AIBU to think I have no liability here? (diagram attached)

I doubt it, they'll be a fair few sitting reading this with sparks coming out of their arses, thinking "THIS IS WHY OUR PREMIUMS GO UP!!!".

That would be nice.. I won't hold my breath either though!

I actually think that some people will still believe she switched lanes without looking and it was still partly her fault, but they'll all pipe down about it now she's been exonerated at least!

I am so pleased to hear this. Has the insurance company told you on what basis they can prove the other driver was at fault? It's a good job there were hatches to mark where the car shouldn't have been, thus proving the point, as anecdotally it's unusual for a roundabout incident to not go 50/50. Mine certainly went 50/50.

The reason this thread has run to so many pages is because of the fact a great many people didn't know it is acceptable to use the right-hand lane to go straight on, where signs and arrows do not state otherwise.

However, with driving it's always best to consult with the highway code and not the "rule of thumb"

Well make sure you circle in the right hand lane not the left! 😂

Honestly, they say lightening doesn't strike twice, it does seem like a random moment of madness on her part rather than an error most people would make, so I think you'll be absolutely fine! Don't let it beat you!

Great news! Well done!

No you’ve not missed anything. If you’re going straight on you’re exiting at 12 o’clock. If you’re exiting after 12 o’clock you go in the right lane.

I too hope WiggyClawsThe2nd continues using the junction, boosted in confidence with the Dash Cam.

Wouldn’t it be good if just a couple of the naysayers apologised for being so obtuse and criticising WiggyClawsThe2nd for actually doing the right thing ? I’ll not hold my breath….

WiggyClawsThe2nd. I do try not to get too invested on here but there are times…… I am so pleased you have this outcome. As they say nowadays, RESULT !.

It may take a while for the brick pattern to fade from my forehead 😊

Oh, do keep up at the back 😘

That's fantastic OP, I did think you may get stiffed because of the lack of signage, so I'm really glad it went your way!

Common sense prevails!

I hope you still use that island now knowing that you did nothing wrong in the slightest.

Sorry, but what your insurance company thinks doesn’t matter until the other insurance company agrees to it. You don’t get to mark your own homework.

As soon as the other insurance company gets involved they’ll be looking for split liability.

All the way round the roundabout in the left hand lane? Madness. I would have been in the left lane to go 'straight on' and in the right hand lane to 'turn right'. You may both be at fault.

I think it depends on the markings on the roundabout and where on the other persons door the impact happened.

OP said the other driver denied she was going right.

Rule of thumb says if you are going straight on you should be in the left lane. Have I missed something?

I had this exact same accident and I was the blue. The man admitted fault at the scene tbf but my insurers still pulled up the site on street view to view what the road markings said.

She didn't cross any lanes!

two lanes INTO the island
two lanes ON the island
two lanes OFF the island

at no point did OP deviate out of the right hand lane, the other woman was in the left lane but left her lane to go around the island again, cutting over the right lane at a 90 degree angle straight in front of OP.

Left lane is for left turn, and left lane straight ahead ONLY.

right lane is for right lane straight ahead or continue around the island.

You can't use the left lane to continue around the island unless the signage permits it, in this case it doesn't, so standard highway code rules apply.

What aload of bollocks! The ferrari is in the complete wrong lane for exiting and actually drives OVER a lane dividing lane without indicating to cut across the renault, (which is what the woman in OPs scenario did) the renault was driving in the correct lane to carry on round the island but had drifted wide and then forced even wider by the ferrari trying to muscle in to their lane. Ferrari is very much in the wrong in this situation, wrong lane, and forced someone else out of their lane/driving line instead of positioning themselves properly to exit.

What has this got to do with OPs scenario? She was driving in the correct lane, taking the correct exit lane and the woman on her left decided she needed to turn right into the path of OP (very much like the ferrari did here).

This happened to me exactly like this. Arrows and all indicating the lanes to show the other car wasn't in the correct lane. Insurance said 50/50 because I should have been aware she was in the wrong lane and stopped to let her go around again... could have fought it but too much hassle. Insurance only went up 50e.

Im not sure, in the left lane she should have been going left or straight ahead.

But you crossed into her lane and hit the side of her car, she might have been going ahead but trying to also get in the right lane for the second roundabout.

I can see why you would assume she was going straight ahead in the left lane. But you crossed the lane and hit her. And you say based on the fact you hit her crossing in the correct place for you to come off she must have been turning right, but she said she wasnt. That could be true she could have been planning on going ahead in the 2nd lane. I think the fact it was you hitting the side of her car its more likely the insurance will consider it your fault based on where the damage is