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Stinginess Isn’t Smart...It’s Just Unattractive

280 replies

PapaPerspective · 11/07/2025 08:02

I’ve always had a real problem with people who are tight with money. Not just those who are openly stingy, but the ones where you only really notice it after a whil, the ones who never quite offer, who always seem to benefit from others’ generosity but rarely reciprocate. It’s not about being careful or living within your means, which I completely respect. It’s when someone’s so obsessed with saving a few quid that it starts to affect everyone around them. I find it hard to relax around people like that, and honestly, I don’t want them in my life.

There’s a massive difference between being responsible with money and being petty. I’m all for shopping around, getting a good deal, and not wasting cash. I do it myself. But when someone’s tight, it’s a different thing altogether. I remember being on a group trip where we’d all agreed to split the costs evenly—accommodation, petrol, food, the lot. There was one bloke who, every single time, had some reason why he shouldn’t pay the full share. He’d say, “Oh, I didn’t eat breakfast this morning,” or “I didn’t use as much hot water,” or he’d disappear when it was time to get the next round in the pub. At first, you think nothing of it, but after a few days, you realise everyone else is picking up the slack. It’s not just awkward, it’s disrespectful.

What really gets me is when people act like being tight is something to be proud of. I’ve met people who seem to think it’s clever to get away with paying less, almost like it’s a game. I once knew a guy who would go on about how he managed to get out of paying his share for a friend’s stag do, or how he “saved” money by never chipping in for communal stuff, and he’d say it with a smug grin, as if we were all supposed to be impressed. I just find it cringeworthy and, if I’m honest, a bit pathetic.

For me, it’s a deal breaker. If I meet someone—whether it’s a mate or a potential partner—and I get even a hint of that tightness, it puts me right off. I’d go as far as to say it’s almost as unattractive as being a serial cheat. Both traits are about putting yourself first, about a lack of generosity and basic decency. I’ve been on dates where someone hasn’t even offered to split the bill, or has made a big show of only paying for exactly what they ordered, down to the last penny. It’s not about the money, it’s about the attitude behind it.

Sometimes I wonder whether this sort of behaviour is just in people, or if they pick it up from somewhere. Is it nature or nurture? I’ve met people who grew up with nothing and are the most generous you’ll ever meet, and others who had everything and are tighter than a drum. I think some people are just wired that way, and I do think it’s linked to a kind of greed—a belief that the world owes them, or that they’re somehow clever for keeping hold of every penny.

There’s a growing sense of entitlement in society, and I think this is just another side of it.
It’s funny how society treats it, too. If you’re reckless with money, you get called out. If you’re a cheat or lazy, people don’t hold back. But if you’re greedy, if you’re tight to the point of making everyone else uncomfortable, it’s almost seen as a harmless quirk. I’ve heard people laugh about how tight their husband or wife is—“Oh, he won’t let me turn the heating on unless it’s minus five outside!”—and I just think, why are you putting up with that? It’s not funny, it’s miserable.

Look, I’m not perfect. I’ve got plenty of flaws, but being tight isn’t one of them. I’d like to think I’m generous, and I value that in other people. Generosity isn’t about splashing the cash or being showy, it’s about being fair and not counting every penny. Life’s too short to be petty about money. If you’re responsible, good for you. But if you’re tight, don’t expect me to stick around.

AIBU?

OP posts:
Aliflowers · 11/07/2025 12:40

SprayWhiteDung · 11/07/2025 12:18

To be fair, buying cheaper tyres isn't necessarily a safety compromise, as they all have to meet the same stringent standards before they're legally allowed to be sold in the UK.

Buying second-hand/'retreads' would very much be the mean and dangerous option.

It may be that the expensive branded tyres exceed the required safety standards somewhat, but very often, you are just paying for the brand name, rather than for any noticeable safety or performance improvement - if it's just a standard car that's used for mundane trips.

Couldn’t disagree more. More expensive tyres are safer no two ways about it. They’ll have better grip and performance and it’s also a bit of a false economy in a lot of ways to put cheap tyres on your car. They’ll wear quicker and have lower fuel efficiency. And I’m not talking premium tyres but decent mid range tyre from brands (Goodyear/Michelin/Pirelli) will perform far better than some inferior Chinese brand.

I see it like this. A Dacia duster will meet the safety standards required to be driven in the UK. Would I rather be in a duster or a Corolla or A class in a crash. Don’t even have to think about it.

SprayWhiteDung · 11/07/2025 12:36

Dutchhouse14 · 11/07/2025 12:19

I knew a couple where DH refused to get a second car, he was obsessed with paying off their mortgage as early as possible, watched every penny. The issue was they lived rurally with no public transport and couldn't manage with just one car, so his wife was always (admittedly apologetically) asking for lifts their DC to clubs, sports activities,
parties, sleepovers, school events etc and I mean pretty much on a daily basis.
They are now mortgage free the rest of us aren't.
We gave lifts for her and her kids really but honestly his attitude used to make my blood boil

Not just horrendously mean, but controlling too.

