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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to have let them pay?

165 replies

Motherofrascals · 21/06/2025 13:57

It's the week before payday. Somehow no matter how much I budget, the end of the month is always tight. DC and I were deciding what to do today and I explained it has to be a 'no money day'. Parks, playgrounds, picnics, bike rides, museums, libraries, hanging at home, inviting someone over...all fine. But anything where we'd need to buy a ticket or spend any money, not fine.

They asked to do something which costs money, but offered to pay for it themselves with birthday/pocket money (adults go free). At this point, honestly, I was pleased and proud they were showing initiative, cooperating with one another, negotiating as a team etc. They have enough to pay without emptying their savings, so I happily agreed.

We're here now, kids are off having fun. However as they were counting their money they told the cashier the story 'Mummy wasn't going to come today' etc... and a person stood close to us started tutting and muttering that no child should have to buy their own tickets and 'What kind of parents don't pay for their children!?'. I sort of stuttered that I was actually very proud of them working together to find a solution to get to do something they'd wanted to do, then we moved away. I didn't want to start explaining the whole backstory, financial circumstances etc. But now I'm starting to feel guilty, and maybe I should have held the boundary that a no money day is just that, regardless of where the funds come from.

AIBU to have let them pay? I was feeling really positive about it all till about 10 minutes ago :(

OP posts:
Sharptonguedwoman · 22/06/2025 19:16

TheaBrandt1 · 21/06/2025 14:26

Sorry but I would have also thought that was abit odd. I wouldn’t have said anything though.

Do you not know anyone who is on a tight budget? Good for you.

Butteredradish3 · 22/06/2025 19:13

Pherian · 22/06/2025 16:10

You shouldn’t feel guilty, but you should probably have a conversation with your kids about discretion.

I think quite rightly the children were happy and yes over sharing but that’s what children do, discretion will come with time and I’m sure as they are obviously brought up to problem solve this situation they will be just fine. They are children and I’d assume felt very proud to pay with their own money as they should be. What a great way to spend money making memories rather than on tat that ends up in the bin. I think it shows well raised children. Time will come when they won’t share as much information but they are only young and learning.

AlliWantIsARoomSomewheeeere · 22/06/2025 19:07

My kids do this. All their birthday and Christmas money goes in a pot and if they've had a few weeks where they have already been a bit spoiled by the bank of mum and dad, I will say to them, "I've spent enough on you this month, if you want to do xyz you will have to use your pennies" then they decide if they want to do whatever it is enough.
They are certainly not deprived and they know that life costs money and there isn't an endless supply of it! Crazy to me that someone would make a comment on it. I would rather my kids spend their money on activities and encourage them to do so, rather than buy more crap to clutter my lounge with!!

carly2803 · 22/06/2025 18:42

absolutely excellent parenting win!! seriously ignore the hate - well done!!

They need to learn money does not grow on trees, if they spend their own money, it might make them think twice about not constantly expecting the bank of mum to pay for everything!!

EdithBond · 22/06/2025 18:20

YANBU

The woman who commented was extremely rude, disrespectful and judgemental. Don’t let her appalling behaviour affect you.

I think it’s v important to show kids you can have lots of fun without spending a penny. Beautiful walks or bike rides, playing in the park or garden, outdoor games (cricket or rounders only need a cheap bat, tennis ball and some jumpers for stumps/bases). IMHO it’s not great parenting to teach kids that they have to pay to be entertained. Making your own entertainment makes you resourceful and innovative (important life skills).

Kids usually love walks, especially ones with a variety of landscapes in one walk (e.g. woods, meadows, streams), as they love discovering things. They can learn to identify different trees, plants and birds. You can look up local walks online, which guide you along and point out things of note. If you take buses or trains, you don’t have to go in a loop back to a car (and you can have the odd beer or can of Pimm’s along the way if that appeals).

Even when money wasn’t so tight, I never bought drinks or food when we went out or at the beach on holiday. We always took reusable bottles of water or squash (flask of hot choc in winter), filled rolls, fruit (grapes, sliced apple with a dash of lemon juice etc). Crisps, biscuits, cake etc. All in plastic lidded tubs so it stayed intact. Our food was always miles nicer than you could buy out, at a fraction of the cost and the kids could snack whenever they felt hungry. The odd ice cream, drink at a pub or maybe fish & chips on train home is all we’d spend money on.

