Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Dads partner leaving him homeless after her death.

793 replies

Tray80 · 24/07/2025 00:41

Appology in advance for the huge thread but mainly feel like I need to vent so here goes! My dad and his partner have been together for 26+ years, living together in her home for 22 years. Although I was close to my dad as a child, our relationship dwindled as I approached my adult years. I guess he just stopped making an effort once he met my stepmum, as they tended to spend most of their spare time with her kids and grandkids.

Even though they only live 20 mins drive away they never visited including when my babies were born. They put mine and my kids birthday/xmas cards in the post every year. We speak on the phone a couple of times a month( when I make the effort) and I call around to see them half a dozen times a year, always bearing gifts on special occasions for eg birthdays, fathers day, Xmas etc, so basically it's always me making the effort. It used to really hurt my feelings when I'd see how much effort they both made for my stepmums side of the family but after 20 years of seeing it I just learned to live with it.

For the past few years my stepmum has had a terrible run of health. My dad has retired to take care of her as she has been wheelchair bound for quite some time. Unfortunately she's now been diagnosed with cancer and has been told that there's a 50/50 chance that she may not make it through her operation next week. Needless to say the whole family is devastated, including my dad. I called to see them last week and while walking in the garden my dad broke down and told me that he doesn't know how he'll carry on living without his partner. I can tell its taken a huge toll on his health too as he's stopped eating and taking care of himself and even had a nasty fall, which is so unlike him.

Today I received a call from my stepmum. I was really shocked when her number came up on my phone as she's only rang me twice in 23 years. She told me that she wanted to talk to me while my dad was asleep. She said she wanted to lay down the ground rules of how things would play out for my dad if she was to pass away during her surgery next week. It was explained that as the house was legally hers, as it was in her name, she would be leaving it in trust to her 2 children and grandkids, meaning that if she was to pass away, then my dad would be homeless. Apparently she had explained this to my dad a few weeks previous, which timed in with the fall and his sudden run of bad health. I believe this to be due to stress as he'd just been told that in 2 weeks he could possibly be loosing the love of his life, and now also his home. I know that my dad has always been aware that the house was hers and hers only but I don't think he was expecting to be turfed out so fast. I could kind of understand the rush if my stepmums family were struggling financially but they're all very well off. I asked about my dad's financial situation, if he had a bit of a nest egg to get himself on his feet if the worse was to happen and she said that she doesn't know, as they've always kept their finances separate. She mentioned she didn't trust him to take care of the house after his fall. She added that she thinks that once she's gone my dad will probably just give up on life and not be far behind. She also pointed out that hes very lucky that hes been able to live mortgage free for 20 years.

I can't begin understand the stress she's under with the surgery loomimg and the possibility of not making it out. I really don't want to see her in a negative light as I know my dad loves her more than life itself and they both need kindness and support more than anything right now, but the conversation I had with her last night has left me with a bitter feeling. She asked me not to tell my dad that we'd had that conversation, which I will respect. I just don't understand why she'd told me at all, as it clearly wasn't out of concern for my dad but rather a concern that he wouldn't leave the house when shes gone. I feel maybe she was prepping me as she knows he'll be landing on my door step when her kids sell the house, which in turn seems like a smack in the face when neither of them have ever made any effort with me or the kids. I just keep looking at my husband and trying to put myself in her situation. Could I purposely leave my husband financially destitute? I couldn't! The other part that is bugging me is that if all goes well for her then she'll be at home being cared for once more by my dad, the same man she was turfing out on the streets if the worse was to happen. I feel as though hes just being used. I really hate feeling this bitterness about the situation and I know I'm feeling overwhelmed by it all so hoping that someone else's take may help me see it all in a different light. Am I being unreasonable in feeling like this? If you made it to the end then thanks for sticking with me!🤷‍♀️🤯

OP posts:
Snoken · 24/07/2025 07:43

ByQuaintAzureWasp · 24/07/2025 07:41

I would go and see her and ask Dad to let you have half an hour with her in private. I'd plead with her to please let dad stay in the house until he passes as its the morally right thing to do.

