Living at home at 25, is it common?

No FUCKING way am I living with my kids past about 23 MAX!
I don’t live in London, so round here you can get a room in a decent shared house for 650-700 inclusive. Young people need to have independence and parents need a clean and tidy house!
I am investing a bit so I can help out with house deposits but even on a low income, they can still save. Best they learn early on how much life costs.

I still have a 30 & a 22 year old. It’s just ridiculously expensive.

I bought my first property in London at the age of 19 my salary was £16k (worked in an office) and my flat cost £31k.

Minimum for a similar flat in that area now is £240k. How many 19 year olds are earning £120k?

DD leaves uni this summer, and is coming to live at home. We live in a big city which helps and she has already secured a job. She will pay rent; we will take what is needed to cover bill increases and probably keep the rest for her.
Her being at uni has cost a lot, even though she has worked throughout. She’s also had enough of living in shared houses for a while; the novelty has well and truly worn off. I don’t see her being here forever but it’ll work for a few years.

Obviously, I can only speak for our family but my uncle had the luxury of staying at home until 32
Only really left when his dad died and my Nan needed to downsize the house.
Prior to that my dad was at home until he got married at 22, But he didn’t go to university and has never really lived on his own or paid bills.
Quite a charmed life for a very average looking average intelligent overweight gammon.
Doubt we will see those opportunities again

Oh and deposits from us due to inheritance. Forgot to mention that and it’s very important.

One of mine went to uni at 18 and never came home again. She rented in that area with friends for a while and is now buying a house with her partner, which is half the price it would be where we live.

The other has bought a flat locally but has only been able to do that due to her high earning partner.

Both mid 20s now and all of their friends still live at home. It’s very normal.

Half and half id say Depends on if you want or have to be independent. Nice to be with parents

Yup, and massive population growth hasn’t helped either as the politicians didn’t think to increase housing stock nor infrastructure either.

Very very common, unfortunately people my age and older fucked the system. Elected people who rewarded bankers rather than fining them, dropped grants, stopped summer support for students and created a housing crisis and stopped 100% mortgages.

@bumblecoach I don’t think it was back then, I’m struggling to think of anyone I know who didn’t move out of home pretty quickly in the 1990’s. It was much easier then. Our children definitely have it harder. 😕

After graduating from university, I lived at home with my parents and younger siblings until I moved out again for a job in London. My parents never charged me for anything, and the arrangements remained the same as when I was a teenager—helping out and contributing to life at home whenever needed.
My three younger siblings still live at home with our parents. They have well-paying hybrid jobs, don’t pay rent, but handle their personal expenses and help out with household chores when needed. Each of them is earning 50k, they're still young with plenty of opportunities to climb the ladder and increase their income. They aren’t interested in moving out unless something significant requires it and prefer to invest their money in future-proof ventures.

I moved back home around this age after splitting with my ex. I saved some money up for a couple of years and bought my own place

Much more common these days.

My DD was still at home at that age but was saving hard for a deposit. Finally managed to buy her own place at 27.

But a bit gobsmacked at a PP whose DC is earning £47k, only pays £300 pm towards their keep and still claims not to be able to save enough for a deposit.

My kids still lived at home at that age. I loved it and recognised it was my last few years with them

Sorry but if your DC earns £47k they could afford their own place.
I managed to buy my own house when I was on £21k, admittedly that was 9yrs ago so say £28k now for the equivalent, and I absolutely still "had a life."

£47k = just under £3k a month take home AFTER tax, NI and I gave them the benefit of the doubt and put in student loan as well.

If you are charging them £300 all in that's £2700 they have spare every single month. Even if they only saved half of that (and £1300 a month to do what you want is hardly "having no life," that's a 5% deposit on a £325k flat within 1 year
The one on £30k might have to save a bit longer or cut their fun money to "only" £500. Or, god forbid, move away from mummy and daddy to one of the many areas of the country where you CAN get a flat (or even a house) for significantly less than £325k.

There's nothing wrong with staying at home if everyone is happy with the situation but if you honestly believe their tales of woe you're being taken for a mug. If they wanted to, all of them could absolutely save a deposit by the age of 26 if working full time from the moment they graduated, while still living a life with far more disposable income than 95% of adults.

You realise when you finally chuck them out they are going to struggle to get used to actually budgeting if they've had years of only pleasing themselves with the vast majority of their salary?

Yes very common.

I guess if you view everything through the lens of saving money, then yes, I can see why you might choose to live at home in your 20s. I completely accept that flat sharing meant that it took me 8 years to save for a deposit instead of 2 or 3 years, but to me it was absolutely worth it to get to spend my whole 20s living with friends in London (priceless etc.).

I should add that if one has a very good relationship with their parents and has plenty of space and complete freedom living at home, and their home town is a great, ‘young’ place like London, Manchester, Brighton, etc. then it’s a good move (and they’re incredibly lucky!)

The appeal for many is that, by not paying a commercial rent for 2 years or so means they will be able to then save enough for a deposit to buy their own house.
Once you are paying commercial rent saving a deposit becomes a very long haul.

I think it’s common but I don’t understand the appeal at all. I left at 19 and never looked back! Most of my friends did the same. The ones who had an extended period at home after university generally stayed in their home town, the ones that flew the nest early are now scattered across London, Singapore, New York, Chicago, LA, Australia, HK, Bermuda and the Middle East.

All mine in their 20s and still at home. HMO would be 800. Studio 1200. 1 bed 1400. All plus bills and food. They prefer to stay home and enjoy their lives for 300 all in. They earn between 30 and 47k.

They have no hope of buying without partners or significant cash help and I can’t afford to help them. They’ll probably have to wait until me or their Dad die.

They were saving hard but then all decided it’s not worth it. A flat would be minimum 325k and they’d have to have no life for a decade or two. So they’re just not playing the game. They all talk about moving abroad. In reality I will probably downsize when I retire and give them as much as I can - then kick them out!

Coincidently, both of mine moved out at 25, although I wasn't able to afford it until I was 27.
I don't think it is a "these days" issue.

It was quite common in the 90s as well. My uncle was living at home and he was 32.

30 year old owns own home with her DH.

28 yr old living with BF's parents saving (means they can walk to work)

25 year old still at home with no plans to leave 👍 Living a great life!

Youngest DC 10 year old here also.

Weve got loads of space so love them being here and their rooms are still here for them if they want to come back also. Which has happened more than once!

I was still living at home at this age. It must depend on the family dynamics. Me and my DP are quite well matched in temperament which helped in hindsight. My DM used to spend a lot of weekends with my DFs parents when they were younger so they didn't find anything weird about DH staying over before we got married.

It probably helped that we were saving for deposits and had aspirations of moving out. It must be very different with no end in sight.

I think it’s common. Unless they move in with a partner and there’s two of them paying rent/mortgage. House share if they move away. Dd is moving away in the next few months, she’s 24yo and will be going into a flat share. I’m worried when her course ends she’ll come back in two years 🙈😂