Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Dads partner leaving him homeless after her death.

793 replies

Tray80 · 24/07/2025 00:41

Appology in advance for the huge thread but mainly feel like I need to vent so here goes! My dad and his partner have been together for 26+ years, living together in her home for 22 years. Although I was close to my dad as a child, our relationship dwindled as I approached my adult years. I guess he just stopped making an effort once he met my stepmum, as they tended to spend most of their spare time with her kids and grandkids.

Even though they only live 20 mins drive away they never visited including when my babies were born. They put mine and my kids birthday/xmas cards in the post every year. We speak on the phone a couple of times a month( when I make the effort) and I call around to see them half a dozen times a year, always bearing gifts on special occasions for eg birthdays, fathers day, Xmas etc, so basically it's always me making the effort. It used to really hurt my feelings when I'd see how much effort they both made for my stepmums side of the family but after 20 years of seeing it I just learned to live with it.

For the past few years my stepmum has had a terrible run of health. My dad has retired to take care of her as she has been wheelchair bound for quite some time. Unfortunately she's now been diagnosed with cancer and has been told that there's a 50/50 chance that she may not make it through her operation next week. Needless to say the whole family is devastated, including my dad. I called to see them last week and while walking in the garden my dad broke down and told me that he doesn't know how he'll carry on living without his partner. I can tell its taken a huge toll on his health too as he's stopped eating and taking care of himself and even had a nasty fall, which is so unlike him.

Today I received a call from my stepmum. I was really shocked when her number came up on my phone as she's only rang me twice in 23 years. She told me that she wanted to talk to me while my dad was asleep. She said she wanted to lay down the ground rules of how things would play out for my dad if she was to pass away during her surgery next week. It was explained that as the house was legally hers, as it was in her name, she would be leaving it in trust to her 2 children and grandkids, meaning that if she was to pass away, then my dad would be homeless. Apparently she had explained this to my dad a few weeks previous, which timed in with the fall and his sudden run of bad health. I believe this to be due to stress as he'd just been told that in 2 weeks he could possibly be loosing the love of his life, and now also his home. I know that my dad has always been aware that the house was hers and hers only but I don't think he was expecting to be turfed out so fast. I could kind of understand the rush if my stepmums family were struggling financially but they're all very well off. I asked about my dad's financial situation, if he had a bit of a nest egg to get himself on his feet if the worse was to happen and she said that she doesn't know, as they've always kept their finances separate. She mentioned she didn't trust him to take care of the house after his fall. She added that she thinks that once she's gone my dad will probably just give up on life and not be far behind. She also pointed out that hes very lucky that hes been able to live mortgage free for 20 years.

I can't begin understand the stress she's under with the surgery loomimg and the possibility of not making it out. I really don't want to see her in a negative light as I know my dad loves her more than life itself and they both need kindness and support more than anything right now, but the conversation I had with her last night has left me with a bitter feeling. She asked me not to tell my dad that we'd had that conversation, which I will respect. I just don't understand why she'd told me at all, as it clearly wasn't out of concern for my dad but rather a concern that he wouldn't leave the house when shes gone. I feel maybe she was prepping me as she knows he'll be landing on my door step when her kids sell the house, which in turn seems like a smack in the face when neither of them have ever made any effort with me or the kids. I just keep looking at my husband and trying to put myself in her situation. Could I purposely leave my husband financially destitute? I couldn't! The other part that is bugging me is that if all goes well for her then she'll be at home being cared for once more by my dad, the same man she was turfing out on the streets if the worse was to happen. I feel as though hes just being used. I really hate feeling this bitterness about the situation and I know I'm feeling overwhelmed by it all so hoping that someone else's take may help me see it all in a different light. Am I being unreasonable in feeling like this? If you made it to the end then thanks for sticking with me!🤷‍♀️🤯

OP posts:
rainingsnoring · 24/07/2025 14:54

Tiswa · 24/07/2025 14:51

Well what else could he do? He could hardly leave as he doesn’t have much money and he would lose access to his lifestyle sustained by her

they both made choices - she seems to have been very clear as to the parameters from the start and he accepted them. It was to me a transactional contract where both got consideration, both got something in exchange. Neither was conned or forced into it it is just ending far sooner than he expected

Where do you get the impression that she has been clear about the parameters from the start from?
@Tray80 has stated that she only just told her father the fact that he would be turfed out of his home when she died. She also deliberately called the OP when he was asleep and even asked her not to tell her father about the consultation. How exactly is that being honest, clear and upfront? The woman sounds like as if she has a heart of stone and is only motivated by £££. This is a man who cared for her day and night since she became ill, keeping the house 'spotless'.