He can't afford it. He had to cash in a pension just to be able to pay his share of the utilities and food. There is no way he could afford to run the house by himself, the partner has subsidised him for decades.

mamagogo1 · 24/07/2025 07:43

Just because her dc inherit doesn’t mean they’ll kick him out, they may be decent people and at least give him a year or so to find alternative options, he would likely qualify for council/housing association help unless he’s got extensive savings (there’s not a shortage over over 60’s housing in most places) try to be positive on that side. My share of my house is left to my dc with lifetime interest to my dh, but even if i hadn’t it take a year or so to sort probate then more time to sell, unless they are callous it would not be quick

ByQuaintAzureWasp · 24/07/2025 07:41

I would go and see her and ask Dad to let you have half an hour with her in private. I'd plead with her to please let dad stay in the house until he passes as its the morally right thing to do.

tvand · 24/07/2025 07:40

My I have a friend in a similar situation, she was living with a man (in his home) but he was clear from the start that he didn’t want to get married again and that his home would be left to his kids. She made the canny decision to buy a small flat and rent it out so that if he died first, she’d got either a home or some cash to fund a new place.

It doesn’t solve the immediate problem but it sounds as though your dad has stuck his head in the sand over this one? Is it too late for him to come to an agreement with his wife and his family, giving him the right to stay in the house for a year or two should she die? It would at least give him chance to process everything before having to house hunt!

helphelpimbeingrepressed · 24/07/2025 07:40

ohnotthisagain2025 · 24/07/2025 06:31

I don't care how fixated you are on this, but I can't say it any clearer.

The OP has said he will be homeless, so that's that.

Oh and your attempts to pretend anyone said "immediately homeless" aren't relevant. Homeless is homeless, whether it's 2 days, 2 weeks or two months. And, of course, you haven't the tiniest idea of what will actually happen, they could turf him out immediately.

So yep, you're wrong. He'll be homeless.

Edited

He is probably better finding himself a new house now than having a right to stay for life in a house he has to maintain and which he cannot sell or rent out if he needs care or even to move somewhere smaller.

We do not know if he is being left money or any other legacy rather than a right to stay in the house which he could use to buy himself something more suitable (especially if he also has savings).

RetroViral · 24/07/2025 07:39

Well I think I'd be pointing out that she didn't fund all the free carer services he's provided her with. I'm also suspicious she waited until he was asleep. I don't think she's been as honest with him about the house as she makes out. As pointed out, what of she survives? Who is she going to use to provide her ongoing care?

Wethers121 · 24/07/2025 07:38

That’s really unfair. I won the home my Mum lives I. And her DH is moving in. We’ve agreed should anything happen to DM before him that he can stay in the house, however long that may be. Maybe her children will be more charitable?

ButterCrackers · 24/07/2025 07:35

LittleGreenDragons · 24/07/2025 07:29

You are correct about him owning any items in the property if he bought them but the OP has already said the SM has paid for all repairs so reading between the lines of no rent or house improvements/repairs all her dad has paid for over twenty years is his share of utility bills and a holiday or two. Puts a very different slant on things.

Yes - it sounds like an easy ride for him over the years. It’s things like phones, computers, tv, stereo, watch, his own belongings as if there’s anything of value it will be claimed as contents by the dp family. If this family are out to get him then legally the contents are theirs and that’s everything. They could lock your dad out of the house. He’s nothing to them legally. It will be a difficult realisation for him.

CottageGoblin · 24/07/2025 07:35

Your dad needs legal advice asap OP.

In some laws, it doesn’t matter if you’ve not paid into the mortgage or are married but if you’ve assisted with the upkeep of the house, then that stands for something.

I feel very sorry for your dad. But it’s also the bed he made.

Sarfar45 · 24/07/2025 07:35

You need to speak to your dad about the situation. Due to his age he would probably get housed quite quickly by council/housing association in sheltered housing. Recently someone I know was housed in a 1 bedroom housing association flat in a nice area within 3 months. He had been offered a few other too. I think he got offered 2 other housing association flats and 1 council flat. All in sheltered blocks for over 55 or 60. Very much shorter wait than normal council housing lists.

Carzycat · 24/07/2025 07:34

This happened to my father in law. He saw a solicitor and the outcome was he received a financial settlement to recognise his financial and practical input to the home over all those years. It’s worth looking into. Wasn’t enough to buy a new home but at least it was something.
He should also speak to Housing, if he will be made homeless.

Genevieva · 24/07/2025 07:32

Tray80 · 24/07/2025 01:55

My dad's never worked in any high paid jobs. He left his last job to care for his partner and cashed a private pension in to help towards bills etc. I have asked her about his finances and she says that even she doesn't know what money he has aside, which I find crazy as they've shared a home for 20+ years!

Goand get your own legal advice on reasonable provision for your Dad if she dies. He’s clearly made financial sacrifices and you don’t want to end up housing him, so it’s worth you spending a little money on getting an understanding of how to respond when she dies. Essentially he will have to refuse to leave the house and his step children will have to take him to court to evict him. The courts will have to decide.

Kent757 · 24/07/2025 07:31

Step mum doesn’t seem emotionally connected to your dad. It all seems very matter of fact, and without any concern regarding the practicalities. Sounds like she has had a conversation with her family and decided that they want you to know what will be happening when she passes. Ie house is getting sold without any leeway for dad by the sounds of it. She sounds financially switched on, and as you say maybe a bit sneaky and inconsiderate towards dad. Your dad has by the sounds of things made huge sacrifices to be with this woman, even his own family. But the bottom line is she values her family over and above her partner of 20 odd years. I’d wait and see if she gets through the op, then maybe speak to dad about his finances and plans for the future if she were to die before him. Supported housing is excellent, my dad is living in a supported housing flat provided by the council. But maybe you dad has his own funds. You need to get through the next week or so first. One day at a time. X

CaptainFuture · 24/07/2025 07:29

ButterCrackers · 24/07/2025 07:23

They are not married? As she’s your dad’s dp I assume they aren’t married. He has no legal standing due the house, contents, etc. Anything he owns outright in the house he needs to move now to storage. This includes basic belongings as all will be seized by the dp family as house contents. All work and money spent on the house needs photographing and a money trace found - bank details could help. He can ask for the money back from the house sale. It might not be given though. He needs to leave the house now - today and go to the local council as homeless. Do not take him in - he is not your problem. The dp family can start to look after the dp. It will be tough on him but his dp doesn’t care about his wellbeing.

Edited

He's not paid for anything and done a bit of DIY....
Should the family then be able to come back and demand 20+ years of back rent?

LittleGreenDragons · 24/07/2025 07:29

ButterCrackers · 24/07/2025 07:23

They are not married? As she’s your dad’s dp I assume they aren’t married. He has no legal standing due the house, contents, etc. Anything he owns outright in the house he needs to move now to storage. This includes basic belongings as all will be seized by the dp family as house contents. All work and money spent on the house needs photographing and a money trace found - bank details could help. He can ask for the money back from the house sale. It might not be given though. He needs to leave the house now - today and go to the local council as homeless. Do not take him in - he is not your problem. The dp family can start to look after the dp. It will be tough on him but his dp doesn’t care about his wellbeing.

Edited

You are correct about him owning any items in the property if he bought them but the OP has already said the SM has paid for all repairs so reading between the lines of no rent or house improvements/repairs all her dad has paid for over twenty years is his share of utility bills and a holiday or two. Puts a very different slant on things.

Needspaceforlego · 24/07/2025 07:28

Tray80 · 24/07/2025 01:55

My dad's never worked in any high paid jobs. He left his last job to care for his partner and cashed a private pension in to help towards bills etc. I have asked her about his finances and she says that even she doesn't know what money he has aside, which I find crazy as they've shared a home for 20+ years!

He really didn't think that through

How old is he?

Optimist2020 · 24/07/2025 07:26

@Tray80 Your step mum is a clever woman, she remained unmarried to protect her assets. If she leaves the house to your dad she runs the risk of her children not inheriting and you (and your dads other children , if any) reaping the rewards of her house.
Unfortunately, children from first relationships/marriages can get disinherited and she is rightly protecting her children and grandchildren.

Your dad lives rent free for 20 years so I’m sure he has thousands saved.

Perhaps she could agree for your dad to live in the house for 2 years after she passes so he’ll have enough time to sort out his own housing.

