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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask - does your partner/husband know how much you earn or what you have in savings?

243 replies

MerryPinkCritic · 17/07/2025 17:13

I’ve been thinking about how open people are with their finances in relationships. Some couples share everything, some keep things separate and some… don’t even ask.

So I’m curious, does your partner know what you earn or how much you’ve saved? Do you think it’s healthy to be totally transparent or is some financial privacy important?

OP posts:
jennymac31 · 18/07/2025 09:53

My DH knows my salary and I do tell him about my savings, investments etc but I swear he switches off when I start talking about it because he always seems surprised when he asks how much I've got saved, despite telling him.

pucksack · 18/07/2025 09:50

We know ballpark of earnings, money gets paid into separate accounts. Savings not so much, we don't check the long term ones that often.

SloppyThePoodle · 18/07/2025 09:45

Yes, we know how much each other earns and has in savings. It would be weird not to as we are married and have shared goals in life that we are saving for. I was previously with an abuser who kept me in the dark about money and was financially abusive, so I tend to see red flags when I hear about women who don't know how much money their partner has.

Plantlady10 · 18/07/2025 09:32

I think not knowing exactly how much money your partner earns/has in savings only works if you are very financially comfortable. We have limited savings so if we have a big bill for something then we have to discuss our savings in detail. The same with monthly income, we dont have much to spare each month so we often discuss how much money we have. I'm a sahm now, so money is tighter. When I worked, we still knew each others financial situation but I think in less detail than we do now

TheGentleButFirmMadonna · 18/07/2025 09:32

Net wealth. Lol. Complete transparency. Where are the women who do manage on universal credit please I'm more interested in the down to earth finance management , its easy to talk when you don't really worry about surviving

TheGentleButFirmMadonna · 18/07/2025 09:27

UrbanOasis · 17/07/2025 21:57

We share everything and have total transparency. That's what marriage means to me. Otherwise I wouldn’t have bothered getting married. But other people can do what suits them of course.

I agree but that's possible only if both of you easily find yourselves with good salaries and able to always have the upper hand in everything. For many of us marriage provided stability we didn't have otherwise and a home, family, safety and all that as foreign abroad. I'm sure in my own country where I know how things are done it woykd have been different. I have good man though. Does everything for me

TheGentleButFirmMadonna · 18/07/2025 09:22

Cynic17 · 17/07/2025 21:53

No, and I don't know his. 35 years of marriage prove that separate finances work really well. It's not "secret", just independent. It also means that there's rarely any need to discuss money - result!

We do separately. As a man's man according to him he'll always pay for it all. As a woman's woman I'll make sure I have urgency fund and money to buy food if he dies unexpectedly

Hellomeee · 18/07/2025 09:11

Everything is joint, no reason in our relationship not to be.

Whatafustercluck · 18/07/2025 09:08

Yes, we know each other's earnings and have joint savings. Large expenditure is always discussed between us. Separate current accounts.

SomeOfTheTrouble · 18/07/2025 09:02

DancingNotDrowning · 18/07/2025 08:57

I suppose it’s the same.

I don’t need to know how much he earns or what he has saved. When our second DC went to uni I probably said “are you covering this” and he did. That’s all i needed to know. Or if I said let’s do/buy xyz he might say can we afford that and I’ll say sure and it’s done. No big discussion.

This is really interesting! What if you’d said ‘are you covering this?’ and his response was ‘no, I’ve got nowhere near enough money’? I think the level of uncertainty would stress me out far too much! Unless you’re both very wealthy and know that the money is there for everything you want/need to do regardless?

DancingNotDrowning · 18/07/2025 08:57

SomeOfTheTrouble · 18/07/2025 08:07

I meant bigger things really… things like house moves, supporting children through university, even retirement. We have joint savings goals and have money in various accounts and investments to meet those goals.

I suppose it’s the same.

I don’t need to know how much he earns or what he has saved. When our second DC went to uni I probably said “are you covering this” and he did. That’s all i needed to know. Or if I said let’s do/buy xyz he might say can we afford that and I’ll say sure and it’s done. No big discussion.

