would be left for her kids. Now I see it as her been very clever if not a bit sneaky!

Explain to me why she shouldn’t want the house that she alone has paid for to go to her children instead of the man that has financially benefitted from living rent free for many years? What did your DF do with all the money he would have saved by not having to pay rent for all those years?

BabyCatFace · 24/07/2025 07:13

ohnotthisagain2025 · 24/07/2025 06:31

I don't care how fixated you are on this, but I can't say it any clearer.

The OP has said he will be homeless, so that's that.

Oh and your attempts to pretend anyone said "immediately homeless" aren't relevant. Homeless is homeless, whether it's 2 days, 2 weeks or two months. And, of course, you haven't the tiniest idea of what will actually happen, they could turf him out immediately.

So yep, you're wrong. He'll be homeless.

Edited

Being expected to move out of your current accommodation and find somewhere else to live with plenty of notice isn't the definition of homeless by any definition.

LittleGreenDragons · 24/07/2025 07:12

she has always funded everything they've had done on the house and never let my dad contribute a penny

Where's your dad's money? If he's only been contributing his share of utility bills and food, with the odd holiday, where the hell has 22 years of wages gone? Even with NMW he should have a decent pot somewhere. If he's wasted it away then I'm not surprised she thinks he wouldn't take care of her house. Ask your dad where his money is before blaming the SM.

Snoken · 24/07/2025 07:12

Radionowhere · 24/07/2025 07:06

She could give him the life rent, but she obviously doesn't love him to put him in this position. Is it bad that I hope she survives and he leaves her....
You don't have to take him in OP. If he has no funds and can't afford to rent privately he needs to get in touch with housing to let them know he will be becoming homeless.
Stuff keeping her confidence, speak to him.

Doesn’t sound like he could afford to pay the bills and upkeep of the house anyway so there wouldn’t be much point in doing that. The house would just fall into disrepair.

Iocainepower · 24/07/2025 07:12

chimesandrhymes · 24/07/2025 06:34

Your dad would have grounds to bring a claim under the Inheritance (Provision for Fsmily and Dependants) Act 1975 for reasonable financial provision from his partner’s estate.

When the partner dies, he should stay put in the house and bring his claim. Happy for you to PM me, I have experience in dealing with these types of claims.

This is interesting. Under what terms would OP’s dad qualify? I’ve read that someone may qualify as a long-term cohabitant but that was also finally dependent on the deceased. I’m not sure Op’s dad was financially dependant here? Are you thinking of another term I have probably missed?

Strawberrri · 24/07/2025 07:10

I would say do not step in. Your Dad must have pension and some savings - he can rent or be found a social housing flat by SS - as soon as you take him in you are stuck with him. Not that he's a bad person but the best thing is he gets some accommodation via social services and some independence.
You could speak to a solicitor about the trust and him being made homeless in case there is some glitch there but don't step in.

BabyCatFace · 24/07/2025 07:10

HelenaWaiting · 24/07/2025 05:59

Well, there's this thing called "renting" .... 🙄

He's got no money and no income. He's not going to be able to rent a house. He will be housed by the council when he gets evicted from the house after his partner dies but not before that.

Radionowhere · 24/07/2025 07:06

She could give him the life rent, but she obviously doesn't love him to put him in this position. Is it bad that I hope she survives and he leaves her....
You don't have to take him in OP. If he has no funds and can't afford to rent privately he needs to get in touch with housing to let them know he will be becoming homeless.
Stuff keeping her confidence, speak to him.

Clara27 · 24/07/2025 07:04

Op you are not responsible for your father and you should think long and hard about the risks to you and your own family if you become involved in this situation. You said yourself you don’t know if your father has savings but you know he’s aware of the situation with the house so with him being an adult, he’ll decide what’s best for him now. You don’t have to rescue him, that’s his job, but if you intend to offer him support, which it sounds like you do from your posts, then my advice is to decide where the boundaries lie and make sure you hold them for your own sake. Your step mother has given you a heads up so you are now in a position to be prepared.

