To ask - does your partner/husband know how much you earn or what you have in savings?

Our wages go into the joint account so he would if he looked. He probably doesn't even know what he earns.

I do a spreadsheet of all the savings, investments, mortgage balance and any active credit cards every month for both of us and add it all up. He asks occasionally.

Its all joint money.

More or less! However it isn't combined and never will be.
I choose how I invest my money...the risk level is of my choosing and same for his money.
We used to have different attitudes to saving so I've done my route and he's done his.

We know how much each other earns because our pay and other income streams goes into our joint account. We transfer money out to a bills account, some to various joint savings accounts and then the rest is split in half for each of us to do what we want with. I don’t know what he saves or where and vice versa. I mean we could both ask and find out but we don’t!

Yes, everything is combined. I see it as part of being married.

Yes because he sees it going in and out of our joint accounts every month. We are sharers.

Yes to both. Ever since we first started saving for a wedding, and to buy a house together, each month we would check how much we had added to our savings.

That was many years ago now and we don’t check as often as we used to, but we still do every now and then. The focus has changed now, we think about saving for the kids university costs, pension pots and saving for what we hope will be an enjoyable retirement together.

It feels like part and parcel of life together - a joint endeavour.

We’re not married and have no children together. As far as I know we both know a reasonably detailed outline of everything for each other - earnings, savings, pension prospects, insurances. Wouldn’t have it any other way.

Yes to both.

All our money goes into one joint account and from there goes on bills or into savings - some in sole names (ISAs) and some in joint.

We have our sole current accounts for personal spending - mainly because we have different views on this 😂 - but includes work travel and lunches too. We get the same amount transferred into our bank accounts each month.

I deal with all our finances, DH is the higher earner but is less interested in money generally. At the end of the day it is all ours.

No. Not exactly - and I don't really know about his finances either! We probably have a vague idea of a ballpark salary but no real clue about anything else!

We put everything in the same shared account. I know everything her earns and he knows everything I earn. Totally open about it. Luckily have the same mindset when it comes to money, so we never disagree over it.

We know how much each other earn but probably not the total amount of savings it is not a secret just more information that isn’t needed unless we are planning a big purchase.

Yes he knows how much I earn, and we only have joint savings.

My dh never asks what I earn or save and I don’t intentionally not disclose it. Was married before and had joint accounts and he seemed to be one step ahead of me and drained the accounts leaving me with nothing.
Myself and dh have a joint account but there’s no way I’m putting all my eggs in one basket again

Yes, absolutely.

We both have totally separate accounts for everything, though.

He doesn’t have a clue. He doesn’t know how much HE has either 😂 I have my own current accounts and savings accounts then we have a joint current account and a joint savings account. He wouldn’t be able to say what was in any of them, but he would be able to say how much was in the business account, so that’s something I guess! It suits me to do all the budgeting etc, he doesn’t make many decisions re finances.

I was with my late OH for 15 years. We had fully separate finances but full transparency. We both knew exactly what the other had in the bank + any debts and talked through most purchases above £100 (which was a lot for us).

We were planning to switch to a joint account and to just share everything fully after the wedding but he died 6 months before.

Every penny, and me his.

We have separate bank accounts and savings but treat it all as joint money so we need to keep track of what is where.

We have a joint account we pay in to from our current accounts, we have a spreadsheet that has all outgoings/income so we know exactly what we are bringing in. We each have savings and know roughly how much but not exact. I know I have more 😂

Yes to savings, rough idea of earnings. We've both been stung financially before, me by an ex who didn't pull his weight, him by a finance who hadn't told him about several tens of thousands of credit card debt she was looking forward to clearing after the wedding. Transparency on our situations was pretty important to both of us very early on.

Yes we have total transparency. We know exactly how much we each earn, spend and save. We discuss big purchases or let the other know before we spend big. We also both have the same amount otlf splash money allocated to our separate accounts each month to spend how we like. If we over spend we just use money from the joint account to top up. We also know where our money is invested and how much.

Yes to all It's all family money. I don't really understand how or why you'd want to keep it secret. Where you don't want to discuss savings what happens when the roof needs repairing or you want to book a family holiday?

I don't see the point of financial privacy if you are married with shared children.

Yes he knows how much I earn and approx how much I have in savings. Prob not in my pension. I don't know how much he earns (that only just occurred to me lol) but could have a good guess. We have a joint account but mostly our money stays in our own accounts/investments save what we use for joint expenses which is in a JA

All money from whatever source has always been ‘ours’. For some years I did have my own savings accounts for some of my own earnings, since dh would have had to pay a higher rate of tax on the interest, but it was all still ‘ours’.