Interesting how it was never her who got the car and him left begging for lifts.

bananabreadbatshit · 11/07/2025 12:36

My DM is like this.

When I’m visiting suggests I park in an alleyway streets away from her house so as not to pay parking.

invites us out for dinner for our birthdays etc then announces she will pay for the drinks, knowing that most of us are driving so drink costs will be minimal.

invited us out for birthday meals a month early as the restaurant was having a promotion.

yellow stickers all day every day.

mismatched outfits from charity shops and wears clothing mended or visibly damaged but has wardrobes full of expensive items saved “for best”.

invited her for a drinks with me and a friend. She suggested we order a large wine and a pint of soda and make our own spritzers as it would be cheaper.

gave me free beauty samples for christmas

most food in her house is out of date so rarely let my kids eat at her house. Spices dating back to the early 1980s.

will drive back to supermarket just to get refund on a bad quality or overcharged item. Did this once for a 6p over charge on a bunch of grapes.

When I was a teen I worked in a cafe and once I went for a visit and brought round free innocent smoothies that were going out of date that day. She came in to the cafe on a busy Saturday afternoon asking if there were any free smoothies (and expected to take a paying customer’s table to sit and drink it).

completely embarrassing and sucks the joy out of almost all interactions with her.

Blueskybird · 11/07/2025 12:35

Cavello · 11/07/2025 08:34

You are not wrong. My FIL is exactly like this and twice divorced because of it. He's always been tight. He's retired now and always crowing about his 3 pensions and how he has so much money every month he can't spend it all. Here's just a short list off the top of my head over the years:

Wouldn't give his grandson a slice of bread from a full loaf for breakfast, he'd bought the bread over with him and stayed overnight. He'd enjoyed a 3 course steak dinner with wine courtesy of me the night before. It wasn't special bread, just an Aldi seeded loaf.

Went with DH to the shop to pick up bits for dinner that he was joining us for, refused to buy a box of ice-creams for £1.48 for his grandchildren saying they have enough off me (side note he does absolutely nothing for them or spend any money above £20 at Christmas and Birthday). Then when he returned from the shop tried to pass off to me that he bought them when I thanked him.

Out with his walking group near his ex-in-laws, who he hadn't seen for more than 20 years, when the walking group decided to stop in a cafe for cake and a coffee, he decided to go to his ex-in-laws instead, invited himself in for a sandwich and cup of tea. They were so surprised to see him they couldn't say no. Also they were lovely people.

His brother and sister-in-law were visiting. He came home with a 4 pack of chocolate éclairs and before he walked in the house he took a bite out of each one.

Giving his 2nd wife scraps of change from his pocket when she said she couldn't go out with her daughter for tea as she didn't have any money.

Saying he'll take us out for dinner, comes over we go out for dinner, bill arrives, he sits on his hands, I have to put it on my credit card as we were skint.

He used to join us all the time when we would go out for the kids birthdays, every time we would end up paying for his food. Breakfast at McDonalds, dinner out. We had to stop telling him we were going places as he would invite himself and expect us to pay, and we're always skint.

Pretended he bought our boys their PS4 for Christmas to brother-in-law.

He's honestly mental. The icre-cream was the latest incident and pissed me off so much as money is tight at the moment as DH lost his job due to an accident at work so it's just me earning right now. I made homemade pizza as its cheap.

Omg he sounds absolutely horrible. Poor you x

SprayWhiteDung · 11/07/2025 12:31

I never understand the mindset that will make somebody penny-pinch when they are very comfortable - just so that they can see the numbers on their bank balance going sky high and/or boast about how much they have,

Even more so when it's elderly people - and it's their own children and grandchildren whom they are so mean with; when they have a million in the bank, but a couple of ice creams for the little ones on a lovely family day out is just unthinkable.

Do people think that their bank balance will be displayed prominently before their name on their funeral order of service - and that all the mourners will give them a standing ovation because of how impressed they are by how poorly they understood what the actual purpose of money was whilst alive?

The word 'miser' is appropriate for most of them: ironically, in spite of all of their money, they will never know true happiness.

One thing that always baffles me is why so many billionaires seem so obsessed with making more money. Surely the whole point of having a billion pounds (let alone many billions) is so that you can have pretty much anything you could possibly want, and you never have to think about the cost of anything ever again? It's not like you actually earned all of that money in any meaningful sense; you just got very, very lucky. There's definitely something seriously emotionally lacking with people who have multiple billions and don't just give most of it away to people who so desperately need it.

