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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask - does your partner/husband know how much you earn or what you have in savings?

243 replies

MerryPinkCritic · 17/07/2025 17:13

I’ve been thinking about how open people are with their finances in relationships. Some couples share everything, some keep things separate and some… don’t even ask.

So I’m curious, does your partner know what you earn or how much you’ve saved? Do you think it’s healthy to be totally transparent or is some financial privacy important?

OP posts:
Titasaducksarse · 17/07/2025 22:11

I'd struggle with the concept of discussing spending £100 of my money, money I've earned and similarly wouldn't expect partner to ask me.

Anything I want to spend my money in I can. I might ask for advice or general chat but no way am I seeking permission what to spend my money on.

RampantIvy · 17/07/2025 22:10

Cynic17 · 17/07/2025 21:53

No, and I don't know his. 35 years of marriage prove that separate finances work really well. It's not "secret", just independent. It also means that there's rarely any need to discuss money - result!

DH is several years older than me and not in the best of health. Not knowing each of our financial positions doesn't make sense in our case.

UrbanOasis · 17/07/2025 21:57

We share everything and have total transparency. That's what marriage means to me. Otherwise I wouldn’t have bothered getting married. But other people can do what suits them of course.

SunshinDay · 17/07/2025 21:55

Yes and access fk my accounts should something happen eg isa and premium bonds

Cynic17 · 17/07/2025 21:53

No, and I don't know his. 35 years of marriage prove that separate finances work really well. It's not "secret", just independent. It also means that there's rarely any need to discuss money - result!

MissHollysDolly · 17/07/2025 21:52

Yes - we do a financial review every year so we can see what sensible to change for next year eg how much extra to put into pensions etc etc. we’re transparent with each other

wonderstuff · 17/07/2025 21:50

DH knows exactly a vice versa, joint current account and tactically split savings to avoid tax, balance risk on investments. We have shared goals, neither of us spends much on ourselves, not much flex in the budget, once the kids stop being such a drain that might change.

petras · 17/07/2025 21:50

Parker231 · 17/07/2025 21:48

Why are you keeping secrets? Do you not trust him?

Nothing to do with trust, it's not something that I would have disclosed when beginning to date someone for obvious reasons. I have said I have ample savings when we get round to buying a property, but for now there has never been a point where it's been relevant to state how much money I have in my bank.

RampantIvy · 17/07/2025 21:50

New2you · 17/07/2025 18:50

We track our family net wealth so would be difficult without full visibility

Same here.

Parker231 · 17/07/2025 21:48

petras · 17/07/2025 21:47

I'm engaged and we do not currently have a joint bank account. He knows how much I earn and I know how much he earns, but he has no idea about my savings - I came into a large inheritance and have kept that private since we met.

Why are you keeping secrets? Do you not trust him?

celandiney · 17/07/2025 21:48

In theory yes to earnings but I wouldn't be surprised if he has forgotten. I know his - it all goes into our joint account anyway but he rarely accesses it.
Savings no. But it's all it's all joint savings, it is just harder to set up a joint account and it's me that mostly sorts the savings.

petras · 17/07/2025 21:47

I'm engaged and we do not currently have a joint bank account. He knows how much I earn and I know how much he earns, but he has no idea about my savings - I came into a large inheritance and have kept that private since we met.

BrunchBarBandit · 17/07/2025 21:47

We have joint finances and joint savings, so yes we know how much each other earns, and how much we have in savings and also pensions so we can do some future planning.

RememberBeKindWithKaren · 17/07/2025 21:46

I don't know what are savings are. He earns more than me and he manages all.the finances..I can't be bothered with it

Teenagehorrorbag · 17/07/2025 21:42

Earnings yes. Savings - i keep spreadsheets for both of us but DH is pretty clueless so although he's welcome to look at mine he doesn't often.

Rituelec · 17/07/2025 21:42

I earn 0 so yes, he knows!

theriseandfallofFranklinSaint · 17/07/2025 21:38

Yes as we share everything.

He earns twice as much as I do but I've always had more family money to put into savings.

Everything is ours.

beezlebubnicky · 17/07/2025 21:38

Yes, we know what we earn and how much we have in savings. We have a joint account for food and household type items, and otherwise we just pay certain bills each as we earn different amounts and it works out best that way.

He's more frugal than I am but as long as we are paying in the amount we need to cover our bills and expenses, I don't care what he spends his disposable income on and vice versa.

Jamesblonde2 · 17/07/2025 21:35

Yes my DH does. We’re a partnership. Unless there’s something wrong in our relationship why wouldn’t we know what each other has? For one, if either of us die we need to know what’s there.

brunettemic · 17/07/2025 21:31

He knows roughly how much I earn but then I couldn’t tell you what my salary actually is without working it out. As for savings probably not but I’m not hiding it.

YYURYYUCICYYUR4ME · 17/07/2025 21:27

Yes, completely. Everything is 'our' money and decisions made jointly.

TheGentleButFirmMadonna · 17/07/2025 21:26

TwoFeralKids · 17/07/2025 21:02

That doesn't seem fair to me?

It's not exactly. I have had to ask for money before working and starting my own savings

DancingNotDrowning · 17/07/2025 21:26

no to both - lack of interest rather than any desire to be deliberately opaque.

if he asked you d tell him but he genuinely doesn’t care. Same for me and his earnings/investments

actually to be fair I couldn’t give you my exact salary

CuddlySheepCalledBagel · 17/07/2025 21:11

I deal solely with all of our financial business because it’s my thing. I’m very good at it, and we have a lovely lifestyle due to my spreadsheets and savings pots. DH has x amount per month to spend, as do I - neither questions the other. I spend what I feel like spending on the children, home and holidays. He earns double my wage (but I’m on decent money too) but as long as he gets his pocket money each month he couldn’t care less.

We live in a 5 bed detached, own two other properties, holiday 6 times per year and each have a nice car.

Fella is incredibly laid back. He just wants to do his hobby twice a week, buy things for said hobby and have a takeaway on a Saturday night.

Whataboutabout · 17/07/2025 21:05

Quite tricky.
Husband has always resisted joint bank account even now he is retired.
I have inheritance that I have guarded for over 10 years and I decide what it is spent on . Mainly the children.
Husband has expensive hobby and he probably doesn’t want me to know how much it costs!