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Work changing payment method

41 replies

YorkshirePuddingsGreatestFan · 11/07/2025 17:49

I get paid on the last working day of the month. Most of my direct debits go out on the first working day of the month.

I've just been informed that my employer is changing from faster payments to BACS transfer to save them money in bank charges. This means they will do the usual pay run at the month end, but it won't go into my account on the 31st July. Instead it will arrive 3-4 working days after that.

I'm screwed now as I'm struggling to make ends meet, and I won't have my salary paid in to cover everything that is due out on the 1st August. I'll now have to contact everyone and see if I can change the payment dates to a few days later each month.

AIBU thinking it's unfair to make me wait for my salary to save them money?

OP posts:
New posts on this thread. Refresh page
AnSolas · 12/07/2025 10:54

TY78910 · 12/07/2025 09:58

It’s not necessarily a breach of contract. If it’s a large organisation for instance, it’s not possible to ask absolutely everybody if they are okay with the change. They are still paying their employees electronically, just using a different method. They should have however notified their employees well in advance and explained the potential impact on them. I understand the OPs predicament and I agree that it’s frustrating and the lack of transparency and communication was poor here, there could potentially be grounds for a grievance here (I know OP said that the email went out late last night but there could have been other comms that OP could have missed) but that’s due to the process for the change and not the sole fact that the change is happening. The employer is within their rights to do that.

Here is the deal

You agree to hire a employee in the UK then the law says the contract must included when the payment is due.

So at the start of the contract the OPs company had a legal obligation to tell her when she will be paid and to pay her on that date.

How the company organise meeting their obligation to pay the amounts on the agreed date is not the OP problem.

The fact that the company can pay electronically or are cost saving or have change their payroll system are non-issues. Once the OP is paid when the payment is due company could send a courier with cash.

What the company can not do is try change the contract without agreement.That applies to small companies and massive companies.

And Oops its too hard to get the other party to the contract to agree to the change so we did what we wanted anyway has never been a defence for breach of contract.

The courts recognise the power inbalance in employment contracts and will always see this as an act of bad faith by the employer. So yep its an absolutely obilgation to get each and every persons agreement as each employee has a individual contract.

CloudPop · 12/07/2025 10:30

magicpant · 12/07/2025 09:01

Of course it’s unfair. A whole workload having to ‘change their arrangements’ rather then the employer submit 2 days sooner is ridiculous. Who has time or energy to piss about calling all their DD companies

Exactly

CalamityGanon · 12/07/2025 10:11

My pension is paid by BACs. It arrives on the first day of the month except if the 1st falls on a weekend or bank holiday then it’s the first working day.

Swiftie1878 · 12/07/2025 10:02

What is your contracted payment date?

TY78910 · 12/07/2025 09:58

AnSolas · 12/07/2025 09:45

It is unfair and a breach of contract.

The deal is the OP works her employer pays.

Would the OPs employer get a little upset if she decided to push all of her work tasks out by 2 or three days each month resulting in missed deadlines extra financial costs and loss of their business reputation for being reliable??

Its basic respect to pay in full and on time.

The new manager is stupid burning up staff goodwill to make a "cost saving" while fucking with their employees rent/mortgage or even risking one not being able to buy food.

It’s not necessarily a breach of contract. If it’s a large organisation for instance, it’s not possible to ask absolutely everybody if they are okay with the change. They are still paying their employees electronically, just using a different method. They should have however notified their employees well in advance and explained the potential impact on them. I understand the OPs predicament and I agree that it’s frustrating and the lack of transparency and communication was poor here, there could potentially be grounds for a grievance here (I know OP said that the email went out late last night but there could have been other comms that OP could have missed) but that’s due to the process for the change and not the sole fact that the change is happening. The employer is within their rights to do that.

AnSolas · 12/07/2025 09:45

TY78910 · 12/07/2025 08:44

I mean, it’s not unfair that they are changing the payment but the communication should have been faster and they should have made sure that people had enough time to change their arrangements. Call up all your DD providers and ask them to amend the dates. Most companies will allow you to do that at least once during your contracts.

It is unfair and a breach of contract.

The deal is the OP works her employer pays.

Would the OPs employer get a little upset if she decided to push all of her work tasks out by 2 or three days each month resulting in missed deadlines extra financial costs and loss of their business reputation for being reliable??

Its basic respect to pay in full and on time.

The new manager is stupid burning up staff goodwill to make a "cost saving" while fucking with their employees rent/mortgage or even risking one not being able to buy food.

magicpant · 12/07/2025 09:01

TY78910 · 12/07/2025 08:44

I mean, it’s not unfair that they are changing the payment but the communication should have been faster and they should have made sure that people had enough time to change their arrangements. Call up all your DD providers and ask them to amend the dates. Most companies will allow you to do that at least once during your contracts.

Of course it’s unfair. A whole workload having to ‘change their arrangements’ rather then the employer submit 2 days sooner is ridiculous. Who has time or energy to piss about calling all their DD companies

TY78910 · 12/07/2025 08:44

I mean, it’s not unfair that they are changing the payment but the communication should have been faster and they should have made sure that people had enough time to change their arrangements. Call up all your DD providers and ask them to amend the dates. Most companies will allow you to do that at least once during your contracts.

AnSolas · 12/07/2025 08:37

You contract term for your payment is created either by prior action or by written contract.

The job cant cant change the T&C without your agreement.