CoastalCalm · 18/07/2025 08:17

Yes to both but apart from a joint account for bills separate finances

SallyMcNally · 18/07/2025 08:17

DH is an accountant so we have spreadsheets for everything! He meticulously tracks all our investments for his complicated FIRE planning.

We maintain our own accounts though and have separate savings, Although the money in them isn’t necessarily separate- he will put money in my ISA when he’s maxed out his. We sit down and go through stuff every few months and make sure we are fair on big purchases like holidays etc.

He earns more than me and has had more inheritance so it’s good to feel like we are in a strong position as a couple, but if we split now I would have to acknowledge that he brought a lot more to the table.

First baby is on the way so we are jointly saving into my account for my Mat leave now and he will continue to top up my missing salary and pension while I’m off.

Puddypuds · 18/07/2025 08:10

Joint everything so in theory yes and yes but he has no interest in it at all so I sort bills, savings etc. it's all there anytime he chooses to look (possibly if I die before him!!!!)

SomeOfTheTrouble · 18/07/2025 08:07

DancingNotDrowning · 17/07/2025 23:24

We talk about what we want to do and assume it’s affordable unless one of us says that it’s not.

I meant bigger things really… things like house moves, supporting children through university, even retirement. We have joint savings goals and have money in various accounts and investments to meet those goals.

sarsaparillatree · 18/07/2025 01:15

We have been married for 51 years, all our money is joint. We each put all we owned into our first house and since then, through employment, inheritance... everything, it's all ours, not one or the other.
But we are both very similar in our approach to money. Stingy, I suppose many would think us. Look for bargains, do DIY, use special offers.Neither of us would consider buying a coffee at a Pret a Manger for instance unless we were desperate. But it means we have the money for the silly things we want. For instance DH has a vintage sports car. I have jetted off to the US for fan conventions.
Our kids are much the same - they don't waste their money. They know we would help them out in a real crisis but they never ask, never expect handouts.

cherish123 · 18/07/2025 00:42

If it's your husband, they should know what you earn/savings.
If boyfriend or girlfriend (or partner - i hate that word. It feelsmore like a businessarrangement), not necessarily - up to you. It's your private business.

Jambolaya · 18/07/2025 00:31

Yes we know how much each other earns. DH also tells me if he gets a bonus.

We have separate bank accounts and a joint account for joint costs like mortgage, bills, that we pay a fixed amount each into every month. The amount we pay in covers, together, all joint expenses and is in proportion to our earnings - currently DH pays about 60% of the total and I pay the other 40%

The rest of our money stays in our respective accounts to do what we like with. I have no idea his balance and he has no idea of mine but not because it’s a secret - we just don’t discuss it. We are open though - I know he has a bank loan and a credit card with no balance, and he knows I have a credit card with a little on it and a savings account.

JLou08 · 18/07/2025 00:30

Yes we have complete transparency, we know each others bank log in details and pin numbers. I wouldn't have married him if I didn't feel I could be open about finances.

Crushed23 · 18/07/2025 00:28

DancingNotDrowning · 17/07/2025 23:24

We talk about what we want to do and assume it’s affordable unless one of us says that it’s not.

We do the same. We make plans, in particular we talk about where we want to travel and which festivals we want to go to. If either of us couldn’t afford to do something, we would just say so and we would make different plans. Same if one of us couldn’t get the time off work or has another commitment.

Bungle1985 · 18/07/2025 00:27

No and No.

Not for any strange reasons,just hasn’t asked!

Gowlett · 18/07/2025 00:26

No. I am more financially savvy than him.

Crushed23 · 18/07/2025 00:24

No to both. We don’t discuss finances and don’t need to (we don’t live together).

GonnaeNoDaeThatJustGonnaeNo · 17/07/2025 23:53

We share everything and know everything.

we are a partnership.

99bottlesofkombucha · 17/07/2025 23:52

It’s all jointly accessible here. He doesn’t really know re shares but that’s because he leaves it all to me.

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