As someone who sends kids money for their birthdays, I’d much rather they put it towards an experience or day out (or treats when out, e.g. rides, ice-cream) than more toys cluttering up their home, unless there’s something they really really want (or they’re saving for). Experiences and days out create memories and wonderful photos, whereas most toys are forgotten and rarely played with.

So, you’re quite right to be proud they offered to pay with their own money. They’re learning to make decisions, solve problems and understand the value of money from a young age. You’re never too young to learn to manage money.

Don’t feel guilty. You sound like a wonderful parent.

BringOle · 22/06/2025 18:11

not at all unreasonable. Of course kids can pay for what they want once you have exhausted your funds! It’s a great lesson for them. Side note: What kind of lowlife kicks off in front of everyone about this?

Notwiththebullshizz · 22/06/2025 18:04

Jeez! Ignore the negativity from those people and some people on this post! What your children have shown is that they can be responsible for things and have shown great teamwork skills. I'd be so proud of my children if they offered to use their money to do something they wanted to do rather than saving their pocket money for sweets and plastic tat like most do. If you're feeling a little off about it, you could always 'pay them back' bit by bit but honestly I really think (from this post) it's seems as though you've raised lovely, considerate kids ☺️ I really hope you all enjoyed your day

Mumstheword1983 · 22/06/2025 17:45

I think that's brilliant. I often encourage the children to do the same. They have savings from birthday and Christmas and sometimes use it to do an activity rather than spend it on toys. I always encourage them to take some on holiday too so they can buy extra treats over and above our daily budget. It's good for them to learn to budget and save this way.

Mymanyellow · 22/06/2025 17:43

Have I missed how much it was? I think that might make difference.

RareGoalsVerge · 22/06/2025 17:32

Yanbu at all @Motherofrascals and I think you are a brilliant mum who has raised some brilliant children. It's very sensible for them to understand there have to be boundaries on what you can afford and very sensible for them to have the option to spend their savings on an activity they enjoy.

Tiddlywinksrus · 22/06/2025 17:31

Good for you. You could have equally have had the money and have got them to pay as it was an extra out of budget experience, and that also would have been a great thing.
I might start doing this with my kids actually :)
No business of anyone elses anyway.

SusiQ18472638 · 22/06/2025 17:29

I don’t see anything wrong with children choosing to spend their money on a day out/ experience. Would these people rather they spent their money on plastic tat or sweets?! Don’t worry about what anyone else thinks, you were all happy with the situation until some nosey parker butted in.

Thedevilhasfinallycaughtupwithhim · 22/06/2025 17:26

It would have broken my heart a little bit but I would never have said anything.

NameChange30 · 22/06/2025 17:20

TheFluffyTwo · 22/06/2025 07:27

It's nothing particularly clever! Just as you say saying no to things in shops "unless you want to buy it with your own money" or telling them in advance when we go to a fete that mummy will pay for X & Y but they will need to save up/ use their pocket money if they want A & B. Or saying that I'll pay for a school trip but they have to use their money if their want souvenirs. Advanced warning often helps but I also love that in your case they were able to address an unexpected situation because of general savings - that's the next level!

One tip I do have that's worked a treat, though (especially for bigger items that they couldn't buy themselves or when you know they can only buy one thing that day but they haven't seen everything on offer yet) is to implement a system of 'taking a photo' of whatever it is they want. That way they can decide at the end of the day/ come their birthday or Christmas what it is they actually want between all the things they've taken a photo of.

The photo seems to satisfy the need to possess the thing in the moment (they have a photo of it, feel in control and are reassured it won't be forgotten about so no tantrums), there's no waste or regret, and you can have fun comparing and deciding which thing(s) they actually most at the end of the day / for their Christmas list when you go back through the photos together.

You'll also rarely struggle for present ideas on special occasions!

I nicked this from the internet years ago and it was a game change for toddler tantrums about buying things too!

Edited

I do this too, and it works a treat with my 4yo who wants me to buy her something every time we set foot in a shop!

