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What is your summer holiday budget versus household income?

218 replies

GreatWhiteWail · 23/06/2025 09:47

DH and I are not aligned on what our holiday budget should be. Because of covid and having young children we haven't previously gone on a (scottish-) school-holiday-time family holiday to a resort. When it was just DH and I we did more city-break type holidays (and even though we went to nice hotels, it didn't cost that much). We have never done a 'week in the sun with a beach/pool' type holidays so have no frame of reference. I'm talking about just a European resort for 1 week plus flights for 4.

I know there will be outliers as some people have no mortgage or childcare costs etc and will spend a lot more than is typical. but I'd be interested to know what's normal for different family incomes.

Is £5k for a holiday for 2 adults and 2 children a 'reasonable' budget? We each earn approx £60k. DH says people earning this would spend much more than that. I am uncomfortable with £5k, as although we can afford it, it seems so much money to just spend (rather than save or spend on the house etc).

Apologies for the nosiness, I don't want to ask friends as although I really want to know if this is normal, it would be rude to ask what they earn!

OP posts:
LucyLoo1972 · 02/02/2026 01:54

we are very blessed becasue my mum lived in Tuscany and has now died and left me and my sister her apartment.

it has meant we have had cheap holidays as we have only had to pay for flights and food/excusrsion and car hire

I mean it still all adds up!

we have als Odeon trips to the US and they have cost a lot - mostly road trips. we stay in cheap hotels or camping but it is still a lot

LucyLoo1972 · 02/02/2026 01:52

WhisperingTree · 23/06/2025 10:45

I think your mortage is also normal at £1800. We pay half of that but that's because DH and I are in our 50s.

yes same. -we pay a lot less but we are in our 50s too

SarahD19 · 15/11/2025 18:56

It varies massively for us. Some years we have spent £300. So it really can be anything from less than 1%, and we wouldn’t rule out 10% of our budget for a trip of a lifetime.

This year we have spent more than usual at £7k. That has included staying at the main Disneyland Hotel in Paris, two separate week long package holidays in the Mediterranean (7 nights each time). Plus various UK breaks, including city breaks and seaside.

Next year we are likely spending between £3-4k. That will include a week in Paris, including 4 days onsite at Disneyland. Plus several UK resorts including Butlins, Center Parcs and Haven (including a week in the summer). We will also do a few mini breaks alongside this.

For the most part we are restricted to school holidays, due to being a family of 4 with two school aged children.

Aintnosunshinenowitsgone · 05/11/2025 17:32

babyproblems · 23/06/2025 12:39

People can spend how they like of course but I think the numbers on this thread are INSANE. Imagine if you all didn’t go on hols for a year and donated these huge sums to charity, what a difference that would make for some people. I do think it’s a colossal waste of money and I’d never spend these amounts on trips just to escape for a week or two.

You do realise that spending keeps the economy going, provides jobs, puts money into local economies in the countries visited. I can give to charity and also spend on holidays.

NotNowFGS · 20/10/2025 11:15

F

MissAmbrosia · 19/10/2025 22:37

We have probably spent something like 15 - 20k euros on travel this year. I am a bit shocked adding it up. However, we do prioritise it over other things. Don't have small children or need to take them with us.

Mandylovescandy · 19/10/2025 22:36

We both earn £70k and spend £6k a year on holidays (save £500/month for them) and I would not spend that on one week abroad. We split the holiday money between a longer summer trip (UK), several weekends away, a week during half term etc but we like camping so that makes it easy to do lots of trips as the cost is low. We also don't eat out much. Have you looked at Eurocamp? We got a great deal when we went and the mobile home thing was comfy and all the facilities (swimming pool, tennis, playparks, mini golf etc) were great

IDontHateRainbows · 19/10/2025 22:15

About 4k including spending money hh income around £105k before tax

Apfelkuchen · 19/10/2025 20:50

7.5% of our gross income, which I’m comfortable with as we also have savings etc.

WatchingReacher · 19/10/2025 20:38

180k gross income. 7k on 1 week in Europe for 4 in summer, long weekend in Amsterdam for me and DH and cottage in UK for a week for me, DH and dog. Another 1k on hotels and airbnb visiting kids at uni.

