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What is your summer holiday budget versus household income?

218 replies

GreatWhiteWail · 23/06/2025 09:47

DH and I are not aligned on what our holiday budget should be. Because of covid and having young children we haven't previously gone on a (scottish-) school-holiday-time family holiday to a resort. When it was just DH and I we did more city-break type holidays (and even though we went to nice hotels, it didn't cost that much). We have never done a 'week in the sun with a beach/pool' type holidays so have no frame of reference. I'm talking about just a European resort for 1 week plus flights for 4.

I know there will be outliers as some people have no mortgage or childcare costs etc and will spend a lot more than is typical. but I'd be interested to know what's normal for different family incomes.

Is £5k for a holiday for 2 adults and 2 children a 'reasonable' budget? We each earn approx £60k. DH says people earning this would spend much more than that. I am uncomfortable with £5k, as although we can afford it, it seems so much money to just spend (rather than save or spend on the house etc).

Apologies for the nosiness, I don't want to ask friends as although I really want to know if this is normal, it would be rude to ask what they earn!

OP posts:
sunshineandrain82 · 23/06/2025 16:04

About 90k is our take home.
this year it’s around £6k with spending money for 2 trips for 6 of us

next year we have done 7k plus spending money for 1 holiday for 7 of us.

10k is usually our budget. But we wait for an offer to be on as well.

Kanfuzed123 · 23/06/2025 16:03

MellowPinkDeer · 23/06/2025 16:01

We cannot go anywhere abroad for less than about £6k so that is usually our starting point, generally 1k to 1500 per person. If it’s just for me and DH then we will spend up to 4K. We generally do one of each per year.

edited as you asked about income it’s around £180k,

Edited

Do you have a very large family?

ie 4 kids?

Kitchenbattle · 23/06/2025 16:02

owlexpress · 23/06/2025 15:48

Not once you break it down to net monthly income tbh. DH and I are now officially on a six figure household income and we're both in quite normal professional jobs.

We don't have a holiday budget as such, we don't have children and love to travel so each year we just sort of see what we can afford/what we fancy/what we can get off work at the same time. We're recently back from a week in Croatia, package but not AI, nice place but certainly not luxury, where we spent 3k all in so 5k including your children sounds about right.

If you actually think about it as return flights for 4 people (or 3 if one is under 2yo), plus the cost of each night in a hotel, plus food depending on board basis, plus transfers, £1250pp is not expensive for what you're getting.

ETA - £1800pcm is high for a mortgage I'd say, I'd assume you're Bearsden or Leith or somewhere with a mortgage like that.

Edited

Yeah I’m on 50k (40k was entry level for me and it was a new career) so is on the first rung of management in his role and is on 70k neither are extortionate salaries but together they sound substantial. We both get paid for overtime too so we can top up our monthly pay whenever we need to

Stressedoutforever · 23/06/2025 16:01

Our household income is 76k and we probably spend about 1k on holidays a year, friends with similar income spend about 15k!

MellowPinkDeer · 23/06/2025 16:01

We cannot go anywhere abroad for less than about £6k so that is usually our starting point, generally 1k to 1500 per person. If it’s just for me and DH then we will spend up to 4K. We generally do one of each per year.

edited as you asked about income it’s around £180k,

golemmings · 23/06/2025 16:01

We spend 3%. It gets us a spring/autumn break in a youth hostel plus a week in the summer/may half. Accommodation for each is max £500 for 4 of us and a further £500 for entry fees, meals, treats etc.

Kanfuzed123 · 23/06/2025 15:51

Sofiewoo · 23/06/2025 15:44

Which is largely driven by age and when you were able to get on the property ladder.

I’d add to that where you live and the size of your family too x

ELMhouse · 23/06/2025 15:49

These threads come up so often! OP the main answers you will get will be from high earners that like to show off what their household earns (they will badge it as ‘well the OP asked’)

you won’t get a good cross section as the many ‘we earn £200/£300k a year gang are out!

What you budget for holidays has many variables, what you have budgeted seems fair in terms of income and mortgage etc

owlexpress · 23/06/2025 15:48

Jellycatspyjamas · 23/06/2025 14:59

Well no, most people are quoting £100/120k which is a considerable difference to £80k.

Not once you break it down to net monthly income tbh. DH and I are now officially on a six figure household income and we're both in quite normal professional jobs.

We don't have a holiday budget as such, we don't have children and love to travel so each year we just sort of see what we can afford/what we fancy/what we can get off work at the same time. We're recently back from a week in Croatia, package but not AI, nice place but certainly not luxury, where we spent 3k all in so 5k including your children sounds about right.

