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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think there MUST be a way to top up my income

136 replies

SparklyOpalEagle · 15/07/2025 19:28

I have a job , a career , that has progression. Absolutely love my job but I have a lot of debt. I only work term time so would love to find something, not too time consuming , that I could do on the side during holidays . But not an actual job.

I’ve done a few “ side hustles “ in the past , made a bit extra around Christmas making Christmas gifts. I’m quite handy with design, so I did used to have a small business making stationary but this was during uni when I had more time. I don’t have the space for that now either.

Every time I look online I see surveys or digital marketing and I’m not interested in that. Surveys I’ve made maybe £30 - that’s not enough.

Im not looking for MLM or any get rich quick scheme - does anyone have any advice ?

I've tried :

  • Amazon Flex - I’m on the waiting list
  • Pay per text message - it was just sex talk and it was misleading people so I’m not into it
  • Tutoring - too much time , most people want you in the evening and I can’t commit

Not willing -

  • actual jobs - bar work, care etc - I don’t have the time to commit to set shifts , I have children and I also want to enjoy my time off
  • Mystery shopping / market research - it’s not reliable and I am signed up to loads already anyway and get nothing
  • Cashback - I don’t need to spend anymore
  • switching banks - I have a massive overdraft that I live in
  • Dog walking - too many in my area
  • Ironing - not a thing where I live and also I’m awful at it
  • Matched betting
I’m looking for something I could do with my children around- a hobby I could turn into a venture , I would deliver leaflets etc but I can’t find anything like that .
OP posts:
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Dweetfidilove · 17/07/2025 13:15

I don't know what your experience is exactly, @SparklyOpalEagle , but have you considered joining a board?

Maybe have a look at Public Appointments or other board recruiters for something in Education.

TwoTuesday · 17/07/2025 13:14

Not sure if anyone else has suggested this but could you mark exam papers? Look at exam boards websites for examiner vacancies and if you have any professional qualifications you could mark those? Some training providers run exams every month that are marked online eg NEBOSH. And exam invigilator work too, for in person exams, but may not be many in school hols.

Notmyreality · 17/07/2025 13:04

theunbreakablecleopatrajones · 17/07/2025 08:14

What do you… actually do, if you don’t mind me asking.

I do lingerie type teasing pics and vids. I don’t do fully nude or sex acts. The fact is being naked is pretty boring and there’s plenty of women doing that. The trick is to tease but never quite reveal the goods ( which would probably be quite disappointing!) and keep em coming back for more so to speak. I don’t interact with the fans (other than saying hello and thanking them for joining) - don’t have time or energy for that. Note also I’m mid forties, rather short and have wonky teeth.

ThreenagerCentral · 17/07/2025 12:50

Have you uploaded your teaching resources to TES? There’s some rules around copyright you need to be careful of, but I earn a passive income of about £500 a year from this. Not mega money but once it’s done, it’s done.

DPotter · 17/07/2025 12:07

Take from someone who works in the craft industry full time - Side hustles in crafts are just hobbies - it's very very difficult to make a decent amount of money, but you'll cover your costs. The craft world is very seasonal with frantic periods and long spans of nothing much happening.

If you have sufficient skill and the space you can teach workshops which can be a bit more lucrative but it takes a lot of planning, setting up etc.

If you're looking for a reliable source of income you will need to review all those things you have dismissed.

Glowingup · 17/07/2025 11:37

TourdeFrance25 · 17/07/2025 11:37

It doesn't matter what I (or you) think about it. It's up to the poster who suggested it & the OP to risk assess, it's not up to you to
Police or patronise. She's an adult woman, who teaches, so is not likely to need to be protected from suggestions.

Lol okay

TourdeFrance25 · 17/07/2025 11:37

Glowingup · 17/07/2025 09:19

So you think essentially suggesting gambling is a good responsible idea? Because that’s what this is.

It doesn't matter what I (or you) think about it. It's up to the poster who suggested it & the OP to risk assess, it's not up to you to
Police or patronise. She's an adult woman, who teaches, so is not likely to need to be protected from suggestions.

