AIBU to think I have no liability here? (diagram attached)

Sorry, no idea.

I hope you have a speedy resolution though.

Perhaps for the avoidance of doubt you could let us know which lane(s) you think the OP should have been in when entering the first roundabout, to take her last available (dual lane) exit, to proceed to the second roundabout to exit on the second (3 o’clock exit ?

Because if (you think) she should have been in the right hand lane some of us what to know what that lane is for.

The fact the OP asked here if she was at fault kind of indicates she did at least think she maybe.

I’ve never had an accident. Maybe it’s because I use the correct lane.

I seriously worry about some of the drivers on this thread.

It's normally not very long, just as long as it need to be verified that it is a write off. Have you been given a courtesy car?

If they are dragging their feet you can ring up and chase them up, some joyriders smashed into my car and I had a lovely brand new courtesy car, I rang the insurance 3 weeks later(!) to check progress as I hadn't heard a thing, and they seem to had forgotten my car completely, they actually asked ME if it was a write off.. I said well it looked like one, it was hit with such force it ended up in the next door but one's garden! Apparently I should have only had the courtesy car for around a week, it all went through within a few days after that.

Just something to think about though, if you have got one, as soon as they confirm write off and you agree a settlement you only have a few days left of the courtesy car, as they come and pick it up whether you have a new vehicle in place or not!

I think it’s the fascination with someone who continues in the belief they are rock solid correct despite being proved wrong, time and time again.

But, hey, as the saying goes, you can’t cure stupid.

Are you hunting for a new car OP or will you be buying yours back from the insurance company ?

Oh dear heavens, you just don’t get it do you ? I honestly wonder how many accidents you have caused. The OP didn’t cause an accident; the other driver did.

And yet I’m not the one who has had an accident on a roundabout. Funny that!

I didn't think you'd answer the question about the diagram @TwinklySquid , to do so, you would have to admit that you are in fact completely wrong and you have no idea how to navigate multiple lane roundabouts.

It was pretty obvious that you haven't got a clue (plenty of opinions though!), so you're just here to argue with people then it seems.

Or keeps lane dodging and endangering everyone else on the roundabout. 🙄

I don't think TwinklySquid has ever actually used a multilane roundabout.

Okay, in my world then

Funny how you've not answered the question about the diagram if you are so sure you're are correct..

So you think the red car cannot carry straight on a dual carriageway (as in the diagram below) and it is the wrong lane in the daigram below?

Yes or no?

In you world then, OP has to enter the first roundabout either in the left hand lane or move from her right hand lane entry lane to the left hand lane and then when she has passed the 9 o'clock exit and entry has to move back over to the right hand lane to exit the roundabout on the right hand lane to be in the correct (right hand) lane to exit the second roundabout at 3 o'clock?

I have- someone going past the 12 o clock point.

You still haven't answered who you think should be in the right hand lane on the first roundabout.

As I have said, both were in the wrong lane.

I do think that the reference in the Highway Code to the “appropriate” lane is not helpful or clear.

I’m in Australia and the road rules for my state say, unless the road signage shows otherwise, left lane goes left, right lane goes right or makes full turn, straight ahead can choose either lane.

And you absolutely don’t change lanes in the middle of a roundabout, as some PPs seem to be suggesting!

Nah, I’m with OP @derxa

Some accidents are unavoidable, no matter how defensively you drive!

You’re absolutely right. I’d like to think that the OP won’t make the same mistake again. She could have saved herself a lot of worry and hassle.

It’s always salutary to read a roundabout thread. It wakes you up to the utter incompetence and unreliability of other road users.

And that applies regardless of who is right! Both sides of this discussion need to know what the other road users are thinking!

Drive like everyone else is incompetent and about to make a mistake.

so you think the woman who hit OP was in the correct lane?

She was in the left lane turning right on the island.

Deep breath.

But OP WAS NOT IN THE WRONG LANE
SHE WAS IN THE CORRECT LANE TO EXIT ROUNDABOUT ONE AT 12 O'CLOCK AND THE SECOND ROUNDABOUT AT 3 O'CLOCK.

Yes, I know it's rude to shout on forums but sometimes one needs to make a point.