If you actually think about it as return flights for 4 people (or 3 if one is under 2yo), plus the cost of each night in a hotel, plus food depending on board basis, plus transfers, £1250pp is not expensive for what you're getting.

ETA - £1800pcm is high for a mortgage I'd say, I'd assume you're Bearsden or Leith or somewhere with a mortgage like that.

Sofiewoo · 23/06/2025 15:44

Kanfuzed123 · 23/06/2025 15:40

I think this thread shows gross income is sort of irrelevant it’s disposable income because on the face of it lots of posters earn less than my DH and I but spend a substantial amount more on holidays, I imagine this is due to varying levels of disposable income

Which is largely driven by age and when you were able to get on the property ladder.

turkeyboots · 23/06/2025 15:42

Holidays in school holidays are so expensive. And they'll only get more expensive when your little ones turn into teens and are priced as adults. A cheap and cheerful holiday school holiday time costs us over £5k now, so enjoy that child discount. We'd spend £10k if we didn't have the much longer Irish school holiday period.
And as you are in Scotland, book next year's holiday for when school breaks up. English schools run into July, so you'll be a bit more value in June and early July.

Kanfuzed123 · 23/06/2025 15:40

I think this thread shows gross income is sort of irrelevant it’s disposable income because on the face of it lots of posters earn less than my DH and I but spend a substantial amount more on holidays, I imagine this is due to varying levels of disposable income

Moveoverdarlin · 23/06/2025 15:31

Joint income is £100k. Holiday for two weeks in summer hols is £6750. Plus spending money.

minnienono · 23/06/2025 15:30

The tip is to look for places that are more unusual to spend less. I recommend Finland for instance, or if you like warmth, the Atlantic coast of Spain rather than the costas. West coast of France is best if driving though if you don’t mind doing overnight stops the Venician riviera is lovely as are the lakes - we drove across Germany.

for more traditional holidays, if you are in Scotland and going in English term time look for flights from England eg my family got a bargain from Bristol this weekend then drove down the day before

Mandylovescandy · 23/06/2025 15:29

We earn similar (slightly more after recent promotion) and save £500/month for holidays but I would not spend that on one week in the sun. Thisv year doing two week family camping trip, one week me and kids camping (both in UK), couple of long weekends plus a ski trip (this is more like every other year). Have you looked at eurocamp? We got a week at one in half term last year including travel for less than £1k and summer prices likely to be more but still good value and loads to do with the kids

EnglishGirlApproximately · 23/06/2025 15:29

Our household income is around £95k and while we don't have a set budget we would normally spend between 8 - 12k on holidays in a year. Sometimes that's just one holiday and a weekend break if we're going somewhere like Florida or Mauritius, or it could be 3 smaller holidays.
It seems a lot in comparison to what others spend but our mortgage is small, we have no childcare costs and no debt so it's our main expense.

Didntask · 23/06/2025 15:28

We're a comfy 6 figure household and usually spend approx £4k on a week in summer and the same again on a week in October, plus a few weekends away/days out during the year, so about £10k or so altogether (not including spending money. Probably another £1k, as I do not consider self catering a holiday - for me at least - a holiday..). 2 adults, 1 child.

Ariela · 23/06/2025 15:27

£0 budget. We don't do holidays. Income as a household is over 120k including all pensions etc (DH mainly retired, but when he does work his charge out rate makes it worthwhile).
If we go away it's spontaneous spur of the moment couple of days maximum and we shop about for a good deal for a B&B/hotel where we want to go
(we have no mortgage, credit card debts, loans, car loans, contracts for TV etc either, no dependant kids now all earning hoorah, and we can leave them home to look after the menagerie!)

StrawberrySquash · 23/06/2025 15:21

The wrong side of £1000 for me once I've paid for meals out etc while we are there. Week sharing Airbnb in a European city with friends. Flights on budget airline. Day trips and sensible meals out, with a few nights eating in. So I can see how that'd hit £5k for four pretty easily. I'm often a bit surprised at friends in fancy hotels popping up on social media because it's not how I grew up at all. I still struggle to spend much on a hotel; it seems such poor value for money.

TeenLifeMum · 23/06/2025 15:21

Nottsandcrosses · 23/06/2025 13:00

Well i suppose i have certain desirable's.