Onelifeonly · 24/07/2025 07:03

Looking at it from her point of view, it's perfectly reasonable that she should expect her children to inherit, most people would. Your father may well be in a difficult position soon, but he should also have taken responsibility for his own welfare and considered future possibilities. Don't people on MN constantly tell women to look out financially for themselves?

He sounds potentially very passive - allowing his partner to focus their lives around her family rather than his and not considering what could happen in the future.

BlueandPinkSwan · 24/07/2025 07:00

So many peeps on here say "Oh marriage is just a piece of paper..." It isn't and this is a sad case of example.

Rainonwednesday · 24/07/2025 07:00

chimesandrhymes · 24/07/2025 06:34

Your dad would have grounds to bring a claim under the Inheritance (Provision for Fsmily and Dependants) Act 1975 for reasonable financial provision from his partner’s estate.

When the partner dies, he should stay put in the house and bring his claim. Happy for you to PM me, I have experience in dealing with these types of claims.

Do this OP.

IkeaJesusChrist · 24/07/2025 06:59

I'd be telling the father the full conversation so he can decide what to do next.

Snoken · 24/07/2025 06:57

I agree with others who say the stepmum has done nothing wrong here. It’s quite standard to do this when there are previous children involved and no joint ones. They have always kept their finances separate and she has paid for the house by herself, including mortgage and repairs, all these years. If your dad doesn’t have savings after having had no housing costs for two decades then there is no point in letting him stay in the house after SM passes, he wouldn’t be able to afford it and SM is right in worrying about it going into disrepair. Your dad has either been aware of this and made provisions for it, or he has buried his head in the sand and thought it was someone else’s problem. Either way, don’t make it your problem. He would never have done the same for you.

Rainonwednesday · 24/07/2025 06:55

Your Dad has had twenty years of knowing he was in a precarious situation in terms of his housing. And twenty years to protect himself.

Was he never even sensible enough to have a conversation about all this before moving in?

LillyPJ · 24/07/2025 06:53

When I got divorced, we agreed that my ex could keep the house. (I was happy with the arrangements.) We had two grown-up DC who were due to inherit the house eventually. He then got a new partner who moved in. My solicitor told me that if my ex died, it would be very difficult to force this woman to move out in order to sell the house.

LakieLady · 24/07/2025 06:51

BruFord · 24/07/2025 01:47

Assuming he’s older, the council/Adult Social Care can probably help him find an over-55’s place.

As @heartlessbitch says, he’ll get more help finding somewhere if you don’t take him in - and you genuinely can’t in a 2-bed house, you don’t have the space.

I agree. The wait for older people's social housing is much shorter, because properties become available much more frequently.

It's awful for the OP's dad though, to face losing his home soon after he loses his life partner.

winter8090 · 24/07/2025 06:49

It’s pretty despicable behaviour from her isn’t it. Surely she can leave the house in trust for her children until such time as he passes away.
I agree that I just couldn’t do this to a long term partner.
You are not responsible for this situation. Where you can be supportive and helpful you owe him nothing. I definitely wouldn’t be jepodising my own family situation by having him move in with me when he’s made so little effort over the years.

LillyPJ · 24/07/2025 06:49

If your dad gets on do well with the stepchildren, then maybe they won't want to turf him out straight away? Or if they want the house sold quickly, perhaps one of them could have him stay at theirs for a while?

Wrapetywrap · 24/07/2025 06:45

Tray80 · 24/07/2025 01:02

This is so true. He's always doing some sort of home improvements. He's been worth his weight in gold to her, not to mention very convenient! She mentioned to me that she has always funded everything they've had done on the house and never let my dad contribute a penny as she always knew the house would be left for her kids. Now I see it as her been very clever if not a bit sneaky!

presumably your dad has no housing costs for the last 20 years. He must have saved a lot of money that way. Where is it.

She had the house before he moved it. She funded everything around the house. I would want to ring fence it too for me DC. You really cannot fault her for that.