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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Am I greedy to buy this property?

158 replies

MuckFusk · 25/06/2025 22:36

I notice a lot of people on MN are down on owning vacation homes, and I get why that is, considering how short housing is and the population density in the UK. I'm in Canada (where it's very common to have a vacation home) and I just made an offer on a property which will be used probably four months out of the year. I felt it was a better option environmentally to travelling, as it is not far to drive to, so no plane travel needed. I plan to kit it out for sustainability just as I have my current home; high efficiency heat pump, insulation, etcetera. The major reason I bought it as a future income property for my disabled daughter, especially for when I am no longer living, but it will be a vacation home for awhile. I don't think I'm depriving anyone else of high demand home, because it's been sitting on the market for a month and is in an area with a glacially slow housing market right now.

However, I do wonder if I'm greedy to have more than one property when some people can't even afford one. So you can vote YABU if you think I shouldn't have it and YANBU if you think it's okay.
It might seem like a weird question, but I second guess myself a lot.

OP posts:
BringOle · 26/06/2025 07:35

I’m sure OP is asking on mumsnet AIBU because this kind of forum doesn’t exist in Canada, it’s just a chat to pass time and not serious research about housing shortage.

I voted YANBU FWIW OP, but if you’d have asked the same question about a holiday cottage in England my answer would have been different

notsomarvelousmrsmaisel · 26/06/2025 07:35

I can't read the word 'greedy' and take the speaker seriously - it's a concept for children reading Roald Dahl books and who haven't yet reached capacity for nuanced thinking.

But I think what you're asking is: is it morally justifiable?

And you've already answered that question. You're not depriving anyone else of a home by buying it, nor are you using it as a home. It's a source of income, like any other business, and one that you've spent money on in one chunk instead of spending money on multiple individual holidays. I don't think there's any moral issue here.

SnoopDougyDoug · 26/06/2025 07:26

OP, why on earth are you asking this question on UK based site which is populated with people who (mostly) don't live in Canada or know anything about housing and second home ownership there? It's just a bit daft really. Why does it matter what a bunch of non-Canadians think? Crack on with your plans, sounds great. If you're worried about being selfish maybe ask a neighbourhood forum for the area you're planning to buy in.

enigmainthemist · 26/06/2025 07:22

BMW6 · 26/06/2025 00:17

Why on earth would you give a monkeys what anyone else thinks?

Atw you seriously expecting me to believe that if more people vote against it then you won't buy it? Really????

THIS with bells on. Good grief, if I lived my life according to the stupid rules people on MN spout I'd be bloody miserable.

I can tell you now that every single person on this site is "selfish" in their own way, noone is perfect, and none of them go running off changing how they live their life because some online stranger told them to.

Live your life they way you want to and enjoy it. It's short enough.

Mumofteenandtween · 26/06/2025 07:11

I’ve just googled and the population of the UK is nearly double that of Canada whilst the land mass is about one fortieth.

It is almost impossible for us to understand just how much space there is in Canada whilst it is equally hard for you to understand what it is like to live on an island with a huge housing shortage.

Hotmoodle · 26/06/2025 06:58

TheGrimSmile · 26/06/2025 06:41

Because some people are considerate of others and like to put some thought into things before they nake decisions. Things that we do impact other people and it's a positive thing to consider that. The world is going to shit because of thoughtless, selfish fuckers who never stop to look at the bigger picture.

Asking to buy a second home in the middle of Canada with a very small population which doesn’t affect anyone but OP is thoughtful and considerate? Too many self righteous fuckers on this planet are going to be pretty miserable if they are asking permission for every single boring fucking thing they do.

FancyCatSlave · 26/06/2025 06:48

I don’t have a problem with holiday homes. I like to stay in them!

In some areas the numbers need to be controlled but otherwise I am all for it.

TheGrimSmile · 26/06/2025 06:45

OP, it's difficult to answer without knowing the specific area. I'd imagine that with Canada being so huge, space and land isn't an issue ( which is often what makes property expensive). Is there a lack of housing for first home owners in the area?

TheGrimSmile · 26/06/2025 06:41

Hotmoodle · 26/06/2025 01:27

Why do you care what strangers think? I couldn’t live my life like this. Do what you want.

Because some people are considerate of others and like to put some thought into things before they nake decisions. Things that we do impact other people and it's a positive thing to consider that. The world is going to shit because of thoughtless, selfish fuckers who never stop to look at the bigger picture.

Jennps · 26/06/2025 05:55

Ignore the people who think like this. They are crabs in a bucket, who want to pull everyone else down rather than focus on fixing why they may be experiencing a problem.

It’s a prevalent cultural attitude in this country, why is why it is in terminal decline. Small island mentality.

Jigaliga · 26/06/2025 05:51

If its not an investment property as you go to great lengths to reassure us, then why do you even bother mentioning your daughter?

babyproblems · 26/06/2025 05:35

most users here are in the UK so you’ll be told yes it’s greedy because there’s enormous issues with property there and people are very opinionated on it. However in the rest of the world it’s totally fine and you can have a house for holidays.

Stepintomyshoes · 26/06/2025 05:27

Will other peoples opinions feed your daughter when you’re gone?

who cares what anyone else thinks, if prioritise what was right for my family every time

Viviennemary · 26/06/2025 05:19

Just don't it. Well off folk who live council houses are worse IMHO. They should buy their own and let a more deserving person have it.

