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To expect DH to support me financially on maternity leave and increase the share of mental load

218 replies

Iris10000 · 13/06/2025 10:20

This is a long post but I hope I will get some response and advice. I have been going in circles with DH and it’s apparent we have totally different outlook on running the household and associated responsibilities. The argument boils down to two items:

  • money and what happens when my maternity pay decreases. Just as a background we have two DCs preschool age and 4 months. Before maternity leave I worked part time 4 days earning £72k. DH works 5 days earning £35k. We both get bonuses. Mine is c£10k once a year and his is £400 a month. DH refused to have joint account so I take care of all bills and he has standing order to my account. He approximately contributes 35 percent of all bills and kids expenses. Some larger purchases for DCs and household are financed from my bonus and he doesn’t contribute. DH has more savings than me as a result of not always contributing to all expenditure. I am fed up of being responsible for all finances and not having one pot. I don’t like the idea of my and yours money but DH disagrees. I asked DH if he could support me on maternity leave when my wages are lower than his and especially the last two months when I don’t get paid. I thought this is fair as I have been contributing to household expenses more than him and I am happy to do that as that’s fair because I am the higher earner. He said he doesn’t want to hand over all his wages and that I should dip into my savings. I feel very emotional about this as I really want someone to take care of me and stop feeling like I am the house manager and DH is my son.
  • Spinning from the argument above there is another argument about the split of mental load. I fully expect to do more when on maternity leave but I also did more when I was working. DH is of a view that he already does more than any man and partner he spoken to in his workplace as they don’t even change a nappy. He also stated that he is tired in the evenings so cannot physically do more. He is of an opinion that I am unreasonably demanding and I should be more affectionate towards him as he doesn’t feel loved. This is totally irrelevant but crops up at every conversation I am trying to have with him so it’s always spun the way that I am the bad wife. Our split is as follows: DH - bins, help get older DC dressed and make her breakfast in the morning, being tidy which stems from his OCD tendency, play with both DCs when I cook in the evening, older DC bedtime but not bath, mow the lawns once every two weeks, iron his work shirts, play with DCs at the weekend, change nappy etc when we are all at home at weekends (yes he thinks this is part of his chores and counts). Me - preschool pick up and drop off when I am on maternity leave, meal planing, food shop, cooking, shopping for all household items eg bin bags, cleaning products and noticing when they need a top up, house cleaning every other week as we have a cleaner, buying, sorting, replacing DCs clothes, daily laundry, planning DCs activities such as swimming and taking them, all preschool admin and asking DH to take holiday for things like sports day or nativity so we can both go, looking after household finances, looking after DCs health (organise private health ins, taking to doctors, dentist when needed), changing beds, thinking ahead of the school holidays and organising clubs and my unpaid leave.
OP posts:
SharpLily · 13/06/2025 12:25

The chances of him wanting or indeed receiving 50% custody are very slim. From the sounds of him the only reason he'd even consider going for 50% is to avoid paying maintenance so even if it happened the likelihood of him sticking to it in real life is very, very small.

You can do better than this, @Iris10000 and more importantly, your children should be able to grow up seeing you doing better than this instead of thinking this is a good or even normal way to live.

UncharteredWaters · 13/06/2025 12:24

He wants to pay less % when he earns less.

So when he’s the higher earner he pays more.
no other option unless he wants a joint pot.

bigboykitty · 13/06/2025 12:23

The sooner you divorce him, the less money you will lose to this user.

GreenIsMyFavoriteColour · 13/06/2025 12:22

SortthisoutpleaseJesus · 13/06/2025 12:15

Given that you earn significantly more, why can't you do shared PL, he then stays home with the child and you go back to work. That way he can't complain.

That get my vote.

Doubles the family income and puts all the domestic load on him.

IButtleSir · 13/06/2025 12:20

It's amazing how the husbands of women on Mumsnet claim that none of the other men they know change nappies, and yet in the real world, I don't know a single man who would dare try to get out of changing their own child's nappies.

Your husband is a lazy, financially-abusive misogynist. Get rid.

PumpkinsAndCoconuts · 13/06/2025 12:20

rubyslippers · 13/06/2025 10:23

You outearn him significantly yet he has more savings than you because he doesn’t contribute
i couldn’t live the way you do
He sounds like a whiny man baby - doesn’t feel loved so can’t do more to support his family
yuck

I 100% agree.

If OP’s H doesn’t want to support her financially when she’s losing some of her income due to maternity and taking care of their shared child, OP shouldn’t financially support her H when she goes back to work.

=> 50:50 on all joint expenses.