Shnuzzbucket · 24/07/2025 14:54

FlamboyantlyIncognito · 24/07/2025 09:18

I think your dad needs to take some legal advice (Citizens advice have a panel of solicitors that will give free advice) on this - I'm almost certain that he could show he has what's called a 'beneficial interest' in the house. It means he might not be kicked out of it and made a homeless (as a starter for ten) and perhaps there might be a financial outcome too.

the beneficial interest might be proved 'if you can demonstrate a financial contribution to the purchase or significant improvements, and there was a common intention or agreement that you would have a stake in the property.' (that bit taken from the internet).

And a bit more reading; https://www.familylawpartners.co.uk/blog/property-rights-for-unmarried-couples/

It doesn't sound easy for him. Might be better to start looking at the local housing register to see what's available? (sorry - that might be inappropriate - not sure of your dad's circumstances wealth-wise).

He's going through a lot too - and if she dies next week, even more so - could he come and stay with you short term perhaps?
Good luck, either way.

Edited

He's going through a lot too - and if she dies next week, even more so - could he come and stay with you short term perhaps?

And why do you think op should house him?

nopineapplepizza · 24/07/2025 14:53

I’m struggling to see what the dying woman is doing wrong here.

The OP’s Dad and his GF aren’t committed in any of the major traditional senses; they didn’t legally wed, or form a civil partnership, they didn’t purchase a home together, they didn’t share finances in any way, the SM doesn’t even know what savings the OP’s Dad has or doesn’t have and they haven’t provided for each other in their wills.

Whilst yes, there was obviously care and possibly love, between the two of them, he’s essentially been her rent-free lodger for the last two decades, chipping in with the bills and a bit of housework and DIY, but not contributing (financially or otherwise) to any major changes/improvements to her house.

It seems that the set up was very cut & dried to both of them and as such, the OP’s dad has been an utter fool to not save up what he would have been spending on a rent/mortgage for just this situation.

It seems like the SM was mortgage free from a relatively young age, which makes me wonder if she’s a widow and maybe the mortgage was paid off with life insurance. If that’s the case, then I’m damn sure her late spouse would want his kids to inherit the house and not the live-in bf.

I think MN is very clear on people getting themselves into dependent positions on a “partner” who shares neither the deeds of their home, nor their finances. The dependent person is always strongly encouraged to work, build up savings and a pension etc in case of separation or death.

The key thing here is that the OP has had zero input into the impending homelessness of her father, it’s not like he contributed time or money to her upbringing which left him penniless, he just chose to spend his income on other things instead of saving, when his outgoings were much lower than the average person, due to not having to pay for housing.

It’s a sad situation, but one that’s likely to become more common as the percentage of home-owning women increases and the desire for independence and providing for one’s children outstrips the desire to leave any hard-earned wealth to a man who hasn’t contributed to it.

Allisnotlost1 · 24/07/2025 14:53

I wonder a bit if the wife might be not quite in her right mind. OP said it’s unusual for her have contact with the woman so she is behaving out of character. She’s been very unwell, facing surgery that she may not survive, it’s at least possible she’s on some strong medication and probably not thinking too straight. It may well be correct that the kids get everything, but possibly she has made some provision or clause within that.

Sunshineandoranges · 24/07/2025 14:52

His partner could leave him some money from the sale to help him buy himself a sheltered flat perhaps.

Tiswa · 24/07/2025 14:51

Glowingup · 24/07/2025 14:37

What feckless man gives up work to care for his partner? A shockingly high number of men leave their wives and partners if they become ill or disabled. Not spend their days looking after them and keeping the house spotless. She sounds like an utter bitch. I bet people wouldn’t have sympathy if it was a disabled man whose partner had given up work to care for him and he wanted to chuck her out with nothing after he died so that his adult kids could get their hands on the money.

Well what else could he do? He could hardly leave as he doesn’t have much money and he would lose access to his lifestyle sustained by her

they both made choices - she seems to have been very clear as to the parameters from the start and he accepted them. It was to me a transactional contract where both got consideration, both got something in exchange. Neither was conned or forced into it it is just ending far sooner than he expected

YourSnugHazelTraybake · 24/07/2025 14:50

Glowingup · 24/07/2025 11:25

Err well yeah they were decided on the facts but the point is that cohabitants in long term relationships where they were dependent on their partner tend to get quite generous financial provision. I wasn't saying he would get those specific amounts (they were different in each case). Or is there anything in the OP's posts that suggests to you that he would not be successful under the 1975 Act?