Pedallleur · 11/07/2025 12:31

All these CFs taking advantage. you have to call them out. Some of them seem to make a living from it.

AliceMcK · 11/07/2025 12:29

I remember back in the 90s I had a paper round. Mine was in a rough area, my mates was in a posh, affluent area. At Christmas time, I was absolutely bowled over with the generosity of people that didn't have much much. That warm feeling, it kind of stayed with me.

As someone who grew up in an are like this I 100% agree with this. The people I grew up with had nothing but what they did have was yours if you needed it more. I remember catching up with my cousins one night mum worked in a pub at night dad not on the scene. They had been hanging around and really hungry, it turned out mum had given them a pound to buy some chips between them, but they were more worried about some younger kids that lived on there street that were worse off so they bought chips for these kids and went hungry themselves, This sums up a lot of “rough” or poor people.

i have lived in many places and have known lots of different people, it’s the ones with less that will always be there and give you anything you need.

Thepeopleversuswork · 11/07/2025 12:29

@Finteq

I would disagree with this.
It all adds up.
The takeaway coffee and snack everyday. Lunch out with a snack. Eating out etc. Paying for multiple rounds.
It all adds up over time.
You would be surprised by how much.

You have to manage your budget well, for sure, if you want to stay on track and avoid debt. But that doesn't make people rich, it just allows them to live within their means.

You get rich (I mean really rich) by taking risks, not by penny pinching.

Finteq · 11/07/2025 12:29

ShoeeMcfee · 11/07/2025 08:58

Is that programme 'extreme coupons' or something like that, still on tv? It used to feature very proud people who showed you how they saved coupons and got loads of money off things at the supermarket. God it was depressing. One woman fed her friend cat food sandwiches and told the friend it was tuna. She was delighted with herself for doing so.

😱

Bluntedscissors · 11/07/2025 12:28

@thedevilyouknownI don’t consider that stingy.

JudgeJ · 11/07/2025 12:26

myheadsjustmush · 11/07/2025 10:21

When I was a child, my mum had a cleaning job at a little local shop.

The (very rich) owner told my mum to put the rubbish in the dustbin, wash out the bin liners, and re-use them. 🤯

My late mother worked in a confectionery shop, there wasn't a penny of staff discount if they bought some groceries there and it wasn't a cheap shop. One Christmas Eve as usual she expected the staff to stay until people stopped coming in, no early closing. My mother had put to one side a dozen mince pies that she would pay for when she was paid, a customer rushed in at almost 8.30 pm, Oh Have you any mince pies left, I'm desperate, the owner told my mother to sell her those she'd put to one side! The following year I went in late afternoon and asked Mum what she needed me to pay for and take home 'so you're not left making mince pies at midnight'. The owner didn't look pleased.

Finteq · 11/07/2025 12:25

Thepeopleversuswork · 11/07/2025 08:48

But no one acquires three houses because they've nickel and dimed their mates over the cost of a restaurant bill. That's not how it works.

You have to speculate to accumulate, as they say. You don't make money by being tight and managing every penny, you make money by investing and occasionally taking (manageable) risks.

I would disagree with this.

It all adds up.

The takeaway coffee and snack everyday. Lunch out with a snack. Eating out etc. Paying for multiple rounds.

It all adds up over time.

You would be surprised by how much.

TheDevilYouKnown · 11/07/2025 12:23

I don't know. I would probably be considered stingy here.

I'm..not. For myself. For my child, my family. But as for friends.. Well first of all, I'm an introvert, never really felt the need to have friends (although did and do have them) and at that stage of my life that I do what I want, don't compromise, don't try to please anyone and just DGAF.

I never try to weasel out of paying my share and always cover my own expenses, whatever it might be. But I would resent the 'rounds' system (not a thing where I am) or each paying equally for a share of meal, if the orders are vastly different. I obviously don't mind covering my own food/drinks, but I don't see why I should sub others. I don't want to. Unless a friend is in a hard spot, then sure I can pay for them (if they're not a piss taker). But otherwise - I pay my way, you pay yours.

Another thing is, I eat to live, don't live to eat. Food is irrelevant to me, doesn't bring me any sort of amazing joy. So I don't go out to eat often, mostly only when travelling. I resent paying ridiculous prices for substandard food (which is most of it). Equally I wouldn't go to Michelin restaurants, because spending multiple hundreds for a couple of hours of sitting somewhere and eating is insanity to me. If I have to go - I will obv pay, won't try to put my expenses on others, but I see it as an absolute waste of money.

I'm not a miser or excessively frugal. I do spend on myself and my child, we travel a lot, we both like books, clothes, jewellery, shoes and (paid) activities, museums, cinema, gigs, etc - I gladly spend on these things. But I don't want to waste my money going to pubs, clubs, restaurants, buying overpriced food and drinks, doing 'rounds' (what's wrong with buying your own drink?). That brings nothing to my life and I'd rather spend my money elsewhere.