MuckFusk · 26/06/2025 04:46

Zooeyzebra · 26/06/2025 04:31

It’s a different market though isn’t it. Having lived in Canada there are plenty of people who have second homes/cottges/holiday homes. Many of these are not winterized and cannot be lived in through the winter. Often the location is inaccessible through the winter months and the local town has few services through the winter (schools,doctors etc) So it’s not really taking a liveable home away from someone

All that is true, only in this case it is a year round home, but in a low demand area. Few services and not close enough to any big city to be in demand from commuters either.

OP posts:
MuckFusk · 26/06/2025 04:43

stayathomer · 26/06/2025 04:31

If everyone followed that logic nobody would but anything, a lot of people can’t afford what others can but that doesn’t mean people shouldn’t buy them! Saying that a month isn’t a long time to be on the market and yes I do think people choosing to have a property that will lie dormant when people are clawing to rent anything isn’t great.

You have a point there. However, people are not clawing for rentals in the area. You're picturing a situation like in the UK or a big North American city. It's not at all like that. The area is not in high demand.

OP posts:
MuckFusk · 26/06/2025 04:40

user1492757084 · 26/06/2025 04:33

It's a sound idea for you and your child, Op.

If there are any charities which support your child's disability, you could offer free or at cost holidays for some families that would relish staying in your little holiday abode set up with facilities that suit your daughter..Engage a local cleaner to help manage that.

That is a fantastic idea! Thank you!

OP posts:
MuckFusk · 26/06/2025 04:39

Caligirl80 · 26/06/2025 04:20

Oh dear - you already know the answer to this question. And the way you have worded your post makes it seem more like you are bragging about the fact you are buying a second home rather than having any particular interest in sustainability etc. If you actually cared about the answer you wouldn't be buying the place.
If you want to buy a second home and have the means to do so then do whatever it is you are going to do. But attention seeking like this is daft.

Another one who apparently doesn't understand the purpose of an AIBU post. In an AIBU post you ask for opinions on your choices, problems etcetera. In my case I post them because I'm a bit lonely and like talking to people and hearing their points of view, not because I wanted my mind changed. I guess I could stretch the point and call that "attention seeking," in which case anyone who starts a thread in AIBU is doing the same. So why are you posting in AIBU if you are bothered by that? Where you get "bragging" from I do not know. It's not exactly a palace and if you had FTT you would have seen that.
You don't have any reasoning behind anything you're accusing me of, so it's not interesting to me. But thanks for responding.

OP posts:
user1492757084 · 26/06/2025 04:33

It's a sound idea for you and your child, Op.

If there are any charities which support your child's disability, you could offer free or at cost holidays for some families that would relish staying in your little holiday abode set up with facilities that suit your daughter..Engage a local cleaner to help manage that.

stayathomer · 26/06/2025 04:31

If everyone followed that logic nobody would but anything, a lot of people can’t afford what others can but that doesn’t mean people shouldn’t buy them! Saying that a month isn’t a long time to be on the market and yes I do think people choosing to have a property that will lie dormant when people are clawing to rent anything isn’t great.

Zooeyzebra · 26/06/2025 04:31

It’s a different market though isn’t it. Having lived in Canada there are plenty of people who have second homes/cottges/holiday homes. Many of these are not winterized and cannot be lived in through the winter. Often the location is inaccessible through the winter months and the local town has few services through the winter (schools,doctors etc) So it’s not really taking a liveable home away from someone

Caligirl80 · 26/06/2025 04:20

Oh dear - you already know the answer to this question. And the way you have worded your post makes it seem more like you are bragging about the fact you are buying a second home rather than having any particular interest in sustainability etc. If you actually cared about the answer you wouldn't be buying the place.
If you want to buy a second home and have the means to do so then do whatever it is you are going to do. But attention seeking like this is daft.

MuckFusk · 26/06/2025 04:20

pikkumyy77 · 26/06/2025 04:12

In what sense does this property make sense for her? She can’t easily rent it as it probably doesn’t command a high rent year round. She can’t commute to it or live in it without being able to drive (surely).

We're not looking for a high rent as it's not her only source of income. She will have a management company take care of collecting rent and dealing with the tenants and then send the money to her. We looked into it and it doesn't cost much. So there will be no need to go there when it's tenanted.

OP posts:
pikkumyy77 · 26/06/2025 04:12

MuckFusk · 26/06/2025 01:52

She has CP also, but no learning disabilities. So she just needs help of the physical sort. For example she can't drive. I haven't quite sorted out the guardianship thing. Her favourite cousin has offered, but she doesn't live in the area. She could always sell the house and then move to where her cousin is.

Don't be sorry, you brought up some important issues. I am in the same boat as you, trying to sort it out.

In what sense does this property make sense for her? She can’t easily rent it as it probably doesn’t command a high rent year round. She can’t commute to it or live in it without being able to drive (surely).

MuckFusk · 26/06/2025 04:11

Mothership4two · 26/06/2025 04:06

I'll vote YANBU if you let me come use it!

😄 If you're ever in Quebec, send me a DM.

OP posts: