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Dads partner leaving him homeless after her death.

793 replies

Tray80 · 24/07/2025 00:41

Appology in advance for the huge thread but mainly feel like I need to vent so here goes! My dad and his partner have been together for 26+ years, living together in her home for 22 years. Although I was close to my dad as a child, our relationship dwindled as I approached my adult years. I guess he just stopped making an effort once he met my stepmum, as they tended to spend most of their spare time with her kids and grandkids.

Even though they only live 20 mins drive away they never visited including when my babies were born. They put mine and my kids birthday/xmas cards in the post every year. We speak on the phone a couple of times a month( when I make the effort) and I call around to see them half a dozen times a year, always bearing gifts on special occasions for eg birthdays, fathers day, Xmas etc, so basically it's always me making the effort. It used to really hurt my feelings when I'd see how much effort they both made for my stepmums side of the family but after 20 years of seeing it I just learned to live with it.

For the past few years my stepmum has had a terrible run of health. My dad has retired to take care of her as she has been wheelchair bound for quite some time. Unfortunately she's now been diagnosed with cancer and has been told that there's a 50/50 chance that she may not make it through her operation next week. Needless to say the whole family is devastated, including my dad. I called to see them last week and while walking in the garden my dad broke down and told me that he doesn't know how he'll carry on living without his partner. I can tell its taken a huge toll on his health too as he's stopped eating and taking care of himself and even had a nasty fall, which is so unlike him.

Today I received a call from my stepmum. I was really shocked when her number came up on my phone as she's only rang me twice in 23 years. She told me that she wanted to talk to me while my dad was asleep. She said she wanted to lay down the ground rules of how things would play out for my dad if she was to pass away during her surgery next week. It was explained that as the house was legally hers, as it was in her name, she would be leaving it in trust to her 2 children and grandkids, meaning that if she was to pass away, then my dad would be homeless. Apparently she had explained this to my dad a few weeks previous, which timed in with the fall and his sudden run of bad health. I believe this to be due to stress as he'd just been told that in 2 weeks he could possibly be loosing the love of his life, and now also his home. I know that my dad has always been aware that the house was hers and hers only but I don't think he was expecting to be turfed out so fast. I could kind of understand the rush if my stepmums family were struggling financially but they're all very well off. I asked about my dad's financial situation, if he had a bit of a nest egg to get himself on his feet if the worse was to happen and she said that she doesn't know, as they've always kept their finances separate. She mentioned she didn't trust him to take care of the house after his fall. She added that she thinks that once she's gone my dad will probably just give up on life and not be far behind. She also pointed out that hes very lucky that hes been able to live mortgage free for 20 years.

I can't begin understand the stress she's under with the surgery loomimg and the possibility of not making it out. I really don't want to see her in a negative light as I know my dad loves her more than life itself and they both need kindness and support more than anything right now, but the conversation I had with her last night has left me with a bitter feeling. She asked me not to tell my dad that we'd had that conversation, which I will respect. I just don't understand why she'd told me at all, as it clearly wasn't out of concern for my dad but rather a concern that he wouldn't leave the house when shes gone. I feel maybe she was prepping me as she knows he'll be landing on my door step when her kids sell the house, which in turn seems like a smack in the face when neither of them have ever made any effort with me or the kids. I just keep looking at my husband and trying to put myself in her situation. Could I purposely leave my husband financially destitute? I couldn't! The other part that is bugging me is that if all goes well for her then she'll be at home being cared for once more by my dad, the same man she was turfing out on the streets if the worse was to happen. I feel as though hes just being used. I really hate feeling this bitterness about the situation and I know I'm feeling overwhelmed by it all so hoping that someone else's take may help me see it all in a different light. Am I being unreasonable in feeling like this? If you made it to the end then thanks for sticking with me!🤷‍♀️🤯

OP posts:
Overtheway · 24/07/2025 13:19

He has never made an effort with you or your children. I think how much head space you give this should reflect how much head space he's given you since meeting his partner.

Iocainepower · 24/07/2025 13:15

Spanglemum02 · 24/07/2025 13:11

Your dad needs to plan for thr future, either by buying a flat or speaking to adult social care about his options, social housing.
While it is unfair, it happens quite frequently and is legal.
Could he/you agree on a fixed amount of time , say 6 months, when the worse happens, so he can get sorted out?
I have a friend who can't sell her late mother's house because her mother's partner won't leave.

Can I please ask, is your friend having to cover the cost of any house repairs etc while the partner is still there?

Mrsbloggz · 24/07/2025 13:13

If this was me I would assist him somewhat (i.e point him in the right direction) in terms of claiming benefits getting somewhere to live. But I would make sure that there was no way he lived with me.

Spanglemum02 · 24/07/2025 13:11

Your dad needs to plan for thr future, either by buying a flat or speaking to adult social care about his options, social housing.
While it is unfair, it happens quite frequently and is legal.
Could he/you agree on a fixed amount of time , say 6 months, when the worse happens, so he can get sorted out?
I have a friend who can't sell her late mother's house because her mother's partner won't leave.

Autumn38 · 24/07/2025 13:08

Well quite frankly he was silly to leave himself in such a position. I’d also leave my house to my children over a partner.

We get cross with women leaving themselves vulnerable. He’s done the same.

when he is homeless he’ll be housed by the state

MugPlate · 24/07/2025 13:06

You need to find out how much money he has saved.

SD1978 · 24/07/2025 13:05

So she’s happy to have him live there and care for her, but she goes so does he? Doesn’t seem a particularly loving relationship for him. I’d be asking him straight out what his plan is going forward regarding accomodation

rookiemere · 24/07/2025 13:00

Sounds like they both deserve each other. If it were me I would message both of them and say what she said and that your F won’t be moving in with you, so you hope her operation is a success. But I know you wanted to respect her disgraceful demand not to tell your F so I would message her “It was a shock hearing from you after so many years. I hope your operation goes well and this is all hypothetical. However I am not sure why you’re telling me the contents of your will. If it was to ease your conscience, because you think I will pick up the pieces for him, then let me make it as straightforward as you did. F has not been a father to me or a good DGF. If he is homeless I will not take him into our house.”

Normally I am all for finding a middle ground, but honestly f them both. Your F may be a good partner and step parent but he sounds like he is a crap DF.

everythingthelighttouches · 24/07/2025 13:00

Why is she coming to you about it?

I don’t understand if you’ve barely spoken and are estranged from your father too.

If your father is in such a dire situation, why isn’t he coming to you?

Bellyblueboy · 24/07/2025 12:58

Also OP it is good you know this now. And I can see you had no expectations to inherit from this lady.

i have seen this situation where the step children assumed they would inherit. Their mum married a man they all assumed was a wealthy widower. Beautiful big house in the country. Worth a few million when you included the land.

turned out he didn’t own it! His daughter owned it - had inherited it from a maternal aunt when she was a child so he lived in it as her guardian. He never told his wife, so when he died it came as a huge shock to her and her adult children! They even had it valued and were deciding how to split the money when they were informed! They took it to court but got nothing.

DuckbilledSplatterPuff · 24/07/2025 12:57

As he gave up work some years ago to care for her and look after the property which you say is pristine and cashed in a private pension to pay bills during that time. So its very unlikely that he has savings or provision for himself as he's depleated it by being a carer. Did he claim carer's allowance as he's not working?

OK.. he may not have paid into the mortgage.. but really he's been like a personal servant, paid in bed and part board. (Unless she paid the mortage and he paid the bills in lieu of mortgage)

Looked at in that light it does sound very unfair.

Does she have any pensions pots so that she could leave him something to help him get started?

Allisnotlost1 · 24/07/2025 12:51

OP is it clear that the children would not be willing to let your father carry on living there? Sorry if I missed an update on that.

Even if the wife dies next week, probate will take up to three months and it would then take time to evict him, if that’s what the children decided to do. A very similar hypothetical arose in my family (though without estrangement) and we agreed we would not evict the tenant partner until they were ready to move. Which might be forever. I know that can’t be relied on but the mother’s intentions for her children to inherit may not be matched by their appetite for doing so in a hurry.

It must be really hard for you, I’m impressed by your patient and caring interest given what’s happened in the past (if that’s not too patronising to say).

LostInTheSystem101 · 24/07/2025 12:50

she said she has left it in trust to her children, that wording would imply to me that it is not immediately inherited, so that there is provision for your Dad to stay there.

Perhaps she just wanted to make sure you knew that you would not stand to inherit the house if he does survive her, to try and manage your expectations and make sure you understand?

Bulldog01 · 24/07/2025 12:49

If I was in your position, I would consult with a solicitor who speciallises in these complex situations. At the end of the day, your farther chose this Woman. Its not your responsibility to house him, it's your father's, who is living with this calculating woman! If she continues to contact you again.Block her! I do feel for you, please do not allow her to manipulate you both!

Iceplanet · 24/07/2025 12:37

She's putting her children and grandchildren before her partner. This is fair enough, he could move a new gf in to her house immediately after she dies for all she knows. He could will it to his side of the family.

She has been upfront with him so he's had decades to save whilst being mortgage free.

He's put his gf before his own kids and grandkids. He reaps what he sows here. It's not your job to worry about where he lives. You should not let him inconvenience you when he has never put himself out for you.

As pp has said, if she lives, he is not obliged to care for her. It sounds as if he adores her though so he probably will. You should not interfere other than, perhaps, to make sure he understands what happens him when she does pass away. Make sure he knows he's not living with you ( if you want to point this out)

Mrsbloggz · 24/07/2025 12:35

This is a horrible situation for you @Tray80
Your father has devoted himself to his partner, and ignored you and his grandchildren and now you're supposed to devote yourself to him making your life much more difficult.
I'm struggling to think of any advice it seems like he's just allowed himself to fall upon you, expecting you to be loyal to him when he hasn't been loyal to you ☹️

housethatbuiltme · 24/07/2025 12:33

You need the 'inheritance family act of 1975' and must claim within 6 months of death.