Very large pool area, more of a village type feel, water park, padded sun loungers, beach and minimum 3 restaurants, a room with 2 bathrooms 2 bedrooms (thats a new must have since my 2 older have hit early teens and take about 2 hours to get ready and 10 tiktok videos later😂)

So yeah I suppose we could get lower priced ones.

We have teens - they go in one room with their own bathroom and we have another next door. Also means I don’t have to look at the mess in their room 🫣. 2 bed apartments with 2 bathrooms will be limiting. All the rest is also in our criteria.

Kanfuzed123 · 23/06/2025 15:15

GreatWhiteWail · 23/06/2025 09:47

DH and I are not aligned on what our holiday budget should be. Because of covid and having young children we haven't previously gone on a (scottish-) school-holiday-time family holiday to a resort. When it was just DH and I we did more city-break type holidays (and even though we went to nice hotels, it didn't cost that much). We have never done a 'week in the sun with a beach/pool' type holidays so have no frame of reference. I'm talking about just a European resort for 1 week plus flights for 4.

I know there will be outliers as some people have no mortgage or childcare costs etc and will spend a lot more than is typical. but I'd be interested to know what's normal for different family incomes.

Is £5k for a holiday for 2 adults and 2 children a 'reasonable' budget? We each earn approx £60k. DH says people earning this would spend much more than that. I am uncomfortable with £5k, as although we can afford it, it seems so much money to just spend (rather than save or spend on the house etc).

Apologies for the nosiness, I don't want to ask friends as although I really want to know if this is normal, it would be rude to ask what they earn!

We earn roughly the same, made up differently but the nuance is maybe disposable income may be different. 2 adults 2 kids

for way of contrast ours is probably about £2.5k a month (not including savings)

I guess it depends what you mean. I for instance wouldn’t spend £5k on a week European holiday. But my annual holiday budget is around £6k. But I make that stretch.

this year I’ll be holding back £1k to use toward nexts years holiday, we’re going to Florida.

but when I say I make it stretch, this £5k this year will buy us a long weekend in London, a week 5 AI in turkey (in school hols) and a week in Paris 2 nights at the centre parcs and then 4 nights at one of the 4 hotels in DLP.

next year, I’ll be looking at £7k for 2 weeks in wdw. But may go over budget and get a week in haven (we’ve never been ans I really want to go)

FiveBarGate · 23/06/2025 15:12

GreatWhiteWail · 23/06/2025 10:27

My goodness, I see the £8-15k holidays come up on the Jet2 search results and all I can think is "what would you need to earn to be comfortable paying that?!" so thank you for the example!

Interesting that people are saying holidays like this are more post-Covid. I just can't believe how much they cost.

Maybe I need to unclench a bit.

Can you travel to an English airport? Go the first week or two of the school holidays.

It is much cheaper for us to fly from Manchester than a Scottish airport.

Bit of a pain but we are not close to an airport anyway so still a faff regardless.

Alarae · 23/06/2025 15:02

Our holiday for next year is going to be about 6k all in, it is a 5* AI for a week but we literally don’t spend a penny while we are there. We’ve probably spent similar amounts in prior years, but that was with a slightly cheaper week abroad and then more UK weekends away.

We earn just over 100k, although probably closer to £110k for this year and next due to bonuses. We don’t have a car payment though, our childcare costs are about £250 a month and mortgage will increase shortly to £1,650 but still easily affordable, so we have a decent amount of disposable income.

RCJJ · 23/06/2025 15:01

GreatWhiteWail · 23/06/2025 12:42

This is DH's point. When I say we could spend less and put it towards the mortgage, he says that there is no point as it will barely make a dent in the mortgage even over 10 years anyway, and in 10 years the children won't want to holiday with us anymore and it'll be too late to spend on family holidays!

I agree with you both tbh but really agree with this! If you have the means to have some lovely holidays now while they’re younger then do. FWIW £5k for a week is about our budget if going abroad and we usually do half board as DH doesn’t drink. It does seem astronimical for one week of kids discos 🤣 but it’s great. We also similarly do UK trips that cost considerably less but we’d get a nice cabin or house for us all. Try and meet in the middle with DH somewhere!

notsobloodygrear · 23/06/2025 14:59

Income about 30k lone parent 1 teen DC Holiday budget about 3.2 k for three weeks sc somewhere sunny in school holidays which includes spending money .Have booked the cheapest good reviews and location but basic apartment and will get bread and cheese etc for lunches and eat out at night in a combination of cheap local places and nicer sea front restaurants..Did the same last year and had an amazing time with a few days trips included 😀

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