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What is your summer holiday budget versus household income?

218 replies

GreatWhiteWail · 23/06/2025 09:47

DH and I are not aligned on what our holiday budget should be. Because of covid and having young children we haven't previously gone on a (scottish-) school-holiday-time family holiday to a resort. When it was just DH and I we did more city-break type holidays (and even though we went to nice hotels, it didn't cost that much). We have never done a 'week in the sun with a beach/pool' type holidays so have no frame of reference. I'm talking about just a European resort for 1 week plus flights for 4.

I know there will be outliers as some people have no mortgage or childcare costs etc and will spend a lot more than is typical. but I'd be interested to know what's normal for different family incomes.

Is £5k for a holiday for 2 adults and 2 children a 'reasonable' budget? We each earn approx £60k. DH says people earning this would spend much more than that. I am uncomfortable with £5k, as although we can afford it, it seems so much money to just spend (rather than save or spend on the house etc).

Apologies for the nosiness, I don't want to ask friends as although I really want to know if this is normal, it would be rude to ask what they earn!

OP posts:
GreatWhiteWail · 24/06/2025 09:26

Maray1967 · 23/06/2025 16:43

We did 12 days driving in Scandinavia last summer - spent around £5k all in for three of us. We spent £7k on skiing at New Year for four of us. We’re budgeting £12-14k for a holiday in the Far East next summer. Our joint gross income is £150k. We’re mortgage free, and I’ll delay buying new carpets etc rather than not travel.

This is also very useful, as when I said I wanted to get the mortgage down, DH said "and then will you spend all the freed-up mortgage money on holidays and I was horrified and said no Grin

But this sounds like such a money-worry-free life!

OP posts:
GreatWhiteWail · 24/06/2025 09:12

reinforcementz · 23/06/2025 16:34

2 x self-employed in rubbish pay prestige jobs (arts/publishing).

4 nights self-catering in Scotland is costing us a grand, we will probably bookend with a night or two in Edinburgh.

We need to go to USA to visit friends later in the year and I'm seeing packages for £5k for 3 of us which I thought was pretty reasonable. Probably the impending global apocalypse.

A week in Italy cost us £7k for 3 adults and one child last year. Easyjet flights, nice hotel but nothing mindblowing.

It's just dead expensive now. Gone are the pre-Brexit pre-kids days where DH and I could get some luxury spa break in Tuscany on Voyage Prive or Secret Escapes for £600 each.

Ah we did some great Voyage Prive breaks back in the day! Some of them were brand new hotels which still had some teething issues, which was probably why they were cheaper, but that was no issue whatsoever when it was just DH and I with a city to explore. With children you need reliable though.

OP posts:
Fitasafiddle1 · 24/06/2025 09:08

GreatWhiteWail · 24/06/2025 09:01

This is why I thought that household income and holiday budget were useful, and why I'd given my own. It's helpful to see both those higher and lower, and what difference that makes to holiday budgets. I've always wondered who the people are who spend 5-figures on a week's holiday! This helps the context of my own decisions.

Is there something uncomfortable or feels like waste op? In many ways the holiday feels like there is a general difference (not a serious one) about the approach to money.

Austria is great value in the summer for an adventurous holiday.

We couldn’t continue with our jobs without a proper break, so we do invest in ourselves and our energy levels. If we didn’t need it as much as we do we wouldn’t bother spending so much, as you can see the world in lots of different ways. I think it depends what your holidays are for op, the kind of jobs you both have and how much you need them to be relaxing/recharging etc - and it might be different for your dh, so worth factoring in.

GreatWhiteWail · 24/06/2025 09:05

Stressedoutforever · 23/06/2025 16:01

Our household income is 76k and we probably spend about 1k on holidays a year, friends with similar income spend about 15k!

Oh my goodness. Shock

<faints>

OP posts:
GreatWhiteWail · 24/06/2025 09:01

ELMhouse · 23/06/2025 15:49

These threads come up so often! OP the main answers you will get will be from high earners that like to show off what their household earns (they will badge it as ‘well the OP asked’)

you won’t get a good cross section as the many ‘we earn £200/£300k a year gang are out!

