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Share your dilemmas and get honest opinions from other Mumsnetters.

To ask if anyone else found it hard handing over their savings to buy a house?!

58 replies

Kitchenbattle · 03/07/2025 15:02

😅 it’s such a first world problem I know…but no one tells you how hard it is to hand over everything you have saved for years (and yes I know you get a house in return!) but looking at your bank accounts after is gutting in one way…Isn’t it? Anyone else feel this way? 😅

OP posts:
afaloren · 03/07/2025 15:14

Yes, to go from having tens of thousands in the bank to owing the bank much more than that was scary! I do love our house though and I look forward to one day owning it outright.

Confrontayshunme · 03/07/2025 15:12

Totally normal. Also very normal to feel like you have made a huge mistake when you have to pack and unpack your entire life and then again when you have to pay for things like repainting, light bulbs and home repairs (if you have been renting).

Kitchenbattle · 03/07/2025 15:10

Marmite27 · 03/07/2025 15:03

It was 15 years ago now, but I cried on the way home from the bank!

I feel that!!

OP posts:
Kitchenbattle · 03/07/2025 15:09

InterestedBeing · 03/07/2025 15:03

I'm slowly heading for that. I'm not looking forward to the day where I have to empty.Most of my bank account to buy a house. It's also the lack of security, isn't it?You ve got no large pot of money to fall back on.

Yes! Exactly this I used to sleep so well (albeit in a rented house!) knowing I had cash available and now I’m thinking…oh shit 🤣🤣

OP posts:
greglet · 03/07/2025 15:04

Yep! We’re now looking at dropping a significant chunk of savings on a new bathroom and driveway, and it’s making me so anxious, even though that’s the entire reason we’ve got savings!

I think I’d like to be a dragon hoarding my gold and never having to spend it, really 🐉

Marmite27 · 03/07/2025 15:03

It was 15 years ago now, but I cried on the way home from the bank!

InterestedBeing · 03/07/2025 15:03

I'm slowly heading for that. I'm not looking forward to the day where I have to empty.Most of my bank account to buy a house. It's also the lack of security, isn't it?You ve got no large pot of money to fall back on.

YesterdayTodayAndTomorrow · 03/07/2025 15:03

I think that's very normal.

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