TicklishMintDuck · 22/06/2025 16:42

I think what you’ve done is great parenting. It’s no one else’s business. 😊

LBFseBrom · 22/06/2025 16:40

Fivews · 21/06/2025 13:59

Not at all unreasonable, you've taught them a valuable life lesson that money isn't growing on trees.

I quite agree and that person should have minded her own business, she didn't know your circumstances and I'd say the same if she did.

Shetlands · 22/06/2025 16:26

I think you're a fabulous mother! 💐

Alwaytired44 · 22/06/2025 16:23

Dominoeffecter · 21/06/2025 14:49

Bloody hell, you sound scary

The Trunchbull has entered the chat!

RichHolidayPoorHoliday · 22/06/2025 16:15

HarLace1 · 22/06/2025 16:11

Please don't feel guilty, least your children won't grow up as spoilt, entitled adults. A massive ick of I ever did see one.

I grew up what you might consider spoilt because our parents never bothered discussing money with us, and we could do any clubs or events we wanted. Nothing outrageous, just comfortable.

I wanted to keep the same lifestyle so I made sure I was always going to earn a good living for that 😂

Not burdening your kids with cash flow problem doesn't make them spoilt and entitled.

sunflower85 · 22/06/2025 16:15

I’d have told them to mind their own bloody business. It honestly does my head in that some people think they have he right to comment on other people like this, absolute busybody!

HarLace1 · 22/06/2025 16:11

Please don't feel guilty, least your children won't grow up as spoilt, entitled adults. A massive ick of I ever did see one.

Pherian · 22/06/2025 16:10

Motherofrascals · 21/06/2025 13:57

It's the week before payday. Somehow no matter how much I budget, the end of the month is always tight. DC and I were deciding what to do today and I explained it has to be a 'no money day'. Parks, playgrounds, picnics, bike rides, museums, libraries, hanging at home, inviting someone over...all fine. But anything where we'd need to buy a ticket or spend any money, not fine.

They asked to do something which costs money, but offered to pay for it themselves with birthday/pocket money (adults go free). At this point, honestly, I was pleased and proud they were showing initiative, cooperating with one another, negotiating as a team etc. They have enough to pay without emptying their savings, so I happily agreed.

We're here now, kids are off having fun. However as they were counting their money they told the cashier the story 'Mummy wasn't going to come today' etc... and a person stood close to us started tutting and muttering that no child should have to buy their own tickets and 'What kind of parents don't pay for their children!?'. I sort of stuttered that I was actually very proud of them working together to find a solution to get to do something they'd wanted to do, then we moved away. I didn't want to start explaining the whole backstory, financial circumstances etc. But now I'm starting to feel guilty, and maybe I should have held the boundary that a no money day is just that, regardless of where the funds come from.

AIBU to have let them pay? I was feeling really positive about it all till about 10 minutes ago :(

You shouldn’t feel guilty, but you should probably have a conversation with your kids about discretion.

Motherofrascals · 22/06/2025 14:12

TheFluffyTwo · 22/06/2025 07:27

It's nothing particularly clever! Just as you say saying no to things in shops "unless you want to buy it with your own money" or telling them in advance when we go to a fete that mummy will pay for X & Y but they will need to save up/ use their pocket money if they want A & B. Or saying that I'll pay for a school trip but they have to use their money if their want souvenirs. Advanced warning often helps but I also love that in your case they were able to address an unexpected situation because of general savings - that's the next level!

One tip I do have that's worked a treat, though (especially for bigger items that they couldn't buy themselves or when you know they can only buy one thing that day but they haven't seen everything on offer yet) is to implement a system of 'taking a photo' of whatever it is they want. That way they can decide at the end of the day/ come their birthday or Christmas what it is they actually want between all the things they've taken a photo of.

The photo seems to satisfy the need to possess the thing in the moment (they have a photo of it, feel in control and are reassured it won't be forgotten about so no tantrums), there's no waste or regret, and you can have fun comparing and deciding which thing(s) they actually most at the end of the day / for their Christmas list when you go back through the photos together.

You'll also rarely struggle for present ideas on special occasions!

I nicked this from the internet years ago and it was a game change for toddler tantrums about buying things too!

Edited

Ah yes brilliant. I'm getting better at reminding them they may want to bring money for extras before we leave the house. Hoping at some point it'll come off my 'pre leaving check list' and be something they think of themselves.

