To ask you to check your state pension age

@CryptoFascist Mine is still 67 years. But I got the message below also:
“This may increase by up to a year following review of the State Pension age.”

I’m 14 months too young for it to stay at 67. I just wish if they are going to increase it for the April 1970 to April 1978 group they would do it soon so I have more time to update my plans. I wonder how much notice they would think is reasonable to give us? Would less than 10 years be unreasonable? In which case they have less than 2 years for 1970 births to be updated.

Im just lucky I have an occupational pension which is affected by the McCloud remedy so can use nap of 60 for that.

Mine is 67. The current state pension age is 66,but as from April 2026,it is increasing to 67. This is one of the few times I think I'm lucky I'm not a lot younger (I'm 62 in October) because the way things are going,today's 30 year olds are probably not going to able to draw their pension until they're 80. Or older! That's if there even IS a state pension still by then.

But since 2007, everyone born 1978 and later has had a projected pension age of 68. Are you saying you are born eg in 1980, checked your pension age pre-2007 so in your 20s and then never checked it again after 2007? Because otherwise I don’t really get how you think it’s increased.

Yes same! I am very near the cut off. I'm saving a lot into an occupational pension though to hopefully be able to at least cut work back a lot once I am near 60.

https://www.gov.uk/check-national-insurance-record

Where do you check your NI contributions?

You’ll be able to retire before 68+ using your private pension pot but agreed if the govt come after these there will be hell to pay!

Anyone born after April ‘78 the state pension age is 68. Wish my mum had got pregnant a few months before!

@CryptoFascist i would recommend making sure you’ve got a robust private pension plan and contribute as much as you can because the state pension won’t get you very far…

Mine is 68 which is depressing as retirement is all that keeps me going some days!

I'm lucky that I have an excellent pension scheme at work so make full use of that and the salary sacrifice so I put as much in to give me as many options as possible. I'll be very upset if that gets messed about with come budget time.

You and I are on the same page. The thing about the changes that absolutely enraged me was the transition timetable - I missed out on three months pension by seven hours. If I’d been born the previous day I’d have been able to claim it three months earlier!

I get my state pension 21st July 2026. Aged 66 and 2 months.

Mine is currently 67 and I’m 13 months too young to have it remain there under the pension changes.

it was 60 when I started work.

I think you’re safe. It’ll be too short notice to change it.

@BIossomtoesyes, I agree with that - and on a personal level I would have had no problem if the women specifically affected by that had received compensation. It was calculated that it wouldn’t have been a huge amount - I think it was certainly no more than 2000 each and in many cases would have been much less of a proven financial loss.

i just found it frustrating that the campaign got hijacked by women born just 3 or 4 years before me who seemed to think they had a god given right to get a state pension at age 60, even though the equalisation had been legislated years and years before and was obviously the equitable thing to do. I know women in real life who complained and seemed to think ‘the government ‘ (ie: tax payers) owed them 5 years of pension because they still seemed to feel they had the right to stop work at 60. Bonkers!

By the time my son comes to retire (he's 21), it will probably be in the 70's.

It's an issue when healthy life expectancy hasn't improved.

Mine is 66 and 3 weeks (ish).
I’ve lived overseas for many years and it’s common knowledge to all Brits.
I'm sure you haven’t been singled out OP.

I completely agree. The point I was making is that some of us who completely agreed with the change were given very little notice of the second change - certainly a lot less than ten years.

The WASPI women isn’t such as black and white an issue as some make out though. The WASPI campaign started out as opposing the changes to equalize pension ages between men and women. Most right thinking people understand that the inequality was extremely unfair in the first place. It was totally illogical that women should reach state pension age 5 years before men.

the only issue where there are grounds for complaint is the amount of notice when the changes were brought forward, but from reading about the issue you can see that in terms of financial loss, the evidence showed that it was comparatively little for those women in the age group.

I think it’s unfortunate that the WASPI campaign got hi jacked by a lot of vociferous women who just didn’t like the fact the qualifying age was equalised. They wanted to retire at 60, and planned to do so and disagreed with the fact it was raised at all. Fact is, tens of thousands of us started out working lives with pension age of 60, but we understand that the system wasn’t sustainable and changes had to happen.

but always giving at least 10 years notice of the age changing.

That isn’t actually true. 300,000 Waspi women got as little as 18 months notice.

and lashings of blue eyeshadow I hope!!!

68 - I was born in 1979.

But by then my amazing novel-writing career will have taken off and I will be drinking champagne in a my coastal retreat and my several Pekingese, a la Babs Cartland.

Do you realise that if the previous governments had not acted this country would be even more broke than it currently is?
In fact, they probably should have taken action to put it into effect years earlier but always giving at least 10 years notice of the age changing.
I have to wait until age 67. I don’t like it but I accept it.

Me too. I've always known this, definitely not a new thing. By the time my son comes to retire (he's 21), it will probably be in the 70's.