Lurker85 · 13/06/2025 12:18

Regardless of anything eise, if he thinks your reduced maternity pay doesn’t mean he should pay more temporarily then your increased salary shouldn’t mean you pay more long term either. He can’t have it both ways. Either the one receiving less money pays less or they don’t. It can’t apply to you and not him. So I think when you’re back to work you should make him increase his contributions to 50% - by his own logic! If you manage to stomache him until then that is 😂

tumblingdowntherabbithole · 13/06/2025 12:18

What makes you think he’d want 50/50 when he does absolutely fuck all as it is?

SortthisoutpleaseJesus · 13/06/2025 12:15

Given that you earn significantly more, why can't you do shared PL, he then stays home with the child and you go back to work. That way he can't complain.

MissScarletInTheBallroom · 13/06/2025 12:14

Iris10000 · 13/06/2025 11:41

Thank you all for your comments. Just a bit of clarification: we have two DCs, my punctuation was non existent there! I did consider going solo but it’s not straightforward. I still think of good times we had in the past and ways to make DH realise life changed after kids and he has to adapt. I did some research and calls about finances post divorce and my understanding is that I might be worse off as he might get a higher share of the house equity as a lower earner if he wants to have 50/50 custody. And frankly not seeing DCs half of the time would break my heart. Our only way is to talk but I don’t know how as he refused marriage counselling .

50% custody?

When your youngest is 4 months old, he doesn't pull his weight (and didn't even before you went on maternity leave and were the main breadwinner), and he thinks he's dad of the year because at least he changes the occasional nappy?

Seems unlikely to me.

You'd push for more than 50% on the grounds that you think it's best to stay in the house and be the resident parent, and for him to have the children every other weekend.

The fact that you're divorcing him because he's a useless sack of shit who doesn't pull his weight either financially or practically is likely to make a judge sympathetic to your point of view.

IwasDueANameChange · 13/06/2025 12:14

If he doesn't want to share "his" money, stop sharing yours and subsidising him.

GreenIsMyFavoriteColour · 13/06/2025 12:12

Spelled out by whom? Is the assumption here that women are aware before ttc the first baby that life changes after having children but men are not, and that it is the job of childless women to explicitly educate their childless partners?

By both. She says this is going to be really, really hard and our life will be worse. He says this is going to be really, really hard and our life will be worse.

At that point they decide to go ahead or not. Most likely not since they both acknowledge it will be hard and neither of them really want to do all the graft and mental load.

Cheesystick · 13/06/2025 12:09

JHound · 13/06/2025 11:10

I am increasingly convinced that the desire for motherhood convinces a lot of women to settle for any old rubbish when it comes to male partnership.

100%. One day the hormonal veil lifts though and you wonder what the fuck you were thinking. Sadly you're already enslaved by that point.

Rainbowqueeen · 13/06/2025 12:07

Op get some more advice. Ask womens aid for their list of solicitors in your area. 50-50 for really young children ie under 2 is not recommended. And would he really want that, given how little he contributes to the DC now. If you act enthusiastic about him having 50-50 so you can use your free time to do fun stuff he would most likely back off any threats of it anyway. I’d also speak to gingerbread, the single parents charity

remember the longer you stay together the more you have to divide. Splitting when the DC are young means they don’t remember you being together and can be easier in them. Plus you deserve better.

EllieEllie25 · 13/06/2025 12:07

Any savings should be joint savings, and obviously he should cover more expenses while you're on maternity leave. How can he imagine you carrying his baby is nothing to do with him financially? The whole point of marriage is that you're a unit and you support each other. I couldn't carry on with someone who thinks like that.

Greenfitflop · 13/06/2025 12:03

Quockly move any savings to an account in your sole name....asap.
Talk to Women's aid too.

Mrsttcno1 · 13/06/2025 12:03

Toilichte · 13/06/2025 11:54

I’d keep separate finances from this man too. There’s no way op should give him full access to her earnings once she’s off maternity leave

You can’t have it both ways though. You’re either happy to have joint finances and it’s all family money, or you’re not.

TabbyCatInAPoolofSunshine · 13/06/2025 12:01

GreenIsMyFavoriteColour · 13/06/2025 11:44

DH realise life changed after kids and he has to adapt.

Something that should have been spelled out loud and clear both ways before TTC.

Spelled out by whom? Is the assumption here that women are aware before ttc the first baby that life changes after having children but men are not, and that it is the job of childless women to explicitly educate their childless partners?

Is this not setting up an assumption of incompetence/ mother as mental load manager and father needs to be told what to do and follow instructions dynamic as the foundation of the relationship?

Something is wrong with that...

Yes, of course couples should talk about expectations sah/ work, costs, religion, where to live, how many kids ideally, any big unusual things like already knowing you want to homeschool or move back to where you grew up or something) before having children, but both go into ttc the first child unaware of exactly what will take them by surprise about one another, as well as about babies and children!