Moonlightfrog · 19/10/2025 20:30

Sorry wrong post ignore 🤣

Moonlightfrog · 19/10/2025 20:28

I try and keep the budget as low as possible. Never more than 1k for everything (gifts, food, days out). Dc are now young adults, I buy for around 8 other people but buy things during the year if I see something they will like.

NotrialNodeal · 11/07/2025 17:34

I agree with your husband. We earn 60k combined and spend about 5k on holidays yearly with 3 kids.

Pessismistic · 28/06/2025 20:59

It sounds like your dh thinks life is for living now make memories while you can. The mortgage has been accounted for anyway why not sit down with a travel agent I’m sure you would get a holiday for 5k. It doesn’t have to be every year does it but you might pay more to the mortgage and the kids might look back and think I never had holidays you need to decide what is your priority. I think holidays can be good family time away recharge. No usual mundane things to do.

Sleepwayne · 24/06/2025 19:50

We have spent about 9k on holidays (inc. spending money) this year. Our household income is about 77k.

IDontHateRainbows · 24/06/2025 19:45

Earn apx 100k between us and spending apx 3-4 k this year including spending money. This includes a foreign holiday in August and a uk holiday albeit uk one is just travel/ spends as family paying for accommodation

Kanfuzed123 · 24/06/2025 19:30

GreatWhiteWail · 24/06/2025 09:40

This is so helpful. Thank you.

I had no idea prices varied so much.

They really do

https://www.tui.co.uk/destinations/bookaccommodation?productCode=030164&tab=overview&noOfAdults=2&noOfChildren=2&childrenAge=3,5&duration=7&flexibleDays=3&airports%5B%5D=MAN&flexibility=true&noOfSeniors=0&when=27-05-2026&pkg=4407694953/3/877/7&tra_o=6194329665/6781146&tra_i=6194329728/6781147&units%5B%5D=003546:RESORT&packageId=030164TUDL007317798400000001779840000000TOM23617805312000001780531200000TOM237F1B014407694953/3/877/7&index=2&multiSelect=true&brandType=T&bb=AI&room=&isVilla=false&searchType=search&durationCode=7115&rmpc=1%7C2%7C0%7C2%7C0%7C5%2C3&rmtp=F1B01&rmbb=AI&fc=y&greatDealDiscount=0&bb=AI&price=pp

that holiday is just shy of £3k now but it was up last minute for shy of £2300 so that’s £700 cheaper

this hotel
https://www.tui.co.uk/destinations/bookaccommodation?productCode=038790&tab=overview&noOfAdults=2&noOfChildren=2&childrenAge=3,5&duration=7&flexibleDays=3&airports%5B%5D=MAN&flexibility=true&noOfSeniors=0&when=25-05-2026&pkg=1091440158/3/875/7&tra_o=6193962996/6663109&tra_i=6193978459/6663110&units%5B%5D=038790:HOTEL&packageId=038790TUAN019017796672000001779667200000TOM57417803584000001780358400000TOM575DD011091440158/3/875/7&index=25&multiSelect=true&brandType=T&bb=AI&room=&isVilla=false&searchType=search&finPos=25&price=pp&durationCode=7115

was £3k so that’s £1300 cheaper (these are just examples that I remember looking at)

Mumof3bringwine · 24/06/2025 10:34

i spend far to Much on holidays and day trips
around 10-12 k a year

54k a year income 🙈😂
it’s a priority for us though.

Kanfuzed123 · 24/06/2025 10:28

MellowPinkDeer · 24/06/2025 09:43

2 are mine and 2 my husbands, we need to plan as they obviously gonna with their other parents etc so you can’t really just drop everything and go and they are all too old to be missing school time ( though one of mine is homeschooled)

We’ve gone during the summer and October half terms the prices generally are the same, I sort 4* and above 4 trip advisor and above.

Fair enough you need the forward planning which makes things more pricey.

Although the only time of year I probably wouldn’t take them out would be y11. I would move the 2 days though so it was end of school year x

2chocolateoranges · 24/06/2025 09:45

We don’t have a holiday budget, if we see something we like we go for it.

we earn approx 60k between us and our summer holiday is £3500 for a fortnight and prob another £1000 spending money, we also have a winter week away approx £1500 usually go all inclusive for this holiday. We usually have a weekend away 3 or 4 times a year too.

our mortgage is quite small and dh’s wages cover all bills , so my wages are for treating ourselves.