Vivienne1000 · 24/07/2025 07:26

Tell him to claim Sqauatters rights and make it as difficult as possible!

Jumpthewaves · 24/07/2025 07:24

curious79 · 24/07/2025 07:18

Your father may not be married to her but he is a co-dependent habitee under the law and legally ge could fight being removed from the house or insist the estate gives him a lump sum payment.
i suggest you lawyer up and have documents ready in case something dies happen next week

No, he doesnt qualify for this. I don't think the lady has done anything wrong. She rightly protected her assets and led a separate financial life. They didn't wish to be married or share finances and this continues. He has known this for many years and should have been prepared. He will have time anyway, probate and selling a house will take time.

HipHipWhoRay · 24/07/2025 07:24

Sorry I haven’t read full thread, but a relative in similar situation: when wife died, she had left house in Trust to her kids, and Trustees said house had to be on market within six months, but he was allowed to use 50% sale price to buy a downsizer, which meant moving to cheaper area (with other 50% from sale going straight to her kids). In future, when he dies, her kids will get the full sale of the downsizer (so might have increased in value, but risk it is worth left). They seemed ok with this.
So it could work as a similar arrangement- where he has a lifetime interest, with some immediate cash to kids, no excuse that he can’t manage if he downsizes, and is a thank you from kids for looking after wife, and household contributions over many years?

ButterCrackers · 24/07/2025 07:23

They are not married? As she’s your dad’s dp I assume they aren’t married. He has no legal standing due the house, contents, etc. Anything he owns outright in the house he needs to move now to storage. This includes basic belongings as all will be seized by the dp family as house contents. All work and money spent on the house needs photographing and a money trace found - bank details could help. He can ask for the money back from the house sale. It might not be given though. He needs to leave the house now - today and go to the local council as homeless. Do not take him in - he is not your problem. The dp family can start to look after the dp. It will be tough on him but his dp doesn’t care about his wellbeing.

RelaxedOddish · 24/07/2025 07:22

I think you can talk to your dad about it without letting on that you know. Maybe have a matter of fact conversation asking what he will do if she doesn't make it through the surgery. Ask if he's got the money to move out?

I guess if he's homeless he might be able to get some help from the council? Probably would be quite difficult. I wouldn't let him stay with you tbh. Why should you? Sounds like he wasn't there for you at all. Maybe you should put this on her and tell her he will be homeless so you suggest she gives him some money to be able to rent a place. She's being cold and heartless about it so you might as well too. Him cashing in his pension was also unwise. Sounds like he will have nothing once she's gone.

LittleGreenDragons · 24/07/2025 07:22

curious79 · 24/07/2025 07:18

Your father may not be married to her but he is a co-dependent habitee under the law and legally ge could fight being removed from the house or insist the estate gives him a lump sum payment.
i suggest you lawyer up and have documents ready in case something dies happen next week

if they live in England or Wales then he has no rights. Are you quoting Scottish law?

Floralhousecoat · 24/07/2025 07:21

ThatLoudBear · 24/07/2025 02:17

Ultimately, she has done right by her own children, which your father hasn't done for you.
Whatever provision your father has or has not set aside for himself is on him, not her, or you.
She's facing an operation, with 50/50 chance of her pulling through. Rightly or wrongly, she's made you aware of how things stand for your father in the event of her death.
She's protecting her children's inheritance and good on her for doing that.
You may not think very highly of her, but maybe your father will just have to pay the price of not looking to the future and for having made little to no effort with his biological family. His 'step' family owe him nothing.

All of this.

Marriage and ties of blood are trump everything else. Your dad and stepmum didn't marry for whatever reason, and this is sadly the natural consequences of that. He spent his entire life prioritising her and her family over you, and to what end? So many men do this sadly.

I hope he refuses to take care of her if she survives, as awful as that sounds, and instead looks to making provisions for his own old age. You need to remind your dad that he probably needs to get a job now, he won't be able to take care of her if she survives and that you can't do much for him. He needs a wake up call.

They both sound equally awful. I'm sorry op you're going through this.

ZoomingSusan · 24/07/2025 07:21

People get so black and white about this. DC and DP in this case all deserve a share of her estate.