Finteq · 11/07/2025 12:21

Elephantiner · 11/07/2025 08:40

There are a lot of people who spend money they don’t have though, and I’d totally begrudge being expected to chip in. If I go out for dinner I’d never order the steak for instance. It’s expensive and I can cook a steak really easily at home myself. If lots of people had the steak and expect me to chip in I’d be pissed off. I don’t waste money like that because I’ve got bills to pay. I would pay my way but I’d begrudge it. Maybe that’s why people have 3 houses and you don’t.

There are so many people out there with debt and they’re idiots.

Agree.

Again the difference between frugal and being a grifter.

No harm in being smart about spends.

JudgeJ · 11/07/2025 12:20

He has grandchildren and has been known to find an old toy in the house and give it to them on a birthday/Christmas.

Sounds like Nancy Reagan who once gave their grandchild a teddy for Christmas that s/he had left behind on an earlier visit!

Dutchhouse14 · 11/07/2025 12:19

I knew a couple where DH refused to get a second car, he was obsessed with paying off their mortgage as early as possible, watched every penny. The issue was they lived rurally with no public transport and couldn't manage with just one car, so his wife was always (admittedly apologetically) asking for lifts their DC to clubs, sports activities,
parties, sleepovers, school events etc and I mean pretty much on a daily basis.
They are now mortgage free the rest of us aren't.
We gave lifts for her and her kids really but honestly his attitude used to make my blood boil

SprayWhiteDung · 11/07/2025 12:18

ForeverDelayedEpiphany · 11/07/2025 09:51

Well, she was pretty tight in other areas too - only buying the cheapest tyres for her car etc. Not.very safe IMHO, I would rather spend more on decent tyres to save you in bad weather or an accident...

To be fair, buying cheaper tyres isn't necessarily a safety compromise, as they all have to meet the same stringent standards before they're legally allowed to be sold in the UK.

Buying second-hand/'retreads' would very much be the mean and dangerous option.

It may be that the expensive branded tyres exceed the required safety standards somewhat, but very often, you are just paying for the brand name, rather than for any noticeable safety or performance improvement - if it's just a standard car that's used for mundane trips.

SouthLondonMum22 · 11/07/2025 12:17

It's definitely subjective.

I don't think it's stingy or tight to simply want to pay for your own food and drinks at a restaurant as long as you make it clear before you go.

Finteq · 11/07/2025 12:17

dottiedodah · 11/07/2025 08:17

This really annoys me too!Always seems to be those with loads of cash who do it .Someone I know with 3 houses never seems to have any money! Once they asked me for 2 quid for a car park (their car) we were travelling separately!

They have cash because they aren't spending it

Finteq · 11/07/2025 12:16

As long as you differentiate between being frugal and grifting YANBU.

Finteq · 11/07/2025 12:15

Aspanielstolemysanity · 11/07/2025 08:10

DSC mum has spent DSC whole childhood gleefully gloating to me that she doesn't need to spend any money on the children because me and DH take them to the cinema/on day trips/ on holiday.

She spends her weeks with them sat at home and thinks she's winning because she hasn't spent any money.

They've tried to tell her that they want to have adventures with her too. We have tried to tell her that. But she thinks she's winning because she isn't spending money.

That sounds so sad.

At least the kids get to go out with you guys.

user1476613140 · 11/07/2025 12:13

Those who are wealthy tend to be tight fisted (that's why they're wealthy I suppose) and those who are poor tend to share what they have. Completely different mentality.

SprayWhiteDung · 11/07/2025 12:13

dottiedodah · 11/07/2025 08:17

This really annoys me too!Always seems to be those with loads of cash who do it .Someone I know with 3 houses never seems to have any money! Once they asked me for 2 quid for a car park (their car) we were travelling separately!

I've also heard of people who make out that they 'have no money' when it's time to pay for something, so that somebody else will take pity and pay for them; but then it turns out that they did have money, but didn't want to break a large note - even if it's, say, a £20 note and they spent £16.50!

JudgeJ · 11/07/2025 12:12

Greatergreen · 11/07/2025 10:15

This is my husband’s best friend. Earns a fortune, boasts about not „spending unnecessarily“ and is a complete freeloader. We have bought concert tickets and not been paid back. Had to pay his share of kit hire and holidays. I have said no more of this. He regularly comes to stay. Never brings anything, eats tonnes. Ugh.

Why do you regularly have him to stay? Once would should have told you what he's like!

JudgeJ · 11/07/2025 12:10

whitewineandsun · 11/07/2025 08:46

This! It's so embarrassing.

I'd be embarrassed to need a calculator to divide a simple bill by 2!