He might not have any right to the inherit money, the property or the value of the house and won't own it but could be granted the right to remain living there as his home especially if he is ill health and/or unemployed (for example due to being a carer of the deceased etc...) as he will class as a dependent of the estate.

LumpyandBumps · 24/07/2025 12:28

I haven’t RTFT, only OP’s updates.
There seems little doubt that she can legally do what she plans.
OP’s father may not have contributed hard cash into the property, but doing repairs is a huge saving. Tradesmen are expensive. Carer’s can also be expensive.
I don’t know if her needs are such that she might have had to enter residential care if she didn’t have a live in carer, but if that is the case the value of the property could easily have been swallowed up in fees.
I think the worst part, however, is that they appear to have been in a loving, caring relationship, which she clearly values less than money.
I don’t think she should leave him the property, or even give him a life interest in it, but he has cared for her for years, is likely to be devastated if she dies and throwing someone out of their long term home immediately is something many of us would not choose to do to our worst enemy.
Surely she could trust him with house for 6 months to two years or so. This would give him a breathing space to cope with his initial grief and find somewhere suitable to live.

baby2in2022 · 24/07/2025 12:27

DBD1975 · 24/07/2025 11:22

I would ring your stepmother and ask if the Trust she has arranged is a life interest trust. This would mean your Dad could live in the house until he dies and then the property would pass to her children.
I do wonder if there's been a misunderstanding here and your stepmother was trying to make you aware you would not benefit from any inheritance or interest in the property when your Dad dies?

I think you’re right.

The step mother said she’s leaving it in trust for her children which to me means he can stay in the house but once he passes away it’ll go to her children

i really don’t think she’d see him homeless

iseethembloom · 24/07/2025 12:24

shortoedtreecreeper · 24/07/2025 08:16

It's all explained in the original post.Op doesn't have much of a relationship with her father.

Well this is exactly the point. I’ve read the full thread.

Why is @op suddenly so protective of her father, with whom she’s had almost no relationship?

Could it be that she is hoping to secure him some inheritance that might, further down the line, pass to her? This would be fairly reasonable, but if it’s true, it’s a massive omission not to be clear about it.

This is a couple who have shown real commitment to each other for 22 (can’t remember) years. @op
might feel aggrieved that the woman’s kids bag the loot, while the man (indirectly the man’s kids too) are left out in the cold.

It feels like a high degree of concern for a man she’s not been close to at all.

MoFadaCromulent · 24/07/2025 12:23

MrsSlocombesCat · 24/07/2025 12:18

Fuck that, he should leave her now before the operation so that he's not treated as an unpaid nurse. She's shown where her loyalties lie. Get him out of there and let her beneficiaries look after her AND the house.

Exactly.
She's avoided the financial obligations of marriage and rightly so, but she can't then expect in sickness and health to apply

Wadadli · 24/07/2025 12:21

Tray80 · 24/07/2025 01:13

Exactly this! I really hope this sinks in for him!

If I were you I’d point that out to him. Perhaps your dad should book a holiday in time for her discharge from hospital … let her kids look after her

FYI my husband and I live in our mortgage free home in a northern city that he owns outright, and I own a mortgage free flat in London that we stay in regularly. If he were to snuff it, his will states that I can live in our northern home as long as I like. My stepchildren know and are okay with that

If I snuff it before him, my flat can be used by him as long as he wants to; if/when it’s sold he and two of my niblings get a third each

MrsSlocombesCat · 24/07/2025 12:18

Fuck that, he should leave her now before the operation so that he's not treated as an unpaid nurse. She's shown where her loyalties lie. Get him out of there and let her beneficiaries look after her AND the house.

TheignT · 24/07/2025 12:17

JDM625 · 24/07/2025 01:03

I agree with another poster, that if she'd left the house to your dad- he could then completely cut her own children out of the will and leave it all to you. I believe there is a wording/clause in a will to prevent this, but she would have had to have taken legal advice to do this.

Did your dad sell a property when he moved in with her? If so- where is that money? If not, although it seems harsh, well he has lived mortgage free for 20+yrs. Was he paying rent or paying bills some other way with her?

She can leave it to her children with the condition that he is allowed to live there for the rest of his life or for a certain time. To throw him on the street when he's cared for her is disgusting. Maybe he should present a bill for the care he has provided. Live in carers cost about £1.5 a week I think.

TheodoraCrumpet · 24/07/2025 12:07

I too would want to absolutely clarify the trust thing. It seems an unnecessary layer of ballache if the property goes straight to her DC, assuming they're all adults.
People don't always understand their own wills, though. My late DF and his wife had mirror wills which, they insisted, would provide his children and hers with an equal share of the estate once both of them had died. In reality, there was nothing preventing my stepmother giving away six figure lump sums from my DF's assets, which she happily did. I have no expectation of seeing a penny of it, and therefore can't really disapprove of someone taking steps to protect their own children's inheritance.