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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Take back my stolen car

27 replies

SparklyDeer · 12/07/2025 15:08

My house was broken a week ago into and my car stolen. Lovely 10yr old mini countryman...bit of a banger but my banger. It has turned up. It has obviously been parked up for a while then a play thing for a couple days. No damage. More damage from the police fingerprinting.
Insurance firm says its a write off. I saw it today and seems fine. Do I take the insurance money (no idea how much yet) or go and get it back, get it checked over, locks changed etc.
Looked at second hand cars today and they are all so expensive. I am tempted to get my mini back but I dont know if that is the most sensible thing to do.

AiBU - to take the mini back.
AiNBU - take the insurance money

Any advice if I do take it back? Thanks

OP posts:
FickleOcelot · 12/07/2025 15:11

I'd take it back, car buying is such a ball ache.

I took mine back in similar circumstances, they originally tried to write it off, they hadn't even asked if I wanted it back and seemed surprised when I said it did. It had some minor damage to a piece of trim and needed a good clean and inspection but nothing else.

fthisfthatfeverything · 12/07/2025 15:09

They should pay out and allow you to keep it as an option

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