Yes, op has made it clear that they have separate finances, she hasn't maintained him at all. He's paid his own share of the bills.

Alltheyellowbirds · 24/07/2025 14:48

XWKD · 24/07/2025 00:53

If she was any sort of decent human being, she would see that he's allowed to live in the house for the rest of his life. One of my relatives has that arrangement. She's allowed to live there until she dies but doesn't own the house.

Yes. This is what those in my family in second marriages have set up. When one dies the other gets to stay in the house for the rest of their lives, then it goes to whoever it was actually left to in the will.

SockFluffInTheBath · 24/07/2025 14:48

Looks like a father in name only. Please don’t be guilt tripped into taking him in,

YourSnugHazelTraybake · 24/07/2025 14:47

Elektra1 · 24/07/2025 07:54

For those saying he has no claim under the Inheritance (Provision for Family and Dependants) Act because they aren’t married, this is incorrect. The categories of people able to claim under the act are not closed categories, and an unmarried partner may establish a claim IF he can show that while she was alive, she was providing for him and he had a reasonable expectation of that continuing.

These claims must be brought within 6 months of probate being granted though, or they are time-barred, so he needs legal advice now.

She wasn't providing for him though. Ops made it clear that they have separate finances, so the claim would fail on that criteria.

Allseeingallknowing · 24/07/2025 14:45

NotrialNodeal · 24/07/2025 14:26

If I was ever to spilt from my husband and moved someone else into my home I would do exactly as the OPs 'stepmother' did. She's protecting her assets for her children and I cannot see why anybody else wouldn't. I wouldn't allow my new partner to contribute financially to the house either. Of course it's different if you remarry; but then in that situation I wouldn't remarry, because I would want anything I had left to go to my children!

But would you expect him to help to maintain it and care for you if you were ill. If no why would he be in your home at all?

Delphiniumandlupins · 24/07/2025 14:44

You say your father is aware of the terms of her will so could you talk to him and say she has phoned you? Her children may not be in a rush to sell the house when they inherit, particularly if they have a good relationship with him. You could find out from your dad what his financial position is, although he may not feel like discussing the future. You could, gently, point out that he needs to make some plans - even if his partner survives she may need to sell her home to pay for care in the future if he isn't able to provide it.

DiggingHoles · 24/07/2025 14:42

Tray80 · 24/07/2025 01:33

Yes her son and daughter and grandkids have always been quite close to my dad. I mean if I'm honest he prob knows them better than he knows me as he's spent more of his life with them than with me. This is what's so upsetting about it. It's not as if he's a stranger to them. He's had a great relationship with them.

They may have taken good care of each other and her children, but this addition makes them both sound rotten. I mean, he knows her children better than he knows his own daughter? What sort of a relationship did you and your dad have?

Furthermore, if he was not allowed to spend a penny on the house, where are his savings? Did he not have any plans for the future in case the worst should happen?

Finally, his accommodations are not your responsibility. You can take him in if that is what you want to do, but not to your own detriment or at the expense of your partner or children. He has refused to plan for his own future and that's on him.

Digdongdoo · 24/07/2025 14:39

Allseeingallknowing · 24/07/2025 14:35

Not just about financial contributions- he’s cared for her and maintained the house, so he has made huge contributions.

He's made some contributions. We don't really have any of idea the size of them.

Glowingup · 24/07/2025 14:37

What feckless man gives up work to care for his partner? A shockingly high number of men leave their wives and partners if they become ill or disabled. Not spend their days looking after them and keeping the house spotless. She sounds like an utter bitch. I bet people wouldn’t have sympathy if it was a disabled man whose partner had given up work to care for him and he wanted to chuck her out with nothing after he died so that his adult kids could get their hands on the money.

NotrialNodeal · 24/07/2025 14:36

Allseeingallknowing · 24/07/2025 14:35

Not just about financial contributions- he’s cared for her and maintained the house, so he has made huge contributions.

Yeah that's what people do for their partners. Also most responsible adults think about their future and make preparations for it. He didn't. Shame.

Allseeingallknowing · 24/07/2025 14:35

NotrialNodeal · 24/07/2025 14:26

If I was ever to spilt from my husband and moved someone else into my home I would do exactly as the OPs 'stepmother' did. She's protecting her assets for her children and I cannot see why anybody else wouldn't. I wouldn't allow my new partner to contribute financially to the house either. Of course it's different if you remarry; but then in that situation I wouldn't remarry, because I would want anything I had left to go to my children!

Not just about financial contributions- he’s cared for her and maintained the house, so he has made huge contributions.

Allseeingallknowing · 24/07/2025 14:33

Rallentanda · 24/07/2025 13:39

I don't understand the accusations that she's a terrible person.