MellowPinkDeer · 24/06/2025 09:43

Kanfuzed123 · 23/06/2025 17:12

Lovely. I’d love a big family but I’m afraid time got away from me.

have you tried last min deals though might be able to cut down cost? If you want of course.

as I’m a dreamer I’ve imagine planned a few hols as if were a family of 6, managed to get a few 4/5* ones for £3.5k (‘missing 2/3 days of school)

2 are mine and 2 my husbands, we need to plan as they obviously gonna with their other parents etc so you can’t really just drop everything and go and they are all too old to be missing school time ( though one of mine is homeschooled)

We’ve gone during the summer and October half terms the prices generally are the same, I sort 4* and above 4 trip advisor and above.

GreatWhiteWail · 24/06/2025 09:40

Kanfuzed123 · 23/06/2025 17:08

This year my lovely we’ll likely only get away 3 times for definite. we may get 4 if we pool resources with my mother and do a week in Cornwall or at a haven (as I said before I really want to go lol)

in 2023 I spent £4500 it went as follows

Disneyland Paris. 4 days in hotel Cheyenne, hotel and park tickets £730 inc ferry. Then 2 days in hotel b and b either side when we went into Paris that was about £250. The Disney deal was with magic breaks and I’ve never seen anything that cheap again.

5 * AI turkey. I believe it was £2600 for a week, didn’t spend a penny out there aside from 2 pool noodles (I booked 6 weeks out I think maybe closer but I watched the prices on tui and jet2 like a hawk and pounced when the price was low)

London think we stayed in a holiday inn, about £100 a night stayed 3. Breakfast included.

then we did Butlins in half term and that was £500 at one of the hotels (our hols miss matched with the rest of the uk then so cheaper)

then last year we spent £6500. £6000 was 2 weeks in a value resort in wdw and then the other £500 was centre parcs and another half term out of kilter

this year
we did London similar £100 a night a bit far out but on the DLR so love that. We did a kids show that was on and then the museums so very little expense. No school missed

we did a 5* AI in may half term but got a bit unlucky weather wise and it rained 2 days, we were told it was very unseasonable so all in all likely a safe bet for the future. That cost me £2.5k again last min, watched the prices for weeks in advance and stuck whilst the iron was hot or so to speak. We booked with jet2 and were flexible with the airport, we stayed at the ephesia korumar hotel. Kids loved it. but I saw comparable if not cheaper prices for canaries. Starting to see the deals now for July after school. I will admit though I’ll have mine miss up to 3 days of school, preferably no more than 2. They missed 2 for this hols

then summer hols we’re doing Disneyland Paris again, just shy of £1700 at the Newport bay and just amending free ferry to have another 2 days at villages natures. Booked with Walt Disney travel company. No school missed

generally I typically watch prices for a good while, maybe a year in advance so I can get a good base line of cost. Last minute if you don’t mind where you go (ie don’t mind too much the destination or have a particular hotel in mind) can save you thousands so for us when we want a holiday in the sun with a c 4 hrs max flight. Perfect for us.

disney generally speaking I don’t like a middle man, they charge through the nose so I tend to go direct or with an independent travel agent who has full price transparency.

This is so helpful. Thank you.

I had no idea prices varied so much.

OP posts:
CoastalCalm · 24/06/2025 09:32

£1,000 and income £100k , week in a cottage somewhere 2 adults and one dog

ProcrastinatingTeacher · 24/06/2025 09:29

Frankly, we don't have a summer holiday budget. They cost too much and our priorities lay elsewhere right now. Household income is circa £50k.

Jellycatspyjamas · 24/06/2025 09:28

This is something else DH and I disagree about; I want to mortgage paid off ASAP, he thinks it's all normal and I should stop thinking about it.

Is it possible to have both mindsets? I don’t think about my mortgage day to day, it’s paid with all the other bills. I do however want it paid off so if I have extra money I’ll over pay, but I don’t sacrifice other areas of life to do so.

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