If you are married to an orthopaedic surgeon (not private practice), how well off do you feel as a family, if you don’t work yourself?

Oh fair, no hate from me whatsoever as mentioned - just what I saw on social media!

There are definitely a lot of private dentists earning a fortune but this does not apply to the majority of dentists.
The majority will be earning nowhere near hundreds of thousands a year.

So, anyone earning more than 35k is 'earning a fortune '??
Btw I am not complaining about my income, I work in the NHS, I earn a decent amount and don't want to be doing private cosmetic dental treatment which is where there is a lot more money to be made.
But I just refuted the fact that the MAJORITY of dentists will be earning hundreds of thousands,AS THIS IS JUST NOT TRUE

I assumed (wrongly I know) that a person who was raised wealthy, married to a surgeon would choose private schooling.

I don’t think they’ve said anything about paying school fees?

It would be ok maybe for a few years, but you wouldn't manage school fees for 2 kids on that.

I think for your situation, £110k is not enough for you to give up work. But wouldn't your family money (as in your parents money) be used to fund any children's private schools and fancy holidays? Isn't that what usually happens?

@PoppyFleur Not if you were contracted out. It’s less.

Op is not in London.

It depends on the kind of lifestyle you want and whereabouts in the country you live. You say you’re used to luxury which gives us a clue as to the desired lifestyle. £110k single income to raise a family comfortably in London? Not a chance. I’m not familiar with how much an orthopaedic surgeon can earn in private practice, but if he can get his earnings up to £300-400k then you’d have a nice life in London: house in a nice area, multiple children in private school, several holidays a year. So I would research earning potential for his speciality and go from there.

we make half of what your husband makes combined and live a comfortable life, holidays twice a year, two cars and 3 bed detached house with 3 kids. what planet are you on??? move out of london fgs.

All OP has to do, is put her salary away each month and see how they get on. Oh and have a serious conversation with her partner, about how he feels about keeping her financially. Has she been back yet?

Additionally, a hygienist appointment is not included under any NHS band.

My NHS practice charges £90 for a hygienist appointment whether you are a pensioner or not. Some elderly people also need to pay for regular podiatry treatment, which again is not provided by or subsidised by the NHS.

No it’s not enough to have kids on and not work. Your DH salary is good if you work too. Not enough to sustain you and kids in a nice lifestyle in a nice house and a nice area.
You will need to continue working but might get away with reducing your hours by a smallish amount. A day or so. Not much. Also why not have a conversation with your husband about what you want life to look like. He could maybe do private work as well as NHS and that might feel ok to him. It wouldn’t be a great lifestyle though if he had to work so much.

I’m quite aware of that thank you but you are wrong that everyone who retired before that date gets less. Some get more due to SERPS/the second state pension.

It’s not a poor comparison at all. In the example I have given you the person is left with less than £1000 after they have paid their mortgage, childcare and travel costs. Most pensioners are not paying mortgages or rent, childcare or travel costs. And a single parent has to feed and cloth at least two people whereas we’re talking about a pension for one person.

The full rate of state pension is £230.25 a week. But this figure applies to those who reached state pension age after April 6 2016.

Those of us who reached state pension age before that date do not receive as much as this.

Unless they are entitled to and are claiming top up to their state pension then pensioners pay the same cost of NHS dental treatment as non pensioners.

My brother is a dentist and he doesn't think he's "earning a fortune" either, but he absolutely is. Average household income is £35k. Check your privilege!

I'm a pensioner. I have to pay NHS dental fees.

Most orthopaedic consultants I know (dependant on what their specialism is) run a day a week on top of NHS doing private, tbh he might not believe in it but it provides an essential service to those who want answers quicker. Is he adult or Peadiatric?

Doesn’t change the fact that basic state pension is under £1k a month and they still pay bills out of that. Poor comparison when in a few years they won’t have childcare costs and will have a lot more disposable income.

You haven’t really given enough information to give a proper answer - it isn’t just what you’re bringing in but also what your outgoings are. Do you have a massive mortgage, if you have children, do you plan to send them to private school, live in an expensive area? £110k where I live would be enough to live on but a modest standard of living, I think you’re thinking more luxury?

I wouldn’t want to have to rely on my husband, I prefer my own income personally. You aren’t even married and you’re already plotting how you can give up work and be kept - presumably, you’re quite spoilt and the women in your family are traditionally “taken care of”?

110 is sufficient to be comfortable,not live in luxury but not worry about bills. When the kids come along your mindset will likely change, the first years of childs life wre so precious dont blow it by handing your kid over to a minder or a nursery, take note how quickly your newborn will change within days from birth, it will continue and one day you look at a teenager in front of you and think what the hell where did that time go- make memories with your kids, its only thing that matters.

Any public service employment there's a grade system, ceiling limit on salary. Our local council CEO gets 250k because that's the rate for the job. There's a lot of moaning about it on social media. It's the same in the NHS. You'll never get rich without a second string to your bow.