What you budget for holidays has many variables, what you have budgeted seems fair in terms of income and mortgage etc

This is why I thought that household income and holiday budget were useful, and why I'd given my own. It's helpful to see both those higher and lower, and what difference that makes to holiday budgets. I've always wondered who the people are who spend 5-figures on a week's holiday! This helps the context of my own decisions.

OP posts:
GreatWhiteWail · 24/06/2025 08:56

ETA - £1800pcm is high for a mortgage I'd say, I'd assume you're Bearsden or Leith or somewhere with a mortgage like that.

Yes we're in an expensive bit of Scotland. So although compared to the average for Scotland that mortgage might sound a lot, I hope it's relatively 'normal' for where we are, at our age. But maybe it's not! If not, I don't know how everyone else is living there unless they've been gifted a significant 6-figure deposit.

This is something else DH and I disagree about; I want to mortgage paid off ASAP, he thinks it's all normal and I should stop thinking about it.

OP posts:
BIossomtoes · 24/06/2025 08:50

Sofiewoo · 24/06/2025 08:17

To be fair there always holiday options cheaper than the ones I book, but they are not locations or hotels I would want to stay in.

Edited

There are loads of sub £5k AI holidays available but, as you say, they’re not something some people would want.

ARichWomansWorld · 24/06/2025 08:29

We will spend around 3k travelling around in our Motorhome for a month over summer hols, the initial outlay for the vehicle was 70k though.

We have always spent a lot on holidays as a % of income I would ascertain around 8.5% of income most years. This was when children were small as well. Last time an adult child came along on holiday with us was 2 year ago, we also generously paid for their partner, they split up a few months later, not doing that again.

indoorplantqueen · 24/06/2025 08:28

We prioritise holidays. Prob spend 10-12% on our household income which includes skiing trip, canaries/ morrocco at Easter, 1 wk AI in July (turkey/ Greece), a few European city breaks and CP for a week at NY. I do a lot of research and check between sites for good deals and child free places.
paid 2.8k for this years summer holiday in turkey. Two adults 1 teen.

Samesame47 · 24/06/2025 08:24

This year is likely to be our last family holiday for a while as our dd’s are at the age they will want to go with friends next year. We are doing 3 weeks in America and all in will costs around £15k, on a usual year we do 2 weeks AI and the cost is between 7-9k depending on what country we visit.
I would say 5k will be tight

Sofiewoo · 24/06/2025 08:17

OrangeWire · 23/06/2025 22:00

I’m really surprised by this thread, last year we went on a 5 AI holiday for a week and that cost £5k for 2a & 2c (1 free child place) that was a “treat” holiday and this year we’re going to a 4 AI holiday for a week and that has cost £4k. Our household income is £120k. There were loads of cheaper AI holidays available so I’m surprised everyone seems to be spending so much!

To be fair there always holiday options cheaper than the ones I book, but they are not locations or hotels I would want to stay in.

ELMhouse · 24/06/2025 08:07

Achoooo · 23/06/2025 21:46

OP, a thought, those that spend less on holidays might not pop up and share as easily as those that spend an arm and a leg?!

This! I mentioned something similar above! You won’t find a decent cross section on a thread like this.

Kanfuzed123 · 23/06/2025 22:13

OrangeWire · 23/06/2025 22:00

I’m really surprised by this thread, last year we went on a 5 AI holiday for a week and that cost £5k for 2a & 2c (1 free child place) that was a “treat” holiday and this year we’re going to a 4 AI holiday for a week and that has cost £4k. Our household income is £120k. There were loads of cheaper AI holidays available so I’m surprised everyone seems to be spending so much!

So am I

OrangeWire · 23/06/2025 22:00

I’m really surprised by this thread, last year we went on a 5 AI holiday for a week and that cost £5k for 2a & 2c (1 free child place) that was a “treat” holiday and this year we’re going to a 4 AI holiday for a week and that has cost £4k. Our household income is £120k. There were loads of cheaper AI holidays available so I’m surprised everyone seems to be spending so much!