MrsMoastyToasty · 17/07/2025 10:16

Move your overdraft to a 0% credit card. Overdrafts are one of most expensive ways to borrow.

Move remaining debts to 0% credit card.
Look at a website like entitled to to see if you are getting all your benefit entitlements.
Overhaul your outgoings (also set a diary reminder for the month any deals you are tied into expire so you can review again).
Look at renting out a room or driveway.
Sell stuff yhe family no longer use.

Ilovegoldies · 17/07/2025 10:08

Glowingup · 17/07/2025 08:50

You’ve worked 35 extra hours and netted £300? That doesn’t sound very lucrative to me.

It's nice work. Its minimum wage. Its not lucrative. I got paid to see Oasis twice, Taylor Swift last year, its 300 on top of my day job, bear in mind I'm also a higher rate tax payer. I've 300 per month extra that I use for holidays and treats, stuff I couldn't buy normally due to the cost of living.
Far better than doing monotonous surveys. OF definitely more lucrative for some but that doesn't tend to be lucrative for old gimmers like me. Also, as public sector workers it would cost me and OP our day jobs.

Blondestripedlassie · 17/07/2025 09:26

Home dog boarding.

I do this full time. I make about £160 a day / £3-4k a month. I always have 4 sleeping over and a couple of day care dogs. It's so easy. I only take small dogs that are house trained. I am sitting here now with 6 at my feet. They have all been fed and walked, and I don't have to do anything else with them now until they want their dinner at around 4pm, and another walk.

My daughter is a teacher, and she does it in the summer holidays to make extra cash.

I see you couldn't commit to dog walking, because people will want someone who can do that all year round. But with boarding, people just want somewhere to put their dog for a short time, when they go on holiday.

You most likely will need a licence from your council at approx £140 for the year, and insurance with Cliverton, at about £140 for the whole year. You would make that £280 back in just 2 days of boarding.

I don't advertise or take on any new dos any more because I am fully booked all the time, but for starting out I placed an Ad on gumtree and FB, and I posted some flyers. I was fully booked within weeks.

Glowingup · 17/07/2025 09:19

TourdeFrance25 · 17/07/2025 09:16

Talk about patronising.

She's an adult woman, I'm sure quite able to risk assess for herself. She's not vulnerable simply because she's a single mum.

So you think essentially suggesting gambling is a good responsible idea? Because that’s what this is.

TourdeFrance25 · 17/07/2025 09:16

Glowingup · 17/07/2025 07:15

Okay I just checked this on chat GPT and it’s high risk and the OP could lose all her money or get scammed. You shouldn’t be suggesting stuff like this to hard up mums.

Talk about patronising.

She's an adult woman, I'm sure quite able to risk assess for herself. She's not vulnerable simply because she's a single mum.

blacklabradorsandchilledrose · 17/07/2025 08:55

Have you tried having your cake and eating it too?

Glowingup · 17/07/2025 08:50

Ilovegoldies · 17/07/2025 08:03

I would recommend getting your SIA licence. Its a 6 day course which you have time to do during holidays. This month I have earned around 300 extra after tax from 5 shifts of 7 hours.
I work at sports events, concerts and festivals. Does SIA mean you are going to get assaulted by a drunk? Absolutely not. I only work day events. I mostly do bag searches and shout 'keep you the left'. Hell would freeze over before you found me on a pub or club door. There is zero commitment to work. You pick shifts from a list.
By day I'm a full time public sector worker.

You’ve worked 35 extra hours and netted £300? That doesn’t sound very lucrative to me.

AwkwardPaws27 · 17/07/2025 08:32

Brendathebear · 17/07/2025 07:35

This may be an obvious one OP but just incase you haven't done it - have you reviewed your bank account and all your outgoings? Rather than earning more, can you spend less?

Changing you energy suppliers to cheaper ones, cancelling any extra direct debit (ie gym/tv subscriptions/charity donation).

We spend a fortune on food so the first thing I would do is cut that back with strict meal planning, not eating out etc

I was going to suggest this too.
If you can reduce or cut out a few direct debits that would free up some funds each month.