All of the staff who incurr costs due to non- payment should submit an expenditure claim to have the job make them whole. As the cost is due to the employer

NNNB take your employemnt contract and any other relevant documentation home on Monday. Never keep important work documents at your job you can be removed and barred from a workplace.

snoopyfanaccountant · 12/07/2025 08:14

In the past I have run payrolls of 150 employees which were paid by BACS. In both companies we were paid on the last Thursday of the month. The overtime/hourly paid cutoff was the 20th of the month, with any hours beyond that carried to the following month, to allow the payroll to be processed for submission to the bank for the BACS deadline.
I can see no reason why the employer can't simply submit the BACS request early enough for the employees to be paid at the end of the month as usual.

JackJarvisEsq · 12/07/2025 06:59

Best of luck getting an answer.

my employer is changing our pay day due to a takeover but not till April. A fortnight really isn’t enough notice, particularly during holiday season

YorkshirePuddingsGreatestFan · 12/07/2025 06:53

GrannyAchingsShepherdsHut · 11/07/2025 20:57

Are you / many staff paid hourly on variable shifts OP, is that why they think they can't run payroll until the last day of the month?

Yes some are part time but work extra hours regularly.

I would have thought they could have a cut off of say the 25th for all hours worked this month to be paid, then pay everyone as normal on the 31st.

I'll ring ACAS next week as well.

OP posts:
IhadaStripeyDeckchair · 11/07/2025 22:09

JackJarvisEsq · 11/07/2025 17:59

BACS files take 3 or 4 days from submission so they are correct in what they are saying but what they ought to be doing is submitting their file prior to pay day so it lands on the right day

In your shoes I'd would
a) check my contract to see what is says about pay. Can they do this?
b) do some investigating on the state of the company - are they struggling financially? That would be my big concern. I'd be updating my CV & starting to look around for a new opportunity
c) see what acas has to say about the change.

OnTheBoardwalk · 11/07/2025 21:40

I'd be very concerned if the company I worked for was making changes like this with no notice, do the have a cash flow problem?

years ago I had to move from weekly to a month in arrears. That was hard and they had to offer us interest free loans. I know there’s a big difference in a month and 3 days but there was a LOT of consultation to make any changes

Merryoldgoat · 11/07/2025 21:35

DilemmaDelilah · 11/07/2025 19:45

I'm paid by BACS on the 27th of each month or the Friday before if it falls on the weekend or a bank holiday. The payment goes into my bank a few minutes after midnight of payday. I don't think you'll have a problem.

A) Each bank has a different time is refreshes - some are midnight, some are later - my bank updates around 5am

B) BACS is a three day payment - day 1 submission, day 2 processing, day 3 value

If you are paid by BACS it’s been sent to the bank two days prior regardless.

MyLov · 11/07/2025 21:29

Yes that’s not on at all. Check your contract. It usually specifies a payday. If not contact ACAS. Even if they can do it it shows a blatant disregard for employees who are relying on the pay, many of whom likely can’t wait half a week for it to come through, even if they can amend their DDs on time.

Iwouldratherbemuckingout · 11/07/2025 21:01

I don’t think they can do this - I would speak to ACAS.

GrannyAchingsShepherdsHut · 11/07/2025 20:57

Are you / many staff paid hourly on variable shifts OP, is that why they think they can't run payroll until the last day of the month?

LlynTegid · 11/07/2025 20:51

Nasty and sneaky to send it out five minutes before the end of working on a Friday. May be very good reasons, even so it is unreasonable.

I'd be tempted to complain formally about that, no time to answer questions until, Monday.

ClareBlue · 11/07/2025 20:49

If they need those 3 days extra to pay you then I would be concerned. All our pays are run on Monday for a Thursday payment. They should be well aware of the potential difficulty this can cause their employees.
Most contracts will specify a pay day. Changing it should be in consultation and certainly with more than 2 to 3 weeks notice. Any indication of financial issues?

YorkshirePuddingsGreatestFan · 11/07/2025 20:40

It definitely said in they email that accounts will process the payment on the last working day of the month, and we'll get it 3-4 days later.

We all read it as they'll run their process on Thurs 31st July, but due to the weekend it could arrive in our bank accounts on Mon 4th or Tues 5th Aug.

That's why we were annoyed as lots of people have payments going out on 1st August, not just me.

OP posts:
cyvguhb · 11/07/2025 20:31

DilemmaDelilah · 11/07/2025 19:45

I'm paid by BACS on the 27th of each month or the Friday before if it falls on the weekend or a bank holiday. The payment goes into my bank a few minutes after midnight of payday. I don't think you'll have a problem.

But presumably your employer sets the payments up three days before they are due which is totally the opposite to what the OP is being told

Unless theres been a miscommunication by the employer it sounds like it could be a big problem

Its an odd thing to do so quite possibly it has been badly communicated

HateThese4Leggedbeasts · 11/07/2025 20:29

Agree with pp that they should be submitting the file earlier so it clears on the same day as before. I wouldn't have even told my staff about a process change like that as they shouldn't notice anything.

It's outrageous to delay payroll and a huge deal for every company I have ever worked in (I work in finance)

Daringamy · 11/07/2025 20:29

Change the direct debits. With a lot of bills you can phone them up and change the date. For example council tax, water bill. I’ve done it before

goodnessidontknow · 11/07/2025 20:26

It sounds like they are just changing the process not your pay day and it's poor communication. As others have said, they'll send the Bacs request a few days before payday so you shouldn't be affected.

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