KT1113 · 13/06/2025 12:01

In all seriousness, may this kind of marriage never find me.

He needs a SERIOUS conversation about fairness and division of finances & labour. Why should mat leave be at your expense? I presume the baby is 50% his?

He would be significantly less comfortable financially if you were to leave him, so I suggest he picks his ideas up ASAP, otherwise you would be better off on your own.

RobinEllacotStrike · 13/06/2025 11:59

Greenfitflop · 13/06/2025 11:53

God love you, thats some loser you have chosen to have 3 children with.
You poor woman.

Stop paying for ANYTHING that benefits him.
Any subscriptions.
Stop laundry or buying any food he likes.
Cut expenses to the bone.
Start saving quietly.

He is a loser and they don't change.
Tell your family and friends the truth about him and for goodness sake stop having sex with him.
Mind yourself OP.

This post has clear good advice.

and to reiterate (and speaking from experience) "He is a loser and they don't change."

Tiswa · 13/06/2025 11:58

Set out what you need from him financially and support and tell him if he doesn’t it will be over

i suspect given the fact that you sacrificed your career it probably would be 50/50 as could he earn more if needed, would he want 50/50 and remember savings are joint as well

TreeDudette · 13/06/2025 11:57

I was married to someone very like this. The key word is WAS. He sounds useless. What IS he bringing to the table? It doesn't sound like it's money, or affection or great parenting skills, or help at home. I hope his cock is made of gold because that sounds like it could be the only thing on his side!

NotLactoseFree · 13/06/2025 11:57

I am so sorry that you are married to a man like this OP. I bet it just sort of snuck up on you.

LIke others, I actually don't believe this relationship can last. I am sorry. I'm not saying LTB, but I am saying that I suspect in 5 years it will be over anyway. You'll have given up because of his uselessness or, sadly, he'll have decided that you make his life too difficult and get his head turned. I'm sorry, that's an awful thing to say to someone but i believe it 100%. s

First, you have to even out finances. It's INSANE that he won't accept that the pot is smaller when you're on maternity leave. I think the only way aroudn this is to make it clear that as you are meeting too many of the household bills you will no longer be contributing to his bills in anyway. Perhaps invoice him for food and childcare while you're on maternity leave etc. Obviously, he will refuse to pay, but perhaps it will bring clarity.

I did some research and calls about finances post divorce and my understanding is that I might be worse off as he might get a higher share of the house equity as a lower earner if he wants to have 50/50 custody. And frankly not seeing DCs half of the time would break my heart.

Do you reall yhtink he'll be having the DC 50/50 of the time? Not a chance. Especially if that means he has to pay for 50% of the childcare costs that will be necessary.

Also, the finance thing is a sunken cost fallacy. even if you DO have to give him more, the sooner the relationship ends, the sooner you have time to build up your assets and earnings again, without having to share them with him.

RobinEllacotStrike · 13/06/2025 11:57

Iris10000 · 13/06/2025 11:41

Thank you all for your comments. Just a bit of clarification: we have two DCs, my punctuation was non existent there! I did consider going solo but it’s not straightforward. I still think of good times we had in the past and ways to make DH realise life changed after kids and he has to adapt. I did some research and calls about finances post divorce and my understanding is that I might be worse off as he might get a higher share of the house equity as a lower earner if he wants to have 50/50 custody. And frankly not seeing DCs half of the time would break my heart. Our only way is to talk but I don’t know how as he refused marriage counselling .

Do you really think he would push for 50/50?
Your babies are still young and you are clearly primary career - so I don't think 50/50 would be likely if that isn't what you wanted.

3awesomestars · 13/06/2025 11:55

You do not need us to tell you he is being unreasonable but sometimes someone saying what things could be like can really help you to see just how unhealthy your situation is. I have seen varying degrees of financial management over the years and the couples that appear to stay together are those that have full financial transparency. (This is once there are children, I think things can be a little different before then.)

such as

joint accounts
joint savings and investments
joint debt - mortgages etc
Being able to make decisions about how to manage the future and finding ways to manage this together (like going part time / career changes)
not arguing about money
supporting purchases even if you don’t agree

being able to have difficult conversations/disagreements about the above and it not spiralling into a row.

I think these values generally show up quite early in relationships - I would reflect- was this the case. If do you have a problem and it will be a long hard road to divorce unless things change.
If it is a new trait maybe there is some underlying stressor making him behave this way. For example after our second child arrived my husband sold his family car and bought a small totally unsuitable budget type car, he was panicked about another child arriving, we sat down went through everything and it was fine.

good luck OP - you don’t have to live like that.