For days out, especially if your kids are younger & don't mind revisiting the same places, a couple of annual passes can work out a lot cheaper than going to different places.

theunbreakablecleopatrajones · 17/07/2025 08:14

Notmyreality · 17/07/2025 06:45

This won’t be popular on MN but I do OnlyFans on top of my normal job. Brings in about £1000/mth on average. Have been doing it for several years now building up a following and at the point where it ticks along with only a few updates needed a week. Doesn’t take a lot of effort at all.

What do you… actually do, if you don’t mind me asking.

Dmsandfloatydress · 17/07/2025 08:10

Just applied for a position at the local council. Requirements are not anything in particular, just an enjoyment of public speaking

Ilovegoldies · 17/07/2025 08:03

Keep to* the left

Ilovegoldies · 17/07/2025 08:03

I would recommend getting your SIA licence. Its a 6 day course which you have time to do during holidays. This month I have earned around 300 extra after tax from 5 shifts of 7 hours.
I work at sports events, concerts and festivals. Does SIA mean you are going to get assaulted by a drunk? Absolutely not. I only work day events. I mostly do bag searches and shout 'keep you the left'. Hell would freeze over before you found me on a pub or club door. There is zero commitment to work. You pick shifts from a list.
By day I'm a full time public sector worker.

Glowingup · 17/07/2025 07:59

ChloefromSundy · 17/07/2025 07:52

Sorry why are you hell bent on proving that this is not going to work? It does. Reminds me of a friend I had when I started doing it who was seething with jealousy and said her boyfriend didn't like the idea. And yes I was in my overdraft when I started, we all have to start somewhere. People always want to make wild assumptions when an actual solution is offered to stay poor.

You rock up say you have a great idea but can’t even be arsed to explain what it is and tells her to look it up. I look it up and it clearly says that there is risk involved (as there always is with trading). For instance chat GPT says you can lose lots if you type in the wrong number by mistake. You now get pissed off that said risk is pointed out.

I mean I could tell the OP to go and bet on the horses to make extra cash. Like with trading, there is a risk there and it’s not a good idea for someone who is already in debt with several children to care for.

ItsameLuigi · 17/07/2025 07:58

ClairDeLaLune · 17/07/2025 07:42

And selling your used knickers 😬

Bath water too! 😂😂 Men are strange creatures.

Mt563 · 17/07/2025 07:58

ChloefromSundy · 15/07/2025 22:16

Copy and paste trade signals Op, I cba to explain it cos I'm rubbish at explaining but there's loads on Tik Tok and Chat GPT can help you with it. Please actually give it a go without dismissing it, it's life changing

This is gambling which is a daft way of trying to get out of debt. Please don't try this.

Mt563 · 17/07/2025 07:56

AnyoneWhoHasAHeart · 17/07/2025 07:06

She won’t be able to switch if she’s in overdraft.

You don't use your main account, you set up a secondary account specifically for switching.

ChloefromSundy · 17/07/2025 07:52

Glowingup · 17/07/2025 07:44

Okay then but Chat GPT says your money is at risk if you do it. It’s basically making the same trades as someone else so if they fuck it up you do too. You told people to look on Chat GPT and Chat GPT said it’s risky and listed more cons than pros. I presume you need some capital to start it too and the OP lives on her overdraft.

Sorry why are you hell bent on proving that this is not going to work? It does. Reminds me of a friend I had when I started doing it who was seething with jealousy and said her boyfriend didn't like the idea. And yes I was in my overdraft when I started, we all have to start somewhere. People always want to make wild assumptions when an actual solution is offered to stay poor.

Glowingup · 17/07/2025 07:44

ChloefromSundy · 17/07/2025 07:39

Erm excuse me I do this myself and do amazingly well from it. Why is it whenever something that can actually help is suggested for someone people like you want to nip it in the bud? I'm sure the op can do her own research if she wants to? I'd rather suggest something I know works ( because I do it ) than insult her with some of the tome consuming, pittance earning crap on here.

Okay then but Chat GPT says your money is at risk if you do it. It’s basically making the same trades as someone else so if they fuck it up you do too. You told people to look on Chat GPT and Chat GPT said it’s risky and listed more cons than pros. I presume you need some capital to start it too and the OP lives on her overdraft.