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Financial issues with partner

238 replies

Littleredpanda23 · 16/06/2025 11:43

My partner is self employed and earns around £50,000 - 60,000 a year, I work part time and earn about £12,000 a year. We're NOT married and we have kids, one has special needs (hence why realistically i can only work part time unfortunately).
As my partner is self employed the only benefits I receive are child benefit and child disability (so about £300 a month or so), apparently his accountant says it would mess up his taxes or something if I applied for any other benefits I'm entitled to....so in total I have about £1300 a month income.
I bought the house (myself) many years ago so we have no mortgage. We half all the bills. I pay for all the extras (that he never even thinks about) such as kids clothes, classes, stuff for pets, vet bils, home insurance, food, etc. I also do ALL of the housework, child care and general house management/arranging everything stuff....and I am absolutely suffering financially right now! I am currently £700 in overdraft (like every month) and still have an electricity bill due this month and the kids schol uniforms for next year have to be ordered into the school by mid July. I never buy anything for myself, no new clothes in years, I can never afford to meet friends for meals, etc. My full wage goes on bills and kid related things. I'm actually falling into I'll health due to the constant 24/7 worry about money and was actually recently in hospital with heart issues/high blood pressure. When i ask him to take over some of my bills for that month or pay for some of the kids things, he (usually) does it but has a go at me and he says I need to take more hours at work or get a second job. Am I wrong for asking him to take on more financially? Even if he'd take all the bills then I'd still be happy to cover the kids stuff and that. Am I in the wrong?

OP posts:
Lmnop22 · 16/06/2025 12:00

He should be paying you a portion of his wages to be only doing part time work, raising his kids, doing the housework, paying all the bills.

Tell him you want £1k per month to cover expenses and to make things fair or you’ll apply for all your benefits and screw his tax return 🙄

How can this man profess to love you and watch you and your children suffer under financial strain including to the point you’ve been hospitalised whilst he accumulates or spends every penny of his salary?! AND he has the audacity to ban you from seeking help so he has even more money to himself that he doesn’t share.

CleverLemonCat · 16/06/2025 12:00

Littleredpanda23 · 16/06/2025 11:55

@xSideshowAuntSallyXx he literally doesn't even think about the kids clothes/shoes/extras they need/etc. He's never paid for any of that their whole lives, it's always been me that's dealt with that area so it doesn't even cross his mind that they need new shoes regularly or that they need money for school activities or that they cost a fortune in food.

I had an exh who never, ever put his hand in his pocket to provide for his son. Note he is an ex! You would probably manage better if he wasnt there, as you would be able to claim UC.

Foodylicious · 16/06/2025 11:58

Where does the rest of his money go??
Is he is taking home £3k a month...

AppleOfMyThirdEye · 16/06/2025 11:57

Cocklodger. Get rid.

Littleredpanda23 · 16/06/2025 11:55

@xSideshowAuntSallyXx he literally doesn't even think about the kids clothes/shoes/extras they need/etc. He's never paid for any of that their whole lives, it's always been me that's dealt with that area so it doesn't even cross his mind that they need new shoes regularly or that they need money for school activities or that they cost a fortune in food.

OP posts:
Autumn1990 · 16/06/2025 11:54

The only bill I wouldn’t split is the house insurance as it it your house

nightmarepickle2025 · 16/06/2025 11:53

Start charging him rent. The usual advice is to get married to protect yourself financially but you should absolutely not do that which would give him the right to 50% of your house.

worriedmum88 · 16/06/2025 11:53

Are they his kids?

In this situation your share of bills should be appropriate to income. So if he earns 50k and you 12k then he should be paying a bigger share of the bills. Also you should be splitting everything child related too.

Hankunamatata · 16/06/2025 11:53

Apply for the benefits you are entitled to!

Hankunamatata · 16/06/2025 11:52

Think of it this way
Would u see him and the kids struggle for money if situation was reversed?

sweeneytoddsrazor · 16/06/2025 11:51

Food ,home insurance, vet fees, kids clothes are all bills not extra and should also be split

xSideshowAuntSallyXx · 16/06/2025 11:47

Why doesn't he pay for half the stuff for the children? They're half his after all.

If he's intent on splitting everything 50/50 he can also split the children costs.

BodenCardiganNot · 16/06/2025 11:44

No you are not wrong. However it seems he knows he's on a good thing and won't change.