We do the photo thing!! Or at least I have a Google sheet 'list' I add all the things they ask for in shops etc and then we review it closer to Christmas/birthdays etc as you say. It works so well for pester power, and as you say it seems to satisfy that instant gratification need without actually shopping.

Did slightly backfire n terms of sibling rivalry recently. The younger used her birthday money to buy something the older one has had on his list a while but opted to wait for a birthday rather than buying it himself. She got home with it and was very smug about the purchase. Cue a lot of jealously from the biggun. Not the ideal atmosphere in the house 🤦🏼‍♀️ but also hard to fault either ones logic, he'd been happy to wait, she was happy to pay for it.... 🙈

OP posts:
TheFluffyTwo · 22/06/2025 07:27

Motherofrascals · 21/06/2025 20:15

Goodness I wasn't expecting so many replies! Some of them have made me a bit emotional <3 thank you you lovely lot! Bit of a tonic for the soul this site sometimes,

Sorry to those who are seeing my lack of response as rude. It's been me and the smalls today so after I posted and saw the first comment/few reassuring votes I tried to leave the phone out of reach until now when they're in bed.

The kids are KS1, so still quite little. There's been some interesting points on here about how often money is discussed in private and public. I mainly think it's never too early to learn financial literacy. I wish I'd started younger and been able to benefit from my parents knowledge, I feel I learned everything the hard way (and evidently still have a way to go!). However I'd never want them to feel burdened by it. It wasn't a thought I'd previously had so thank you for making me aware of that possibility.

On the point that they shouldn't be talking about money so openly I understand where you're coming from. It's a societal norm not to discuss such things, (and the consequences as shown can be unwanted comments!) but sometimes I do wish we were able to be more open about it. Especially when there's a moment like today where they were just happy to be there! That was why I spoke back I think, I didn't want anyone bursting our bubble. I bet I could learn a lot from those around me if finance was less of a taboo topic. But my wishing doesn't make it so.

FWIW she wasn't in the queue, she was nearby. Quite an elderly lady, waiting for her family to assemble to leave. Still not sure saying anything was the right thing. But overall I've been giving it all far too much thought today so gonna try and leave it rest now.

@TheFluffyTwo I like the notion of engineering situations sometimes, that aren't making them worry that we don't have enough money. Do you have any examples? So far I have resisted saying no to anything they want to bring home from a shop if they're paying for it themselves, even if it's something I would never ever fund myself. But that's about as far as I'd got with it until today!

@RedBeech that's such a lovely story, gave me goosebumps!!

@Dominoeffecter that'll be a good day!!! 😂

Edited

It's nothing particularly clever! Just as you say saying no to things in shops "unless you want to buy it with your own money" or telling them in advance when we go to a fete that mummy will pay for X & Y but they will need to save up/ use their pocket money if they want A & B. Or saying that I'll pay for a school trip but they have to use their money if their want souvenirs. Advanced warning often helps but I also love that in your case they were able to address an unexpected situation because of general savings - that's the next level!

One tip I do have that's worked a treat, though (especially for bigger items that they couldn't buy themselves or when you know they can only buy one thing that day but they haven't seen everything on offer yet) is to implement a system of 'taking a photo' of whatever it is they want. That way they can decide at the end of the day/ come their birthday or Christmas what it is they actually want between all the things they've taken a photo of.

The photo seems to satisfy the need to possess the thing in the moment (they have a photo of it, feel in control and are reassured it won't be forgotten about so no tantrums), there's no waste or regret, and you can have fun comparing and deciding which thing(s) they actually most at the end of the day / for their Christmas list when you go back through the photos together.

You'll also rarely struggle for present ideas on special occasions!

I nicked this from the internet years ago and it was a game change for toddler tantrums about buying things too!

RedBeech · 21/06/2025 22:07

Shoxfordian · 21/06/2025 15:15

It's hardly entitled to expect parents to pay for days out not children. Why are you running out of money at the end of the month? That's not great financial skills to teach kids.

How old are the kids?

FFS. Why is she running out of money at the end of the month? Because she is a single mother and the CoL is sky high and many wages/salaries don't begin to meet it, especially if paying for wraparound care. It's not her fault. Wake up.

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