She might well be, there's just not enough information!

But the dad could be - and there is a bit more information here! - absolutely feckless. He left his kids and didn't bother too much with his grandchildren. He doesn't seem to have planned for his future. Yes he gave up his job to take care of his partner, but was that a unilateral decision or a joint one, and how did it come about?

My point is that if she came on MN and said 'AIBU to leave my house to my children and turf my partner out?' and then said he'd not paid a penny towards it then we'd all be on her side!

I wouldn’t be on her side! He’s given years of his life to caring for her and maintaining the house. He’s even cashed in his pension early for her benefit. It’s bad how he’s treated his own flesh and blood , hard to forgive, but the partner is a cold, heartless monster and she is being merciless to him after taking the best years of his life!

whistlesandbells · 24/07/2025 14:31

The only thing I know is that OP has no obligation to her father at all. I find it strange that her stepmother called her, giving the impression what happens to her father is OPs responsibility.

Digdongdoo · 24/07/2025 14:27

BruFord · 24/07/2025 14:23

What amazes me is that his partner seems to expect YOU to do something for him, despite knowing what sort of a Dad he’s been!

He’s cared for her and maintained her house, I.e., done quite a lot for her in return for being housed all these years, but he’s done bugger all for you. Why does she think that you’ll help out now? Presumably because you’re a nice person and she knows that you will. She’s so manipulative . 😡

I didn't read it as her expecting OP to take him in. More her warning OP that her dad will expect it.

Tiswa · 24/07/2025 14:26

Malaco · 24/07/2025 14:20

People can't really win. They are defending a man on this thread and getting told it is mumsnet double standards. If we were all saying "tough luck, it's her house. Out he goes!" they'd be told this was mumsnet double standards and if it was a woman people would be sympathetic. How can people win?

I don’t think it is double standards in that it is a simple transaction - he paid nothing towards the house and she paid for everything (presumably to make sure he did have no rights) a situation he was aware of.

if a woman found herself in the above I would caution her to be careful because she could find herself without a house and to prepare for her future

You cannot compare second relationships with no dependents to one with children they are very different things.

I would also advise making sure any assets in a relationship where children exist are kept quite separate like she has done

NotrialNodeal · 24/07/2025 14:26

If I was ever to spilt from my husband and moved someone else into my home I would do exactly as the OPs 'stepmother' did. She's protecting her assets for her children and I cannot see why anybody else wouldn't. I wouldn't allow my new partner to contribute financially to the house either. Of course it's different if you remarry; but then in that situation I wouldn't remarry, because I would want anything I had left to go to my children!

BruFord · 24/07/2025 14:23

What amazes me is that his partner seems to expect YOU to do something for him, despite knowing what sort of a Dad he’s been!

He’s cared for her and maintained her house, I.e., done quite a lot for her in return for being housed all these years, but he’s done bugger all for you. Why does she think that you’ll help out now? Presumably because you’re a nice person and she knows that you will. She’s so manipulative . 😡

Mullingar · 24/07/2025 14:23

ohnotthisagain2025 · 24/07/2025 06:09

However, nobody who loves someone makes them homeless, that's just the way it is. It's fine, she doesn't love him, it just makes it even more of a reason that OP shouldn't keep her weird, sly secrets.

However, nobody who loves someone makes them homeless, that's just the way it is.

I wonder how much provision the OPs father made for homing his own biological children?

Also think its telling that the DSM 'has no idea' if he has savings - sounds like a cocklodger who got a good run out of it IMHO.

He will be fine - he will get an over 55s flat off the council. Maybe DSM and her DCs are concerned he doesnt have the funds to upkeep maintenance or even pay utilities on what might be a family sized home. Why does one man need this space for 20 odd years - if I was one of your DSB/Ss - I would want him to move on with his life and let me have access to the asset/cash my DM had built and protected for me, my siblings and her DGC.

Tiswa · 24/07/2025 14:22

Allseeingallknowing · 24/07/2025 14:16

He’s helped to maintain the house, and the fact that he cared for her is a very big issue. I don’t like how he has treated his own children , but the partner is very cold and hard and need to be told that she does have an obligation to to him, now that she’s sucked him dry!

But one assumes it was a transactional contract - he got to live there all expenses paid and in return he did DIY

they both knew what the score was. The only issue is cancer being the absolute bitch it is is taking her earlier than they both anticipated.

I get the impression she has been clear from the get go about the financial side and he hasn’t put any money in at all

he is no different really from a lodger - although actually they would have paid some money

Swipe left for the next trending thread