Whoknows101 · 23/06/2025 21:56

We've got a pretty decent household income. I wouldn't dream of blowing the sort of money being bandied about on this thread every year on holidays. I'm quite shocked actually - although this is clearly one of the most skewed mumsnet threads I've seen in a while....

Achoooo · 23/06/2025 21:46

OP, a thought, those that spend less on holidays might not pop up and share as easily as those that spend an arm and a leg?!

BrunchBarBandit · 23/06/2025 21:38

Our household income is £140k and we are mortgage free. We prioritise holidays (ie just share one second hand car, bought outright) and spend £12-13k for 2.5 weeks in summer, another £2-3 for a week at Easter or Whitsun, for overseas hols, then another 2 or
3 weekends (hotel or cottage) in UK. We probably spend £18-20k per year which includes all food and other spends.

LizzyLine · 23/06/2025 21:34

Combined gross income £181k. One child. School fees. We save £500 pm so a budget of £6,000. We tend to spend £5,000+ on ten days in Europe in the summer. Plus £8-900 for Centre Parcs. Then often use additional income/savings for a city break as well. So real budget more like £6,750 probably. 3.7% of earnings. 4% if you take school fees off first.

Chick981 · 23/06/2025 21:18

£3k is our summer budget this year, first year of going away in the school holidays so feels like a lot! We earn less that you though, about 85k between us.

Kanfuzed123 · 23/06/2025 21:16

Hellohelga · 23/06/2025 21:15

Your budget of 5k is about right. That’s what I aim to spend for a normal family holiday for four. There might be years when you want to spend more on a special holiday - Disney USA, safari - but I’d save those for when kids are older.

For a week? Or all year?

you can definitely get wdw for 10 days for around that btw xx

Hellohelga · 23/06/2025 21:15

Your budget of 5k is about right. That’s what I aim to spend for a normal family holiday for four. There might be years when you want to spend more on a special holiday - Disney USA, safari - but I’d save those for when kids are older.

Kanfuzed123 · 23/06/2025 21:14

SunnySideDeepDown · 23/06/2025 21:12

We’ve only done one and it was nice but I wouldn’t recommend it - I think there are better!

Theres a euro camps FB group which is helpful to see the pros and cons.

We drove which saved £££ and allowed us to take more, but it was a long drive.

i think I’d like to venture maybe out of France, not sure but the self drive option does make it a nice cost saving!

thanks I’ll take a look on fb!

SunnySideDeepDown · 23/06/2025 21:12

Kanfuzed123 · 23/06/2025 21:06

Can you recommend any Eurocamps?

it’s another one that’s on my list

We’ve only done one and it was nice but I wouldn’t recommend it - I think there are better!

Theres a euro camps FB group which is helpful to see the pros and cons.

We drove which saved £££ and allowed us to take more, but it was a long drive.

ClareBlue · 23/06/2025 21:09

Look at different options and you can get a great holiday for 5K. Try Baltic Coast in Lithuania or Poland for beaches. Try Solvenia or North Macedonia if you want activities. Montenegro or Albania instead of Croatia. Some great value around lakes in central Europe. Flights better value and accommodation half the price of traditional holiday venues. The future is not Spain or Italy😁

Kanfuzed123 · 23/06/2025 21:06

SunnySideDeepDown · 23/06/2025 21:05

Household income £105k, since having kids we’ve camped, caravan parks in the UK and Eurocamp in France. I can’t justify £5k for a week in the sun. We have significant savings for a rainy day and could pay it with little immediate impact, but it’s poor value for money to me.

Like you, I’d rather spend it on my house or save for a rainy day. Or for their future.

When my kids are older, I intend to take them on a few memorable holidays abroad. But whilst they’re little, it’ll be wasted. They won’t remember it or care if they’re abroad vs 2hrs away.

Can you recommend any Eurocamps?

it’s another one that’s on my list